InsureandGo

InsureandGo is a Bristol based travel insurance provider which offers a range of policies, including cover for over 65's and pre-existing medical conditions. It is owned by Allclear, and is underwritten by Zurich.

It was launched in 2000.

InsureandGo
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Travel insurance

Ranked 18th of 38 providers reviewed.

Customer happiness 50.89%
Customer trust 40.48%
Complaints performance 67.18%
Transparency rating 65.62%
Fairer Finance score
Reviewed Autumn 2022
56%

Travel insurance

Annual multi-trip insurance

InsureandGo

Silver

3 stars
Medical excess i £60.00
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £2,000.00
Cancelling before travel cover limit i £5,000.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Mental health cover i
Personal money i £200.00
Combined passport & travel cover limit i £100.00
Cutting trip short cover limit i £5,000.00
Abandoning your trip cover limit i £5,000.00
Natural disaster relocation cover i
Natural disaster baggage cover i
Max trip duration i 45.00 days
3 stars
Medical excess i £50.00
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £2,500.00
Cancelling before travel cover limit i £7,500.00
Emergency medical cover and repatriation cover limit i £15,000,000.00
Mental health cover i
Personal money i £300.00
Combined passport & travel cover limit i £200.00
Cutting trip short cover limit i £7,500.00
Abandoning your trip cover limit i £7,500.00
Natural disaster relocation cover i
Natural disaster baggage cover i
Max trip duration i 45.00 days

InsureandGo

Black

3 stars
Medical excess i £0.00
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £3,000.00
Cancelling before travel cover limit i £10,000.00
Emergency medical cover and repatriation cover limit i Unlimited
Mental health cover i
Personal money i £500.00
Combined passport & travel cover limit i £250.00
Cutting trip short cover limit i £10,000.00
Abandoning your trip cover limit i £10,000.00
Natural disaster relocation cover i
Natural disaster baggage cover i
Max trip duration i 55.00 days

InsureandGo

Budget

1 stars
Medical excess i £100.00
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £1,000.00
Cancelling before travel cover limit i £1,000.00
Emergency medical cover and repatriation cover limit i £5,000,000.00
Mental health cover i
Personal money i £100.00
Combined passport & travel cover limit i £50.00
Cutting trip short cover limit i £1,000.00
Abandoning your trip cover limit i £1,000.00
Natural disaster relocation cover i
Natural disaster baggage cover i
Max trip duration i 31.00 days

Single trip insurance

InsureandGo

Silver

3 stars
Cancelling before travel cover limit i £5,000.00
Medical excess i £60.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £2,000.00
Cutting trip short cover limit i £5,000.00
Missed departure cover limit i £500.00
Abandoning your trip cover limit i £5,000.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Personal money i £200.00
Combined passport & travel cover limit i £100.00
3 stars
Cancelling before travel cover limit i £7,500.00
Medical excess i £50.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £2,500.00
Cutting trip short cover limit i £7,500.00
Missed departure cover limit i £1,000.00
Abandoning your trip cover limit i £7,500.00
Emergency medical cover and repatriation cover limit i £15,000,000.00
Personal money i £300.00
Combined passport & travel cover limit i £200.00

InsureandGo

Black

3 stars
Cancelling before travel cover limit i £10,000.00
Medical excess i £0.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £3,000.00
Cutting trip short cover limit i £10,000.00
Missed departure cover limit i £1,500.00
Abandoning your trip cover limit i £10,000.00
Emergency medical cover and repatriation cover limit i Unlimited
Personal money i £500.00
Combined passport & travel cover limit i £250.00

InsureandGo

Budget

2 stars
Cancelling before travel cover limit i £1,000.00
Medical excess i £100.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,000.00
Cutting trip short cover limit i £1,000.00
Missed departure cover limit i £1,000.00
Abandoning your trip cover limit i £1,000.00
Emergency medical cover and repatriation cover limit i £5,000,000.00
Personal money i £100.00
Combined passport & travel cover limit i £50.00

Travel insurance add-on: cruise cover

5 stars
Missed port departure cover limit i £1,000.00
Re-joining a cruise cover limit i £1,000.00
Cabin confinement cover limit i £1,000.00
Missed port departure excess i £50.00
Timetable/itinerary change cover limit i £500.00
Unused excursions cover limit i £500.00

InsureandGo

Black

5 stars
Missed port departure cover limit i £1,000.00
Re-joining a cruise cover limit i £1,000.00
Cabin confinement cover limit i £1,000.00
Missed port departure excess i £0.00
Timetable/itinerary change cover limit i £500.00
Unused excursions cover limit i £500.00

InsureandGo

Silver

3 stars
Missed port departure cover limit i £500.00
Re-joining a cruise cover limit i £500.00
Cabin confinement cover limit i £1,000.00
Missed port departure excess i £60.00
Timetable/itinerary change cover limit i £500.00
Unused excursions cover limit i £500.00

Travel insurance add-on: winter sports

InsureandGo

Black

5 stars
Ski equipment owned cover limit i £1,500.00
Single owned item cover limit i £750.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £750.00
Avalanche closure cover limit i £750.00
Piste closure cover limit i £500.00
Ski equipment owned excess i £0.00
Ski equipment hired i £750.00
Single item limit for hired equipment i £750.00
Unused ski pass due to illness or injury i £510.00
4 stars
Ski equipment owned cover limit i £1,000.00
Single owned item cover limit i £500.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £500.00
Avalanche closure cover limit i £500.00
Piste closure cover limit i £400.00
Ski equipment owned excess i £50.00
Ski equipment hired i £500.00
Single item limit for hired equipment i £500.00
Unused ski pass due to illness or injury i £450.00

InsureandGo

Silver

3 stars
Ski equipment owned cover limit i £500.00
Single owned item cover limit i £250.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £200.00
Avalanche closure cover limit i £250.00
Piste closure cover limit i £200.00
Ski equipment owned excess i £60.00
Ski equipment hired i £250.00
Single item limit for hired equipment i £250.00
Unused ski pass due to illness or injury i £300.00

InsureandGo

Budget

1 stars
Ski equipment owned cover limit i £200.00
Single owned item cover limit i £100.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £100.00
Avalanche closure cover limit i £150.00
Piste closure cover limit i £100.00
Ski equipment owned excess i £100.00
Ski equipment hired i £100.00
Single item limit for hired equipment i £100.00
Unused ski pass due to illness or injury i £200.00