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Equity Release
| Early repayment charge (if you repay in year 3 of the loan) | 8% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 5% |
| Early repayment charge (if you repay in year 12 of the loan) | 1% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | £2,000.00 |
| Number of payments allowed per annum (repayment flexibility) | 6 |
Just
J4 Fixed ERC
| Early repayment charge (if you repay in year 3 of the loan) | 8% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 5% |
| Early repayment charge (if you repay in year 12 of the loan) | 1% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | £2,000.00 |
| Number of payments allowed per annum (repayment flexibility) | 6 |
Just
J1 Fixed ERC
| Early repayment charge (if you repay in year 3 of the loan) | 8% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 5% |
| Early repayment charge (if you repay in year 12 of the loan) | 1% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | Varies |
| Adding or removing someone to your loan (Scotland) | Varies |
| Member of the equity release council | |
| Minimum Cash Reserve | £2,000.00 |
| Number of payments allowed per annum (repayment flexibility) | 6 |
Just
J3 Fixed ERC
| Early repayment charge (if you repay in year 3 of the loan) | 8% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 5% |
| Early repayment charge (if you repay in year 12 of the loan) | 1% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | Varies |
| Adding or removing someone to your loan (Scotland) | Varies |
| Member of the equity release council | |
| Minimum Cash Reserve | £2,000.00 |
| Number of payments allowed per annum (repayment flexibility) | 6 |
Just
J4 Variable ERC
| Early repayment charge (if you repay in year 3 of the loan) | Gilt: 20% cap Fixed: 8% of sum repaid |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | Gilt: 20% cap Fixed: 5% of sum repaid |
| Early repayment charge (if you repay in year 12 of the loan) | Gilt: 20% cap Fixed: 1% of sum repaid up to yr15 (yr16+ 0%) |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | £2,000.00 |
| Number of payments allowed per annum (repayment flexibility) | 6 |
Just
J2.5 Fixed ERC
| Early repayment charge (if you repay in year 3 of the loan) | 8% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 5% |
| Early repayment charge (if you repay in year 12 of the loan) | 1% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | Varies |
| Adding or removing someone to your loan (Scotland) | Varies |
| Member of the equity release council | |
| Minimum Cash Reserve | £2,000.00 |
| Number of payments allowed per annum (repayment flexibility) | 6 |
Just
J6 Variable ERC
| Early repayment charge (if you repay in year 3 of the loan) | Gilt: 20% cap Fixed: 8% of sum repaid |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | Gilt: 20% cap Fixed: 5% of sum repaid |
| Early repayment charge (if you repay in year 12 of the loan) | Gilt: 20% cap Fixed: 1% of sum repaid up to yr15 (yr16+ 0%) |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | £2,000.00 |
| Number of payments allowed per annum (repayment flexibility) | 6 |
Just
J2 Fixed ERC
| Early repayment charge (if you repay in year 3 of the loan) | 8% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 5% |
| Early repayment charge (if you repay in year 12 of the loan) | 1% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | Varies |
| Adding or removing someone to your loan (Scotland) | Varies |
| Member of the equity release council | |
| Minimum Cash Reserve | £2,000.00 |
| Number of payments allowed per annum (repayment flexibility) | 6 |
Just
J3 Variable ERC
| Early repayment charge (if you repay in year 3 of the loan) | Gilt: 20% cap Fixed: 8% of sum repaid |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | Gilt: 20% cap Fixed: 5% of sum repaid |
| Early repayment charge (if you repay in year 12 of the loan) | Gilt: 20% cap Fixed: 1% of sum repaid up to yr15 (yr16+ 0%) |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | Varies |
| Adding or removing someone to your loan (Scotland) | Varies |
| Member of the equity release council | |
| Minimum Cash Reserve | £2,000.00 |
| Number of payments allowed per annum (repayment flexibility) | 6 |
Just
J2 Variable ERC
| Early repayment charge (if you repay in year 3 of the loan) | Gilt: 20% cap Fixed: 8% of sum repaid |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | Gilt: 20% cap Fixed: 5% of sum repaid |
| Early repayment charge (if you repay in year 12 of the loan) | Gilt: 20% cap Fixed: 1% of sum repaid up to yr15 (yr16+ 0%) |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | Varies |
| Adding or removing someone to your loan (Scotland) | Varies |
| Member of the equity release council | |
| Minimum Cash Reserve | £2,000.00 |
| Number of payments allowed per annum (repayment flexibility) | 6 |
Just
J1 Variable ERC
| Early repayment charge (if you repay in year 3 of the loan) | Gilt: 20% cap Fixed: 8% of sum repaid |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | Gilt: 20% cap Fixed: 5% of sum repaid |
| Early repayment charge (if you repay in year 12 of the loan) | Gilt: 20% cap Fixed: 1% of sum repaid up to yr15 (yr16+ 0%) |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | Varies |
| Adding or removing someone to your loan (Scotland) | Varies |
| Member of the equity release council | |
| Minimum Cash Reserve | £2,000.00 |
| Number of payments allowed per annum (repayment flexibility) | 6 |
Just
J2.5 Variable ERC
| Early repayment charge (if you repay in year 3 of the loan) | Gilt: 20% cap Fixed: 8% of sum repaid |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | Gilt: 20% cap Fixed: 5% of sum repaid |
| Early repayment charge (if you repay in year 12 of the loan) | Gilt: 20% cap Fixed: 1% of sum repaid up to yr15 (yr16+ 0%) |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | Varies |
| Adding or removing someone to your loan (Scotland) | Varies |
| Member of the equity release council | |
| Minimum Cash Reserve | £2,000.00 |
| Number of payments allowed per annum (repayment flexibility) | 6 |