Coutts is a private bank and wealth management company. It is one of the oldest banks in the world, having been founded in 1692, but today is a subsidiary of Royal Bank of Scotland Group. Its headquarters are in London.

It offers a full range of banking, insurance and investment products.

Our product ratings are designed to help you choose a quality product. We rate policies on the key features that are most important for the majority of customers.

Investing and pensions

3 products reviewed

Ready-made General Investment Accounts

1 product reviewed

Coutts

Coutts Personal Portfolio Funds

Feature Value
Cost (Year 1)
£309.00
Account closure fee
£0.00
Charge for transferring investments to another platform
£0.00
Ready-made Personal Pensions

1 product reviewed

Coutts

Coutts Personal Portfolio Funds

Feature Value
Cost (Year 1)
£618.00
Account closure fee
£0.00
Charge for transferring investments to another platform
£0.00
Ready-made Stocks and Shares ISAs

1 product reviewed

Coutts

Coutts Personal Portfolio Funds

Feature Value
Cost (Year 1)
£309.00
Account closure fee
£0.00
Charge for transferring investments to another platform
£0.00

Travel insurance

4 products reviewed

Annual multi-trip insurance

1 product reviewed

Coutts

Travel Protection

Feature Value
Medical excess
£50.00
Cancelling before travel cover limit
£15,000.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit
£10,000.00
Emergency medical cover and repatriation cover limit
Unlimited
Missed departure cover limit
£1,000.00
Natural disaster relocation cover Yes
Single trip insurance

1 product reviewed

Coutts

Travel Protection

Feature Value
Cancelling before travel cover limit
£15,000.00
Medical excess
£50.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit
£10,000.00
Emergency medical cover and repatriation cover limit
Unlimited
Missed departure cover limit
£1,000.00
Natural disaster relocation cover Yes
Travel Insurance Covid-19 Cover

1 product reviewed

Coutts

Travel Protection

Feature Value
Travel insurance add-on: winter sports

1 product reviewed

Coutts

Travel Protection

Feature Value
Ski equipment owned cover limit
£1,000.00
Single owned item cover limit
£1,000.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment
£750.00
Ski equipment hired
£1,000.00
Piste closure cover limit
£0.00
Unused ski pass due to illness or injury
£500.00

Our unique Customer Experience Ratings help consumers find companies that offer a good service.

Credit cards

Ranked 33rd of 33 providers reviewed


Customer happiness score 61.78%
Customer trust score 38.67%
Complaints performance 67.22%
Transparency rating 28.72%

Fairer Finance Score

Reviewed Autumn 2026

49.10%