Clydesdale Bank

Better known as a provider of banking products, Clydesdale Bank also offers a number of insurance products.

Clydesdale Bank is part of CYBG, which also owns Yorkshire Bank. It was floated on the London Stock Exchange in 2016.

They offer a variety of products, including current accounts, credit cards, savings accounts, loans, mortgages, as well as general insurance products including home, car, travel and life & critical illness insurance.

Their headquarters are based in Glasgow, UK.

Clydesdale Bank
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Bank accounts

Ranked 33rd of 34 providers reviewed.

Customer happiness 48%
Customer trust 48%
Complaints performance 64%
Transparency rating 20%
Fairer Finance score
Reviewed Autumn 2019
45%

Credit cards

Ranked 23rd of 32 providers reviewed.

Customer happiness 47%
Customer trust 40%
Complaints performance 66%
Transparency rating 45%
Fairer Finance score
Reviewed Autumn 2019
49%

Mortgages

Ranked 18th of 21 providers reviewed.

Customer happiness 49%
Customer trust 38%
Complaints performance 72%
Transparency rating 42%
Fairer Finance score
Reviewed Autumn 2019
50%

Personal loans

Ranked 19th of 29 providers reviewed.

Customer happiness 60%
Customer trust 52%
Complaints performance 66%
Transparency rating 35%
Fairer Finance score
Reviewed Autumn 2019
53%

Savings accounts

Ranked 28th of 46 providers reviewed.

Customer happiness 57%
Customer trust 57%
Complaints performance 66%
Transparency rating 47%
Fairer Finance score
Reviewed Autumn 2019
57%

Bank accounts

Basic bank accounts

Clydesdale Bank

Readycash Current Account

4 stars
Faster Payment limit i £30,000
Maximum cash machine withdrawal per day i £350
Part of FSCS i

Foreign use bank accounts

Clydesdale Bank

Readycash Current Account

2 stars
Foreign cash withdrawal fee i 3.75% (Minimum £1.50)
Foreign cash withdrawal additional charge i £0
Foreign purchases fee i 2.75% (Minimum £1.50)
Is there a limit on free cash withdrawals? i

Clydesdale Bank

Signature Current Account

2 stars
Foreign cash withdrawal fee i 3.75% (Minimum £1.50)
Foreign cash withdrawal additional charge i £0
Foreign purchases fee i 2.75% (Minimum £1.50)
Is there a limit on free cash withdrawals? i

Premium bank accounts

Clydesdale Bank

Signature Current Account

3 stars
Estimated amount of money customers get back (minus annual fee) i £135.92
Maximum cash daily withdrawal ATM (domestic) i £500
Part of FSCS or international equivalent i

Home insurance (building and contents)

Clydesdale Bank

Home Insurance

2 stars
Escape of water excess i £50
Matching sets i
Theft from outbuildings cover limit i £2,000
24hr helpline i
Alternative accommodation cover limit i £40,000
Cover for keys if lost i £750
Money in the home i £0
Replace belongings new for old i

Buildings insurance

Clydesdale Bank

Home Insurance

3 stars
Finding & repairing a leak cover limit i £0
Matching sets i
Cover for keys if lost i £750
Compulsory excess i £50
Escape of water excess i £50
Alternative accommodation cover limit i £40,000
Cover for keys if stolen i £750
Property owner liability i £2,000,000
24hr helpline i

Contents insurance

Clydesdale Bank

Home Insurance

2 stars
Theft from outbuildings cover limit i £2,000
Matching sets i
Cover for keys if lost i £750
Cover limit for cycles in the home i £0
Replace belongings new for old i
Alternative accommodation cover limit i £10,000
Money in the home cover limit i £0
Cover for keys if stolen i £750
24hr helpline i

Travel insurance

Annual multi-trip insurance

Clydesdale Bank

Travel Insurance

4 stars
Medical excess i £50
Cancelling before travel cover limit i £5,000
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £1,500
Max trip duration i 31 days
Emergency medical cover and repatriation cover limit i £10,000,000
Cutting trip short cover limit i £5,000
Abandoning your trip cover limit i £5,000
Lost or stolen cash i £200
Combined passport & travel cover limit i £200
Natural disaster relocation cover i
Natural disaster baggage cover i
Mental health cover i

Single trip insurance

Clydesdale Bank

Travel Insurance

4 stars
Medical excess i £50
Cancelling before travel cover limit i £5,000
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,500
Emergency medical cover and repatriation cover limit i £10,000,000
Cutting trip short cover limit i £5,000
Missed departure cover limit i £1,000
Abandoning your trip cover limit i £5,000
Lost or stolen cash i £200
Combined passport & travel cover limit i £200

Travel insurance add-on: winter sports

Clydesdale Bank

Travel Insurance

3 stars
Ski equipment owned cover limit i £500
Single owned item cover limit i £250
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £300
Ski equipment owned excess i £50
Ski equipment hired i £250
Single item limit for hired equipment i £250
Avalanche closure cover limit i £250
Piste closure cover limit i £300
Unused ski pass due to illness or injury i £500