Our product ratings are designed to help you choose a quality product. We rate policies on the key features that are most important for the majority of customers.

Car insurance

3 products reviewed

Electric Car Insurance

3 products reviewed

Moja

Car Insurance (with courtesy car upgrade, personal belongings cover, child seat cover and Driving abroad cover)

Feature Value
Courtesy car for duration of repair Yes
Uninsured driver promise Yes
Cover limit for lost keys
£2,500.00
24hr helpline available Yes
New car replacement Yes
Courtesy car provided if stolen / total loss Yes
Windscreen repair excess
£25.00
Windscreen replacement excess
£115.00
Cover limit for stolen keys
£2,500.00
Cover for replacing original audio/visual equipment
Unlimited
Repairs guarantee (years)
Lifetime
Vandalism Yes
Moja

Car Insurance

Feature Value
Courtesy car for duration of repair Yes
Uninsured driver promise Yes
Cover limit for lost keys
£2,500.00
24hr helpline available Yes
New car replacement Yes
Courtesy car provided if stolen / total loss No
Windscreen repair excess
£25.00
Windscreen replacement excess
£115.00
Cover limit for stolen keys
£2,500.00
Cover for replacing original audio/visual equipment
Unlimited
Repairs guarantee (years)
Lifetime
Vandalism Yes
Moja

Essentials Car Insurance

Feature Value
Courtesy car for duration of repair Yes
Uninsured driver promise Yes
Cover limit for lost keys
£0.00
24hr helpline available Yes
New car replacement Yes
Courtesy car provided if stolen / total loss No
Windscreen repair excess
Windscreen repair not covered
Windscreen replacement excess
Windscreen replace not covered
Cover limit for stolen keys
£0.00
Cover for replacing original audio/visual equipment
Unlimited
Repairs guarantee (years)
Lifetime
Vandalism Yes

Courtesy Car (Add-on)

1 product reviewed

Moja

Courtesy Car Upgrade

Motor Legal Cover

1 product reviewed

Moja

Legal Cover

Feature Value
Uninsured loss recovery Limit
£100,000.00
Personal Injury limit
£100,000.00
Motor Prosecution defence Limit
£100,000.00
Uninsured driver benefit No
Consumer Disputes Limit
£0.00
Database Disputes Limit
£0.00
Vehicle Cloning Limit
£0.00
Uninsured driver benefit (Minimum pay out)
£0.00

Personal Accident

1 product reviewed

Moja

Personal Accident Cover

Feature Value
Number of passengers covered
named driver only
Death
£100,000.00
Permanent total disablement
£100,000.00

Our unique Customer Experience Ratings help consumers find companies that offer a good service.

Car insurance

Ranked 26th of 49 providers reviewed


Customer happiness score 65.08%
Customer trust score 50.4%
Complaints performance 58.33%
Transparency rating 76.76%

Fairer Finance Score

Reviewed Autumn 2026

62.64%