ERGO Travel Insurance

ERGO Travel Insurance is a trading name of ETI International Travel Protection, the UK branch of ERV.

ERGO Travel Insurance specialises in travel insurance, including standard cover, pre-existing medical cover, winter sports, backpacker insurance and cycle & triathlon. 

Their headquarters are based in Worthing, UK.


ERGO Travel Insurance
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Travel insurance

Annual multi-trip insurance

3 stars
Cancelling before travel cover limit i £3,000
Medical excess i £50
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £1,500
Cutting trip short cover limit i £3,000
Abandoning your trip cover limit i £3,000
Emergency medical cover and repatriation cover limit i £10,000,000
Mental health cover i
Lost or stolen cash i £250
Combined passport & travel cover limit i £200
Natural disaster relocation cover i
Natural disaster baggage cover i
Max trip duration i 31 days
3 stars
Cancelling before travel cover limit i £5,000
Medical excess i £0
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £2,500
Cutting trip short cover limit i £5,000
Abandoning your trip cover limit i £5,000
Emergency medical cover and repatriation cover limit i £15,000,000
Mental health cover i
Lost or stolen cash i £300
Combined passport & travel cover limit i £250
Natural disaster relocation cover i
Natural disaster baggage cover i
Max trip duration i 31 days
2 stars
Cancelling before travel cover limit i £1,500
Medical excess i £75
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £750
Cutting trip short cover limit i £1,500
Abandoning your trip cover limit i £1,500
Emergency medical cover and repatriation cover limit i £7,500,000
Mental health cover i
Lost or stolen cash i £200
Combined passport & travel cover limit i £150
Natural disaster relocation cover i
Natural disaster baggage cover i
Max trip duration i 31 days

Single trip insurance

3 stars
Cancelling before travel cover limit i £3,000
Medical excess i £50
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,500
Cutting trip short cover limit i £3,000
Abandoning your trip cover limit i £3,000
Emergency medical cover and repatriation cover limit i £10,000,000
Lost or stolen cash i £250
Combined passport & travel cover limit i £200
Missed departure cover limit i £1,000
3 stars
Cancelling before travel cover limit i £5,000
Medical excess i £0
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £2,500
Cutting trip short cover limit i £5,000
Abandoning your trip cover limit i £5,000
Emergency medical cover and repatriation cover limit i £15,000,000
Lost or stolen cash i £300
Combined passport & travel cover limit i £250
Missed departure cover limit i £1,000
2 stars
Cancelling before travel cover limit i £1,500
Medical excess i £75
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £750
Cutting trip short cover limit i £1,500
Abandoning your trip cover limit i £1,500
Emergency medical cover and repatriation cover limit i £7,500,000
Lost or stolen cash i £200
Combined passport & travel cover limit i £150
Missed departure cover limit i £1,000

Travel insurance add-on: cruise cover

1 stars
Missed port departure cover limit i £1,000
Re-joining a cruise cover limit i £0
Cabin confinement cover limit i £500
Missed port departure excess i £100
Timetable/itinerary change cover limit i £0
Unused excursions cover limit i £150
1 stars
Missed port departure cover limit i £1,500
Re-joining a cruise cover limit i £0
Cabin confinement cover limit i £800
Missed port departure excess i £50
Timetable/itinerary change cover limit i £0
Unused excursions cover limit i £150
1 stars
Missed port departure cover limit i £2,000
Re-joining a cruise cover limit i £0
Cabin confinement cover limit i £1,000
Missed port departure excess i £0
Timetable/itinerary change cover limit i £0
Unused excursions cover limit i £150

Travel Insurance Covid-19 Cover

4 stars
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Does the policy cover medical cover if you catch Covid-19?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)
4 stars
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Does the policy cover medical cover if you catch Covid-19?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)
4 stars
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Does the policy cover medical cover if you catch Covid-19?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)