Coverwise

Coverwise is a travel insurance broker based in Gibraltar.

Its sales and servicing facilities in the UK are operated by Southdowns Insurance Services (a brand which operates as an insurance broker in its own right too).

Coverwise offers cover options to suit business travellers and winter sports enthusiasts.

Most sections of Coverwise policies are underwritten by Inter Partner Assistance, which is part of large French insurer AXA. The sections which aren't are underwritten either by International Passenger Protection Limited or underwriters at Lloyd's of London.

Coverwise

Travel insurance

Ranked 28th of 56 providers reviewed.

Customer happiness 58%
Customer trust 38%
Complaints performance 65%
Transparency rating 45%
Fairer Finance score
Reviewed Spring 2018
52%

Travel insurance

Annual multi-trip insurance

Coverwise

Platinum

5 stars
Cancelling before travel i £6,000
Medical excess i £0
Personal possessions & baggage - damaged, lost or stolen i £3,500
Abandoning your trip i £6,000
Combined passport & travel i £650
Cutting trip short/curtailment i £6,000
Emergency medical cover and repatriation i £20,000,000
Lost or stolen cash i £350
Max trip duration i 31 days

Coverwise

Platinum Select

5 stars
Cancelling before travel i £6,000
Medical excess i £0
Personal possessions & baggage - damaged, lost or stolen i £3,500
Abandoning your trip i £6,000
Combined passport & travel i £650
Cutting trip short/curtailment i £6,000
Emergency medical cover and repatriation i £20,000,000
Lost or stolen cash i £350
Max trip duration i 31 days

Coverwise

Silver

4 stars
Cancelling before travel i £2,000
Medical excess i £50
Personal possessions & baggage - damaged, lost or stolen i £1,500
Abandoning your trip i £2,000
Combined passport & travel i £250
Cutting trip short/curtailment i £2,000
Emergency medical cover and repatriation i £15,000,000
Lost or stolen cash i £200
Max trip duration i 31 days

Coverwise

Silver Select

4 stars
Cancelling before travel i £2,000
Medical excess i £50
Personal possessions & baggage - damaged, lost or stolen i £1,500
Abandoning your trip i £2,000
Combined passport & travel i £250
Cutting trip short/curtailment i £2,000
Emergency medical cover and repatriation i £15,000,000
Lost or stolen cash i £200
Max trip duration i 31 days

Coverwise

Gold

4 stars
Cancelling before travel i £3,000
Medical excess i £50
Personal possessions & baggage - damaged, lost or stolen i £2,000
Abandoning your trip i £3,000
Combined passport & travel i £600
Cutting trip short/curtailment i £3,000
Emergency medical cover and repatriation i £15,000,000
Lost or stolen cash i £200
Max trip duration i 31 days

Coverwise

Gold Select

4 stars
Cancelling before travel i £3,000
Medical excess i £50
Personal possessions & baggage - damaged, lost or stolen i £2,000
Abandoning your trip i £3,000
Combined passport & travel i £600
Cutting trip short/curtailment i £3,000
Emergency medical cover and repatriation i £15,000,000
Lost or stolen cash i £200
Max trip duration i 31 days

Coverwise

Silver (Comparison Site)

3 stars
Cancelling before travel i £2,000
Medical excess i £50
Personal possessions & baggage - damaged, lost or stolen i £1,500
Abandoning your trip i £2,000
Combined passport & travel i £500
Cutting trip short/curtailment i £2,000
Emergency medical cover and repatriation i £15,000,000
Lost or stolen cash i £200
Max trip duration i 31 days

Coverwise

Bronze (Comparison Site)

2 stars
Cancelling before travel i £1,500
Medical excess i £100
Personal possessions & baggage - damaged, lost or stolen i £1,500
Abandoning your trip i £0
Combined passport & travel i £500
Cutting trip short/curtailment i £1,500
Emergency medical cover and repatriation i £10,000,000
Lost or stolen cash i £200
Max trip duration i 24 days

Coverwise

Bronze

2 stars
Cancelling before travel i £1,500
Medical excess i £100
Personal possessions & baggage - damaged, lost or stolen i £1,500
Abandoning your trip i £0
Combined passport & travel i £500
Cutting trip short/curtailment i £1,500
Emergency medical cover and repatriation i £10,000,000
Lost or stolen cash i £200
Max trip duration i 31 days

Coverwise

Standard (Comparison Site)

