Holiday Extras

Holiday Extras is a UK-based online company specialising in travel insurance and travel insurance add-ons. This includes standard add-ons such as winter sports and wedding cover, and more niche add-ons such as gadget insurance, extreme sports cover, car hire excess cover, and increased cancellation cover.

Their single and annual travel insurance policies are underwritten by TIF, however their gadget insurance is underwritten by AmTrust, and their vehicle car hire excess cover is underwritten by Allianz.

Their headquarters are based in Kent, UK and they have been selling travel insurance for over 25 years.

Holiday Extras
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Travel insurance

Ranked 24th of 36 providers reviewed.

Customer happiness 42.94%
Customer trust 41.18%
Complaints performance 47.12%
Transparency rating 55.8%
Fairer Finance score
Reviewed Autumn 2021
47%

Travel insurance

Annual multi-trip insurance

Holiday Extras

Platinum

5 stars
Cancelling before travel cover limit i £5,000
Medical excess i £0
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £3,000
Cutting trip short cover limit i £5,000
Abandoning your trip cover limit i £5,000
Emergency medical cover and repatriation cover limit i £10,000,000
Mental health cover i
Lost or stolen cash i £500
Combined passport & travel cover limit i £350
Natural disaster relocation cover i
Natural disaster baggage cover i
Max trip duration i 45 days
4 stars
Cancelling before travel cover limit i £2,500
Medical excess i £100
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £1,500
Cutting trip short cover limit i £2,500
Abandoning your trip cover limit i £2,500
Emergency medical cover and repatriation cover limit i £10,000,000
Mental health cover i
Lost or stolen cash i £350
Combined passport & travel cover limit i £250
Natural disaster relocation cover i
Natural disaster baggage cover i
Max trip duration i 31 days
4 stars
Cancelling before travel cover limit i £5,000
Medical excess i £50
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £2,000
Cutting trip short cover limit i £5,000
Abandoning your trip cover limit i £5,000
Emergency medical cover and repatriation cover limit i £15,000,000
Mental health cover i
Lost or stolen cash i £400
Combined passport & travel cover limit i £350
Natural disaster relocation cover i
Natural disaster baggage cover i
Max trip duration i 45 days
2 stars
Cancelling before travel cover limit i £1,000
Medical excess i £150
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £500
Cutting trip short cover limit i £1,000
Abandoning your trip cover limit i £1,000
Emergency medical cover and repatriation cover limit i £5,000,000
Mental health cover i
Lost or stolen cash i £300
Combined passport & travel cover limit i £150
Natural disaster relocation cover i
Natural disaster baggage cover i
Max trip duration i 22 days

Single trip insurance

Holiday Extras

Platinum

5 stars
Cancelling before travel cover limit i £5,000
Medical excess i £0
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £3,000
Cutting trip short cover limit i £5,000
Abandoning your trip cover limit i £5,000
Emergency medical cover and repatriation cover limit i £10,000,000
Lost or stolen cash i £500
Combined passport & travel cover limit i £350
Missed departure cover limit i £1,000
4 stars
Cancelling before travel cover limit i £2,500
Medical excess i £100
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,500
Cutting trip short cover limit i £2,500
Abandoning your trip cover limit i £2,500
Emergency medical cover and repatriation cover limit i £10,000,000
Lost or stolen cash i £350
Combined passport & travel cover limit i £250
Missed departure cover limit i £500
4 stars
Cancelling before travel cover limit i £5,000
Medical excess i £50
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £2,000
Cutting trip short cover limit i £5,000
Abandoning your trip cover limit i £5,000
Emergency medical cover and repatriation cover limit i £15,000,000
Lost or stolen cash i £400
Combined passport & travel cover limit i £350
Missed departure cover limit i £1,000

Holiday Extras

Silver (With Denial of boarding cover)

4 stars
Cancelling before travel cover limit i £2,500
Medical excess i £100
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,500
Cutting trip short cover limit i £2,500
Abandoning your trip cover limit i £2,500
Emergency medical cover and repatriation cover limit i £10,000,000
Lost or stolen cash i £350
Combined passport & travel cover limit i £250
Missed departure cover limit i £500

Holiday Extras

Gold (With Denial of boarding cover)

4 stars
Cancelling before travel cover limit i £5,000
Medical excess i £50
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £2,000
Cutting trip short cover limit i £5,000
Abandoning your trip cover limit i £5,000
Emergency medical cover and repatriation cover limit i £15,000,000
Lost or stolen cash i £400
Combined passport & travel cover limit i £350
Missed departure cover limit i £1,000
2 stars
Cancelling before travel cover limit i £1,000
Medical excess i £150
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £500
Cutting trip short cover limit i £1,000
Abandoning your trip cover limit i £1,000
Emergency medical cover and repatriation cover limit i £5,000,000
Lost or stolen cash i £300
Combined passport & travel cover limit i £150
Missed departure cover limit i £500

Holiday Extras

Bronze (With Denial of boaring cover)

2 stars
Cancelling before travel cover limit i £1,000
Medical excess i £150
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £500
Cutting trip short cover limit i £1,000
Abandoning your trip cover limit i £1,000
Emergency medical cover and repatriation cover limit i £5,000,000
Lost or stolen cash i £300
Combined passport & travel cover limit i £150
Missed departure cover limit i £500

Travel insurance add-on: winter sports

4 stars
Ski equipment owned cover limit i £350
Single owned item cover limit i £350
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £450
Avalanche closure cover limit i £500
Piste closure cover limit i £400
Ski equipment owned excess i £50
Ski equipment hired i £400
Single item limit for hired equipment i £400
Unused ski pass due to illness or injury i £300

Holiday Extras

Platinum

3 stars
Ski equipment owned cover limit i £500
Single owned item cover limit i £500
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £400
Avalanche closure cover limit i £500
Piste closure cover limit i £500
Ski equipment owned excess i £0
Ski equipment hired i £400
Single item limit for hired equipment i £400
Unused ski pass due to illness or injury i £300
3 stars
Ski equipment owned cover limit i £350
Single owned item cover limit i £350
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £300
Avalanche closure cover limit i £400
Piste closure cover limit i £400
Ski equipment owned excess i £150
Ski equipment hired i £200
Single item limit for hired equipment i £200
Unused ski pass due to illness or injury i £300
3 stars
Ski equipment owned cover limit i £350
Single owned item cover limit i £350
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £450
Avalanche closure cover limit i £400
Piste closure cover limit i £400
Ski equipment owned excess i £100
Ski equipment hired i £200
Single item limit for hired equipment i £200
Unused ski pass due to illness or injury i £300

Travel Insurance Covid-19 Cover

2 stars
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Does the policy cover medical cover if you catch Covid-19?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)

Holiday Extras

Gold (With Denial of boarding cover)

2 stars
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Does the policy cover medical cover if you catch Covid-19?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)
1 stars
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Does the policy cover medical cover if you catch Covid-19?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)
1 stars
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Does the policy cover medical cover if you catch Covid-19?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)

Holiday Extras

Platinum

1 stars
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Does the policy cover medical cover if you catch Covid-19?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)

Holiday Extras

Bronze (With Denial of boaring cover)

1 stars
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Does the policy cover medical cover if you catch Covid-19?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)

Holiday Extras

Silver (With Denial of boarding cover)

1 stars
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Does the policy cover medical cover if you catch Covid-19?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)