InsureandGo

InsureandGo is a travel insurance provider which offers a range of policies, including cover for over 65's and pre-existing medical conditions.

Though it specialises in travel, InsureandGo also provides insurance for pets and mobile phones.

InsureandGo's travel policies are provided and underwritten by large multinational insurer MAPFRE. MAPFRE also underwrites policies for a number of other UK brands, including Virgin Money and Top Dog.

InsureandGo's pet insurance is administered by NCI insurance. Its lifetime pet insurance policies are underwritten by Aviva while its other pet insurance policies are underwritten by Covea.

InsureandGo
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Travel insurance

Ranked 34th of 59 providers reviewed.

Customer happiness 54%
Customer trust 41%
Complaints performance 58%
Transparency rating 47%
Fairer Finance score
Reviewed Spring 2019
50%

Pet insurance

Cat insurance

InsureandGo

£7,000 Lifetime

4 stars
If renewed, are existing conditions covered? i
Vet fees (per condition) i £7,000
Dental cover (if due to an accident) i £7,000
Cruciate ligament damage i £7,000
CT scans i £7,000
MRI scans i £7,000
Prescription diet (treatment of bladder stones only) i £7,000
Euthanasia i £0
Cremation i £0
Complementary treatment i £1,000
Age compulsory excess changes i 10 years
Cancellation fee i £0
Amendment fee i £0
Loss of pet total i

InsureandGo

£12,000 Lifetime

4 stars
If renewed, are existing conditions covered? i
Vet fees (per condition) i £12,000
Dental cover (if due to an accident) i £12,000
Cruciate ligament damage i £12,000
CT scans i £12,000
MRI scans i £12,000
Prescription diet (treatment of bladder stones only) i £12,000
Euthanasia i £0
Cremation i £0
Complementary treatment i £1,500
Age compulsory excess changes i 10 years
Cancellation fee i £0
Amendment fee i £0
Loss of pet total i

InsureandGo

£4,000 Lifetime

4 stars
If renewed, are existing conditions covered? i
Vet fees (per condition) i £4,000
Dental cover (if due to an accident) i £4,000
Cruciate ligament damage i £4,000
CT scans i £4,000
MRI scans i £4,000
Prescription diet (treatment of bladder stones only) i £4,000
Euthanasia i £0
Cremation i £0
Complementary treatment i £750
Age compulsory excess changes i 10 years
Cancellation fee i £0
Amendment fee i £0
Loss of pet total i

InsureandGo

£4,000 Maximum benefit

3 stars
If renewed, are existing conditions covered? i
Vet fees (per condition) i £4,000
Dental cover (if due to an accident) i £4,000
Cruciate ligament damage i £4,000
CT scans i £4,000
MRI scans i £4,000
Prescription diet (treatment of bladder stones only) i £4,000
Euthanasia i £0
Cremation i £0
Complementary treatment i £4,000
Age compulsory excess changes i 4 years
Cancellation fee i £0
Amendment fee i £0
Loss of pet total i

InsureandGo

£7,000 Maximum benefit

3 stars
If renewed, are existing conditions covered? i
Vet fees (per condition) i £7,000
Dental cover (if due to an accident) i £7,000
Cruciate ligament damage i £7,000
CT scans i £7,000
MRI scans i £7,000
Prescription diet (treatment of bladder stones only) i £7,000
Euthanasia i £0
Cremation i £0
Complementary treatment i £7,000
Age compulsory excess changes i 4 years
Cancellation fee i £0
Amendment fee i £0
Loss of pet total i

InsureandGo

Standard

2 stars
If renewed, are existing conditions covered? i
Vet fees (per condition) i £3,000
Dental cover (if due to an accident) i £3,000
Cruciate ligament damage i £3,000
CT scans i £3,000
MRI scans i £3,000
Prescription diet (treatment of bladder stones only) i £3,000
Euthanasia i £0
Cremation i £0
Complementary treatment i £0
Age compulsory excess changes i 10 years
Cancellation fee i £0
Amendment fee i £0
Loss of pet total i

InsureandGo

£2,000 Maximum Benefit

2 stars
If renewed, are existing conditions covered? i
Vet fees (per condition) i £2,000
Dental cover (if due to an accident) i £2,000
Cruciate ligament damage i £2,000
CT scans i £2,000
MRI scans i £2,000
Prescription diet (treatment of bladder stones only) i £2,000
Euthanasia i £0
Cremation i £0
Complementary treatment i £2,000
Age compulsory excess changes i 4 years
Cancellation fee i £0
Amendment fee i £0
Loss of pet total i

