Leisure Guard

Leisure Guard was launched in 2012.  It offers cover for travel insurance. Its travel policies are underwritten by AXA.

ROCK Insurance Group arranges and administers Leisure Guard's insurance policies. 


Leisure Guard
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Travel insurance

Ranked 32nd of 44 providers reviewed.

Customer happiness score 50.63%
Customer trust score 34.38%
Complaints performance 60.45%
Transparency rating 62.99%
Fairer Finance score
Reviewed Autumn 2023
52%

Motor Excess Cover

Annual Car Hire Excess Insurance

Leisure Guard

Annual Worldwide Excess

1 stars
Excess cover per claim i £10,000.00
Administration fees cover i £200.00
Family cover / dual lead driver i Optional

Leisure Guard

Annual European Excess

1 stars
Excess cover per claim i £10,000.00
Administration fees cover i £200.00
Family cover / dual lead driver i Optional

Single Trip Car Hire Excess Insurance

Leisure Guard

Single Trip European Excess

1 stars
Excess cover per claim i £10,000.00
Key protection per claim limit i £500.00
Administration fees cover i £200.00
Family cover / dual lead driver i Optional

Leisure Guard

Single Trip Worldwide Excess

1 stars
Excess cover per claim i £10,000.00
Key protection per claim limit i £500.00
Administration fees cover i £200.00
Family cover / dual lead driver i Optional

Travel insurance

Annual multi-trip insurance

Leisure Guard

Premier

3 stars
Medical excess i £75.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £2,000.00
Cancelling before travel cover limit i £5,000.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Mental health cover i
Personal money i £350.00
Combined passport & travel documents cover limit i £200.00
Cutting trip short (curtailment) cover limit i £5,000.00
Abandoning your trip (abandonment) cover limit i £5,000.00
Natural disaster relocation cover i
Natural disaster baggage cover i
Max trip duration i 92 days

Leisure Guard

Premier Plus

3 stars
Medical excess i £50.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £3,000.00
Cancelling before travel cover limit i £7,500.00
Emergency medical cover and repatriation cover limit i £15,000,000.00
Mental health cover i
Personal money i £525.00
Combined passport & travel documents cover limit i £200.00
Cutting trip short (curtailment) cover limit i £7,500.00
Abandoning your trip (abandonment) cover limit i £7,500.00
Natural disaster relocation cover i
Natural disaster baggage cover i
Max trip duration i 92 days

Leisure Guard

Standard

2 stars
Medical excess i £100.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,000.00
Cancelling before travel cover limit i £1,500.00
Emergency medical cover and repatriation cover limit i £5,000,000.00
Mental health cover i
Personal money i £250.00
Combined passport & travel documents cover limit i £150.00
Cutting trip short (curtailment) cover limit i £1,500.00
Abandoning your trip (abandonment) cover limit i £1,500.00
Natural disaster relocation cover i
Natural disaster baggage cover i
Max trip duration i 92 days

Single trip insurance

Leisure Guard

Premier

3 stars
Cancelling before travel cover limit i £5,000.00
Medical excess i £75.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £2,000.00
Cutting trip short curtailment cover limit i £5,000.00
Missed departure cover limit i £1,000.00
Abandoning your trip (abandonment) cover limit i £5,000.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Personal money i £350.00
Combined passport & travel documents limit i £200.00

Leisure Guard

Premier Plus

3 stars
Cancelling before travel cover limit i £7,500.00
Medical excess i £50.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £3,000.00
Cutting trip short curtailment cover limit i £7,500.00
Missed departure cover limit i £1,500.00
Abandoning your trip (abandonment) cover limit i £7,500.00
Emergency medical cover and repatriation cover limit i £15,000,000.00
Personal money i £525.00
Combined passport & travel documents limit i £200.00

Leisure Guard

Backpacker Premier

3 stars
Cancelling before travel cover limit i £3,000.00
Medical excess i £50.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,500.00
Cutting trip short curtailment cover limit i £3,000.00
Missed departure cover limit i £750.00
Abandoning your trip (abandonment) cover limit i £3,000.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Personal money i £300.00
Combined passport & travel documents limit i £300.00

