Our product ratings are designed to help you choose a quality product. We rate policies on the key features that are most important for the majority of customers.
Car insurance
3 products reviewed
Electric Car Insurance
3 products reviewed
- Car Insurance (with courtesy car upgrade, personal belongings cover, child seat cover and Driving abroad cover)
- Car Insurance
- Essentials Car Insurance
Moja
Car Insurance (with courtesy car upgrade, personal belongings cover, child seat cover and Driving abroad cover)
| Feature | Value |
|---|---|
| Courtesy car for duration of repair | Yes |
| Uninsured driver promise | Yes |
| Cover limit for lost keys |
£2,500.00
|
| 24hr helpline available | Yes |
| New car replacement | Yes |
| Courtesy car provided if stolen / total loss | Yes |
| Windscreen repair excess |
£25.00
|
| Windscreen replacement excess |
£115.00
|
| Cover limit for stolen keys |
£2,500.00
|
| Cover for replacing original audio/visual equipment |
Unlimited
|
| Repairs guarantee (years) |
Lifetime
|
| Vandalism | Yes |
Moja
Car Insurance
| Feature | Value |
|---|---|
| Courtesy car for duration of repair | Yes |
| Uninsured driver promise | Yes |
| Cover limit for lost keys |
£2,500.00
|
| 24hr helpline available | Yes |
| New car replacement | Yes |
| Courtesy car provided if stolen / total loss | No |
| Windscreen repair excess |
£25.00
|
| Windscreen replacement excess |
£115.00
|
| Cover limit for stolen keys |
£2,500.00
|
| Cover for replacing original audio/visual equipment |
Unlimited
|
| Repairs guarantee (years) |
Lifetime
|
| Vandalism | Yes |
Moja
Essentials Car Insurance
| Feature | Value |
|---|---|
| Courtesy car for duration of repair | Yes |
| Uninsured driver promise | Yes |
| Cover limit for lost keys |
£0.00
|
| 24hr helpline available | Yes |
| New car replacement | Yes |
| Courtesy car provided if stolen / total loss | No |
| Windscreen repair excess |
Windscreen repair not covered
|
| Windscreen replacement excess |
Windscreen replace not covered
|
| Cover limit for stolen keys |
£0.00
|
| Cover for replacing original audio/visual equipment |
Unlimited
|
| Repairs guarantee (years) |
Lifetime
|
| Vandalism | Yes |
Courtesy Car (Add-on)
1 product reviewed
Moja
Courtesy Car Upgrade
Motor Legal Cover
1 product reviewed
Moja
Legal Cover
| Feature | Value |
|---|---|
| Uninsured loss recovery Limit |
£100,000.00
|
| Personal Injury limit |
£100,000.00
|
| Motor Prosecution defence Limit |
£100,000.00
|
| Uninsured driver benefit | No |
| Consumer Disputes Limit |
£0.00
|
| Database Disputes Limit |
£0.00
|
| Vehicle Cloning Limit |
£0.00
|
| Uninsured driver benefit (Minimum pay out) |
£0.00
|
Personal Accident
1 product reviewed
Moja
Personal Accident Cover
| Feature | Value |
|---|---|
| Number of passengers covered |
named driver only
|
| Death |
£100,000.00
|
| Permanent total disablement |
£100,000.00
|
Our unique Customer Experience Ratings help consumers find companies that offer a good service.
Car insurance
Ranked 26th of 49 providers reviewed
| Customer happiness score | 65.08% |
|---|---|
| Customer trust score | 50.4% |
| Complaints performance | 58.33% |
| Transparency rating | 76.76% |
|
Fairer Finance Score Reviewed Autumn 2026 |
62.64% |