Hughes Insurance

Hughes Insurance is a private company that offers a range of insurance policies, including home, travel and car insurance.

Hughes Insurance has been a direct insurer since 1977 and is based in Northern Ireland.

It is one of Northern Ireland's leading insurance brokers, and offers its products through a panel of other insurers.

Our product ratings for Hughes Insurance

Our product ratings are designed to help you choose a quality product. We rate policies on the key features that are most important for the majority of customers.

Car insurance

1 product reviewed

Electric Car Insurance

1 product reviewed

Hughes Insurance

Car Insurance

Feature Value
Courtesy car for duration of repair Yes
Uninsured driver promise Yes
Cover limit for lost keys
Unlimited
24hr helpline available No
New car replacement Yes
Courtesy car provided if stolen / total loss Yes
Windscreen repair excess
£0.00
Windscreen replacement excess
£50.00
Cover limit for stolen keys
Unlimited
Cover for replacing original audio/visual equipment
Unlimited
Repairs guarantee (years)
3 years
Vandalism Yes

GAP Insurance

3 products reviewed

Contract / Lease GAP

1 product reviewed

Hughes Insurance

Contract Hire GAP Insurance

Feature Value
Deposit / advance rental cover limit
£3,000.00
Manufacturer fitted accessories cover limit
Overall limit
Dealer fitted accessories cover limit
£0.00
Eligibility period after purchasing / hiring the vehicle
90 days
Motor insurance excess cover
£250.00
Deposit / advance rental cover inclusion
As standard
Cancellation fee (after 30 days)
£15.00
Policy premium (£20,000 car, 2 years of cover)
N/A
Policy premium (£40,000 car, 3 years of cover)
N/A
Purchase GAP

2 products reviewed

Hughes Insurance

Agreed Valuation GAP Insurance

Feature Value
Payout type
Agreed value
Dealer fitted accessories cover limit
£0.00
Eligibility period after purchasing / hiring the vehicle
Not specified
Motor insurance excess cover
£250.00
Pay-out clause
Market value (mid point between the retail and trade valuations in the Glass's Guide for equivalent vehicle)
Manufacturer fitted accessories cover limit
Overall limit
Cancellation fee (after 30 days)
£36.00
Maximum claim limit
Subject to status
Hughes Insurance

Return To Invoice Advanced GAP Insurance

Feature Value
Payout type
Return to invoice
Dealer fitted accessories cover limit
£0.00
Eligibility period after purchasing / hiring the vehicle
90 days
Motor insurance excess cover
£250.00
Pay-out clause
Market value (mid point between the retail and trade valuations in the Glass's Guide for equivalent vehicle)
Manufacturer fitted accessories cover limit
Overall limit
Cancellation fee (after 30 days)
£15.00
Maximum claim limit
Subject to status

Home insurance (building and contents)

1 product reviewed

Home Legal Cover

1 product reviewed

Hughes Insurance

Family Legal Protection

Feature Value
Limit of indemnity per claim
£50,000.00
Employment - employee Yes
Property damage Yes
Contract disputes - pursue Yes
Property disputes Yes
Standard advisors cost
£120.00
Employment - excess
£0.00
Contract disputes - defend Yes
Data protection No
Jury service - maximum indemnity limit
N/A

Motor Legal Cover

1 product reviewed

Hughes Insurance

Legal Expenses Insurance

Feature Value
Uninsured loss recovery Limit
£100,000.00
Personal Injury limit
£100,000.00
Motor Prosecution defence Limit
£0.00
Uninsured driver benefit No
Consumer Disputes Limit
£0.00
Database Disputes Limit
£0.00
Vehicle Cloning Limit
£0.00
Uninsured driver benefit (Minimum pay out)
£0.00

Travel insurance

15 products reviewed

Annual multi-trip insurance

3 products reviewed

Hughes Insurance

Premier

Feature Value
Medical excess
£0.00
Cancelling before travel cover limit
£3,000.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit
£1,500.00
Emergency medical cover and repatriation cover limit
£10,000,000.00
Missed departure cover limit
£800.00
Natural disaster relocation cover Yes
Hughes Insurance

Standard

Feature Value
Medical excess
£0.00
Cancelling before travel cover limit
£1,500.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit
£1,000.00
Emergency medical cover and repatriation cover limit
£5,000,000.00
Missed departure cover limit
£600.00
Natural disaster relocation cover Yes
Hughes Insurance

Economy

Feature Value
Medical excess
£0.00
Cancelling before travel cover limit
£350.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit
£500.00
Emergency medical cover and repatriation cover limit
£2,000,000.00
Missed departure cover limit
£500.00
Natural disaster relocation cover Yes
Single trip insurance

3 products reviewed

Hughes Insurance

Premier

Feature Value
Cancelling before travel cover limit
£3,000.00
Medical excess
£0.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit
£1,500.00
Emergency medical cover and repatriation cover limit
£10,000,000.00
Missed departure cover limit
£800.00
Natural disaster relocation cover Yes
Hughes Insurance

Standard

Feature Value
Cancelling before travel cover limit
£1,500.00
Medical excess
£0.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit
£1,000.00
Emergency medical cover and repatriation cover limit
£5,000,000.00
Missed departure cover limit
£600.00
Natural disaster relocation cover Yes
Hughes Insurance

Economy

Feature Value
Cancelling before travel cover limit
£350.00
Medical excess
£0.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit
£500.00
Emergency medical cover and repatriation cover limit
£2,000,000.00
Missed departure cover limit
£500.00
Natural disaster relocation cover Yes
Travel Insurance Covid-19 Cover

3 products reviewed

Hughes Insurance

Economy

Feature Value
Hughes Insurance

Standard

Feature Value
Hughes Insurance

Premier

Feature Value
Travel insurance add-on: cruise cover

3 products reviewed

Hughes Insurance

Economy

Feature Value
Missed port departure cover limit
£1,500.00
Re-joining a cruise cover limit
£0.00
Cabin confinement cover limit
£1,500.00
Missed port departure excess
£50.00
Timetable/itinerary change cover limit
£0.00
Unused excursions cover limit
£750.00
Hughes Insurance

Standard

Feature Value
Missed port departure cover limit
£1,500.00
Re-joining a cruise cover limit
£0.00
Cabin confinement cover limit
£1,500.00
Missed port departure excess
£50.00
Timetable/itinerary change cover limit
£0.00
Unused excursions cover limit
£750.00
Hughes Insurance

Premier

Feature Value
Missed port departure cover limit
£1,500.00
Re-joining a cruise cover limit
£0.00
Cabin confinement cover limit
£1,500.00
Missed port departure excess
£50.00
Timetable/itinerary change cover limit
£0.00
Unused excursions cover limit
£750.00
Travel insurance add-on: winter sports

3 products reviewed

Hughes Insurance

Economy

Feature Value
Ski equipment owned cover limit
£500.00
Single owned item cover limit
£500.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment
£250.00
Ski equipment hired
£500.00
Piste closure cover limit
£150.00
Unused ski pass due to illness or injury
£250.00
Hughes Insurance

Standard

Feature Value
Ski equipment owned cover limit
£500.00
Single owned item cover limit
£500.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment
£250.00
Ski equipment hired
£500.00
Piste closure cover limit
£150.00
Unused ski pass due to illness or injury
£250.00
Hughes Insurance

Premier

Feature Value
Ski equipment owned cover limit
£500.00
Single owned item cover limit
£500.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment
£250.00
Ski equipment hired
£500.00
Piste closure cover limit
£150.00
Unused ski pass due to illness or injury
£250.00