Leisure Guard is a trading name of Business Brokers Limited and provides a wide range of insurance products.
ROCK Insurance Group arranges and administers Leisure Guard's insurance policies.
It offers cover for travel and pet insurance as well as wedding and gadget insurance. Its travel policies are underwritten by AWP P&C SA and administered in the UK by Allianz Global Assistance.
Leisure Guard was launched in 2012 and is based in West Sussex.
We don't get paid for any links on our site.
| Customer happiness | 36.15% |
|---|---|
| Customer trust | 17.91% |
| Complaints performance | 68% |
| Transparency rating | 40.59% |
| Fairer Finance score Reviewed Autumn 2020 |
41% |
| Vet fees cover limit per condition i | £4,000 |
|---|---|
| Dental cover (if due to an accident) i | £4,000 |
| If renewed, are existing conditions covered? i | |
| Cruciate ligament damage i | £4,000 |
| CT scans i | £4,000 |
| MRI scans i | £4,000 |
| Prescription diet (treatment of bladder stones only) i | £100 |
| Euthanasia cover limit i | £0 |
| Cremation i | £0 |
| Complementary treatment i | £4,000 |
| Age when compulsory excess rises i | 8 years |
| Cancellation fee i | £0 |
| Amendment fee i | £10 |
| Does the policy offer cover if the pet dies because of an illness or accident, or if it’s lost or stolen? i | £1,250 |
| Vet fees cover limit per condition i | £3,500 |
|---|---|
| Dental cover (if due to an accident) i | £3,500 |
| If renewed, are existing conditions covered? i | |
| Cruciate ligament damage i | £3,500 |
| CT scans i | £3,500 |
| MRI scans i | £3,500 |
| Prescription diet (treatment of bladder stones only) i | £100 |
| Euthanasia cover limit i | £0 |
| Cremation i | £0 |
| Complementary treatment i | £3,500 |
| Age when compulsory excess rises i | 8 years |
| Cancellation fee i | £0 |
| Amendment fee i | £10 |
| Does the policy offer cover if the pet dies because of an illness or accident, or if it’s lost or stolen? i | £1,000 |
| Vet fees cover limit per condition i | £4,000 |
|---|---|
| Dental cover (if due to an accident) i | £4,000 |
| If renewed, are existing conditions covered? i | |
| Cruciate ligament damage i | £4,000 |
| CT scans i | £4,000 |
| MRI scans i | £4,000 |
| Prescription diet (treatment of bladder stones only) i | £100 |
| Euthanasia cover limit i | £0 |
| Cremation i | £0 |
| Complementary treatment i | £4,000 |
| Age when compulsory excess rises i | 8 years |
| Cancellation fee i | £0 |
| Amendment fee i | £10 |
| Does the policy offer cover if the pet dies because of an illness or accident, or if it’s lost or stolen? i | £1,250 |
| Vet fees cover limit per condition i | £3,500 |
|---|---|
| Dental cover (if due to an accident) i | £3,500 |
| If renewed, are existing conditions covered? i | |
| Cruciate ligament damage i | £3,500 |
| CT scans i | £3,500 |
| MRI scans i | £3,500 |
| Prescription diet (treatment of bladder stones only) i | £100 |
| Euthanasia cover limit i | £0 |
| Cremation i | £0 |
| Complementary treatment i | £3,500 |
| Age when compulsory excess rises i | 8 years |
| Cancellation fee i | £0 |
| Amendment fee i | £10 |
| Does the policy offer cover if the pet dies because of an illness or accident, or if it’s lost or stolen? i | £1,000 |
| Vet fees cover limit per condition i | £3,500 |
|---|---|
| Dental cover (if due to an accident) i | £3,500 |
| If renewed, are existing conditions covered? i | |
| Cruciate ligament damage i | £3,500 |
| CT scans i | £3,500 |
| MRI scans i | £3,500 |
| Prescription diet (treatment of bladder stones only) i | £100 |
| Euthanasia cover limit i | £0 |
| Cremation i | £0 |
| Complementary treatment i | £3,500 |
| Age when compulsory excess rises i | 8 years |
| Amendment fee i | £10 |
| Vet fees cover limit per condition i | £4,000 |
|---|---|
| Dental cover (if due to an accident) i | £4,000 |
| If renewed, are existing conditions covered? i | |
| Cruciate ligament damage i | £4,000 |
| CT scans i | £4,000 |
| MRI scans i | £4,000 |
| Prescription diet (treatment of bladder stones only) i | £100 |
| Euthanasia cover limit i | £0 |
| Cremation i | £0 |
| Complementary treatment i | £4,000 |
