InsureandGo is a Bristol based travel insurance provider which offers a range of policies, including cover for over 65's and pre-existing medical conditions. It is owned by Allclear, and is underwritten by Zurich.
It was launched in 2000.
Our product ratings are designed to help you choose a quality product. We rate policies on the key features that are most important for the majority of customers.
Travel insurance
28 products reviewed
Annual multi-trip insurance
8 products reviewed
- Gold (with optional natural disaster cover)
- Black (with optional natural disaster cover)
- Silver
- Gold
- Black
- Silver (with optional natural disaster cover)
- Budget (with optional natural disaster cover)
- Budget
InsureandGo
Gold (with optional natural disaster cover)
| Feature | Value |
|---|---|
| Medical excess |
£50.00
|
| Cancelling before travel cover limit |
£7,500.00
|
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit |
£2,500.00
|
| Emergency medical cover and repatriation cover limit |
£15,000,000.00
|
| Missed departure cover limit |
£1,000.00
|
| Natural disaster relocation cover | Yes |
InsureandGo
Black (with optional natural disaster cover)
| Feature | Value |
|---|---|
| Medical excess |
£0.00
|
| Cancelling before travel cover limit |
£10,000.00
|
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit |
£5,000.00
|
| Emergency medical cover and repatriation cover limit |
Unlimited
|
| Missed departure cover limit |
£1,500.00
|
| Natural disaster relocation cover | Yes |
InsureandGo
Silver
| Feature | Value |
|---|---|
| Medical excess |
£60.00
|
| Cancelling before travel cover limit |
£5,000.00
|
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit |
£2,000.00
|
| Emergency medical cover and repatriation cover limit |
£10,000,000.00
|
| Missed departure cover limit |
£500.00
|
| Natural disaster relocation cover | No |
InsureandGo
Gold
| Feature | Value |
|---|---|
| Medical excess |
£50.00
|
| Cancelling before travel cover limit |
£7,500.00
|
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit |
£2,500.00
|
| Emergency medical cover and repatriation cover limit |
£15,000,000.00
|
| Missed departure cover limit |
£1,000.00
|
| Natural disaster relocation cover | No |
InsureandGo
Black
| Feature | Value |
|---|---|
| Medical excess |
£0.00
|
| Cancelling before travel cover limit |
£10,000.00
|
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit |
£5,000.00
|
| Emergency medical cover and repatriation cover limit |
Unlimited
|
| Missed departure cover limit |
£1,500.00
|
| Natural disaster relocation cover | No |
InsureandGo
Silver (with optional natural disaster cover)
| Feature | Value |
|---|---|
| Medical excess |
£60.00
|
| Cancelling before travel cover limit |
£5,000.00
|
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit |
£2,000.00
|
| Emergency medical cover and repatriation cover limit |
£10,000,000.00
|
| Missed departure cover limit |
£500.00
|
| Natural disaster relocation cover | Yes |
InsureandGo
Budget (with optional natural disaster cover)
| Feature | Value |
|---|---|
| Medical excess |
£100.00
|
| Cancelling before travel cover limit |
£1,000.00
|
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit |
£1,000.00
|
| Emergency medical cover and repatriation cover limit |
£5,000,000.00
|
| Missed departure cover limit |
£1,000.00
|
| Natural disaster relocation cover | Yes |
InsureandGo
Budget
| Feature | Value |
|---|---|
| Medical excess |
£100.00
|
| Cancelling before travel cover limit |
£1,000.00
|
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit |
£1,000.00
|
| Emergency medical cover and repatriation cover limit |
£5,000,000.00
|
| Missed departure cover limit |
£1,000.00
|
| Natural disaster relocation cover | No |
Single trip insurance
8 products reviewed
- Black (with optional natural disaster cover)
- Gold (with optional natural disaster cover)
- Silver
- Gold
- Black
- Silver (with optional natural disaster cover)
- Budget
- Budget (with optional natural disaster cover)
InsureandGo
Black (with optional natural disaster cover)
| Feature | Value |
|---|---|
| Cancelling before travel cover limit |
£10,000.00
|
| Medical excess |
£0.00
|
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit |
£5,000.00
|
| Emergency medical cover and repatriation cover limit |
Unlimited
|
| Missed departure cover limit |
£1,500.00
|
| Natural disaster relocation cover | Yes |
InsureandGo
Gold (with optional natural disaster cover)
| Feature | Value |
|---|---|
| Cancelling before travel cover limit |
£7,500.00
|
| Medical excess |
£50.00
|
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit |
£2,500.00
|
| Emergency medical cover and repatriation cover limit |
£15,000,000.00
|
| Missed departure cover limit |
£1,000.00
|
| Natural disaster relocation cover | Yes |
InsureandGo
Silver
| Feature | Value |
|---|---|
| Cancelling before travel cover limit |
£5,000.00
|
| Medical excess |
£60.00
|
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit |
£2,000.00
|
| Emergency medical cover and repatriation cover limit |
£10,000,000.00
|
| Missed departure cover limit |
£500.00
|
| Natural disaster relocation cover | No |