Dog insurance

InsureandGo

£4,000 Lifetime

4 stars
If renewed, are existing conditions covered? i
Vet fees (per condition) i £4,000
Dental cover (if due to an accident) i £4,000
Cruciate ligament damage i £4,000
CT scans i £4,000
MRI scans i £4,000
Prescription diet (treatment of bladder stones only) i £4,000
Euthanasia i £0
Cremation i £0
Complementary treatment i £750
Age compulsory excess changes i 10 years
Amendment fee i £0

InsureandGo

£12,000 Lifetime

4 stars
If renewed, are existing conditions covered? i
Vet fees (per condition) i £12,000
Dental cover (if due to an accident) i £12,000
Cruciate ligament damage i £12,000
CT scans i £12,000
MRI scans i £12,000
Prescription diet (treatment of bladder stones only) i £12,000
Euthanasia i £0
Cremation i £0
Complementary treatment i £1,500
Age compulsory excess changes i 10 years
Amendment fee i £0

InsureandGo

£7,000 Lifetime

4 stars
If renewed, are existing conditions covered? i
Vet fees (per condition) i £7,000
Dental cover (if due to an accident) i £7,000
Cruciate ligament damage i £7,000
CT scans i £7,000
MRI scans i £7,000
Prescription diet (treatment of bladder stones only) i £7,000
Euthanasia i £0
Cremation i £0
Complementary treatment i £1,000
Age compulsory excess changes i 10 years
Amendment fee i £0

InsureandGo

£7,000 Maximum benefit

3 stars
If renewed, are existing conditions covered? i
Vet fees (per condition) i £7,000
Dental cover (if due to an accident) i £7,000
Cruciate ligament damage i £7,000
CT scans i £7,000
MRI scans i £7,000
Prescription diet (treatment of bladder stones only) i £7,000
Euthanasia i £0
Cremation i £0
Complementary treatment i £7,000
Age compulsory excess changes i 4 years
Amendment fee i £0

InsureandGo

£4,000 Maximum benefit

3 stars
If renewed, are existing conditions covered? i
Vet fees (per condition) i £4,000
Dental cover (if due to an accident) i £4,000
Cruciate ligament damage i £4,000
CT scans i £4,000
MRI scans i £4,000
Prescription diet (treatment of bladder stones only) i £4,000
Euthanasia i £0
Cremation i £0
Complementary treatment i £4,000
Age compulsory excess changes i 4 years
Amendment fee i £0

InsureandGo

£2,000 Maximum Benefit

2 stars
If renewed, are existing conditions covered? i
Vet fees (per condition) i £2,000
Dental cover (if due to an accident) i £2,000
Cruciate ligament damage i £2,000
CT scans i £2,000
MRI scans i £2,000
Prescription diet (treatment of bladder stones only) i £2,000
Euthanasia i £0
Cremation i £0
Complementary treatment i £2,000
Age compulsory excess changes i 4 years
Amendment fee i £0

InsureandGo

Standard

2 stars
If renewed, are existing conditions covered? i
Vet fees (per condition) i £3,000
Dental cover (if due to an accident) i £3,000
Cruciate ligament damage i £3,000
CT scans i £3,000
MRI scans i £3,000
Prescription diet (treatment of bladder stones only) i £3,000
Euthanasia i £0
Cremation i £0
Complementary treatment i £0
Age compulsory excess changes i 10 years
Amendment fee i £0

Travel insurance

Annual multi-trip insurance

InsureandGo

Silver

4 stars
Medical excess i £60
Cancelling before travel i £5,000
Personal possessions & baggage - damaged, lost or stolen i £2,000
Max trip duration i 45 days
Emergency medical cover and repatriation i £10,000,000
Cutting trip short/curtailment i £5,000
Abandoning your trip i £5,000
Lost or stolen cash i £200
Combined passport & travel i £100
Natural disaster relocation cover i Optional
Natural disaster baggage cover i
Mental health cover i
4 stars
Medical excess i £50
Cancelling before travel i £7,500
Personal possessions & baggage - damaged, lost or stolen i £2,500
Max trip duration i 90 days
Emergency medical cover and repatriation i £15,000,000
Cutting trip short/curtailment i £7,500
Abandoning your trip i £7,500
Lost or stolen cash i £300
Combined passport & travel i £200
Natural disaster relocation cover i Optional
Natural disaster baggage cover i
Mental health cover i

