Leisure Guard

Leisure Guard was launched in 2012.  It offers cover for travel insurance. Its travel policies are underwritten by AXA.

ROCK Insurance Group arranges and administers Leisure Guard's insurance policies.

Our product ratings are designed to help you choose a quality product. We rate policies on the key features that are most important for the majority of customers.

Motor Excess Cover

4 products reviewed

Annual Car Hire Excess Insurance

2 products reviewed

Leisure Guard

Annual Worldwide Excess

Feature Value
Excess cover per claim
£10,000.00
Administration fees cover
£200.00
Family cover / dual lead driver
As standard
Overall excess cover limit
£10,000.00
Curtailment overall limit
£200.00
Personal belongings cover
£500.00
Leisure Guard

Annual European Excess

Feature Value
Excess cover per claim
£10,000.00
Administration fees cover
£200.00
Family cover / dual lead driver
As standard
Overall excess cover limit
£10,000.00
Curtailment overall limit
£200.00
Personal belongings cover
£500.00
Single Trip Car Hire Excess Insurance

2 products reviewed

Leisure Guard

Single Trip European Excess

Feature Value
Excess cover per claim
£10,000.00
Key protection per claim limit
£500.00
Administration fees cover
£200.00
Family cover / dual lead driver
As standard
Overall excess cover limit
£10,000.00
Curtailment per day cover
N/A
Personal belongings cover
£500.00
Leisure Guard

Single Trip Worldwide Excess

Feature Value
Excess cover per claim
£10,000.00
Key protection per claim limit
£500.00
Administration fees cover
£200.00
Family cover / dual lead driver
As standard
Overall excess cover limit
£10,000.00
Curtailment per day cover
N/A
Personal belongings cover
£500.00

Travel insurance

23 products reviewed

Annual multi-trip insurance

3 products reviewed

Leisure Guard

Premier

Feature Value
Medical excess
£75.00
Cancelling before travel cover limit
£5,000.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit
£2,000.00
Emergency medical cover and repatriation cover limit
£15,000,000.00
Missed departure cover limit
£1,000.00
Natural disaster relocation cover No
Leisure Guard

Premier Plus

Feature Value
Medical excess
£50.00
Cancelling before travel cover limit
£7,500.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit
£3,000.00
Emergency medical cover and repatriation cover limit
£15,000,000.00
Missed departure cover limit
£1,500.00
Natural disaster relocation cover No
Leisure Guard

Standard

Feature Value
Medical excess
£100.00
Cancelling before travel cover limit
£1,500.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit
£1,000.00
Emergency medical cover and repatriation cover limit
£15,000,000.00
Missed departure cover limit
£500.00
Natural disaster relocation cover No
Single trip insurance

5 products reviewed

Leisure Guard

Premier

Feature Value
Cancelling before travel cover limit
£5,000.00
Medical excess
£75.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit
£2,000.00
Emergency medical cover and repatriation cover limit
£15,000,000.00
Missed departure cover limit
£1,000.00
Natural disaster relocation cover No
Leisure Guard

Premier Plus

Feature Value
Cancelling before travel cover limit
£7,500.00
Medical excess
£50.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit
£3,000.00
Emergency medical cover and repatriation cover limit
£15,000,000.00
Missed departure cover limit
£1,500.00
Natural disaster relocation cover No
Leisure Guard

Backpacker Premier

Feature Value
Cancelling before travel cover limit
£3,000.00
Medical excess
£50.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit
£1,500.00
Emergency medical cover and repatriation cover limit
£10,000,000.00
Missed departure cover limit
£750.00
Natural disaster relocation cover No
Leisure Guard

Standard

Feature Value
Cancelling before travel cover limit
£1,500.00
Medical excess
£100.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit
£1,000.00
Emergency medical cover and repatriation cover limit
£15,000,000.00
Missed departure cover limit
£500.00
Natural disaster relocation cover No
Leisure Guard

Backpacker Standard

Feature Value
Cancelling before travel cover limit
£1,000.00
Medical excess
£125.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit
£1,000.00
Emergency medical cover and repatriation cover limit
£5,000,000.00
Missed departure cover limit
£0.00
Natural disaster relocation cover No
Travel Insurance Covid-19 Cover

