InsureandGo is a Bristol based travel insurance provider which offers a range of policies, including cover for over 65's and pre-existing medical conditions. It is owned by Allclear, and is underwritten by Zurich.

It was launched in 2000.

Our product ratings are designed to help you choose a quality product. We rate policies on the key features that are most important for the majority of customers.

Travel insurance

28 products reviewed

Annual multi-trip insurance

8 products reviewed

InsureandGo

Gold (with optional natural disaster cover)

Feature Value
Medical excess
£50.00
Cancelling before travel cover limit
£7,500.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit
£2,500.00
Emergency medical cover and repatriation cover limit
£15,000,000.00
Missed departure cover limit
£1,000.00
Natural disaster relocation cover Yes
InsureandGo

Black (with optional natural disaster cover)

Feature Value
Medical excess
£0.00
Cancelling before travel cover limit
£10,000.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit
£5,000.00
Emergency medical cover and repatriation cover limit
Unlimited
Missed departure cover limit
£1,500.00
Natural disaster relocation cover Yes
InsureandGo

Silver

Feature Value
Medical excess
£60.00
Cancelling before travel cover limit
£5,000.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit
£2,000.00
Emergency medical cover and repatriation cover limit
£10,000,000.00
Missed departure cover limit
£500.00
Natural disaster relocation cover No
InsureandGo

Gold

Feature Value
Medical excess
£50.00
Cancelling before travel cover limit
£7,500.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit
£2,500.00
Emergency medical cover and repatriation cover limit
£15,000,000.00
Missed departure cover limit
£1,000.00
Natural disaster relocation cover No
InsureandGo

Black

Feature Value
Medical excess
£0.00
Cancelling before travel cover limit
£10,000.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit
£5,000.00
Emergency medical cover and repatriation cover limit
Unlimited
Missed departure cover limit
£1,500.00
Natural disaster relocation cover No
InsureandGo

Silver (with optional natural disaster cover)

Feature Value
Medical excess
£60.00
Cancelling before travel cover limit
£5,000.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit
£2,000.00
Emergency medical cover and repatriation cover limit
£10,000,000.00
Missed departure cover limit
£500.00
Natural disaster relocation cover Yes
InsureandGo

Budget (with optional natural disaster cover)

Feature Value
Medical excess
£100.00
Cancelling before travel cover limit
£1,000.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit
£1,000.00
Emergency medical cover and repatriation cover limit
£5,000,000.00
Missed departure cover limit
£1,000.00
Natural disaster relocation cover Yes
InsureandGo

Budget

Feature Value
Medical excess
£100.00
Cancelling before travel cover limit
£1,000.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit
£1,000.00
Emergency medical cover and repatriation cover limit
£5,000,000.00
Missed departure cover limit
£1,000.00
Natural disaster relocation cover No
Single trip insurance

8 products reviewed

InsureandGo

Black (with optional natural disaster cover)

Feature Value
Cancelling before travel cover limit
£10,000.00
Medical excess
£0.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit
£5,000.00
Emergency medical cover and repatriation cover limit
Unlimited
Missed departure cover limit
£1,500.00
Natural disaster relocation cover Yes
InsureandGo

Gold (with optional natural disaster cover)

Feature Value
Cancelling before travel cover limit
£7,500.00
Medical excess
£50.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit
£2,500.00
Emergency medical cover and repatriation cover limit
£15,000,000.00
Missed departure cover limit
£1,000.00
Natural disaster relocation cover Yes
InsureandGo

Silver

Feature Value
Cancelling before travel cover limit
£5,000.00
Medical excess
£60.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit
£2,000.00
Emergency medical cover and repatriation cover limit
£10,000,000.00
Missed departure cover limit
£500.00
Natural disaster relocation cover No
InsureandGo

Gold

Feature Value
Cancelling before travel cover limit
£7,500.00
Medical excess
£50.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit
£2,500.00
Emergency medical cover and repatriation cover limit
£15,000,000.00
Missed departure cover limit
£1,000.00
Natural disaster relocation cover No
InsureandGo

