loveit coverit
Loveit coverit is a division of Pier Insurancee Managed Services Ltd, and is partnered with Axa to provide mobile phone, travel and gadget insurance.
We don't currently rate loveit coverit in our Customer Experience Ratings.
Gadget insurance
| Accidental loss cover i | Y (Mobile Phones Only) |
|---|---|
| Mechanical breakdown cover i | |
| Maximum single-item cover limit i | Unlimited |
| Type of product i | Stand-Alone |
| Territorial limits restriction i | |
| Accidental damage cover i | |
| Mechanical breakdown cover replacement limit i | Sum insured |
| Theft Cover i | |
| Theft replacement limit i | £10,000.00 |
| Malicious damage cover i | |
| Unauthorised usage cover i | £10,000.00 |
| Unauthorised usage cover (E-wallet) i | £0.00 |
| Accessories cover limit i | £175.00 |
| How is the excess charged? i | Depends on the type of gadget |
| Lowest excess i | £30.00 |
| Liquid damage excess i | £40.00 |
| Theft & loss claims excess i | £40.00 |
| Accidental damage and breakdown claims excess i | £40.00 |
| Cancellation fee i | £0.00 |
| Arrangement fee i | £0.00 |
| Additional early claims excess i | £60.00 |
| Immediate cover with no additional excess in the first 30 days of the policy i | |
| High end smartphones (>£1,000) minimum excess i | £175.00 |
| High end tablets (>£1,200) minimum excess i | £175.00 |
| High end laptops (>=£1,500) minimum excess i | £125.00 |
| High end MacBooks (>=£1,500) minimum excess i | £150.00 |
| Rapid replacement i | |
| Pro-rata refund i | |
| Claim under warranty i | |
| Replacement claims limit per Item for accidental damage/mechanical failure i | Unlimited |
| Replacement claims limit per Item for theft or loss i | Unlimited |
| Replacement warranty i | 12 months |
| International cover limit (Days) i | Unlimited |
| Universal gadget policy? i | |
| Family cover i | |
| Multi cover discounts i | |
| Underwriter i | Collinson Insurance |
| Age of customer requirement i | 18.00 years |
| No claims period i | Immediate Cover |
| Refurbished device cover i | |
| Second hand device cover i | |
| Territorial limits restriction i | Worldwide |
| Maximum age of phones i | 36 months |
| Maximum age of gadgets eligible for cover i | 36 months |
| Smartphones i | |
| Tablets i | |
| Smart watches i | |
| Game Consoles i | |
| Headphones i | |
| Cameras i | |
| E-readers i | |
| Sat-Navs i | |
| MP3 Players i | |
| MacBooks or Laptops |
loveit coverit
Essential
| Accidental loss cover i | Not Covered |
|---|---|
| Mechanical breakdown cover i | |
| Maximum single-item cover limit i | Unlimited |
| Type of product i | Stand-Alone |
| Territorial limits restriction i | |
| Accidental damage cover i | |
| Mechanical breakdown cover replacement limit i | Sum insured |
| Theft Cover i | |
| Theft replacement limit i | £10,000.00 |
| Malicious damage cover i | |
| Unauthorised usage cover i | £10,000.00 |
| Unauthorised usage cover (E-wallet) i | £0.00 |
| Accessories cover limit i | £175.00 |
| How is the excess charged? i | Depends on the type of gadget |
| Lowest excess i | £30.00 |
| Liquid damage excess i | £60.00 |
| Theft & loss claims excess i | £60.00 |
| Accidental damage and breakdown claims excess i | £60.00 |
| Cancellation fee i | £0.00 |
| Arrangement fee i | £0.00 |
| Additional early claims excess i | £60.00 |
| Immediate cover with no additional excess in the first 30 days of the policy i | |
| High end smartphones (>£1,000) minimum excess i | £175.00 |
| High end tablets (>£1,200) minimum excess i | £175.00 |
| High end laptops (>=£1,500) minimum excess i | £125.00 |
| High end MacBooks (>=£1,500) minimum excess i | £150.00 |
| Rapid replacement i | |
| Pro-rata refund i | |
| Claim under warranty i | |
| Replacement claims limit per Item for accidental damage/mechanical failure i | Unlimited |
| Replacement claims limit per Item for theft or loss i | Unlimited |
| Replacement warranty i | 12 months |
| International cover limit (Days) i | Unlimited |
| Universal gadget policy? i | |
| Family cover i | |
| Multi cover discounts i | |
| Underwriter i | Collinson Insurance |
| Age of customer requirement i | 18.00 years |
| No claims period i | Immediate Cover |
| Refurbished device cover i | |
| Second hand device cover i | |
| Territorial limits restriction i | Worldwide |
| Maximum age of phones i | 36 months |
| Maximum age of gadgets eligible for cover i | 36 months |
| Smartphones i | |
| Tablets i | |
| Smart watches i | |
| Game Consoles i | |
| Headphones i | |
| Cameras i | |
| E-readers i | |
| Sat-Navs i | |
| MP3 Players i | |
| MacBooks or Laptops |
Travel insurance
Annual multi-trip insurance
loveit coverit
Plus
| Medical excess i | £100.00 |
|---|---|
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit i | £2,000.00 |
| Cancelling before travel cover limit i | £2,500.00 |
| Emergency medical cover and repatriation cover limit i | £10,000,000.00 |
| Mental health cover i | |
| Personal money i | £500.00 |
| Combined passport & travel documents cover limit i | £300.00 |
| Cutting trip short (curtailment) cover limit i | £2,500.00 |
| Abandoning your trip (abandonment) cover limit i | £2,500.00 |
| Natural disaster relocation cover i | |
| Max trip duration i | 31 days |
