Leisure Guard

Leisure Guard is a trading name of Business Brokers Limited and provides a wide range of insurance products.

ROCK Insurance Group arranges and administers Leisure Guard's insurance policies. 

It offers cover for travel and pet insurance as well as wedding and gadget insurance. Its travel policies are underwritten by AWP P&C SA and administered in the UK by Allianz Global Assistance.

Leisure Guard was launched in 2012 and is based in West Sussex. 

Leisure Guard
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Travel insurance

Ranked 46th of 69 providers reviewed.

Customer happiness 36.15%
Customer trust 17.91%
Complaints performance 68%
Transparency rating 40.59%
Fairer Finance score
Reviewed Autumn 2020
41%

Pet insurance

Cat insurance

Leisure Guard

Lifetime Monthly

4 stars
Vet fees cover limit per condition i £4,000
Dental cover (if due to an accident) i £4,000
If renewed, are existing conditions covered? i
Cruciate ligament damage i £4,000
CT scans i £4,000
MRI scans i £4,000
Prescription diet (treatment of bladder stones only) i £100
Euthanasia cover limit i £0
Cremation i £0
Complementary treatment i £4,000
Age when compulsory excess rises i 8 years
Cancellation fee i £0
Amendment fee i £10
Does the policy offer cover if the pet dies because of an illness or accident, or if it’s lost or stolen? i £1,250

Leisure Guard

Lifetime

4 stars
Vet fees cover limit per condition i £3,500
Dental cover (if due to an accident) i £3,500
If renewed, are existing conditions covered? i
Cruciate ligament damage i £3,500
CT scans i £3,500
MRI scans i £3,500
Prescription diet (treatment of bladder stones only) i £100
Euthanasia cover limit i £0
Cremation i £0
Complementary treatment i £3,500
Age when compulsory excess rises i 8 years
Cancellation fee i £0
Amendment fee i £10
Does the policy offer cover if the pet dies because of an illness or accident, or if it’s lost or stolen? i £1,000

Leisure Guard

Standard Monthly

3 stars
Vet fees cover limit per condition i £4,000
Dental cover (if due to an accident) i £4,000
If renewed, are existing conditions covered? i
Cruciate ligament damage i £4,000
CT scans i £4,000
MRI scans i £4,000
Prescription diet (treatment of bladder stones only) i £100
Euthanasia cover limit i £0
Cremation i £0
Complementary treatment i £4,000
Age when compulsory excess rises i 8 years
Cancellation fee i £0
Amendment fee i £10
Does the policy offer cover if the pet dies because of an illness or accident, or if it’s lost or stolen? i £1,250

Leisure Guard

Standard

3 stars
Vet fees cover limit per condition i £3,500
Dental cover (if due to an accident) i £3,500
If renewed, are existing conditions covered? i
Cruciate ligament damage i £3,500
CT scans i £3,500
MRI scans i £3,500
Prescription diet (treatment of bladder stones only) i £100
Euthanasia cover limit i £0
Cremation i £0
Complementary treatment i £3,500
Age when compulsory excess rises i 8 years
Cancellation fee i £0
Amendment fee i £10
Does the policy offer cover if the pet dies because of an illness or accident, or if it’s lost or stolen? i £1,000

Dog insurance

Leisure Guard

Lifetime

4 stars
Vet fees cover limit per condition i £3,500
Dental cover (if due to an accident) i £3,500
If renewed, are existing conditions covered? i
Cruciate ligament damage i £3,500
CT scans i £3,500
MRI scans i £3,500
Prescription diet (treatment of bladder stones only) i £100
Euthanasia cover limit i £0
Cremation i £0
Complementary treatment i £3,500
Age when compulsory excess rises i 8 years
Amendment fee i £10

Leisure Guard

Lifetime Monthly

4 stars
Vet fees cover limit per condition i £4,000
Dental cover (if due to an accident) i £4,000
If renewed, are existing conditions covered? i
Cruciate ligament damage i £4,000
CT scans i £4,000
MRI scans i £4,000
Prescription diet (treatment of bladder stones only) i £100
Euthanasia cover limit i £0
Cremation i £0
Complementary treatment i £4,000
Age when compulsory excess rises i 8 years
Amendment fee i £10

Leisure Guard

Standard

3 stars
Vet fees cover limit per condition i £3,500
Dental cover (if due to an accident) i £3,500
If renewed, are existing conditions covered? i
Cruciate ligament damage i £3,500
CT scans i £3,500
MRI scans i £3,500
Prescription diet (treatment of bladder stones only) i £100
Euthanasia cover limit i £0
Cremation i £0
Complementary treatment i £3,500
Age when compulsory excess rises i 8 years
Amendment fee i £10

Leisure Guard

Standard Monthly

3 stars
Vet fees cover limit per condition i £4,000
Dental cover (if due to an accident) i £4,000
If renewed, are existing conditions covered? i
Cruciate ligament damage i £4,000
CT scans i £4,000
MRI scans i £4,000
Prescription diet (treatment of bladder stones only) i £100
Euthanasia cover limit i £0
Cremation i £0
Complementary treatment i £4,000
Age when compulsory excess rises i 8 years
Amendment fee i £10

