Flexicover

Flexicover is one of a number of brands owned by specialist travel insurance broker, Citybond Holdings.

It offers some specialist options such as gap year cover and long stay policies, which are designed to cover you for between three and six months.

Flexicover uses German insurance giant Union Reiseversicherung AG to underwrite its policies.

Citybond Holdings also owns other travel insurance brands including Top Dog Insurance and Spectrum.

Flexicover

Travel insurance

Ranked 40th of 56 providers reviewed.

Customer happiness 61%
Customer trust 45%
Complaints performance 57%
Transparency rating 32%
Fairer Finance score
Reviewed Spring 2018
49%

Travel insurance

Annual multi-trip insurance

Flexicover

Platinum

5 stars
Cancelling before travel i £10,000
Medical excess i £0
Personal possessions & baggage - damaged, lost or stolen i £3,000
Abandoning your trip i £10,000
Combined passport & travel i £750
Cutting trip short/curtailment i £10,000
Emergency medical cover and repatriation i £10,000,000
Lost or stolen cash i £350
Max trip duration i 50 days

Flexicover

Premier (Comparison Site)

4 stars
Cancelling before travel i £2,000
Medical excess i £50
Personal possessions & baggage - damaged, lost or stolen i £2,000
Abandoning your trip i £2,000
Combined passport & travel i £500
Cutting trip short/curtailment i £2,000
Emergency medical cover and repatriation i £10,000,000
Lost or stolen cash i £200
Max trip duration i 31 days

Flexicover

Premier (Money Supermarket)

4 stars
Cancelling before travel i £2,000
Medical excess i £0
Personal possessions & baggage - damaged, lost or stolen i £1,500
Abandoning your trip i £2,000
Combined passport & travel i £500
Cutting trip short/curtailment i £2,000
Emergency medical cover and repatriation i £10,000,000
Lost or stolen cash i £200
Max trip duration i 31 days

Flexicover

Gold

4 stars
Cancelling before travel i £5,000
Medical excess i £65
Personal possessions & baggage - damaged, lost or stolen i £2,000
Abandoning your trip i £5,000
Combined passport & travel i £500
Cutting trip short/curtailment i £5,000
Emergency medical cover and repatriation i £7,500,000
Lost or stolen cash i £200
Max trip duration i 50 days

Flexicover

Silver

3 stars
Cancelling before travel i £1,000
Medical excess i £95
Personal possessions & baggage - damaged, lost or stolen i £750
Abandoning your trip i £0
Combined passport & travel i £250
Cutting trip short/curtailment i £1,000
Emergency medical cover and repatriation i £5,000,000
Lost or stolen cash i £150
Max trip duration i 50 days

Flexicover

Standard (Comparison Site)

2 stars
Cancelling before travel i £1,000
Medical excess i £150
Personal possessions & baggage - damaged, lost or stolen i £1,500
Abandoning your trip i £0
Combined passport & travel i £300
Cutting trip short/curtailment i £1,000
Emergency medical cover and repatriation i £10,000,000
Lost or stolen cash i £200
Max trip duration i 31 days

Flexicover

Economy (Money Supermarket)

2 stars
Cancelling before travel i £1,000
Medical excess i £100
Personal possessions & baggage - damaged, lost or stolen i £500
Abandoning your trip i £0
Combined passport & travel i £300
Cutting trip short/curtailment i £1,000
Emergency medical cover and repatriation i £10,000,000
Lost or stolen cash i £200
Max trip duration i 31 days

Flexicover

Standard (Money Supermarket)

2 stars
Cancelling before travel i £1,000
Medical excess i £50
Personal possessions & baggage - damaged, lost or stolen i £1,000
Abandoning your trip i £0
Combined passport & travel i £300
Cutting trip short/curtailment i £1,000
Emergency medical cover and repatriation i £10,000,000
Lost or stolen cash i £200
Max trip duration i 31 days

Flexicover

Economy (Comparison Site)

1 stars
Cancelling before travel i £1,000
Medical excess i £250
Personal possessions & baggage - damaged, lost or stolen i £750
Abandoning your trip i £0
Combined passport & travel i £300
Cutting trip short/curtailment i £1,000
Emergency medical cover and repatriation i £10,000,000
Lost or stolen cash i £200
Max trip duration i 31 days

Flexicover

Bronze

1 stars
Cancelling before travel i £750
Medical excess i £125
Personal possessions & baggage - damaged, lost or stolen i £0
Abandoning your trip i £0
Combined passport & travel i £0
Cutting trip short/curtailment i £750
Emergency medical cover and repatriation i £2,500,000
Lost or stolen cash i £0
Max trip duration i 50 days

Single trip insurance

Flexicover

Platinum

5 stars
Cancelling before travel i £10,000
Medical excess i £0
Personal possessions and baggage - damaged, lost or stolen i £3,000
Abandoning your trip i £10,000
Combined passport & travel i £750
Cutting trip short/curtailment i £10,000
Emergency medical cover and repatriation i £10,000,000
Lost or stolen cash i £350
Missed departure i £750