3 products reviewed

Leisure Guard

Standard

Feature Value
Leisure Guard

Premier

Feature Value
Leisure Guard

Premier Plus

Feature Value
Travel insurance add-on: cruise cover

3 products reviewed

Leisure Guard

Standard

Feature Value
Missed port departure cover limit
£1,000.00
Re-joining a cruise cover limit
£0.00
Cabin confinement cover limit
£500.00
Missed port departure excess
£50.00
Timetable/itinerary change cover limit
£500.00
Unused excursions cover limit
£300.00
Leisure Guard

Premier

Feature Value
Missed port departure cover limit
£1,000.00
Re-joining a cruise cover limit
£0.00
Cabin confinement cover limit
£500.00
Missed port departure excess
£50.00
Timetable/itinerary change cover limit
£500.00
Unused excursions cover limit
£300.00
Leisure Guard

Premier Plus

Feature Value
Missed port departure cover limit
£1,000.00
Re-joining a cruise cover limit
£0.00
Cabin confinement cover limit
£500.00
Missed port departure excess
£0.00
Timetable/itinerary change cover limit
£500.00
Unused excursions cover limit
£300.00
Travel insurance add-on: gadget cover

4 products reviewed

Leisure Guard

Gadget Cover (Premier Plus)

Feature Value
Available for which products?
Premier Plus
Accidental loss cover Yes
Accidental loss cover limit
£3,000.00
Maximum single-item cover limit
£3,000.00
Leisure Guard

Gadget Cover (Premier)

Feature Value
Available for which products?
Premier
Accidental loss cover Yes
Accidental loss cover limit
£2,000.00
Maximum single-item cover limit
£2,000.00
Leisure Guard

Gadget Cover (Standard)

Feature Value
Available for which products?
Standard
Accidental loss cover Yes
Accidental loss cover limit
£1,000.00
Maximum single-item cover limit
£1,000.00
Leisure Guard

Gdget Cover (Backpacker)

Feature Value
Available for which products?
Standard & Premier
Accidental loss cover Yes
Accidental loss cover limit
£1,000.00
Maximum single-item cover limit
£1,000.00
Travel insurance add-on: winter sports

5 products reviewed

Leisure Guard

Backpacker Standard

Feature Value
Ski equipment owned cover limit
£400.00
Single owned item cover limit
£250.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment
£250.00
Ski equipment hired
£250.00
Piste closure cover limit
£250.00
Unused ski pass due to illness or injury
£250.00
Leisure Guard

Backpacker Premier

Feature Value
Ski equipment owned cover limit
£500.00
Single owned item cover limit
£250.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment
£300.00
Ski equipment hired
£300.00
Piste closure cover limit
£300.00
Unused ski pass due to illness or injury
£300.00
Leisure Guard

Standard

Feature Value
Ski equipment owned cover limit
£1,000.00
Single owned item cover limit
£150.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment
£200.00
Ski equipment hired
£0.00
Piste closure cover limit
£240.00
Unused ski pass due to illness or injury
£300.00
Leisure Guard

Premier

Feature Value
Ski equipment owned cover limit
£2,000.00
Single owned item cover limit
£250.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment
£200.00
Ski equipment hired
£0.00
Piste closure cover limit
£240.00
Unused ski pass due to illness or injury
£300.00
Leisure Guard

Premier Plus

Feature Value
Ski equipment owned cover limit
£2,000.00
Single owned item cover limit
£300.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment
£200.00
Ski equipment hired
£0.00
Piste closure cover limit
£240.00
Unused ski pass due to illness or injury
£300.00

Our unique Customer Experience Ratings help consumers find companies that offer a good service.

Travel insurance

Ranked 37th of 40 providers reviewed

Customer happiness score 51.47%
Customer trust score 44.91%
Complaints performance 52.07%
Transparency rating 62.64%

Fairer Finance Score

Reviewed Autumn 2026

 52.77%