1 stars
Cancelling before travel i £1,000
Medical excess i £150
Personal possessions & baggage - damaged, lost or stolen i £1,000
Abandoning your trip i £0
Combined passport & travel i £250
Cutting trip short/curtailment i £1,000
Emergency medical cover and repatriation i £10,000,000
Lost or stolen cash i £200
Max trip duration i 24 days

Coverwise

Standard

1 stars
Cancelling before travel i £1,000
Medical excess i £150
Personal possessions & baggage - damaged, lost or stolen i £1,000
Abandoning your trip i £0
Combined passport & travel i £250
Cutting trip short/curtailment i £1,000
Emergency medical cover and repatriation i £10,000,000
Lost or stolen cash i £200
Max trip duration i 31 days

Single trip insurance

Coverwise

Platinum

5 stars
Cancelling before travel i £6,000
Medical excess i £0
Personal possessions and baggage - damaged, lost or stolen i £3,500
Abandoning your trip i £6,000
Combined passport & travel i £650
Cutting trip short/curtailment i £6,000
Emergency medical cover and repatriation i £20,000,000
Lost or stolen cash i £350
Missed departure i £1,000

Coverwise

Platinum Select

5 stars
Cancelling before travel i £6,000
Medical excess i £0
Personal possessions and baggage - damaged, lost or stolen i £3,500
Abandoning your trip i £6,000
Combined passport & travel i £650
Cutting trip short/curtailment i £6,000
Emergency medical cover and repatriation i £20,000,000
Lost or stolen cash i £350
Missed departure i £1,000

Coverwise

Silver

4 stars
Cancelling before travel i £2,000
Medical excess i £50
Personal possessions and baggage - damaged, lost or stolen i £1,500
Abandoning your trip i £2,000
Combined passport & travel i £250
Cutting trip short/curtailment i £2,000
Emergency medical cover and repatriation i £15,000,000
Lost or stolen cash i £200
Missed departure i £500

Coverwise

Silver Select

4 stars
Cancelling before travel i £2,000
Medical excess i £50
Personal possessions and baggage - damaged, lost or stolen i £1,500
Abandoning your trip i £2,000
Combined passport & travel i £250
Cutting trip short/curtailment i £2,000
Emergency medical cover and repatriation i £15,000,000
Lost or stolen cash i £200
Missed departure i £500

Coverwise

Gold

4 stars
Cancelling before travel i £3,000
Medical excess i £50
Personal possessions and baggage - damaged, lost or stolen i £2,000
Abandoning your trip i £3,000
Combined passport & travel i £600
Cutting trip short/curtailment i £3,000
Emergency medical cover and repatriation i £15,000,000
Lost or stolen cash i £200
Missed departure i £500

Coverwise

Gold Select

4 stars
Cancelling before travel i £3,000
Medical excess i £50
Personal possessions and baggage - damaged, lost or stolen i £2,000
Abandoning your trip i £3,000
Combined passport & travel i £600
Cutting trip short/curtailment i £3,000
Emergency medical cover and repatriation i £15,000,000
Lost or stolen cash i £200
Missed departure i £500

Coverwise

Silver (Comparison Site)

3 stars
Cancelling before travel i £2,000
Medical excess i £50
Personal possessions and baggage - damaged, lost or stolen i £1,500
Abandoning your trip i £2,000
Combined passport & travel i £500
Cutting trip short/curtailment i £2,000
Emergency medical cover and repatriation i £15,000,000
Lost or stolen cash i £200
Missed departure i £1,000

Coverwise

Bronze (Comparison Site)

2 stars
Cancelling before travel i £1,500
Medical excess i £100
Personal possessions and baggage - damaged, lost or stolen i £1,500
Abandoning your trip i £0
Combined passport & travel i £500
Cutting trip short/curtailment i £1,500
Emergency medical cover and repatriation i £10,000,000
Lost or stolen cash i £200
Missed departure i £0

Coverwise

Bronze

2 stars
Cancelling before travel i £1,500
Medical excess i £100
Personal possessions and baggage - damaged, lost or stolen i £1,500
Abandoning your trip i £0
Combined passport & travel i £500
Cutting trip short/curtailment i £1,500
Emergency medical cover and repatriation i £10,000,000
Lost or stolen cash i £200
Missed departure i £0

Coverwise

Standard (Comparison Site)

1 stars
Cancelling before travel i £1,000
Medical excess i £150
Personal possessions and baggage - damaged, lost or stolen i £1,000
Abandoning your trip i £0
Combined passport & travel i £250
Cutting trip short/curtailment i £1,000
Emergency medical cover and repatriation i £10,000,000
Lost or stolen cash i £200
Missed departure i £0

