Explorer Travel Insurance

Explorer Travel Insurance is a trading name of Explorer Insurance Services Limited.

Its policies are underwritten by Travel Insurance Facilities and insured by Union Reisevericherung AG. Travel Insurance Facilities also owns Alpha Travel Insurance.

Explorer offers a range of policies aimed to fulfil normal travelling needs and backpacking, as well as winter sports and cruise add-ons.

Explorer Travel Insurance
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Travel insurance

Ranked 34th of 59 providers reviewed.

Customer happiness 64%
Customer trust 51%
Complaints performance 56%
Transparency rating 28%
Fairer Finance score
Reviewed Spring 2019
50%

Travel insurance

Annual multi-trip insurance

4 stars
Medical excess i £100
Cancelling before travel i £2,500
Personal possessions & baggage - damaged, lost or stolen i £1,500
Max trip duration i 31 days
Emergency medical cover and repatriation i £5,000,000
Cutting trip short/curtailment i £2,500
Abandoning your trip i £2,500
Lost or stolen cash i £200
Combined passport & travel i £150
Natural disaster relocation cover i
Natural disaster baggage cover i
Mental health cover i
4 stars
Medical excess i £75
Cancelling before travel i £5,000
Personal possessions & baggage - damaged, lost or stolen i £2,000
Max trip duration i 45 days
Emergency medical cover and repatriation i £10,000,000
Cutting trip short/curtailment i £5,000
Abandoning your trip i £5,000
Lost or stolen cash i £250
Combined passport & travel i £150
Natural disaster relocation cover i
Natural disaster baggage cover i
Mental health cover i
3 stars
Medical excess i £100
Cancelling before travel i £1,500
Personal possessions & baggage - damaged, lost or stolen i £1,000
Max trip duration i 31 days
Emergency medical cover and repatriation i £2,500,000
Cutting trip short/curtailment i £1,500
Abandoning your trip i £1,500
Lost or stolen cash i £200
Combined passport & travel i £100
Natural disaster relocation cover i
Natural disaster baggage cover i
Mental health cover i
3 stars
Medical excess i £125
Cancelling before travel i £3,000
Personal possessions & baggage - damaged, lost or stolen i £1,000
Max trip duration i 45 days
Emergency medical cover and repatriation i £7,000,000
Cutting trip short/curtailment i £3,000
Abandoning your trip i £3,000
Lost or stolen cash i £200
Combined passport & travel i £100
Natural disaster relocation cover i
Natural disaster baggage cover i
Mental health cover i

Cruise add-on

4 stars
Missed port departure i £1,000
Re-joining a cruise i £1,000
Cabin confinement i £500
Missed port departure excess i £100
Timetable/itinerary change i £600
Unused excursions i £500
4 stars
Missed port departure i £1,000
Re-joining a cruise i £1,000
Cabin confinement i £500
Missed port departure excess i £100
Timetable/itinerary change i £600
Unused excursions i £500
4 stars
Missed port departure i £1,000
Re-joining a cruise i £1,000
Cabin confinement i £500
Missed port departure excess i £125
Timetable/itinerary change i £600
Unused excursions i £500
4 stars
Missed port departure i £1,000
Re-joining a cruise i £1,000
Cabin confinement i £500
Missed port departure excess i £75
Timetable/itinerary change i £600
Unused excursions i £500

Single trip insurance

4 stars
Medical excess i £100
Cancelling before travel i £2,500
Personal possessions and baggage - damaged, lost or stolen i £1,500
Emergency medical cover and repatriation i £5,000,000
Cutting trip short/curtailment i £2,500
Missed departure i £750
Abandoning your trip i £2,500
Lost or stolen cash i £200
Combined passport & travel i £150
4 stars
Medical excess i £75
Cancelling before travel i £5,000
Personal possessions and baggage - damaged, lost or stolen i £2,000
Emergency medical cover and repatriation i £10,000,000
Cutting trip short/curtailment i £5,000
Missed departure i £1,000
Abandoning your trip i £5,000
Lost or stolen cash i £250
Combined passport & travel i £150
3 stars
Medical excess i £125
Cancelling before travel i £3,000
Personal possessions and baggage - damaged, lost or stolen i £1,000
Emergency medical cover and repatriation i £7,000,000
Cutting trip short/curtailment i £3,000
Missed departure i £750
Abandoning your trip i £3,000
Lost or stolen cash i £200
Combined passport & travel i £100
3 stars
Medical excess i £100
Cancelling before travel i £1,500
Personal possessions and baggage - damaged, lost or stolen i £1,000
Emergency medical cover and repatriation i £2,500,000
Cutting trip short/curtailment i £1,500
Missed departure i £500
Abandoning your trip i £1,500
Lost or stolen cash i £200
Combined passport & travel i £100

Winter sports add-on

3 stars
Ski equipment owned i £1,000
Single item limit for owned equipment i £250
Hiring replacement winter sports equipment i £250
Ski equipment owned excess i £75
Ski equipment hired i £400
Single item limit for hired equipment i £250
Avalanche closure i £500
Piste closure i £250
Unused ski pass due to illness or injury i £250
2 stars
Ski equipment owned i £500
Single item limit for owned equipment i £250
Hiring replacement winter sports equipment i £100
Ski equipment owned excess i £100
Ski equipment hired i £200
Single item limit for hired equipment i £200
Avalanche closure i £250
Piste closure i £200
Unused ski pass due to illness or injury i £200
2 stars
Ski equipment owned i £500
Single item limit for owned equipment i £250
Hiring replacement winter sports equipment i £150
Ski equipment owned excess i £125
Ski equipment hired i £200
Single item limit for hired equipment i £200
Avalanche closure i £375
Piste closure i £200
Unused ski pass due to illness or injury i £200
1 stars
Ski equipment owned i £400
Single item limit for owned equipment i £250
Hiring replacement winter sports equipment i £0
Ski equipment owned excess i £100
Ski equipment hired i £200
Single item limit for hired equipment i £200
Avalanche closure i £125
Piste closure i £150
Unused ski pass due to illness or injury i £150