CoverCloud

CoverCloud is a trading name of Acumen Insurance Services Limited.

They are a specialist insurance broker with a core focus on the provision of gadget cover. CoverCloud also offers home emergency cover, pet insurance, travel insurance, and policies to protect home appliances.

It also offers personal and corporate insurance policies.

Their headquarters are based in London, UK.

CoverCloud
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Travel insurance

Annual multi-trip insurance

CoverCloud

Gold

5 stars
Medical excess i £50.00
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £2,500.00
Cancelling before travel cover limit i £3,000.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Mental health cover i
Lost or stolen cash i £500.00
Combined passport & travel cover limit i £300.00
Cutting trip short cover limit i £3,000.00
Abandoning your trip cover limit i £3,000.00
Natural disaster relocation cover i
Natural disaster baggage cover i
Max trip duration i 31 days

CoverCloud

Silver

4 stars
Medical excess i £75.00
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £2,000.00
Cancelling before travel cover limit i £2,000.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Mental health cover i
Lost or stolen cash i £300.00
Combined passport & travel cover limit i £100.00
Cutting trip short cover limit i £2,000.00
Abandoning your trip cover limit i £2,000.00
Natural disaster relocation cover i
Natural disaster baggage cover i
Max trip duration i 31 days

CoverCloud

Bronze

2 stars
Medical excess i £150.00
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £1,000.00
Cancelling before travel cover limit i £1,000.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Mental health cover i
Lost or stolen cash i £200.00
Combined passport & travel cover limit i £100.00
Cutting trip short cover limit i £1,000.00
Abandoning your trip cover limit i £1,000.00
Natural disaster relocation cover i
Natural disaster baggage cover i
Max trip duration i 31 days

Single trip insurance

CoverCloud

Gold

5 stars
Cancelling before travel cover limit i £3,000.00
Medical excess i £50.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £2,500.00
Cutting trip short cover limit i £3,000.00
Abandoning your trip cover limit i £3,000.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Lost or stolen cash i £500.00
Combined passport & travel cover limit i £300.00
Missed departure cover limit i £1,000.00

CoverCloud

Silver

4 stars
Cancelling before travel cover limit i £2,000.00
Medical excess i £75.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £2,000.00
Cutting trip short cover limit i £2,000.00
Abandoning your trip cover limit i £2,000.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Lost or stolen cash i £300.00
Combined passport & travel cover limit i £100.00
Missed departure cover limit i £500.00

CoverCloud

Bronze

2 stars
Cancelling before travel cover limit i £1,000.00
Medical excess i £150.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,000.00
Cutting trip short cover limit i £1,000.00
Abandoning your trip cover limit i £1,000.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Lost or stolen cash i £200.00
Combined passport & travel cover limit i £100.00
Missed departure cover limit i £100.00

Travel insurance add-on: cruise cover

CoverCloud

Bronze

1 stars
Missed port departure cover limit i £0.00
Re-joining a cruise cover limit i £0.00
Cabin confinement cover limit i £250.00
Missed port departure excess i
Timetable/itinerary change cover limit i £250.00
Unused excursions cover limit i £300.00

CoverCloud

Silver

1 stars
Missed port departure cover limit i £0.00
Re-joining a cruise cover limit i £0.00
Cabin confinement cover limit i £375.00
Missed port departure excess i
Timetable/itinerary change cover limit i £375.00
Unused excursions cover limit i £500.00

CoverCloud

Gold

1 stars
Missed port departure cover limit i £0.00
Re-joining a cruise cover limit i £0.00
Cabin confinement cover limit i £500.00
Missed port departure excess i
Timetable/itinerary change cover limit i £500.00
Unused excursions cover limit i £750.00

Travel insurance add-on: winter sports

CoverCloud

Gold

5 stars
Ski equipment owned cover limit i £1,000.00
Single owned item cover limit i £500.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £500.00
Avalanche closure cover limit i £500.00
Piste closure cover limit i £500.00
Ski equipment owned excess i £50.00
Ski equipment hired i £400.00
Single item limit for hired equipment i £400.00
Unused ski pass due to illness or injury i £500.00

CoverCloud

Silver

4 stars
Ski equipment owned cover limit i £750.00
Single owned item cover limit i £375.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £400.00
Avalanche closure cover limit i £400.00
Piste closure cover limit i £400.00
Ski equipment owned excess i £75.00
Ski equipment hired i £200.00
Single item limit for hired equipment i £200.00
Unused ski pass due to illness or injury i £400.00

CoverCloud

Bronze

2 stars
Ski equipment owned cover limit i £500.00
Single owned item cover limit i £250.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £250.00
Avalanche closure cover limit i £250.00
Piste closure cover limit i £250.00
Ski equipment owned excess i £150.00
Ski equipment hired i £150.00
Single item limit for hired equipment i £150.00
Unused ski pass due to illness or injury i £250.00

Travel Insurance Covid-19 Cover

CoverCloud

Bronze

1 stars
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Does the policy cover medical cover if you catch Covid-19?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)

CoverCloud

Silver

1 stars
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Does the policy cover medical cover if you catch Covid-19?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)

CoverCloud

Gold

1 stars
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Does the policy cover medical cover if you catch Covid-19?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)