Coverwise

Coverwise is a travel insurance broker providing standard travel insurance policies as well as business and winter options.

Their policies are underwritten by Inter Partner Assistance, which is part of large French insurer AXA. 

Their head office is located in Gibraltar.

Coverwise
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Travel insurance

Ranked 23rd of 39 providers reviewed.

Customer happiness 48.85%
Customer trust 44.15%
Complaints performance 62.79%
Transparency rating 58.21%
Fairer Finance score
Reviewed Spring 2022
54%

Travel insurance

Annual multi-trip insurance

Coverwise

Platinum

5 stars
Medical excess i £0.00
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £3,500.00
Cancelling before travel cover limit i £6,000.00
Emergency medical cover and repatriation cover limit i £20,000,000.00
Mental health cover i
Personal money i £350.00
Combined passport & travel cover limit i £650.00
Cutting trip short cover limit i £6,000.00
Abandoning your trip cover limit i £6,000.00
Natural disaster relocation cover i
Natural disaster baggage cover i
Max trip duration i 31 days

Coverwise

Platinum select

5 stars
Medical excess i £0.00
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £3,500.00
Cancelling before travel cover limit i £6,000.00
Emergency medical cover and repatriation cover limit i £20,000,000.00
Mental health cover i
Personal money i £350.00
Combined passport & travel cover limit i £650.00
Cutting trip short cover limit i £6,000.00
Abandoning your trip cover limit i £6,000.00
Natural disaster relocation cover i
Natural disaster baggage cover i
Max trip duration i 31 days

Coverwise

Gold

4 stars
Medical excess i £50.00
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £2,000.00
Cancelling before travel cover limit i £3,000.00
Emergency medical cover and repatriation cover limit i £20,000,000.00
Mental health cover i
Personal money i £200.00
Combined passport & travel cover limit i £600.00
Cutting trip short cover limit i £3,000.00
Abandoning your trip cover limit i £3,000.00
Natural disaster relocation cover i
Natural disaster baggage cover i
Max trip duration i 31 days

Coverwise

Gold select

4 stars
Medical excess i £50.00
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £2,000.00
Cancelling before travel cover limit i £3,000.00
Emergency medical cover and repatriation cover limit i £20,000,000.00
Mental health cover i
Personal money i £200.00
Combined passport & travel cover limit i £600.00
Cutting trip short cover limit i £3,000.00
Abandoning your trip cover limit i £3,000.00
Natural disaster relocation cover i
Natural disaster baggage cover i
Max trip duration i 31 days

Coverwise

Silver

3 stars
Medical excess i £50.00
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £1,750.00
Cancelling before travel cover limit i £2,000.00
Emergency medical cover and repatriation cover limit i £20,000,000.00
Mental health cover i
Personal money i £200.00
Combined passport & travel cover limit i £500.00
Cutting trip short cover limit i £2,000.00
Abandoning your trip cover limit i £2,000.00
Natural disaster relocation cover i Optional
Natural disaster baggage cover i
Max trip duration i 31 days

Coverwise

Silver select

3 stars
Medical excess i £50.00
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £1,750.00
Cancelling before travel cover limit i £2,000.00
Emergency medical cover and repatriation cover limit i £20,000,000.00
Mental health cover i
Personal money i £200.00
Combined passport & travel cover limit i £500.00
Cutting trip short cover limit i £2,000.00
Abandoning your trip cover limit i £2,000.00
Natural disaster relocation cover i
Natural disaster baggage cover i
Max trip duration i 31 days

Coverwise

Silver plus

3 stars
Medical excess i £50.00
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £1,750.00
Cancelling before travel cover limit i £2,000.00
Emergency medical cover and repatriation cover limit i £20,000,000.00
Mental health cover i
Personal money i £200.00
Combined passport & travel cover limit i £500.00
Cutting trip short cover limit i £2,000.00
Abandoning your trip cover limit i £2,000.00
Natural disaster relocation cover i Optional
Natural disaster baggage cover i
Max trip duration i 31 days

