J.P. Morgan Personal Investing (formerly Nutmeg) is an online investment management company founded in 2011 by Nick Hungerford and William Todd. It is a privately limited company and has its headquarters in London. The company was bought by JP Morgan in June 2021.

Our product ratings are designed to help you choose a quality product. We rate policies on the key features that are most important for the majority of customers.

Investing and pensions

29 products reviewed

Ready-made Ethical General Investment Accounts

1 product reviewed

J.P. Morgan Personal Investing

J.P. Morgan Personal Investing Socially Responsible Portfolio

Feature Value
Cost (Year 1)
£510.00
Account closure fee
£0.00
Charge for transferring investments to another platform
£0.00
Ready-made Ethical Junior ISAs

1 product reviewed

J.P. Morgan Personal Investing

J.P. Morgan Personal Investing Socially Responsible Portfolio

Feature Value
Cost (Year 1)
£255.00
Account closure fee
£0.00
Charge for transferring investments to another platform
£0.00
Ready-made Ethical Lifetime ISAs

1 product reviewed

J.P. Morgan Personal Investing

J.P. Morgan Personal Investing Socially Responsible Portfolio

Feature Value
Cost (Year 1)
£255.00
Account closure fee
£0.00
Charge for transferring investments to another platform
£0.00
Ready-made Ethical Personal Pensions

1 product reviewed

J.P. Morgan Personal Investing

J.P. Morgan Personal Investing Socially Responsible Portfolio

Feature Value
Cost (Year 1)
£1,020.00
Account closure fee
£0.00
Charge for transferring investments to another platform
£0.00
Ready-made Ethical Stocks and Shares ISAs

1 product reviewed

J.P. Morgan Personal Investing

J.P. Morgan Personal Investing Socially Responsible Portfolio

Feature Value
Cost (Year 1)
£510.00
Account closure fee
£0.00
Charge for transferring investments to another platform
£0.00
Ready-made General Investment Accounts

5 products reviewed

J.P. Morgan Personal Investing

J.P. Morgan Personal Investing Fixed Allocation portfolio

Feature Value
Cost (Year 1)
£315.00
Account closure fee
£0.00
Charge for transferring investments to another platform
£0.00
J.P. Morgan Personal Investing

J.P. Morgan Personal Investing Fully Managed portfolio

Feature Value
Cost (Year 1)
£485.00
Account closure fee
£0.00
Charge for transferring investments to another platform
£0.00
J.P. Morgan Personal Investing

J.P. Morgan Personal Investing Smart Alpha portfolio

Feature Value
Cost (Year 1)
£565.00
Account closure fee
£0.00
Charge for transferring investments to another platform
£0.00
J.P. Morgan Personal Investing

J.P. Morgan Personal Investing Thematic Investing

Feature Value
Cost (Year 1)
£520.00
Account closure fee
£0.00
Charge for transferring investments to another platform
£0.00
J.P. Morgan Personal Investing

J.P. Morgan Personal Investing Income Investing

Feature Value
Cost (Year 1)
£590.00
Account closure fee
£0.00
Charge for transferring investments to another platform
£0.00
Ready-made Income Drawdown

3 products reviewed

J.P. Morgan Personal Investing

J.P. Morgan Personal Investing Fixed Allocation portfolio

Feature Value
Cost (Year 1)
£845.00
Cost of setting up income drawdown
£0.00
Annual cost of regular payments
£0.00
Charge for taking your tax free lump sum from your pension, or for making a one off or new regular payment after drawdown has started
£0.00
J.P. Morgan Personal Investing

J.P. Morgan Personal Investing Fully Managed portfolio

Feature Value
Cost (Year 1)
£1,255.00
Cost of setting up income drawdown
£0.00
Annual cost of regular payments
£0.00
Charge for taking your tax free lump sum from your pension, or for making a one off or new regular payment after drawdown has started
£0.00
J.P. Morgan Personal Investing

J.P. Morgan Personal Investing Smart Alpha portfolio

Feature Value
Cost (Year 1)
£1,495.00
Cost of setting up income drawdown
£0.00
Annual cost of regular payments
£0.00
Charge for taking your tax free lump sum from your pension, or for making a one off or new regular payment after drawdown has started
£0.00
Ready-made Junior ISAs

