Diamond is owned by the Admiral Group, a large Welsh insurance company listed on the London Stock Exchange and in the FTSE 100 Index. The group also owns Admiral, Elephant and Bell, as well as comparison site Confused.com.
Although originally marketed as car insurance for women drivers, law changes mean that Diamond now offer insurance to everyone.
Their headquarters are based in Cardiff, UK.
Our product ratings are designed to help you choose a quality product. We rate policies on the key features that are most important for the majority of customers.
Car insurance
3 products reviewed
Electric Car Insurance
2 products reviewed
Diamond
Car Insurance
| Feature | Value |
|---|---|
| Courtesy car for duration of repair | Yes |
| Uninsured driver promise | Yes |
| Cover limit for lost keys |
£500.00
|
| 24hr helpline available | Yes |
| New car replacement | Yes |
| Courtesy car provided if stolen / total loss | No |
| Windscreen repair excess |
£25.00
|
| Windscreen replacement excess |
£115.00
|
| Cover limit for stolen keys |
£500.00
|
| Cover for replacing original audio/visual equipment |
Unlimited
|
| Repairs guarantee (years) |
Lifetime
|
| Vandalism | Yes |
Diamond
Car Insurance (hire vehicle)
| Feature | Value |
|---|---|
| Courtesy car for duration of repair | Yes |
| Uninsured driver promise | Yes |
| Cover limit for lost keys |
£500.00
|
| 24hr helpline available | Yes |
| New car replacement | Yes |
| Courtesy car provided if stolen / total loss | Yes |
| Windscreen repair excess |
£25.00
|
| Windscreen replacement excess |
£115.00
|
| Cover limit for stolen keys |
£500.00
|
| Cover for replacing original audio/visual equipment |
Unlimited
|
| Repairs guarantee (years) |
Lifetime
|
| Vandalism | Yes |
Third Party, Fire and Theft Car Insurance
1 product reviewed
Diamond
Third Party, Fire and Theft Car Insurance
| Feature | Value |
|---|---|
| Courtesy car for duration of repair | Yes |
| Uninsured driver promise | No |
| Cover limit for lost keys |
£500.00
|
| 24hr helpline available | Yes |
| New car replacement | No |
| Courtesy car provided if stolen / total loss | No |
| Cover limit for stolen keys |
£500.00
|
| Cover for replacing original audio/visual equipment |
Unlimited
|
| Repairs guarantee (years) |
Lifetime
|
| Vandalism | No |
Courtesy Car (Add-on)
1 product reviewed
Diamond
Hire Vehicle Cover
Motor Legal Cover
2 products reviewed
Diamond
Motor Legal Protection Policy
| Feature | Value |
|---|---|
| Uninsured loss recovery Limit |
£100,000.00
|
| Personal Injury limit |
£100,000.00
|
| Motor Prosecution defence Limit |
£100,000.00
|
| Uninsured driver benefit | Yes |
| Consumer Disputes Limit |
£100,000.00
|
| Database Disputes Limit |
£100,000.00
|
| Vehicle Cloning Limit |
£100,000.00
|
| Uninsured driver benefit (Minimum pay out) |
£500.00
|
Diamond
Motor Legal Expenses Policy
| Feature | Value |
|---|---|
| Uninsured loss recovery Limit |
£100,000.00
|
| Personal Injury limit |
£100,000.00
|
| Motor Prosecution defence Limit |
£100,000.00
|
| Uninsured driver benefit | Yes |
| Consumer Disputes Limit |
£100,000.00
|
| Database Disputes Limit |
£100,000.00
|
| Vehicle Cloning Limit |
£100,000.00
|
| Uninsured driver benefit (Minimum pay out) |
£500.00
|
Personal Accident
2 products reviewed
Diamond
Personal Injury Plus
| Feature | Value |
|---|---|
| Number of passengers covered |
0
|
| Death |
£100,000.00
|
| Permanent total disablement |
£100,000.00
|
Diamond
Personal Injury
| Feature | Value |
|---|---|
| Number of passengers covered |
0
|
| Death |
£50,000.00
|
| Permanent total disablement |
£50,000.00
|
Our unique Customer Experience Ratings help consumers find companies that offer a good service.
Car insurance
Ranked 9th of 49 providers reviewed
| Customer happiness score | 62.36% |
|---|---|
| Customer trust score | 63.83% |
| Complaints performance | 63.04% |
| Transparency rating | 75.13% |
|
Fairer Finance Score Reviewed Autumn 2026 |
66.09% |