Coverwise

Silver select plus

3 stars
Medical excess i £50.00
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £1,750.00
Cancelling before travel cover limit i £2,000.00
Emergency medical cover and repatriation cover limit i £20,000,000.00
Mental health cover i
Personal money i £200.00
Combined passport & travel cover limit i £500.00
Cutting trip short cover limit i £2,000.00
Abandoning your trip cover limit i £2,000.00
Natural disaster relocation cover i Optional
Natural disaster baggage cover i
Max trip duration i 31 days

Coverwise

Bronze

2 stars
Medical excess i £100.00
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £1,750.00
Cancelling before travel cover limit i £1,500.00
Emergency medical cover and repatriation cover limit i £20,000,000.00
Mental health cover i
Personal money i £200.00
Combined passport & travel cover limit i £500.00
Cutting trip short cover limit i £1,500.00
Abandoning your trip cover limit i £1,500.00
Natural disaster relocation cover i
Natural disaster baggage cover i
Max trip duration i 24 days

Coverwise

Standard

1 stars
Medical excess i £125.00
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £1,000.00
Cancelling before travel cover limit i £1,000.00
Emergency medical cover and repatriation cover limit i £20,000,000.00
Mental health cover i
Personal money i £200.00
Combined passport & travel cover limit i £500.00
Cutting trip short cover limit i £1,000.00
Abandoning your trip cover limit i £1,000.00
Natural disaster relocation cover i
Natural disaster baggage cover i
Max trip duration i 24 days

Coverwise

Standard Plus

1 stars
Medical excess i £100.00
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £1,000.00
Cancelling before travel cover limit i £1,000.00
Emergency medical cover and repatriation cover limit i £20,000,000.00
Mental health cover i
Personal money i £200.00
Combined passport & travel cover limit i £500.00
Cutting trip short cover limit i £1,000.00
Abandoning your trip cover limit i £1,000.00
Natural disaster relocation cover i
Natural disaster baggage cover i
Max trip duration i 24 days

Single trip insurance

Coverwise

Platinum

5 stars
Cancelling before travel cover limit i £6,000.00
Medical excess i £0.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £3,500.00
Cutting trip short cover limit i £6,000.00
Missed departure cover limit i £1,000.00
Abandoning your trip cover limit i £6,000.00
Emergency medical cover and repatriation cover limit i £20,000,000.00
Personal money i £350.00
Combined passport & travel cover limit i £650.00

Coverwise

Platinum select

5 stars
Cancelling before travel cover limit i £6,000.00
Medical excess i £0.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £3,500.00
Cutting trip short cover limit i £6,000.00
Missed departure cover limit i £1,000.00
Abandoning your trip cover limit i £6,000.00
Emergency medical cover and repatriation cover limit i £20,000,000.00
Personal money i £350.00
Combined passport & travel cover limit i £650.00

Coverwise

Gold

4 stars
Cancelling before travel cover limit i £3,000.00
Medical excess i £50.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £2,000.00
Cutting trip short cover limit i £3,000.00
Missed departure cover limit i £1,000.00
Abandoning your trip cover limit i £3,000.00
Emergency medical cover and repatriation cover limit i £20,000,000.00
Personal money i £200.00
Combined passport & travel cover limit i £600.00

Coverwise

Gold select

4 stars
Cancelling before travel cover limit i £3,000.00
Medical excess i £50.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £2,000.00
Cutting trip short cover limit i £3,000.00
Missed departure cover limit i £1,000.00
Abandoning your trip cover limit i £3,000.00
Emergency medical cover and repatriation cover limit i £20,000,000.00
Personal money i £200.00
Combined passport & travel cover limit i £600.00

