Coutts is a private bank and wealth management company. It is one of the oldest banks in the world, having been founded in 1692, but today is a subsidiary of Royal Bank of Scotland Group. Its headquarters are in London.
It offers a full range of banking, insurance and investment products.
Our product ratings are designed to help you choose a quality product. We rate policies on the key features that are most important for the majority of customers.
Investing and pensions
3 products reviewed
Ready-made General Investment Accounts
1 product reviewed
Coutts
Coutts Personal Portfolio Funds
| Feature | Value |
|---|---|
| Cost (Year 1) |
£309.00
|
| Account closure fee |
£0.00
|
| Charge for transferring investments to another platform |
£0.00
|
Ready-made Personal Pensions
1 product reviewed
Coutts
Coutts Personal Portfolio Funds
| Feature | Value |
|---|---|
| Cost (Year 1) |
£618.00
|
| Account closure fee |
£0.00
|
| Charge for transferring investments to another platform |
£0.00
|
Ready-made Stocks and Shares ISAs
1 product reviewed
Coutts
Coutts Personal Portfolio Funds
| Feature | Value |
|---|---|
| Cost (Year 1) |
£309.00
|
| Account closure fee |
£0.00
|
| Charge for transferring investments to another platform |
£0.00
|
Travel insurance
4 products reviewed
Annual multi-trip insurance
1 product reviewed
Coutts
Travel Protection
| Feature | Value |
|---|---|
| Medical excess |
£50.00
|
| Cancelling before travel cover limit |
£15,000.00
|
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit |
£10,000.00
|
| Emergency medical cover and repatriation cover limit |
Unlimited
|
| Missed departure cover limit |
£1,000.00
|
| Natural disaster relocation cover | Yes |
Single trip insurance
1 product reviewed
Coutts
Travel Protection
| Feature | Value |
|---|---|
| Cancelling before travel cover limit |
£15,000.00
|
| Medical excess |
£50.00
|
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit |
£10,000.00
|
| Emergency medical cover and repatriation cover limit |
Unlimited
|
| Missed departure cover limit |
£1,000.00
|
| Natural disaster relocation cover | Yes |
Travel Insurance Covid-19 Cover
1 product reviewed
Coutts
Travel Protection
| Feature | Value |
|---|---|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Travel insurance add-on: winter sports
1 product reviewed
Coutts
Travel Protection
| Feature | Value |
|---|---|
| Ski equipment owned cover limit |
£1,000.00
|
| Single owned item cover limit |
£1,000.00
|
| Cover limit for hire of ski equipment due to loss/damage/delay to own equipment |
£750.00
|
| Ski equipment hired |
£1,000.00
|
| Piste closure cover limit |
£0.00
|
| Unused ski pass due to illness or injury |
£500.00
|
Our unique Customer Experience Ratings help consumers find companies that offer a good service.
Credit cards
Ranked 33rd of 33 providers reviewed
| Customer happiness score | 61.78% |
|---|---|
| Customer trust score | 38.67% |
| Complaints performance | 67.22% |
| Transparency rating | 28.72% |
|
Fairer Finance Score Reviewed Autumn 2026 |
49.10% |