First Active

First Active is NatWest Group's digital-only savings brand, launched in its current form in August 2026 as a trading name of National Westminster Bank plc. Deposits share the same FSCS protection limit as NatWest and Ulster Bank, which sit on the same banking licence.

Our product ratings for First Active

Our product ratings are designed to help you choose a quality product. We rate policies on the key features that are most important for the majority of customers.

Savings Accounts

1 product reviewed

Easy Access Accounts

1 product reviewed

First Active

Instant Access Savings Account with bonus rate

Feature Value
Interest Rate (AER)
4.05%
Balance Tiers
4.05% from £1
Minimum Opening Balance
£1.00
Withdrawal Penalty
N/A
Part of FSCS Yes
Bonus Rate
Rate includes 0.97% bonus for 12 months