Cover4insurance.com

Cover4insurance.com is a UK-based online insurance broker that provides customers with access to a range of insurance products from a variety of providers. The company aims to make it easier for customers to find the right insurance policy for their needs, by providing access to a wide range of policies from a variety of insurers. Cover4insurance.com also provides customers with an online quote tool, making it simple for customers to compare and purchase policies quickly and easily.

Cover4insurance.com
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Gadget insurance

1 stars
Accidental loss cover i
Mechanical breakdown cover i
Maximum single-item cover limit i £1,000.00
Type of product i Stand-Alone
Territorial limits restriction i
Accidental damage cover i
Mechanical breakdown cover replacement limit i £500.00
Theft Cover i
Theft replacement limit i £1,000.00
Malicious damage cover i
Unauthorised usage cover i £250.00
Unauthorised usage cover (E-wallet) i £0.00
Accessories cover limit i £150.00
How is the excess charged? i Depends on the value of the gadget when bought new
Lowest excess i £25.00
Liquid damage excess i £25.00
Theft & loss claims excess i £25.00
Accidental damage and breakdown claims excess i £25.00
Cancellation fee i £7.50
Arrangement fee i £5.00
Additional early claims excess i £0.00
Immediate cover with no additional excess in the first 30 days of the policy i
High end smartphones (>£1,000) minimum excess i Only Covers Smartphones up to £1,000
High end tablets (>£1,200) minimum excess i Only Covers Tablets up to £1,000
High end laptops (>=£1,500) minimum excess i Only Covers Laptops up to £1000
High end MacBooks (>=£1,500) minimum excess i Only Covers MacBooks up to £1000
Rapid replacement i
Pro-rata refund i
Claim under warranty i
Replacement claims limit per Item for accidental damage/mechanical failure i 2.00
Replacement claims limit per Item for theft or loss i 2.00
Replacement warranty i No new warranty or extension on replaced items
International cover limit (Days) i 45.00 days
Universal gadget policy? i
Family cover i
Multi cover discounts i
Underwriter i Canopius Managing Agents Limited
Age of customer requirement i 18.00 years
No claims period i 30.00 days
Refurbished device cover i
Second hand device cover i
Territorial limits restriction i United Kingdom, Isle of Man, Channel Islands, Republic of Ireland
Maximum age of phones i 36 months
Maximum age of gadgets eligible for cover i 36 months
Smartphones i
Tablets i
Smart watches i
Game Consoles i
Headphones i
Cameras i
E-readers i
Sat-Navs i
MP3 Players i
MacBooks or Laptops
1 stars
Accidental loss cover i Not Covered
Mechanical breakdown cover i
Maximum single-item cover limit i £1,000.00
Type of product i Stand-Alone
Territorial limits restriction i
Accidental damage cover i
Mechanical breakdown cover replacement limit i £500.00
Theft Cover i
Theft replacement limit i £1,000.00
Malicious damage cover i
Unauthorised usage cover i £250.00
Unauthorised usage cover (E-wallet) i £0.00
Accessories cover limit i £150.00
How is the excess charged? i Depends on the value of the gadget when bought new
Lowest excess i £25.00
Liquid damage excess i £25.00
Theft & loss claims excess i £25.00
Accidental damage and breakdown claims excess i £25.00
Cancellation fee i £7.50
Arrangement fee i £5.00
Additional early claims excess i £0.00
Immediate cover with no additional excess in the first 30 days of the policy i
High end smartphones (>£1,000) minimum excess i Only Covers Smartphones up to £1,000
High end tablets (>£1,200) minimum excess i Only Covers Tablets up to £1,000
High end laptops (>=£1,500) minimum excess i Only Covers Laptops up to £1000
High end MacBooks (>=£1,500) minimum excess i Only Covers MacBooks up to £1000
Rapid replacement i
Pro-rata refund i
Claim under warranty i
Replacement claims limit per Item for accidental damage/mechanical failure i 2.00
Replacement claims limit per Item for theft or loss i 2.00
Replacement warranty i No new warranty or extension on replaced items
International cover limit (Days) i 45.00 days
Universal gadget policy? i
Family cover i
Multi cover discounts i
Underwriter i Canopius Managing Agents Limited
Age of customer requirement i 18.00 years
No claims period i 30.00 days
Refurbished device cover i
Second hand device cover i
Territorial limits restriction i United Kingdom, Isle of Man, Channel Islands, Republic of Ireland
Maximum age of phones i 36 months
Maximum age of gadgets eligible for cover i 36 months
Smartphones i
Tablets i
Smart watches i
Game Consoles i
Headphones i
Cameras i
E-readers i
Sat-Navs i
MP3 Players i
MacBooks or Laptops