Black

Feature Value
Cancelling before travel cover limit
£10,000.00
Medical excess
£0.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit
£5,000.00
Emergency medical cover and repatriation cover limit
Unlimited
Missed departure cover limit
£1,500.00
Natural disaster relocation cover No
InsureandGo

Silver (with optional natural disaster cover)

Feature Value
Cancelling before travel cover limit
£5,000.00
Medical excess
£60.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit
£2,000.00
Emergency medical cover and repatriation cover limit
£10,000,000.00
Missed departure cover limit
£500.00
Natural disaster relocation cover Yes
InsureandGo

Budget

Feature Value
Cancelling before travel cover limit
£1,000.00
Medical excess
£100.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit
£1,000.00
Emergency medical cover and repatriation cover limit
£5,000,000.00
Missed departure cover limit
£1,000.00
Natural disaster relocation cover No
InsureandGo

Budget (with optional natural disaster cover)

Feature Value
Cancelling before travel cover limit
£1,000.00
Medical excess
£100.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit
£1,000.00
Emergency medical cover and repatriation cover limit
£5,000,000.00
Missed departure cover limit
£1,000.00
Natural disaster relocation cover Yes
Travel Insurance Covid-19 Cover

4 products reviewed

InsureandGo

Budget

Feature Value
InsureandGo

Silver

Feature Value
InsureandGo

Gold

Feature Value
InsureandGo

Black

Feature Value
Travel insurance add-on: cruise cover

3 products reviewed

InsureandGo

Gold

Feature Value
Missed port departure cover limit
£1,000.00
Re-joining a cruise cover limit
£1,000.00
Cabin confinement cover limit
£1,000.00
Missed port departure excess
£50.00
Timetable/itinerary change cover limit
£500.00
Unused excursions cover limit
£500.00
InsureandGo

Black

Feature Value
Missed port departure cover limit
£1,000.00
Re-joining a cruise cover limit
£1,000.00
Cabin confinement cover limit
£1,000.00
Missed port departure excess
£0.00
Timetable/itinerary change cover limit
£500.00
Unused excursions cover limit
£500.00
InsureandGo

Silver

Feature Value
Missed port departure cover limit
£1,000.00
Re-joining a cruise cover limit
£1,000.00
Cabin confinement cover limit
£1,000.00
Missed port departure excess
£60.00
Timetable/itinerary change cover limit
£500.00
Unused excursions cover limit
£500.00
Travel insurance add-on: gadget cover

1 product reviewed

InsureandGo

Gadget and valuables extension

Feature Value
Available for which products?
Available for all of their travel products
Accidental loss cover Yes
Accidental loss cover limit
£2,000.00
Maximum single-item cover limit
£1,000.00
Travel insurance add-on: winter sports

4 products reviewed

InsureandGo

Gold

Feature Value
Ski equipment owned cover limit
£1,000.00
Single owned item cover limit
£500.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment
£500.00
Ski equipment hired
£500.00
Piste closure cover limit
£400.00
Unused ski pass due to illness or injury
£450.00
InsureandGo

Black

Feature Value
Ski equipment owned cover limit
£1,500.00
Single owned item cover limit
£750.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment
£750.00
Ski equipment hired
£750.00
Piste closure cover limit
£500.00
Unused ski pass due to illness or injury
£510.00
InsureandGo

Budget

Feature Value
Ski equipment owned cover limit
£200.00
Single owned item cover limit
£100.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment
£100.00
Ski equipment hired
£100.00
Piste closure cover limit
£100.00
Unused ski pass due to illness or injury
£200.00
InsureandGo

Silver

Feature Value
Ski equipment owned cover limit
£500.00
Single owned item cover limit
£250.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment
£200.00
Ski equipment hired
£200.00
Piste closure cover limit
£200.00
Unused ski pass due to illness or injury
£300.00

Our unique Customer Experience Ratings help consumers find companies that offer a good service.

Travel insurance

Ranked 11th of 40 providers reviewed


Customer happiness score 55.1%
Customer trust score 49.54%
Complaints performance 73.35%
Transparency rating 67.79%

Fairer Finance Score

Reviewed Autumn 2026

61.44%