InsureandGo
Gold
| Feature | Value |
|---|---|
| Cancelling before travel cover limit |
£7,500.00
|
| Medical excess |
£50.00
|
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit |
£2,500.00
|
| Emergency medical cover and repatriation cover limit |
£15,000,000.00
|
| Missed departure cover limit |
£1,000.00
|
| Natural disaster relocation cover | No |
InsureandGo
Black
| Feature | Value |
|---|---|
| Cancelling before travel cover limit |
£10,000.00
|
| Medical excess |
£0.00
|
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit |
£5,000.00
|
| Emergency medical cover and repatriation cover limit |
Unlimited
|
| Missed departure cover limit |
£1,500.00
|
| Natural disaster relocation cover | No |
InsureandGo
Silver (with optional natural disaster cover)
| Feature | Value |
|---|---|
| Cancelling before travel cover limit |
£5,000.00
|
| Medical excess |
£60.00
|
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit |
£2,000.00
|
| Emergency medical cover and repatriation cover limit |
£10,000,000.00
|
| Missed departure cover limit |
£500.00
|
| Natural disaster relocation cover | Yes |
InsureandGo
Budget
| Feature | Value |
|---|---|
| Cancelling before travel cover limit |
£1,000.00
|
| Medical excess |
£100.00
|
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit |
£1,000.00
|
| Emergency medical cover and repatriation cover limit |
£5,000,000.00
|
| Missed departure cover limit |
£1,000.00
|
| Natural disaster relocation cover | No |
InsureandGo
Budget (with optional natural disaster cover)
| Feature | Value |
|---|---|
| Cancelling before travel cover limit |
£1,000.00
|
| Medical excess |
£100.00
|
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit |
£1,000.00
|
| Emergency medical cover and repatriation cover limit |
£5,000,000.00
|
| Missed departure cover limit |
£1,000.00
|
| Natural disaster relocation cover | Yes |
Travel Insurance Covid-19 Cover
4 products reviewed
Travel insurance add-on: cruise cover
3 products reviewed
InsureandGo
Gold
| Feature | Value |
|---|---|
| Missed port departure cover limit |
£1,000.00
|
| Re-joining a cruise cover limit |
£1,000.00
|
| Cabin confinement cover limit |
£1,000.00
|
| Missed port departure excess |
£50.00
|
| Timetable/itinerary change cover limit |
£500.00
|
| Unused excursions cover limit |
£500.00
|
InsureandGo
Black
| Feature | Value |
|---|---|
| Missed port departure cover limit |
£1,000.00
|
| Re-joining a cruise cover limit |
£1,000.00
|
| Cabin confinement cover limit |
£1,000.00
|
| Missed port departure excess |
£0.00
|
| Timetable/itinerary change cover limit |
£500.00
|
| Unused excursions cover limit |
£500.00
|
InsureandGo
Silver
| Feature | Value |
|---|---|
| Missed port departure cover limit |
£1,000.00
|
| Re-joining a cruise cover limit |
£1,000.00
|
| Cabin confinement cover limit |
£1,000.00
|
| Missed port departure excess |
£60.00
|
| Timetable/itinerary change cover limit |
£500.00
|
| Unused excursions cover limit |
£500.00
|
Travel insurance add-on: gadget cover
1 product reviewed
InsureandGo
Gadget and valuables extension
| Feature | Value |
|---|---|
| Available for which products? |
Available for all of their travel products
|
| Accidental loss cover | Yes |
| Accidental loss cover limit |
£2,000.00
|
| Maximum single-item cover limit |
£1,000.00
|
Travel insurance add-on: winter sports
4 products reviewed
InsureandGo
Gold
| Feature | Value |
|---|---|
| Ski equipment owned cover limit |
£1,000.00
|
| Single owned item cover limit |
£500.00
|
| Cover limit for hire of ski equipment due to loss/damage/delay to own equipment |
£500.00
|
| Ski equipment hired |
£500.00
|
| Piste closure cover limit |
£400.00
|
| Unused ski pass due to illness or injury |
£450.00
|
InsureandGo
Black
| Feature | Value |
|---|---|
| Ski equipment owned cover limit |
£1,500.00
|
| Single owned item cover limit |
£750.00
|
| Cover limit for hire of ski equipment due to loss/damage/delay to own equipment |
£750.00
|
| Ski equipment hired |
£750.00
|
| Piste closure cover limit |
£500.00
|
| Unused ski pass due to illness or injury |
£510.00
|
InsureandGo
Budget
| Feature | Value |
|---|---|
| Ski equipment owned cover limit |
£200.00
|
| Single owned item cover limit |
£100.00
|
| Cover limit for hire of ski equipment due to loss/damage/delay to own equipment |
£100.00
|
| Ski equipment hired |
£100.00
|
| Piste closure cover limit |
£100.00
|
| Unused ski pass due to illness or injury |
£200.00
|
InsureandGo
Silver
| Feature | Value |
|---|---|
| Ski equipment owned cover limit |
£500.00
|
| Single owned item cover limit |
£250.00
|
| Cover limit for hire of ski equipment due to loss/damage/delay to own equipment |
£200.00
|
| Ski equipment hired |
£200.00
|
| Piste closure cover limit |
£200.00
|
| Unused ski pass due to illness or injury |
£300.00
|
Our unique Customer Experience Ratings help consumers find companies that offer a good service.
Travel insurance
Ranked 11th of 40 providers reviewed
| Customer happiness score | 55.1% |
|---|---|
| Customer trust score | 49.54% |
| Complaints performance | 73.35% |
| Transparency rating | 67.79% |
|
Fairer Finance Score Reviewed Autumn 2026 |
61.44% |