Gadget Cover

Gadget Cover UK Insurance is an insurance provider specializing in cover for gadgets and tech items. They offer a range of plans to cover devices such as phones, laptops, tablets and more against theft, accidental damage, and breakdown. Their policies are designed to be flexible and tailored to the customer's needs, with the option to add additional cover to their plans.

Gadget Cover
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Gadget insurance

3 stars
Accidental loss cover i
Mechanical breakdown cover i Y - Excluding Laptops
Maximum single-item cover limit i £2,500.00
Type of product i Stand-Alone
Territorial limits restriction i
Accidental damage cover i
Mechanical breakdown cover replacement limit i £2,500.00
Theft Cover i
Theft replacement limit i £2,500.00
Malicious damage cover i
Unauthorised usage cover i £2,500.00
Unauthorised usage cover (E-wallet) i £500.00
Accessories cover limit i £150.00
How is the excess charged? i Depends on the value of the gadget when bought new
Lowest excess i £50.00
Liquid damage excess i £50.00
Theft & loss claims excess i £50.00
Accidental damage and breakdown claims excess i £50.00
Cancellation fee i £0.00
Arrangement fee i £0.00
Additional early claims excess i £0.00
Immediate cover with no additional excess in the first 30 days of the policy i
High end smartphones (>£1,000) minimum excess i £150.00
High end tablets (>£1,200) minimum excess i £150.00
High end laptops (>=£1,500) minimum excess i £150.00
High end MacBooks (>=£1,500) minimum excess i £150.00
Rapid replacement i
Pro-rata refund i
Claim under warranty i
Replacement claims limit per Item for accidental damage/mechanical failure i Unlimited
Replacement claims limit per Item for theft or loss i Unlimited
Replacement warranty i No new warranty or extension on replaced items
International cover limit (Days) i 180.00 days
Universal gadget policy? i
Family cover i
Multi cover discounts i
Underwriter i West Bay Insurance PLC
Age of customer requirement i 18.00 years
No claims period i Immediate Cover
Refurbished device cover i
Second hand device cover i
Territorial limits restriction i United Kingdom, Isle of Man, Channel Islands
Maximum age of phones i 18 months
Maximum age of gadgets eligible for cover i 18 months
Smartphones i
Tablets i
Smart watches i
Game Consoles i
Headphones i
Cameras i
E-readers i
Sat-Navs i
MP3 Players i
MacBooks or Laptops

Gadget Cover

Silver

2 stars
Accidental loss cover i Not Covered
Mechanical breakdown cover i Y - Excluding Laptops
Maximum single-item cover limit i £2,500.00
Type of product i Stand-Alone
Territorial limits restriction i
Accidental damage cover i
Mechanical breakdown cover replacement limit i £2,500.00
Theft Cover i
Theft replacement limit i £2,500.00
Malicious damage cover i
Unauthorised usage cover i £2,500.00
Unauthorised usage cover (E-wallet) i £500.00
Accessories cover limit i £0.00
How is the excess charged? i Depends on the value of the gadget when bought new
Lowest excess i £50.00
Liquid damage excess i £50.00
Theft & loss claims excess i £50.00
Accidental damage and breakdown claims excess i £50.00
Cancellation fee i £0.00
Arrangement fee i £0.00
Additional early claims excess i £0.00
Immediate cover with no additional excess in the first 30 days of the policy i
High end smartphones (>£1,000) minimum excess i £150.00
High end tablets (>£1,200) minimum excess i £150.00
High end laptops (>=£1,500) minimum excess i £150.00
High end MacBooks (>=£1,500) minimum excess i £150.00
Rapid replacement i
Pro-rata refund i
Claim under warranty i
Replacement claims limit per Item for accidental damage/mechanical failure i Unlimited
Replacement claims limit per Item for theft or loss i Unlimited
Replacement warranty i No new warranty or extension on replaced items
International cover limit (Days) i 180.00 days
Universal gadget policy? i
Family cover i
Multi cover discounts i
Underwriter i West Bay Insurance PLC
Age of customer requirement i 18.00 years
No claims period i Immediate Cover
Refurbished device cover i
Second hand device cover i
Territorial limits restriction i United Kingdom, Isle of Man, Channel Islands
Maximum age of phones i 18 months
Maximum age of gadgets eligible for cover i 18 months
Smartphones i
Tablets i
Smart watches i
Game Consoles i
Headphones i
Cameras i
E-readers i
Sat-Navs i
MP3 Players i
MacBooks or Laptops

Gadget Cover

Bronze

1 stars
Accidental loss cover i Not Covered
Mechanical breakdown cover i Not Covered
Maximum single-item cover limit i £2,500.00
Type of product i Stand-Alone
Territorial limits restriction i
Accidental damage cover i
Mechanical breakdown cover replacement limit i £0.00
Theft Cover i Not Covered
Theft replacement limit i £0.00
Malicious damage cover i
Unauthorised usage cover i £0.00
Unauthorised usage cover (E-wallet) i £0.00
Accessories cover limit i £0.00
How is the excess charged? i Depends on the value of the gadget when bought new
Lowest excess i £50.00
Liquid damage excess i £50.00
Theft & loss claims excess i £50.00
Accidental damage and breakdown claims excess i £50.00
Cancellation fee i £0.00
Arrangement fee i £0.00
Additional early claims excess i £0.00
Immediate cover with no additional excess in the first 30 days of the policy i
High end smartphones (>£1,000) minimum excess i £150.00
High end tablets (>£1,200) minimum excess i £150.00
High end laptops (>=£1,500) minimum excess i £150.00
High end MacBooks (>=£1,500) minimum excess i £150.00
Rapid replacement i
Pro-rata refund i
Claim under warranty i
Replacement claims limit per Item for accidental damage/mechanical failure i Unlimited
Replacement claims limit per Item for theft or loss i Unlimited
Replacement warranty i No new warranty or extension on replaced items
International cover limit (Days) i 180.00 days
Universal gadget policy? i
Family cover i
Multi cover discounts i
Underwriter i West Bay Insurance PLC
Age of customer requirement i 18.00 years
No claims period i Immediate Cover
Refurbished device cover i
Second hand device cover i
Territorial limits restriction i United Kingdom, Isle of Man, Channel Islands
Maximum age of phones i 18 months
Maximum age of gadgets eligible for cover i 18 months
Smartphones i
Tablets i
Smart watches i
Game Consoles i
Headphones i
Cameras i
E-readers i
Sat-Navs i
MP3 Players i
MacBooks or Laptops