loveit coverit
Premium
| Medical excess i | £60.00 |
|---|---|
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit i | £2,500.00 |
| Cancelling before travel cover limit i | £5,000.00 |
| Emergency medical cover and repatriation cover limit i | £15,000,000.00 |
| Mental health cover i | |
| Personal money i | £750.00 |
| Combined passport & travel documents cover limit i | £500.00 |
| Cutting trip short (curtailment) cover limit i | £5,000.00 |
| Abandoning your trip (abandonment) cover limit i | £5,000.00 |
| Natural disaster relocation cover i | |
| Max trip duration i | 45 days |
loveit coverit
Essential
| Medical excess i | £150.00 |
|---|---|
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit i | £1,500.00 |
| Cancelling before travel cover limit i | £1,000.00 |
| Emergency medical cover and repatriation cover limit i | £10,000,000.00 |
| Mental health cover i | |
| Personal money i | £250.00 |
| Combined passport & travel documents cover limit i | £250.00 |
| Cutting trip short (curtailment) cover limit i | £1,000.00 |
| Abandoning your trip (abandonment) cover limit i | £0.00 |
| Natural disaster relocation cover i | |
| Max trip duration i | 31 days |
Single trip insurance
loveit coverit
Plus
| Cancelling before travel cover limit i | £2,500.00 |
|---|---|
| Medical excess i | £100.00 |
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit i | £2,000.00 |
| Cutting trip short curtailment cover limit i | £2,500.00 |
| Missed departure cover limit i | £1,000.00 |
| Abandoning your trip (abandonment) cover limit i | £2,500.00 |
| Emergency medical cover and repatriation cover limit i | £10,000,000.00 |
| Personal money i | £500.00 |
| Combined passport & travel documents limit i | £300.00 |
loveit coverit
Premium
| Cancelling before travel cover limit i | £5,000.00 |
|---|---|
| Medical excess i | £60.00 |
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit i | £2,500.00 |
| Cutting trip short curtailment cover limit i | £5,000.00 |
| Missed departure cover limit i | £1,500.00 |
| Abandoning your trip (abandonment) cover limit i | £5,000.00 |
| Emergency medical cover and repatriation cover limit i | £15,000,000.00 |
| Personal money i | £750.00 |
| Combined passport & travel documents limit i | £500.00 |
loveit coverit
Essential
| Cancelling before travel cover limit i | £1,000.00 |
|---|---|
| Medical excess i | £150.00 |
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit i | £1,500.00 |
| Cutting trip short curtailment cover limit i | £1,000.00 |
| Missed departure cover limit i | £300.00 |
| Abandoning your trip (abandonment) cover limit i | £0.00 |
| Emergency medical cover and repatriation cover limit i | £10,000,000.00 |
| Personal money i | £250.00 |
| Combined passport & travel documents limit i | £250.00 |
Travel insurance add-on: cruise cover
loveit coverit
Premium
| Missed port departure cover limit i | £1,500.00 |
|---|---|
| Re-joining a cruise cover limit i | £750.00 |
| Cabin confinement cover limit i | £0.00 |
| Missed port departure excess i | £60.00 |
| Timetable/itinerary change cover limit i | £300.00 |
| Unused excursions cover limit i | £750.00 |
loveit coverit
Plus
| Missed port departure cover limit i | £1,000.00 |
|---|---|
| Re-joining a cruise cover limit i | £500.00 |
| Cabin confinement cover limit i | £0.00 |
| Missed port departure excess i | £100.00 |
| Timetable/itinerary change cover limit i | £250.00 |
| Unused excursions cover limit i | £500.00 |
loveit coverit
Essential
| Missed port departure cover limit i | £300.00 |
|---|---|
| Re-joining a cruise cover limit i | £250.00 |
| Cabin confinement cover limit i | £0.00 |
| Missed port departure excess i | £150.00 |
| Timetable/itinerary change cover limit i | £200.00 |
| Unused excursions cover limit i | £250.00 |
Travel insurance add-on: winter sports
loveit coverit
Premium
| Ski equipment owned cover limit i | £1,000.00 |
|---|---|
| Single owned item cover limit i | £500.00 |
| Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i | £500.00 |
| Avalanche closure cover limit i | £500.00 |
| Piste closure cover limit i | £500.00 |
| Ski equipment owned excess i | £60.00 |
| Ski equipment hired i | £400.00 |
| Single item limit for hired equipment i | |
| Unused ski pass due to illness or injury i | £750.00 |
loveit coverit
Plus
| Ski equipment owned cover limit i | £750.00 |
|---|---|
| Single owned item cover limit i | £375.00 |
| Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i | £400.00 |
| Avalanche closure cover limit i | £400.00 |
| Piste closure cover limit i | £400.00 |
| Ski equipment owned excess i | £100.00 |
| Ski equipment hired i | £200.00 |
| Single item limit for hired equipment i | |
| Unused ski pass due to illness or injury i | £500.00 |
loveit coverit
Essential
| Ski equipment owned cover limit i | £500.00 |
|---|---|
| Single owned item cover limit i | £250.00 |
| Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i | £250.00 |
| Avalanche closure cover limit i | £250.00 |
| Piste closure cover limit i | £250.00 |
| Ski equipment owned excess i | £150.00 |
| Ski equipment hired i | £150.00 |
| Single item limit for hired equipment i | |
| Unused ski pass due to illness or injury i | £250.00 |