Flexicover

Premier (Comparison Site)

4 stars
Cancelling before travel i £2,000
Medical excess i £50
Personal possessions and baggage - damaged, lost or stolen i £2,000
Abandoning your trip i £2,000
Combined passport & travel i £500
Cutting trip short/curtailment i £2,000
Emergency medical cover and repatriation i £10,000,000
Lost or stolen cash i £200
Missed departure i £500

Flexicover

Premier (Money Supermarket)

4 stars
Cancelling before travel i £2,000
Medical excess i £0
Personal possessions and baggage - damaged, lost or stolen i £1,500
Abandoning your trip i £2,000
Combined passport & travel i £500
Cutting trip short/curtailment i £2,000
Emergency medical cover and repatriation i £10,000,000
Lost or stolen cash i £200
Missed departure i £500

Flexicover

Gold

4 stars
Cancelling before travel i £5,000
Medical excess i £65
Personal possessions and baggage - damaged, lost or stolen i £2,000
Abandoning your trip i £5,000
Combined passport & travel i £500
Cutting trip short/curtailment i £5,000
Emergency medical cover and repatriation i £7,500,000
Lost or stolen cash i £200
Missed departure i £500

Flexicover

Silver

3 stars
Cancelling before travel i £1,000
Medical excess i £95
Personal possessions and baggage - damaged, lost or stolen i £750
Abandoning your trip i £0
Combined passport & travel i £250
Cutting trip short/curtailment i £1,000
Emergency medical cover and repatriation i £5,000,000
Lost or stolen cash i £150
Missed departure i £500

Flexicover

Standard (Comparison Site)

2 stars
Cancelling before travel i £1,000
Medical excess i £150
Personal possessions and baggage - damaged, lost or stolen i £1,500
Abandoning your trip i £0
Combined passport & travel i £300
Cutting trip short/curtailment i £1,000
Emergency medical cover and repatriation i £10,000,000
Lost or stolen cash i £200
Missed departure i £0

Flexicover

Economy (Money Supermarket)

2 stars
Cancelling before travel i £1,000
Medical excess i £100
Personal possessions and baggage - damaged, lost or stolen i £500
Abandoning your trip i £0
Combined passport & travel i £300
Cutting trip short/curtailment i £1,000
Emergency medical cover and repatriation i £10,000,000
Lost or stolen cash i £200
Missed departure i £0

Flexicover

Standard (Money Supermarket)

2 stars
Cancelling before travel i £1,000
Medical excess i £50
Personal possessions and baggage - damaged, lost or stolen i £1,000
Abandoning your trip i £0
Combined passport & travel i £300
Cutting trip short/curtailment i £1,000
Emergency medical cover and repatriation i £10,000,000
Lost or stolen cash i £200
Missed departure i £0

Flexicover

Economy (Comparison Site)

1 stars
Cancelling before travel i £1,000
Medical excess i £250
Personal possessions and baggage - damaged, lost or stolen i £750
Abandoning your trip i £0
Combined passport & travel i £300
Cutting trip short/curtailment i £1,000
Emergency medical cover and repatriation i £10,000,000
Lost or stolen cash i £200
Missed departure i £0

Flexicover

Bronze

1 stars
Cancelling before travel i £750
Medical excess i £125
Personal possessions and baggage - damaged, lost or stolen i £0
Abandoning your trip i £0
Combined passport & travel i £0
Cutting trip short/curtailment i £750
Emergency medical cover and repatriation i £2,500,000
Lost or stolen cash i £0
Missed departure i £0

Travel insurance add-ons

Cruise add-on

Flexicover

Bronze

2 stars
Cabin confinement i £300
Missed port departure i £1,500
Re-joining a cruise i £0
Missed port departure excess i £60
Timetable/itinerary change i £300
Unused excursions i £300

Flexicover

Silver

2 stars
Cabin confinement i £300
Missed port departure i £1,500
Re-joining a cruise i £0
Missed port departure excess i £60
Timetable/itinerary change i £300
Unused excursions i £300

Flexicover

Gold

2 stars
Cabin confinement i £300
Missed port departure i £1,500
Re-joining a cruise i £0
Missed port departure excess i £60
Timetable/itinerary change i £300
Unused excursions i £300

Flexicover

Platinum

2 stars
Cabin confinement i £300
Missed port departure i £1,500
Re-joining a cruise i £0
Missed port departure excess i £60
Timetable/itinerary change i £300
Unused excursions i £300

Flexicover

Economy (Comparison Site)

2 stars
Cabin confinement i £300
Missed port departure i £1,500
Re-joining a cruise i £0
Missed port departure excess i £60
Timetable/itinerary change i £300
Unused excursions i £300