InsureandGo

Black

4 stars
Medical excess i £0
Cancelling before travel i £10,000
Personal possessions & baggage - damaged, lost or stolen i £3,000
Max trip duration i 90 days
Emergency medical cover and repatriation i Unlimited
Cutting trip short/curtailment i £10,000
Abandoning your trip i £10,000
Lost or stolen cash i £500
Combined passport & travel i £250
Natural disaster relocation cover i Optional
Natural disaster baggage cover i
Mental health cover i

InsureandGo

Budget

2 stars
Medical excess i £100
Cancelling before travel i £1,000
Personal possessions & baggage - damaged, lost or stolen i £1,000
Max trip duration i 31 days
Emergency medical cover and repatriation i £5,000,000
Cutting trip short/curtailment i £1,000
Abandoning your trip i £1,000
Lost or stolen cash i £100
Combined passport & travel i £50
Natural disaster relocation cover i Optional
Natural disaster baggage cover i
Mental health cover i

Cruise add-on

5 stars
Missed port departure i £1,000
Re-joining a cruise i £1,000
Cabin confinement i £1,000
Missed port departure excess i £50
Timetable/itinerary change i £500
Unused excursions i £500

InsureandGo

Black

5 stars
Missed port departure i £1,000
Re-joining a cruise i £1,000
Cabin confinement i £1,000
Missed port departure excess i £0
Timetable/itinerary change i £500
Unused excursions i £500

InsureandGo

Silver

4 stars
Missed port departure i £1,000
Re-joining a cruise i £1,000
Cabin confinement i £1,000
Missed port departure excess i £60
Timetable/itinerary change i £500
Unused excursions i £500

Single trip insurance

InsureandGo

Silver

4 stars
Medical excess i £60
Cancelling before travel i £5,000
Personal possessions and baggage - damaged, lost or stolen i £2,000
Emergency medical cover and repatriation i £10,000,000
Cutting trip short/curtailment i £5,000
Missed departure i £500
Abandoning your trip i £5,000
Lost or stolen cash i £200
Combined passport & travel i £100
4 stars
Medical excess i £50
Cancelling before travel i £7,500
Personal possessions and baggage - damaged, lost or stolen i £2,500
Emergency medical cover and repatriation i £15,000,000
Cutting trip short/curtailment i £7,500
Missed departure i £1,000
Abandoning your trip i £7,500
Lost or stolen cash i £300
Combined passport & travel i £200

InsureandGo

Black

4 stars
Medical excess i £0
Cancelling before travel i £10,000
Personal possessions and baggage - damaged, lost or stolen i £3,000
Emergency medical cover and repatriation i Unlimited
Cutting trip short/curtailment i £10,000
Missed departure i £1,500
Abandoning your trip i £10,000
Lost or stolen cash i £500
Combined passport & travel i £250

InsureandGo

Budget

2 stars
Medical excess i £100
Cancelling before travel i £1,000
Personal possessions and baggage - damaged, lost or stolen i £1,000
Emergency medical cover and repatriation i £5,000,000
Cutting trip short/curtailment i £1,000
Missed departure i £0
Abandoning your trip i £1,000
Lost or stolen cash i £100
Combined passport & travel i £50

Winter sports add-on

InsureandGo

Black

5 stars
Ski equipment owned i £1,500
Single item limit for owned equipment i £750
Hiring replacement winter sports equipment i £750
Ski equipment owned excess i £0
Ski equipment hired i £750
Single item limit for hired equipment i £750
Avalanche closure i £750
Piste closure i £500
Unused ski pass due to illness or injury i £510
4 stars
Ski equipment owned i £1,000
Single item limit for owned equipment i £500
Hiring replacement winter sports equipment i £500
Ski equipment owned excess i £50
Ski equipment hired i £500
Single item limit for hired equipment i £500
Avalanche closure i £500
Piste closure i £400
Unused ski pass due to illness or injury i £450

InsureandGo

Silver

3 stars
Ski equipment owned i £500
Single item limit for owned equipment i £250
Hiring replacement winter sports equipment i £200
Ski equipment owned excess i £60
Ski equipment hired i £250
Single item limit for hired equipment i £250
Avalanche closure i £250
Piste closure i £200
Unused ski pass due to illness or injury i £200

InsureandGo

Budget

1 stars
Ski equipment owned i £200
Single item limit for owned equipment i £100
Hiring replacement winter sports equipment i £100
Ski equipment owned excess i £100
Ski equipment hired i £100
Single item limit for hired equipment i £100
Avalanche closure i £150
Piste closure i £100
Unused ski pass due to illness or injury i £200