Coutts

Coutts is a private bank and wealth management company. It is one of the oldest banks in the world, having been founded in 1692, but today is a subsidiary of Royal Bank of Scotland Group. Its headquarters are in London.

It offers a full range of banking, insurance and investment products. 

Coutts
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Travel insurance

Annual multi-trip insurance

Coutts

Travel Protection

5 stars
Medical excess i £50.00
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £10,000.00
Cancelling before travel cover limit i £15,000.00
Emergency medical cover and repatriation cover limit i Unlimited
Mental health cover i
Lost or stolen cash i £500.00
Combined passport & travel cover limit i £750.00
Cutting trip short cover limit i £15,000.00
Abandoning your trip cover limit i £15,000.00
Natural disaster relocation cover i
Natural disaster baggage cover i
Max trip duration i 93 days

Single trip insurance

Coutts

Travel Protection

5 stars
Cancelling before travel cover limit i £15,000.00
Medical excess i £50.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £10,000.00
Cutting trip short cover limit i £15,000.00
Abandoning your trip cover limit i £15,000.00
Emergency medical cover and repatriation cover limit i Unlimited
Lost or stolen cash i £500.00
Combined passport & travel cover limit i £750.00
Missed departure cover limit i £1,000.00

Travel insurance add-on: winter sports

Coutts

Travel Protection

4 stars
Ski equipment owned cover limit i £1,000.00
Single owned item cover limit i £1,000.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £750.00
Avalanche closure cover limit i £500.00
Piste closure cover limit i 50 per day
Ski equipment owned excess i £50.00
Ski equipment hired i £1,000.00
Single item limit for hired equipment i £1,000.00
Unused ski pass due to illness or injury i 500 per week

Travel Insurance Covid-19 Cover

Coutts

Travel Protection

4 stars
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Does the policy cover medical cover if you catch Covid-19?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)