| Age when compulsory excess rises i | 8 years |
| Amendment fee i | £10 |
| Vet fees cover limit per condition i | £3,500 |
|---|---|
| Dental cover (if due to an accident) i | £3,500 |
| If renewed, are existing conditions covered? i | |
| Cruciate ligament damage i | £3,500 |
| CT scans i | £3,500 |
| MRI scans i | £3,500 |
| Prescription diet (treatment of bladder stones only) i | £100 |
| Euthanasia cover limit i | £0 |
| Cremation i | £0 |
| Complementary treatment i | £3,500 |
| Age when compulsory excess rises i | 8 years |
| Amendment fee i | £10 |
| Vet fees cover limit per condition i | £4,000 |
|---|---|
| Dental cover (if due to an accident) i | £4,000 |
| If renewed, are existing conditions covered? i | |
| Cruciate ligament damage i | £4,000 |
| CT scans i | £4,000 |
| MRI scans i | £4,000 |
| Prescription diet (treatment of bladder stones only) i | £100 |
| Euthanasia cover limit i | £0 |
| Cremation i | £0 |
| Complementary treatment i | £4,000 |
| Age when compulsory excess rises i | 8 years |
| Amendment fee i | £10 |
| Cancelling before travel cover limit i | £5,000 |
|---|---|
| Medical excess i | £50 |
| Personal Possessions and Baggage - damaged, lost or stolen- cover limit i | £2,000 |
| Cutting trip short cover limit i | £5,000 |
| Abandoning your trip cover limit i | £5,000 |
| Emergency medical cover and repatriation cover limit i | £10,000,000 |
| Mental health cover i | |
| Lost or stolen cash i | £350 |
| Combined passport & travel cover limit i | £200 |
| Natural disaster relocation cover i | |
| Natural disaster baggage cover i | |
| Max trip duration i | 31 days |
| Cancelling before travel cover limit i | £10,000 |
|---|---|
| Medical excess i | £0 |
| Personal Possessions and Baggage - damaged, lost or stolen- cover limit i | £3,000 |
| Cutting trip short cover limit i | £10,000 |
| Abandoning your trip cover limit i | £10,000 |
| Emergency medical cover and repatriation cover limit i | £10,000,000 |
| Mental health cover i | |
| Lost or stolen cash i | £525 |
| Combined passport & travel cover limit i | £200 |
| Natural disaster relocation cover i | |
| Natural disaster baggage cover i | |
| Max trip duration i | 31 days |
| Cancelling before travel cover limit i | £1,500 |
|---|---|
| Medical excess i | £100 |
| Personal Possessions and Baggage - damaged, lost or stolen- cover limit i | £1,000 |
| Cutting trip short cover limit i | £1,500 |
| Abandoning your trip cover limit i | £1,500 |
| Emergency medical cover and repatriation cover limit i | £5,000,000 |
| Mental health cover i | |
| Lost or stolen cash i | £250 |
| Combined passport & travel cover limit i | £150 |
| Natural disaster relocation cover i | |
| Natural disaster baggage cover i | |
| Max trip duration i | 31 days |
| Cancelling before travel cover limit i | £5,000 |
|---|---|
| Medical excess i | £50 |
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit i | £2,000 |
| Cutting trip short cover limit i | £5,000 |
| Abandoning your trip cover limit i | £5,000 |
| Emergency medical cover and repatriation cover limit i | £10,000,000 |
| Lost or stolen cash i | £350 |
| Combined passport & travel cover limit i | £200 |
| Missed departure cover limit i | £1,000 |
| Cancelling before travel cover limit i | £10,000 |
|---|---|
| Medical excess i | £0 |
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit i | £3,000 |
| Cutting trip short cover limit i | £10,000 |
| Abandoning your trip cover limit i | £10,000 |
| Emergency medical cover and repatriation cover limit i | £10,000,000 |
| Lost or stolen cash i | £525 |
| Combined passport & travel cover limit i | £200 |
| Missed departure cover limit i | £1,500 |
| Cancelling before travel cover limit i | £1,500 |
|---|---|
| Medical excess i | £100 |
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit i | £1,000 |
| Cutting trip short cover limit i | £1,500 |
| Abandoning your trip cover limit i | £1,500 |
| Emergency medical cover and repatriation cover limit i | £5,000,000 |
| Lost or stolen cash i | £250 |
| Combined passport & travel cover limit i | £150 |
| Missed departure cover limit i | £500 |