4 products reviewed

J.P. Morgan Personal Investing

J.P. Morgan Personal Investing Fixed Allocation portfolio

Feature Value
Cost (Year 1)
£157.50
Account closure fee
£0.00
Charge for transferring investments to another platform
£0.00
J.P. Morgan Personal Investing

J.P. Morgan Personal Investing Thematic Investing

Feature Value
Cost (Year 1)
£260.00
Account closure fee
£0.00
Charge for transferring investments to another platform
£0.00
J.P. Morgan Personal Investing

J.P. Morgan Personal Investing Fully Managed portfolio

Feature Value
Cost (Year 1)
£242.50
Account closure fee
£0.00
Charge for transferring investments to another platform
£0.00
J.P. Morgan Personal Investing

J.P. Morgan Personal Investing Smart Alpha portfolio

Feature Value
Cost (Year 1)
£282.50
Account closure fee
£0.00
Charge for transferring investments to another platform
£0.00
Ready-made Lifetime ISAs

4 products reviewed

J.P. Morgan Personal Investing

J.P. Morgan Personal Investing Fixed Allocation portfolio

Feature Value
Cost (Year 1)
£157.50
Account closure fee
£0.00
Charge for transferring investments to another platform
£0.00
J.P. Morgan Personal Investing

J.P. Morgan Personal Investing Fully Managed portfolio

Feature Value
Cost (Year 1)
£242.50
Account closure fee
£0.00
Charge for transferring investments to another platform
£0.00
J.P. Morgan Personal Investing

J.P. Morgan Personal Investing Thematic Investing

Feature Value
Cost (Year 1)
£260.00
Account closure fee
£0.00
Charge for transferring investments to another platform
£0.00
J.P. Morgan Personal Investing

J.P. Morgan Personal Investing Smart Alpha portfolio

Feature Value
Cost (Year 1)
£282.50
Account closure fee
£0.00
Charge for transferring investments to another platform
£0.00
Ready-made Personal Pensions

3 products reviewed

J.P. Morgan Personal Investing

J.P. Morgan Personal Investing Fully Managed portfolio

Feature Value
Cost (Year 1)
£970.00
Account closure fee
£0.00
Charge for transferring investments to another platform
£0.00
J.P. Morgan Personal Investing

J.P. Morgan Personal Investing Fixed Allocation portfolio

Feature Value
Cost (Year 1)
£630.00
Account closure fee
£0.00
Charge for transferring investments to another platform
£0.00
J.P. Morgan Personal Investing

J.P. Morgan Personal Investing Smart Alpha portfolio

Feature Value
Cost (Year 1)
£1,130.00
Account closure fee
£0.00
Charge for transferring investments to another platform
£0.00
Ready-made Stocks and Shares ISAs

5 products reviewed

J.P. Morgan Personal Investing

J.P. Morgan Personal Investing Fixed Allocation portfolio

Feature Value
Cost (Year 1)
£315.00
Account closure fee
£0.00
Charge for transferring investments to another platform
£0.00
J.P. Morgan Personal Investing

J.P. Morgan Personal Investing Fully Managed portfolio

Feature Value
Cost (Year 1)
£485.00
Account closure fee
£0.00
Charge for transferring investments to another platform
£0.00
J.P. Morgan Personal Investing

J.P. Morgan Personal Investing Smart Alpha portfolio

Feature Value
Cost (Year 1)
£565.00
Account closure fee
£0.00
Charge for transferring investments to another platform
£0.00
J.P. Morgan Personal Investing

J.P. Morgan Personal Investing Thematic Investing

Feature Value
Cost (Year 1)
£520.00
Account closure fee
£0.00
Charge for transferring investments to another platform
£0.00
J.P. Morgan Personal Investing

J.P. Morgan Personal Investing Income Investing

Feature Value
Cost (Year 1)
£590.00
Account closure fee
£0.00
Charge for transferring investments to another platform
£0.00

Our unique Customer Experience Ratings help consumers find companies that offer a good service.

Investing and pensions

Ranked 12th of 21 providers reviewed


Customer happiness score 62.05%
Customer trust score 66.85%
Complaints performance 69.52%
Transparency rating 64.84%

Fairer Finance Score

Reviewed Autumn 2026

65.82%