Our product ratings for Cover My
Our product ratings are designed to help you choose a quality product. We rate policies on the key features that are most important for the majority of customers.
Gadget insurance
6 products reviewed
Mobile phone insurance
6 products reviewed
- Premium Cover £75
- Basic Cover £100
- Basic Cover £50
- Premium Cover £50
- Premium Cover £100
- Basic Cover £75
Cover My
Premium Cover £75
| Feature | Value |
|---|---|
| Maximum excess |
£100.00
|
| Accidental loss cover | Yes |
| Mechanical breakdown cover | Yes |
| Maximum single-item cover limit |
Up to the value of the gadget being insured
|
| Type of product |
Stand-Alone
|
| Mechanical breakdown cover replacement limit |
Up to the value of the gadget being insured
|
| Theft replacement limit |
Up to the value of the gadget being insured
|
Cover My
Basic Cover £100
| Feature | Value |
|---|---|
| Maximum excess |
£100.00
|
| Accidental loss cover | Yes |
| Mechanical breakdown cover | No |
| Maximum single-item cover limit |
Up to the value of the gadget being insured
|
| Type of product |
Stand-Alone
|
| Mechanical breakdown cover replacement limit |
£0.00
|
| Theft replacement limit |
Up to the value of the gadget being insured
|
Cover My
Basic Cover £50
| Feature | Value |
|---|---|
| Maximum excess |
£100.00
|
| Accidental loss cover | Yes |
| Mechanical breakdown cover | No |
| Maximum single-item cover limit |
Up to the value of the gadget being insured
|
| Type of product |
Stand-Alone
|
| Mechanical breakdown cover replacement limit |
£0.00
|
| Theft replacement limit |
Up to the value of the gadget being insured
|
Cover My
Premium Cover £50
| Feature | Value |
|---|---|
| Maximum excess |
£100.00
|
| Accidental loss cover | Yes |
| Mechanical breakdown cover | Yes |
| Maximum single-item cover limit |
Up to the value of the gadget being insured
|
| Type of product |
Stand-Alone
|
| Mechanical breakdown cover replacement limit |
Up to the value of the gadget being insured
|
| Theft replacement limit |
Up to the value of the gadget being insured
|
Cover My
Premium Cover £100
| Feature | Value |
|---|---|
| Maximum excess |
£100.00
|
| Accidental loss cover | Yes |
| Mechanical breakdown cover | Yes |
| Maximum single-item cover limit |
Up to the value of the gadget being insured
|
| Type of product |
Stand-Alone
|
| Mechanical breakdown cover replacement limit |
Up to the value of the gadget being insured
|
| Theft replacement limit |
Up to the value of the gadget being insured
|
Cover My
Basic Cover £75
| Feature | Value |
|---|---|
| Maximum excess |
£100.00
|
| Accidental loss cover | Yes |
| Mechanical breakdown cover | No |
| Maximum single-item cover limit |
Up to the value of the gadget being insured
|
| Type of product |
Stand-Alone
|
| Mechanical breakdown cover replacement limit |
£0.00
|
| Theft replacement limit |
Up to the value of the gadget being insured
|
Pet insurance
14 products reviewed
Cat insurance
7 products reviewed
- Lifetime £7,500
- Lifetime £10,000
- Lifetime £4,000
- Lifetime £5,000
- Lifetime £3,000
- Time limited
- Lifetime £2,000
Cover My
Lifetime £7,500
| Feature | Value |
|---|---|
| Medical excess |
£50.00
|
| Type of cover |
Lifetime, annual
|
| Medical cover limit |
£7,500.00
|
| If renewed, are existing conditions covered? | Yes |
| Annual policy limit |
£7,500.00
|
| Annual condition limit |
N/A
|
| Lifetime policy limit |
Unlimited
|
| Lifetime condition limit |
N/A
|
Cover My
Lifetime £10,000
| Feature | Value |
|---|---|
| Medical excess |
£50.00
|
| Type of cover |
Lifetime, annual
|
| Medical cover limit |
£10,000.00
|
| If renewed, are existing conditions covered? | Yes |
| Annual policy limit |
£10,000.00
|
| Annual condition limit |
N/A
|
| Lifetime policy limit |
Unlimited
|
| Lifetime condition limit |
N/A
|
Cover My
Lifetime £4,000
| Feature | Value |
|---|---|
| Medical excess |
£50.00
|
| Type of cover |
Lifetime, annual
|
| Medical cover limit |
£4,000.00
|
| If renewed, are existing conditions covered? | Yes |
| Annual policy limit |
£4,000.00
|
| Annual condition limit |
N/A