| Missed port departure cover limit i | £1,000 |
|---|---|
| Re-joining a cruise cover limit i | £1,000 |
| Cabin confinement cover limit i | £500 |
| Missed port departure excess i | £50 |
| Timetable/itinerary change cover limit i | £500 |
| Unused excursions cover limit i | £300 |
| Missed port departure cover limit i | £1,000 |
|---|---|
| Re-joining a cruise cover limit i | £1,000 |
| Cabin confinement cover limit i | £500 |
| Missed port departure excess i | £50 |
| Timetable/itinerary change cover limit i | £500 |
| Unused excursions cover limit i | £300 |
| Missed port departure cover limit i | £1,000 |
|---|---|
| Re-joining a cruise cover limit i | £1,000 |
| Cabin confinement cover limit i | £500 |
| Missed port departure excess i | £0 |
| Timetable/itinerary change cover limit i | £500 |
| Unused excursions cover limit i | £300 |
| Ski equipment owned cover limit i | £1,000 |
|---|---|
| Single owned item cover limit i | £1,000 |
| Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i | £200 |
| Avalanche closure cover limit i | £240 |
| Piste closure cover limit i | £240 |
| Ski equipment owned excess i | £100 |
| Ski equipment hired i | £1,000 |
| Single item limit for hired equipment i | £1,000 |
| Unused ski pass due to illness or injury i | £1,500 |
| Ski equipment owned cover limit i | £2,000 |
|---|---|
| Single owned item cover limit i | £2,000 |
| Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i | £200 |
| Avalanche closure cover limit i | £240 |
| Piste closure cover limit i | £240 |
| Ski equipment owned excess i | £50 |
| Ski equipment hired i | £2,000 |
| Single item limit for hired equipment i | £2,000 |
| Unused ski pass due to illness or injury i | £5,000 |
| Ski equipment owned cover limit i | £2,000 |
|---|---|
| Single owned item cover limit i | £2,000 |
| Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i | £200 |
| Avalanche closure cover limit i | £240 |
| Piste closure cover limit i | £240 |
| Ski equipment owned excess i | £0 |
| Ski equipment hired i | £2,000 |
| Single item limit for hired equipment i | £2,000 |
| Unused ski pass due to illness or injury i | £10,000 |
| Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i | |
|---|---|
| Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home? | |
| Does the policy cover medical cover if you catch Covid-19? | |
| Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i | |
| Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them) | |
| Cancellation/curtailment: bereavement of a close relative due to Covid | |
| Cancellation/curtailment cover if denied boarding by airline because displaying symptoms? | |
| Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure? | |
| No additional premium to extend policy due to getting covid-19 (for days of trip extended) |
| Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i | |
|---|---|
| Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home? | |
| Does the policy cover medical cover if you catch Covid-19? | |
| Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i | |
| Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them) | |
| Cancellation/curtailment: bereavement of a close relative due to Covid | |
| Cancellation/curtailment cover if denied boarding by airline because displaying symptoms? | |
| Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure? | |
| No additional premium to extend policy due to getting covid-19 (for days of trip extended) |
| Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i | |
|---|---|
| Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home? | |
| Does the policy cover medical cover if you catch Covid-19? | |
| Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i | |
| Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them) | |
| Cancellation/curtailment: bereavement of a close relative due to Covid | |
| Cancellation/curtailment cover if denied boarding by airline because displaying symptoms? | |
| Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure? | |
| No additional premium to extend policy due to getting covid-19 (for days of trip extended) |