Flexicover

Standard (Comparison Site)

2 stars
Cabin confinement i £300
Missed port departure i £1,500
Re-joining a cruise i £0
Missed port departure excess i £60
Timetable/itinerary change i £300
Unused excursions i £300

Flexicover

Premier (Comparison Site)

2 stars
Cabin confinement i £300
Missed port departure i £1,500
Re-joining a cruise i £0
Missed port departure excess i £60
Timetable/itinerary change i £300
Unused excursions i £300

Flexicover

Economy (Money Supermarket)

2 stars
Cabin confinement i £300
Missed port departure i £1,500
Re-joining a cruise i £0
Missed port departure excess i £60
Timetable/itinerary change i £300
Unused excursions i £300

Flexicover

Standard (Money Supermarket)

2 stars
Cabin confinement i £300
Missed port departure i £1,500
Re-joining a cruise i £0
Missed port departure excess i £60
Timetable/itinerary change i £300
Unused excursions i £300

Flexicover

Premier (Money Supermarket)

2 stars
Cabin confinement i £300
Missed port departure i £1,500
Re-joining a cruise i £0
Missed port departure excess i £60
Timetable/itinerary change i £300
Unused excursions i £300

Winter sports add-on

Flexicover

Platinum

4 stars
Hiring replacement winter sports equipment i £500
Single item limit for owned equipment i £250
Ski equipment owned i £1,200
Avalanche closure i £500
Piste closure i £500
Single item limit for hired equipment i £250
Ski equipment hired i £600
Ski equipment owned excess i £0
Unused ski pass due to illness or injury i £500

Flexicover

Silver

3 stars
Hiring replacement winter sports equipment i £300
Single item limit for owned equipment i £250
Ski equipment owned i £500
Avalanche closure i £150
Piste closure i £200
Single item limit for hired equipment i £250
Ski equipment hired i £250
Ski equipment owned excess i £95
Unused ski pass due to illness or injury i £500

Flexicover

Gold

3 stars
Hiring replacement winter sports equipment i £300
Single item limit for owned equipment i £250
Ski equipment owned i £500
Avalanche closure i £150
Piste closure i £200
Single item limit for hired equipment i £250
Ski equipment hired i £250
Ski equipment owned excess i £65
Unused ski pass due to illness or injury i £500

Flexicover

Premier (Comparison Site)

3 stars
Hiring replacement winter sports equipment i £300
Single item limit for owned equipment i £250
Ski equipment owned i £500
Avalanche closure i £150
Piste closure i £200
Single item limit for hired equipment i £250
Ski equipment hired i £250
Ski equipment owned excess i £50
Unused ski pass due to illness or injury i £500

Flexicover

Economy (Money Supermarket)

3 stars
Hiring replacement winter sports equipment i £300
Single item limit for owned equipment i £250
Ski equipment owned i £500
Avalanche closure i £150
Piste closure i £200
Single item limit for hired equipment i £250
Ski equipment hired i £250
Ski equipment owned excess i £100
Unused ski pass due to illness or injury i £500

Flexicover

Standard (Money Supermarket)

3 stars
Hiring replacement winter sports equipment i £300
Single item limit for owned equipment i £250
Ski equipment owned i £500
Avalanche closure i £150
Piste closure i £200
Single item limit for hired equipment i £250
Ski equipment hired i £250
Ski equipment owned excess i £50
Unused ski pass due to illness or injury i £500

Flexicover

Premier (Money Supermarket)

3 stars
Hiring replacement winter sports equipment i £300
Single item limit for owned equipment i £250
Ski equipment owned i £500
Avalanche closure i £150
Piste closure i £200
Single item limit for hired equipment i £250
Ski equipment hired i £250
Ski equipment owned excess i £0
Unused ski pass due to illness or injury i £500

Flexicover

Bronze

2 stars
Hiring replacement winter sports equipment i £300
Single item limit for owned equipment i £250
Ski equipment owned i £500
Avalanche closure i £150
Piste closure i £200
Single item limit for hired equipment i £250
Ski equipment hired i £250
Ski equipment owned excess i £125
Unused ski pass due to illness or injury i £500

Flexicover

Economy (Comparison Site)

2 stars
Hiring replacement winter sports equipment i £300
Single item limit for owned equipment i £250
Ski equipment owned i £500
Avalanche closure i £150
Piste closure i £200
Single item limit for hired equipment i £250
Ski equipment hired i £250
Ski equipment owned excess i £250
Unused ski pass due to illness or injury i £500

Flexicover

Standard (Comparison Site)

2 stars
Hiring replacement winter sports equipment i £300
Single item limit for owned equipment i £250
Ski equipment owned i £500
Avalanche closure i £150
Piste closure i £200
Single item limit for hired equipment i £250
Ski equipment hired i £250
Ski equipment owned excess i £150
Unused ski pass due to illness or injury i £500