|
| Lifetime policy limit |
Unlimited
|
| Lifetime condition limit |
N/A
|
Cover My
Lifetime £5,000
| Feature | Value |
|---|---|
| Medical excess |
£50.00
|
| Type of cover |
Lifetime, annual
|
| Medical cover limit |
£5,000.00
|
| If renewed, are existing conditions covered? | Yes |
| Annual policy limit |
£5,000.00
|
| Annual condition limit |
N/A
|
| Lifetime policy limit |
Unlimited
|
| Lifetime condition limit |
N/A
|
Cover My
Lifetime £3,000
| Feature | Value |
|---|---|
| Medical excess |
£50.00
|
| Type of cover |
Lifetime, annual
|
| Medical cover limit |
£3,000.00
|
| If renewed, are existing conditions covered? | Yes |
| Annual policy limit |
£3,000.00
|
| Annual condition limit |
N/A
|
| Lifetime policy limit |
Unlimited
|
| Lifetime condition limit |
N/A
|
Cover My
Time limited
| Feature | Value |
|---|---|
| Medical excess |
£50.00
|
| Type of cover |
Time-limited
|
| Medical cover limit |
£3,000.00
|
| If renewed, are existing conditions covered? | No |
| Annual policy limit |
N/A
|
| Annual condition limit |
N/A
|
| Lifetime policy limit |
N/A
|
| Lifetime condition limit |
£3,000.00
|
Cover My
Lifetime £2,000
| Feature | Value |
|---|---|
| Medical excess |
£50.00
|
| Type of cover |
Lifetime, annual
|
| Medical cover limit |
£2,000.00
|
| If renewed, are existing conditions covered? | Yes |
| Annual policy limit |
£2,000.00
|
| Annual condition limit |
N/A
|
| Lifetime policy limit |
Unlimited
|
| Lifetime condition limit |
N/A
|
Dog insurance
7 products reviewed
- Lifetime £10,000
- Lifetime £7,500
- Time limited
- Lifetime £2,000
- Lifetime £5,000
- Lifetime £3,000
- Lifetime £4,000
Cover My
Lifetime £10,000
| Feature | Value |
|---|---|
| Medical excess |
£50.00
|
| Type of cover |
Lifetime, annual
|
| Medical cover limit |
£10,000.00
|
| If renewed, are existing conditions covered? | Yes |
| Annual policy limit |
£10,000.00
|
| Annual condition limit |
N/A
|
| Lifetime policy limit |
Unlimited
|
| Lifetime condition limit |
N/A
|
Cover My
Lifetime £7,500
| Feature | Value |
|---|---|
| Medical excess |
£50.00
|
| Type of cover |
Lifetime, annual
|
| Medical cover limit |
£7,500.00
|
| If renewed, are existing conditions covered? | Yes |
| Annual policy limit |
£7,500.00
|
| Annual condition limit |
N/A
|
| Lifetime policy limit |
Unlimited
|
| Lifetime condition limit |
N/A
|
Cover My
Time limited
| Feature | Value |
|---|---|
| Medical excess |
£50.00
|
| Type of cover |
Time-limited
|
| Medical cover limit |
£3,000.00
|
| If renewed, are existing conditions covered? | No |
| Annual policy limit |
N/A
|
| Annual condition limit |
N/A
|
| Lifetime policy limit |
N/A
|
| Lifetime condition limit |
£3,000.00
|
Cover My
Lifetime £2,000
| Feature | Value |
|---|---|
| Medical excess |
£50.00
|
| Type of cover |
Lifetime, annual
|
| Medical cover limit |
£2,000.00
|
| If renewed, are existing conditions covered? | Yes |
| Annual policy limit |
£2,000.00
|
| Annual condition limit |
N/A
|
| Lifetime policy limit |
Unlimited
|
| Lifetime condition limit |
N/A
|
Cover My
Lifetime £5,000
| Feature | Value |
|---|---|
| Medical excess |
£50.00
|
| Type of cover |
Lifetime, annual
|
| Medical cover limit |
£5,000.00
|
| If renewed, are existing conditions covered? | Yes |
| Annual policy limit |
£5,000.00
|
| Annual condition limit |
N/A
|
| Lifetime policy limit |
Unlimited
|
| Lifetime condition limit |
N/A
|
Cover My
Lifetime £3,000
| Feature | Value |
|---|---|
| Medical excess |
£50.00
|
| Type of cover |
Lifetime, annual
|
| Medical cover limit |
£3,000.00
|
| If renewed, are existing conditions covered? | Yes |
| Annual policy limit |
£3,000.00
|
| Annual condition limit |
N/A
|
| Lifetime policy limit |
Unlimited
|
| Lifetime condition limit |
N/A
|
Cover My
Lifetime £4,000
| Feature | Value |
|---|---|
| Medical excess |
£50.00
|
| Type of cover |
Lifetime, annual
|
| Medical cover limit |
£4,000.00
|
| If renewed, are existing conditions covered? | Yes |
| Annual policy limit |
£4,000.00
|
| Annual condition limit |
N/A
|
| Lifetime policy limit |
Unlimited
|
| Lifetime condition limit |
N/A
|