Fish Insurance

Fish Insurance specialises in offering insurance to people with pre-existing medical conditions, disabilities or mobility issues.

Established in 1975, Fish Insurance now offer a range of different types of insurance, such as car, home and wheelchair insurance.

Based in Preston, Fish Insurance is a part of PIB Insurance Group. Other companies under the PIB umbrella include Thistle Insurance Services and PIB Insurance Brokers.

Fish's travel insurance policies are underwritten by Zurich and ERV (depending on which policy you choose).

Fish Insurance
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We don't currently rate Fish Insurance in our Customer Experience Ratings.

Car insurance

Fish Insurance

Car Insurance

2 stars
Cover for keys/locks if lost i £500
Uninsured driver promise i
Courtesy car for duration of repair i
Windscreen repair excess i £10
Windscreen replacement excess i £60
Cover for keys/locks if stolen i £500
Cover for replacing original audio/visual equipment i £1,000
24hr helpline available i
Repairs guarantee (years) i 3 years
Courtesy car provided if stolen / total loss i

Home insurance

Fish Insurance

Adapted Home Insurance

4 stars
Escape of water excess i £250
Matching sets i
Theft from outbuildings i £2,000
24hr helpline i
Alternative accommodation i £25,000
Cover for keys/locks if lost i £500
Money in the home i £500
New for old i

Buildings insurance

Fish Insurance

Adapted Home Insurance

3 stars
Trace & access i £5,000
Matching sets i
Cover for keys/locks if lost i £500
Compulsory excess i £100
Escape of water excess i £250
Alternative accommodation cover limit i £25,000
Cover for keys/locks if stolen i £500
Property owner liability i £2,000,000
24hr helpline i

Contents insurance

Fish Insurance

Adapted Home Insurance

4 stars
Theft from outbuildings i £2,000
Matching sets i
Cover for keys/locks if lost i £500
Cycles included whilst in the home i £750
New for old i
Alternative accomodation i £25,000
Money in the home i £500
Cover for keys/locks if stolen i £500
24hr helpline i

Travel insurance

Annual multi-trip insurance

Fish Insurance

Plus Two (Super Duper Cover)

5 stars
Medical excess i £50
Cancelling before travel i £5,000
Personal possessions & baggage - damaged, lost or stolen i £3,000
Max trip duration i 45 days
Emergency medical cover and repatriation i £10,000,000
Cutting trip short/curtailment i £5,000
Abandoning your trip i £5,000
Lost or stolen cash i £500
Combined passport & travel i £400
Natural disaster relocation cover i
Natural disaster baggage cover i
Mental health cover i

Fish Insurance

Plus One (Super Cover)

4 stars
Medical excess i £100
Cancelling before travel i £2,500
Personal possessions & baggage - damaged, lost or stolen i £1,500
Max trip duration i 31 days
Emergency medical cover and repatriation i £5,000,000
Cutting trip short/curtailment i £2,500
Abandoning your trip i £2,500
Lost or stolen cash i £200
Combined passport & travel i £200
Natural disaster relocation cover i
Natural disaster baggage cover i
Mental health cover i

Fish Insurance

Traveller

4 stars
Medical excess i £75
Cancelling before travel i £2,500
Personal possessions & baggage - damaged, lost or stolen i £2,000
Max trip duration i 31 days
Emergency medical cover and repatriation i £7,500,000
Cutting trip short/curtailment i £2,500
Abandoning your trip i £2,500
Lost or stolen cash i £500
Combined passport & travel i £500
Natural disaster relocation cover i
Natural disaster baggage cover i
Mental health cover i

Fish Insurance

Platinum

4 stars
Medical excess i £0
Cancelling before travel i £5,000
Personal possessions & baggage - damaged, lost or stolen i £3,000
Max trip duration i 31 days
Emergency medical cover and repatriation i £10,000,000
Cutting trip short/curtailment i £5,000
Abandoning your trip i £5,000
Lost or stolen cash i £300
Combined passport & travel i £300
Natural disaster relocation cover i
Natural disaster baggage cover i
Mental health cover i

Fish Insurance

Traveller Deluxe

4 stars
Medical excess i £50
Cancelling before travel i £5,000
Personal possessions & baggage - damaged, lost or stolen i £2,500
Max trip duration i 31 days
Emergency medical cover and repatriation i £10,000,000
Cutting trip short/curtailment i £5,000
Abandoning your trip i £5,000
Lost or stolen cash i £600
Combined passport & travel i £600
Natural disaster relocation cover i
Natural disaster baggage cover i
Mental health cover i
4 stars
Medical excess i £150
Cancelling before travel i £2,000
Personal possessions & baggage - damaged, lost or stolen i £2,000
Max trip duration i 31 days
Emergency medical cover and repatriation i £10,000,000
Cutting trip short/curtailment i £2,000
Abandoning your trip i £2,000
Lost or stolen cash i £200
Combined passport & travel i £300
Natural disaster relocation cover i
Natural disaster baggage cover i
Mental health cover i
1 stars
Medical excess i £500
Cancelling before travel i £0
Personal possessions & baggage - damaged, lost or stolen i £0
Max trip duration i 31 days
Emergency medical cover and repatriation i £10,000,000
Cutting trip short/curtailment i £0
Abandoning your trip i £0
Lost or stolen cash i £0
Combined passport & travel i £0
Natural disaster relocation cover i
Natural disaster baggage cover i
Mental health cover i

Single trip insurance

Fish Insurance

Plus Two (Super Duper Cover)

