Clydesdale Bank

Better known as a provider of banking products, Clydesdale Bank also offers a number of insurance products.

Clydesdale Bank is part of CYBG, which also owns Yorkshire Bank. It was floated on the London Stock Exchange in 2016.

It offers a range of insurance products, from car to life, and its policies are underwritten by Royal Sun & Alliance.

Clydesdale Bank

Bank accounts

Ranked 17th of 27 providers reviewed.

Customer happiness 59%
Customer trust 48%
Complaints performance 83%
Transparency rating 36%
Fairer Finance score
Reviewed Spring 2018
57%
Gold ribbon: first place

Credit cards

Ranked 16th of 35 providers reviewed.

Customer happiness 56%
Customer trust 42%
Complaints performance 83%
Transparency rating 65%
Fairer Finance score
Reviewed Spring 2018
62%
Gold ribbon: first place

Mortgages

Ranked 9th of 21 providers reviewed.

Customer happiness 57%
Customer trust 46%
Complaints performance 78%
Transparency rating 55%
Fairer Finance score
Reviewed Spring 2018
59%
Gold ribbon: first place

Personal loans

Ranked 10th of 25 providers reviewed.

Customer happiness 66%
Customer trust 49%
Complaints performance 83%
Transparency rating 40%
Fairer Finance score
Reviewed Spring 2018
60%
Gold ribbon: first place

Savings accounts

Ranked 13th of 36 providers reviewed.

Customer happiness 57%
Customer trust 60%
Complaints performance 83%
Transparency rating 52%
Fairer Finance score
Reviewed Spring 2018
63%

Home insurance

Clydesdale Bank

Premier Home Insurance (By Hiscox)

4 stars
Escape of water excess i £150
Matching sets i
Theft from outbuildings i £10,000
24hr helpline i
Alternative accommodation i Reasonable costs
Cover for keys/locks if lost i Sum insured
Money in the home i £2,500
New for old i

Clydesdale Bank

Your Home

3 stars
Escape of water excess i £50
Matching sets i
Theft from outbuildings i £2,000
24hr helpline i
Alternative accommodation i £40,000
Cover for keys/locks if lost i £750
Money in the home i £0
New for old i

Buildings insurance

Clydesdale Bank

Premier Home Insurance (By Hiscox)

4 stars
Cover for keys/locks if lost i Sum insured
Matching sets i
Trace & access i £10,000
24hr helpline i
Alternative accommodation cover limit i Reasonable costs
Compulsory excess i £150
Cover for keys/locks if stolen i Sum insured
Escape of water excess i £150
Property owner liability i Sum insured

Clydesdale Bank

Your Home

3 stars
Cover for keys/locks if lost i £750
Matching sets i
Trace & access i £0
24hr helpline i
Alternative accommodation cover limit i £40,000
Compulsory excess i £50
Cover for keys/locks if stolen i £750
Escape of water excess i £50
Property owner liability i £2,000,000

Contents insurance

Clydesdale Bank

Premier Home Insurance (By Hiscox)

4 stars
Cover for keys/locks if lost i Sum insured
Matching sets i
Theft from outbuildings i £10,000
24hr helpline i
Alternative accomodation i Reasonable costs
Cover for keys/locks if stolen i Sum insured
Cycles included whilst in the home i Sum insured
Money in the home i £2,500
New for old i

Clydesdale Bank

Your Home

3 stars
Cover for keys/locks if lost i £750
Matching sets i
Theft from outbuildings i £2,000
24hr helpline i
Alternative accomodation i £10,000
Cover for keys/locks if stolen i £750
Cycles included whilst in the home i £0
Money in the home i £0
New for old i

Travel insurance

Annual multi-trip insurance

Clydesdale Bank

Travel Insurance

4 stars
Cancelling before travel i £5,000
Medical excess i £50
Personal possessions & baggage - damaged, lost or stolen i £1,500
Abandoning your trip i £5,000
Combined passport & travel i £200
Cutting trip short/curtailment i £5,000
Emergency medical cover and repatriation i £10,000,000
Lost or stolen cash i £200
Max trip duration i 31 days

Single trip insurance

Clydesdale Bank

Travel Insurance

4 stars
Cancelling before travel i £5,000
Medical excess i £50
Personal possessions and baggage - damaged, lost or stolen i £1,500
Abandoning your trip i £5,000
Combined passport & travel i £200
Cutting trip short/curtailment i £5,000
Emergency medical cover and repatriation i £10,000,000
Lost or stolen cash i £200
Missed departure i £1,000

Travel insurance add-ons

Winter sports add-on

Clydesdale Bank

Travel Insurance

3 stars
Hiring replacement winter sports equipment i £300
Single item limit for owned equipment i £250
Ski equipment owned i £500
Avalanche closure i £250
Piste closure i £300
Single item limit for hired equipment i £250
Ski equipment hired i £250
Ski equipment owned excess i £50
Unused ski pass due to illness or injury i £500