Coverwise

Silver

3 stars
Cancelling before travel cover limit i £2,000.00
Medical excess i £50.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,750.00
Cutting trip short cover limit i £2,000.00
Missed departure cover limit i £1,000.00
Abandoning your trip cover limit i £2,000.00
Emergency medical cover and repatriation cover limit i £20,000,000.00
Personal money i £200.00
Combined passport & travel cover limit i £500.00

Coverwise

Silver select

3 stars
Cancelling before travel cover limit i £2,000.00
Medical excess i £50.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,750.00
Cutting trip short cover limit i £2,000.00
Missed departure cover limit i £1,000.00
Abandoning your trip cover limit i £2,000.00
Emergency medical cover and repatriation cover limit i £20,000,000.00
Personal money i £200.00
Combined passport & travel cover limit i £500.00

Coverwise

Silver plus

3 stars
Cancelling before travel cover limit i £2,000.00
Medical excess i £50.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,750.00
Cutting trip short cover limit i £2,000.00
Missed departure cover limit i £1,000.00
Abandoning your trip cover limit i £2,000.00
Emergency medical cover and repatriation cover limit i £20,000,000.00
Personal money i £200.00
Combined passport & travel cover limit i £500.00

Coverwise

Silver select plus

3 stars
Cancelling before travel cover limit i £2,000.00
Medical excess i £50.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,750.00
Cutting trip short cover limit i £2,000.00
Missed departure cover limit i £1,000.00
Abandoning your trip cover limit i £2,000.00
Emergency medical cover and repatriation cover limit i £20,000,000.00
Personal money i £200.00
Combined passport & travel cover limit i £500.00

Coverwise

Standard

2 stars
Cancelling before travel cover limit i £1,000.00
Medical excess i £125.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,000.00
Cutting trip short cover limit i £1,000.00
Missed departure cover limit i £0.00
Abandoning your trip cover limit i £1,000.00
Emergency medical cover and repatriation cover limit i £20,000,000.00
Personal money i £200.00
Combined passport & travel cover limit i £500.00

Coverwise

Bronze

2 stars
Cancelling before travel cover limit i £1,500.00
Medical excess i £100.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,750.00
Cutting trip short cover limit i £1,500.00
Missed departure cover limit i £0.00
Abandoning your trip cover limit i £1,500.00
Emergency medical cover and repatriation cover limit i £20,000,000.00
Personal money i £200.00
Combined passport & travel cover limit i £500.00

Coverwise

Standard Plus

2 stars
Cancelling before travel cover limit i £1,000.00
Medical excess i £100.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,000.00
Cutting trip short cover limit i £1,000.00
Missed departure cover limit i £0.00
Abandoning your trip cover limit i £1,000.00
Emergency medical cover and repatriation cover limit i £20,000,000.00
Personal money i £200.00
Combined passport & travel cover limit i £500.00

Travel insurance add-on: winter sports

Coverwise

Standard Plus

3 stars
Ski equipment owned cover limit i £500.00
Single owned item cover limit i £250.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £200.00
Avalanche closure cover limit i £250.00
Piste closure cover limit i £200.00
Ski equipment owned excess i £50.00
Ski equipment hired i £250.00
Single item limit for hired equipment i £250.00
Unused ski pass due to illness or injury i £300.00

Coverwise

Silver plus

3 stars
Ski equipment owned cover limit i £500.00
Single owned item cover limit i £250.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £200.00
Avalanche closure cover limit i £250.00
Piste closure cover limit i £200.00
Ski equipment owned excess i £50.00
Ski equipment hired i £250.00
Single item limit for hired equipment i £250.00
Unused ski pass due to illness or injury i £300.00

Coverwise

Silver select plus

3 stars
Ski equipment owned cover limit i £500.00
Single owned item cover limit i £250.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £200.00
Avalanche closure cover limit i £250.00
Piste closure cover limit i £200.00
Ski equipment owned excess i £50.00
Ski equipment hired i £250.00
Single item limit for hired equipment i £250.00
Unused ski pass due to illness or injury i £300.00

