Hedgehog is an insurance provider regulated by Gilbraltar Financial Services. Hedgehog is an exclusively-online company which provides car insurance and is based in Cardiff. They are underwritten by Mulsanne Insurance Company Limited..

Our product ratings for Hedgehog

Our product ratings are designed to help you choose a quality product. We rate policies on the key features that are most important for the majority of customers.

Car insurance

2 products reviewed

Electric Car Insurance

1 product reviewed

Hedgehog

Private Car Insurance

Feature Value
Courtesy car for duration of repair Yes
Uninsured driver promise Yes
Cover limit for lost keys
£500.00
24hr helpline available Yes
New car replacement Yes
Courtesy car provided if stolen / total loss No
Windscreen repair excess
£15.00
Windscreen replacement excess
£115.00
Cover limit for stolen keys
£500.00
Cover for replacing original audio/visual equipment
Unlimited
Repairs guarantee (years)
5 years
Vandalism Yes
Third Party, Fire and Theft Car Insurance

1 product reviewed

Hedgehog

Third Party, Fire and Theft Car Insurance

Feature Value
Courtesy car for duration of repair No
Uninsured driver promise Yes
Cover limit for lost keys
£0.00
24hr helpline available Yes
New car replacement Yes
Courtesy car provided if stolen / total loss No
Cover limit for stolen keys
£0.00
Cover for replacing original audio/visual equipment
Unlimited
Repairs guarantee (years)
5 years
Vandalism No

Courtesy Car (Add-on)

1 product reviewed

Hedgehog

Replacement Vehicle Insurance

Motor Key Cover

1 product reviewed

Hedgehog

Enhanced Key Cover

Feature Value
Cover limit for broken keys (or keys broken inside a lock)
£1,500.00
Annual policy limit
£1,500.00
Days before you can make a claim
0 days
Lost key waiting period
0 days
Onward transport cover
Reasonable public transport costs
Additional Keys covered Yes
Cover if duplicate keys are easily available Yes

Motor Legal Cover

1 product reviewed

Hedgehog

Legal Care

Feature Value
Uninsured loss recovery Limit
£100,000.00
Personal Injury limit
£100,000.00
Motor Prosecution defence Limit
£100,000.00
Uninsured driver benefit No
Consumer Disputes Limit
£0.00
Database Disputes Limit
£0.00
Vehicle Cloning Limit
£100,000.00
Uninsured driver benefit (Minimum pay out)
£0.00