Leisure Guard

Standard

2 stars
Cancelling before travel cover limit i £1,500.00
Medical excess i £100.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,000.00
Cutting trip short curtailment cover limit i £1,500.00
Missed departure cover limit i £500.00
Abandoning your trip (abandonment) cover limit i £1,500.00
Emergency medical cover and repatriation cover limit i £5,000,000.00
Personal money i £250.00
Combined passport & travel documents limit i £150.00

Leisure Guard

Backpacker Standard

2 stars
Cancelling before travel cover limit i £1,000.00
Medical excess i £125.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,000.00
Cutting trip short curtailment cover limit i £1,000.00
Missed departure cover limit i £0.00
Abandoning your trip (abandonment) cover limit i £1,000.00
Emergency medical cover and repatriation cover limit i £5,000,000.00
Personal money i £200.00
Combined passport & travel documents limit i £200.00

Travel insurance add-on: cruise cover

Leisure Guard

Standard

2 stars
Missed port departure cover limit i £1,000.00
Re-joining a cruise cover limit i £0.00
Cabin confinement cover limit i £500.00
Missed port departure excess i £50.00
Timetable/itinerary change cover limit i £500.00
Unused excursions cover limit i £300.00

Leisure Guard

Premier

2 stars
Missed port departure cover limit i £1,000.00
Re-joining a cruise cover limit i £0.00
Cabin confinement cover limit i £500.00
Missed port departure excess i £50.00
Timetable/itinerary change cover limit i £500.00
Unused excursions cover limit i £300.00

Leisure Guard

Premier Plus

2 stars
Missed port departure cover limit i £1,000.00
Re-joining a cruise cover limit i £0.00
Cabin confinement cover limit i £500.00
Missed port departure excess i £0.00
Timetable/itinerary change cover limit i £500.00
Unused excursions cover limit i £300.00

Travel insurance add-on: winter sports

Leisure Guard

Backpacker Premier

2 stars
Ski equipment owned cover limit i £500.00
Single owned item cover limit i £250.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £300.00
Avalanche closure cover limit i £250.00
Piste closure cover limit i £300.00
Ski equipment owned excess i £50.00
Ski equipment hired i £300.00
Single item limit for hired equipment i £0.00
Unused ski pass due to illness or injury i £300.00

Leisure Guard

Backpacker Standard

1 stars
Ski equipment owned cover limit i £400.00
Single owned item cover limit i £250.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £250.00
Avalanche closure cover limit i £200.00
Piste closure cover limit i £250.00
Ski equipment owned excess i £125.00
Ski equipment hired i £250.00
Single item limit for hired equipment i £0.00
Unused ski pass due to illness or injury i £250.00

Leisure Guard

Standard

1 stars
Ski equipment owned cover limit i £1,000.00
Single owned item cover limit i £150.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £200.00
Avalanche closure cover limit i £240.00
Piste closure cover limit i £240.00
Ski equipment owned excess i £100.00
Ski equipment hired i £200.00
Single item limit for hired equipment i £0.00
Unused ski pass due to illness or injury i £300.00

Leisure Guard

Premier

1 stars
Ski equipment owned cover limit i £2,000.00
Single owned item cover limit i £250.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £200.00
Avalanche closure cover limit i £240.00
Piste closure cover limit i £240.00
Ski equipment owned excess i £75.00
Ski equipment hired i £200.00
Single item limit for hired equipment i £0.00
Unused ski pass due to illness or injury i £300.00

Leisure Guard

Premier Plus

1 stars
Ski equipment owned cover limit i £2,000.00
Single owned item cover limit i £300.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £200.00
Avalanche closure cover limit i £240.00
Piste closure cover limit i £240.00
Ski equipment owned excess i £50.00
Ski equipment hired i £200.00
Single item limit for hired equipment i £0.00
Unused ski pass due to illness or injury i £300.00