Flexicover

Flexicover is one of a number of brands owned by TifGroup. In December 2021, Tifgroup agreed with the FCA that it would no longer provide any claims handling services in the UK travel insurance market. In July 2023, Tifgroup's former chief medical officer, Miguel Nadal, had his medical licence suspended by the British Medical Association for misconduct in relation to his handling of a claim while he worked for Tif. Tifgroup's former underwriter URV no longer has permission to operate in the UK and Tifgroup's products are now underwritten by Collinson Group, which owns the Columbus Direct brand. Tifgroup acts as the administrator on these policies.

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Medical excess i	£65.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i	£1,500.00
Cancelling before travel cover limit i	£5,000.00
Emergency medical cover and repatriation cover limit i	£7,500,000.00
Mental health cover i
Personal money i	£250.00
Combined passport & travel documents cover limit i	£400.00
Cutting trip short (curtailment) cover limit i	£5,000.00
Abandoning your trip (abandonment) cover limit i	£5,000.00
Natural disaster relocation cover i
Max trip duration i	31 days

Medical excess i	£0.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i	£4,000.00
Cancelling before travel cover limit i	£5,000.00
Emergency medical cover and repatriation cover limit i	£10,000,000.00
Mental health cover i
Personal money i	£750.00
Combined passport & travel documents cover limit i	£600.00
Cutting trip short (curtailment) cover limit i	£5,000.00
Abandoning your trip (abandonment) cover limit i	£5,000.00
Natural disaster relocation cover i
Max trip duration i	31 days

Medical excess i	£95.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i	£1,000.00
Cancelling before travel cover limit i	£1,000.00
Emergency medical cover and repatriation cover limit i	£5,000,000.00
Mental health cover i
Personal money i	£200.00
Combined passport & travel documents cover limit i	£200.00
Cutting trip short (curtailment) cover limit i	£1,000.00
Abandoning your trip (abandonment) cover limit i	£1,000.00
Natural disaster relocation cover i
Max trip duration i	31 days

Missed port departure cover limit i	£1,000.00
Re-joining a cruise cover limit i	£0.00
Cabin confinement cover limit i	£1,000.00
Missed port departure excess i	£65.00
Timetable/itinerary change cover limit i	£1,500.00
Unused excursions cover limit i	£0.00

Ski equipment owned cover limit i	£1,000.00
Single owned item cover limit i	£1,000.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i	£500.00
Avalanche closure cover limit i	£1,000.00
Piste closure cover limit i	£1,000.00
Ski equipment owned excess i	£95.00
Ski equipment hired i	£1,000.00
Single item limit for hired equipment i	£1,000.00
Unused ski pass due to illness or injury i	£1,000.00

Ski equipment owned cover limit i	£2,000.00
Single owned item cover limit i	£2,000.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i	£1,000.00
Avalanche closure cover limit i	£1,000.00
Piste closure cover limit i	£1,000.00
Ski equipment owned excess i	£65.00
Ski equipment hired i	£2,000.00
Single item limit for hired equipment i	£2,000.00
Unused ski pass due to illness or injury i	£5,000.00

Flexicover

Travel insurance

Annual multi-trip insurance

Single trip insurance

Travel insurance add-on: cruise cover

Travel insurance add-on: winter sports

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