Travel insurance

Annual multi-trip insurance

Leisure Guard

Premier

4 stars
Cancelling before travel cover limit i £5,000
Medical excess i £50
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £2,000
Cutting trip short cover limit i £5,000
Abandoning your trip cover limit i £5,000
Emergency medical cover and repatriation cover limit i £10,000,000
Mental health cover i
Lost or stolen cash i £350
Combined passport & travel cover limit i £200
Natural disaster relocation cover i
Natural disaster baggage cover i
Max trip duration i 31 days

Leisure Guard

Premier Plus

4 stars
Cancelling before travel cover limit i £10,000
Medical excess i £0
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £3,000
Cutting trip short cover limit i £10,000
Abandoning your trip cover limit i £10,000
Emergency medical cover and repatriation cover limit i £10,000,000
Mental health cover i
Lost or stolen cash i £525
Combined passport & travel cover limit i £200
Natural disaster relocation cover i
Natural disaster baggage cover i
Max trip duration i 31 days

Leisure Guard

Standard

2 stars
Cancelling before travel cover limit i £1,500
Medical excess i £100
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £1,000
Cutting trip short cover limit i £1,500
Abandoning your trip cover limit i £1,500
Emergency medical cover and repatriation cover limit i £5,000,000
Mental health cover i
Lost or stolen cash i £250
Combined passport & travel cover limit i £150
Natural disaster relocation cover i
Natural disaster baggage cover i
Max trip duration i 31 days

Single trip insurance

Leisure Guard

Premier

4 stars
Cancelling before travel cover limit i £5,000
Medical excess i £50
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £2,000
Cutting trip short cover limit i £5,000
Abandoning your trip cover limit i £5,000
Emergency medical cover and repatriation cover limit i £10,000,000
Lost or stolen cash i £350
Combined passport & travel cover limit i £200
Missed departure cover limit i £1,000

Leisure Guard

Premier Plus

4 stars
Cancelling before travel cover limit i £10,000
Medical excess i £0
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £3,000
Cutting trip short cover limit i £10,000
Abandoning your trip cover limit i £10,000
Emergency medical cover and repatriation cover limit i £10,000,000
Lost or stolen cash i £525
Combined passport & travel cover limit i £200
Missed departure cover limit i £1,500

Leisure Guard

Standard

3 stars
Cancelling before travel cover limit i £1,500
Medical excess i £100
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,000
Cutting trip short cover limit i £1,500
Abandoning your trip cover limit i £1,500
Emergency medical cover and repatriation cover limit i £5,000,000
Lost or stolen cash i £250
Combined passport & travel cover limit i £150
Missed departure cover limit i £500

Travel insurance add-on: cruise cover

Leisure Guard

Standard

5 stars
Missed port departure cover limit i £1,000
Re-joining a cruise cover limit i £1,000
Cabin confinement cover limit i £500
Missed port departure excess i £50
Timetable/itinerary change cover limit i £500
Unused excursions cover limit i £300

Leisure Guard

Premier

5 stars
Missed port departure cover limit i £1,000
Re-joining a cruise cover limit i £1,000
Cabin confinement cover limit i £500
Missed port departure excess i £50
Timetable/itinerary change cover limit i £500
Unused excursions cover limit i £300

Leisure Guard

Premier Plus

5 stars
Missed port departure cover limit i £1,000
Re-joining a cruise cover limit i £1,000
Cabin confinement cover limit i £500
Missed port departure excess i £0
Timetable/itinerary change cover limit i £500
Unused excursions cover limit i £300

Travel insurance add-on: winter sports

Leisure Guard

Standard

4 stars
Ski equipment owned cover limit i £1,000
Single owned item cover limit i £1,000
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £200
Avalanche closure cover limit i £240
Piste closure cover limit i £240
Ski equipment owned excess i £100
Ski equipment hired i £1,000
Single item limit for hired equipment i £1,000
Unused ski pass due to illness or injury i £1,500

Leisure Guard

Premier

4 stars
Ski equipment owned cover limit i £2,000
Single owned item cover limit i £2,000
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £200
Avalanche closure cover limit i £240
Piste closure cover limit i £240
Ski equipment owned excess i £50
Ski equipment hired i £2,000
Single item limit for hired equipment i £2,000
Unused ski pass due to illness or injury i £5,000

Leisure Guard

Premier Plus

4 stars
Ski equipment owned cover limit i £2,000
Single owned item cover limit i £2,000
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £200
Avalanche closure cover limit i £240
Piste closure cover limit i £240
Ski equipment owned excess i £0
Ski equipment hired i £2,000
Single item limit for hired equipment i £2,000
Unused ski pass due to illness or injury i £10,000

Travel Insurance Covid-19 Cover

Leisure Guard

Standard

2 stars
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Does the policy cover medical cover if you catch Covid-19?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)

Leisure Guard

Premier

2 stars
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Does the policy cover medical cover if you catch Covid-19?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)

Leisure Guard

Premier Plus

2 stars
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Does the policy cover medical cover if you catch Covid-19?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)