5 stars
Medical excess i £50
Cancelling before travel i £5,000
Personal possessions and baggage - damaged, lost or stolen i £3,000
Emergency medical cover and repatriation i £10,000,000
Cutting trip short/curtailment i £5,000
Missed departure i £1,500
Abandoning your trip i £5,000
Lost or stolen cash i £500
Combined passport & travel i £400

Fish Insurance

Plus One (Super Cover)

4 stars
Medical excess i £100
Cancelling before travel i £2,500
Personal possessions and baggage - damaged, lost or stolen i £1,500
Emergency medical cover and repatriation i £5,000,000
Cutting trip short/curtailment i £2,500
Missed departure i £750
Abandoning your trip i £2,500
Lost or stolen cash i £200
Combined passport & travel i £200

Fish Insurance

Platinum

4 stars
Medical excess i £0
Cancelling before travel i £5,000
Personal possessions and baggage - damaged, lost or stolen i £3,000
Emergency medical cover and repatriation i £10,000,000
Cutting trip short/curtailment i £5,000
Missed departure i £500
Abandoning your trip i £5,000
Lost or stolen cash i £300
Combined passport & travel i £300

Fish Insurance

Traveller

4 stars
Medical excess i £75
Cancelling before travel i £2,500
Personal possessions and baggage - damaged, lost or stolen i £2,000
Emergency medical cover and repatriation i £7,500,000
Cutting trip short/curtailment i £2,500
Missed departure i £1,000
Abandoning your trip i £2,500
Lost or stolen cash i £500
Combined passport & travel i £500
4 stars
Medical excess i £150
Cancelling before travel i £2,000
Personal possessions and baggage - damaged, lost or stolen i £2,000
Emergency medical cover and repatriation i £10,000,000
Cutting trip short/curtailment i £2,000
Missed departure i £500
Abandoning your trip i £2,000
Lost or stolen cash i £200
Combined passport & travel i £300

Fish Insurance

Traveller Deluxe

4 stars
Medical excess i £50
Cancelling before travel i £5,000
Personal possessions and baggage - damaged, lost or stolen i £2,500
Emergency medical cover and repatriation i £10,000,000
Cutting trip short/curtailment i £5,000
Missed departure i £1,500
Abandoning your trip i £5,000
Lost or stolen cash i £600
Combined passport & travel i £600
1 stars
Medical excess i £500
Cancelling before travel i £0
Personal possessions and baggage - damaged, lost or stolen i £0
Emergency medical cover and repatriation i £10,000,000
Cutting trip short/curtailment i £0
Missed departure i £0
Abandoning your trip i £0
Lost or stolen cash i £0
Combined passport & travel i £0

Travel insurance add-ons

Cruise add-on

Fish Insurance

Traveller Deluxe

5 stars
Missed port departure i £1,000
Re-joining a cruise i £1,000
Cabin confinement i £1,000
Missed port departure excess i £50
Timetable/itinerary change i £500
Unused excursions i £1,000

Fish Insurance

Traveller

4 stars
Missed port departure i £300
Re-joining a cruise i £750
Cabin confinement i £500
Missed port departure excess i £75
Timetable/itinerary change i £300
Unused excursions i £750

Winter sports add-on

Fish Insurance

Traveller

4 stars
Ski equipment owned i £1,000
Single item limit for owned equipment i £250
Hiring replacement winter sports equipment i £500
Ski equipment owned excess i £75
Ski equipment hired i £500
Single item limit for hired equipment i £250
Avalanche closure i £500
Piste closure i £500
Unused ski pass due to illness or injury i £500

Fish Insurance

Traveller Deluxe

4 stars
Ski equipment owned i £1,000
Single item limit for owned equipment i £250
Hiring replacement winter sports equipment i £500
Ski equipment owned excess i £50
Ski equipment hired i £500
Single item limit for hired equipment i £250
Avalanche closure i £500
Piste closure i £500
Unused ski pass due to illness or injury i £500

Fish Insurance

Super Duper Cover

3 stars
Ski equipment owned i £750
Single item limit for owned equipment i £500
Hiring replacement winter sports equipment i £300
Ski equipment owned excess i £50
Ski equipment hired i £250
Single item limit for hired equipment i £250
Avalanche closure i £500
Piste closure i £500
Unused ski pass due to illness or injury i £500
1 stars
Ski equipment owned i £500
Single item limit for owned equipment i £250
Hiring replacement winter sports equipment i £150
Ski equipment owned excess i £100
Ski equipment hired i £250
Single item limit for hired equipment i £250
Avalanche closure i £0
Piste closure i £250
Unused ski pass due to illness or injury i £400
1 stars
Ski equipment owned i £500
Single item limit for owned equipment i £250
Hiring replacement winter sports equipment i £150
Ski equipment owned excess i £75
Ski equipment hired i £250
Single item limit for hired equipment i £250
Avalanche closure i £0
Piste closure i £250
Unused ski pass due to illness or injury i £400

Fish Insurance

Platinum

1 stars
Ski equipment owned i £500
Single item limit for owned equipment i £250
Hiring replacement winter sports equipment i £150
Ski equipment owned excess i £0
Ski equipment hired i £250
Single item limit for hired equipment i £250
Avalanche closure i £0
Piste closure i £250
Unused ski pass due to illness or injury i £400

Fish Insurance

Super Cover

1 stars
Ski equipment owned i £500
Single item limit for owned equipment i £300
Hiring replacement winter sports equipment i £200
Ski equipment owned excess i £100
Ski equipment hired i £150
Single item limit for hired equipment i £150
Avalanche closure i £200
Piste closure i £300
Unused ski pass due to illness or injury i £300