Coverwise

Standard

1 stars
Cancelling before travel i £1,000
Medical excess i £150
Personal possessions and baggage - damaged, lost or stolen i £1,000
Abandoning your trip i £0
Combined passport & travel i £250
Cutting trip short/curtailment i £1,000
Emergency medical cover and repatriation i £10,000,000
Lost or stolen cash i £200
Missed departure i £0

Travel insurance add-ons

Winter sports add-on

Coverwise

Platinum

5 stars
Hiring replacement winter sports equipment i £500
Single item limit for owned equipment i £500
Ski equipment owned i £1,000
Avalanche closure i £600
Piste closure i £600
Single item limit for hired equipment i £500
Ski equipment hired i £500
Ski equipment owned excess i £50
Unused ski pass due to illness or injury i £500

Coverwise

Platinum Select

5 stars
Hiring replacement winter sports equipment i £500
Single item limit for owned equipment i £500
Ski equipment owned i £1,000
Avalanche closure i £600
Piste closure i £600
Single item limit for hired equipment i £500
Ski equipment hired i £500
Ski equipment owned excess i £50
Unused ski pass due to illness or injury i £500

Coverwise

Silver

3 stars
Hiring replacement winter sports equipment i £200
Single item limit for owned equipment i £250
Ski equipment owned i £500
Avalanche closure i £250
Piste closure i £200
Single item limit for hired equipment i £250
Ski equipment hired i £250
Ski equipment owned excess i £50
Unused ski pass due to illness or injury i £300

Coverwise

Silver Select

3 stars
Hiring replacement winter sports equipment i £200
Single item limit for owned equipment i £250
Ski equipment owned i £500
Avalanche closure i £250
Piste closure i £200
Single item limit for hired equipment i £250
Ski equipment hired i £250
Ski equipment owned excess i £50
Unused ski pass due to illness or injury i £300

Coverwise

Gold

3 stars
Hiring replacement winter sports equipment i £200
Single item limit for owned equipment i £250
Ski equipment owned i £500
Avalanche closure i £250
Piste closure i £200
Single item limit for hired equipment i £250
Ski equipment hired i £250
Ski equipment owned excess i £50
Unused ski pass due to illness or injury i £300

Coverwise

Gold Select

3 stars
Hiring replacement winter sports equipment i £200
Single item limit for owned equipment i £250
Ski equipment owned i £500
Avalanche closure i £250
Piste closure i £200
Single item limit for hired equipment i £250
Ski equipment hired i £250
Ski equipment owned excess i £50
Unused ski pass due to illness or injury i £300

Coverwise

Silver (Comparison Site)

3 stars
Hiring replacement winter sports equipment i £200
Single item limit for owned equipment i £250
Ski equipment owned i £500
Avalanche closure i £250
Piste closure i £200
Single item limit for hired equipment i £250
Ski equipment hired i £250
Ski equipment owned excess i £50
Unused ski pass due to illness or injury i £300

Coverwise

Standard

1 stars
Hiring replacement winter sports equipment i £150
Single item limit for owned equipment i £150
Ski equipment owned i £300
Avalanche closure i £200
Piste closure i £150
Single item limit for hired equipment i £200
Ski equipment hired i £200
Ski equipment owned excess i £100
Unused ski pass due to illness or injury i £200

Coverwise

Bronze

1 stars
Hiring replacement winter sports equipment i £150
Single item limit for owned equipment i £150
Ski equipment owned i £300
Avalanche closure i £200
Piste closure i £150
Single item limit for hired equipment i £200
Ski equipment hired i £200
Ski equipment owned excess i £100
Unused ski pass due to illness or injury i £200

Coverwise

Standard (Comparison Site)

1 stars
Hiring replacement winter sports equipment i £150
Single item limit for owned equipment i £150
Ski equipment owned i £300
Avalanche closure i £200
Piste closure i £150
Single item limit for hired equipment i £200
Ski equipment hired i £200
Ski equipment owned excess i £100
Unused ski pass due to illness or injury i £200

Coverwise

Bronze (Comparison Site)

1 stars
Hiring replacement winter sports equipment i £150
Single item limit for owned equipment i £150
Ski equipment owned i £300
Avalanche closure i £200
Piste closure i £150
Single item limit for hired equipment i £200
Ski equipment hired i £200
Ski equipment owned excess i £100
Unused ski pass due to illness or injury i £200