Coverwise

Standard

3 stars
Ski equipment owned cover limit i £500.00
Single owned item cover limit i £250.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £200.00
Avalanche closure cover limit i £250.00
Piste closure cover limit i £200.00
Ski equipment owned excess i £50.00
Ski equipment hired i £250.00
Single item limit for hired equipment i £250.00
Unused ski pass due to illness or injury i £300.00

Coverwise

Silver select

3 stars
Ski equipment owned cover limit i £500.00
Single owned item cover limit i £250.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £200.00
Avalanche closure cover limit i £250.00
Piste closure cover limit i £200.00
Ski equipment owned excess i £50.00
Ski equipment hired i £250.00
Single item limit for hired equipment i £250.00
Unused ski pass due to illness or injury i £300.00

Coverwise

Bronze

2 stars
Ski equipment owned cover limit i £400.00
Single owned item cover limit i £300.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £300.00
Avalanche closure cover limit i £250.00
Piste closure cover limit i £200.00
Ski equipment owned excess i £0.00
Ski equipment hired i £200.00
Single item limit for hired equipment i £200.00
Unused ski pass due to illness or injury i £300.00

Coverwise

Silver

2 stars
Ski equipment owned cover limit i £300.00
Single owned item cover limit i £150.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £150.00
Avalanche closure cover limit i £200.00
Piste closure cover limit i £150.00
Ski equipment owned excess i £100.00
Ski equipment hired i £200.00
Single item limit for hired equipment i £200.00
Unused ski pass due to illness or injury i £200.00

Coverwise

Gold

2 stars
Ski equipment owned cover limit i £300.00
Single owned item cover limit i £150.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £150.00
Avalanche closure cover limit i £200.00
Piste closure cover limit i £150.00
Ski equipment owned excess i £100.00
Ski equipment hired i £200.00
Single item limit for hired equipment i £200.00
Unused ski pass due to illness or injury i £200.00

Coverwise

Gold select

2 stars
Ski equipment owned cover limit i £300.00
Single owned item cover limit i £150.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £150.00
Avalanche closure cover limit i £200.00
Piste closure cover limit i £150.00
Ski equipment owned excess i £100.00
Ski equipment hired i £200.00
Single item limit for hired equipment i £200.00
Unused ski pass due to illness or injury i £200.00

Coverwise

Platinum

2 stars
Ski equipment owned cover limit i £300.00
Single owned item cover limit i £150.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £150.00
Avalanche closure cover limit i £200.00
Piste closure cover limit i £150.00
Ski equipment owned excess i £100.00
Ski equipment hired i £200.00
Single item limit for hired equipment i £200.00
Unused ski pass due to illness or injury i £200.00

Coverwise

Platinum select

2 stars
Ski equipment owned cover limit i £300.00
Single owned item cover limit i £150.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £150.00
Avalanche closure cover limit i £200.00
Piste closure cover limit i £150.00
Ski equipment owned excess i £100.00
Ski equipment hired i £200.00
Single item limit for hired equipment i £200.00
Unused ski pass due to illness or injury i £200.00

Travel Insurance Covid-19 Cover

Coverwise

Standard

5 stars
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Does the policy cover medical cover if you catch Covid-19?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)

Coverwise

Bronze

5 stars
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Does the policy cover medical cover if you catch Covid-19?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)

Coverwise

Silver

5 stars
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Does the policy cover medical cover if you catch Covid-19?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)

Coverwise

Gold

5 stars
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Does the policy cover medical cover if you catch Covid-19?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)

Coverwise

Platinum

5 stars
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Does the policy cover medical cover if you catch Covid-19?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)

Coverwise

Standard (Comparison Site)

5 stars
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Does the policy cover medical cover if you catch Covid-19?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)

Coverwise

Bronze (Comparison Site)

5 stars
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Does the policy cover medical cover if you catch Covid-19?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)

Coverwise

Silver (Comparison Site)

5 stars
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Does the policy cover medical cover if you catch Covid-19?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)