We don't currently rate More 2 Life in our Customer Experience Ratings.
Equity Release
| Early repayment charge (if you repay in year 3 of the loan) | 5.00% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £125.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 3.00% |
| Early repayment charge (if you repay in year 12 of the loan) | 0.00% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | |
| Number of payments allowed per annum (repayment flexibility) | unlimited |
More 2 Life
Capital Choice Drawdown
| Early repayment charge (if you repay in year 3 of the loan) | 5.00% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £125.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 3.00% |
| Early repayment charge (if you repay in year 12 of the loan) | 0.00% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | 2000 |
| Number of payments allowed per annum (repayment flexibility) | unlimited |
More 2 Life
Capital Choice Plus
| Early repayment charge (if you repay in year 3 of the loan) | 5.00% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £125.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 3.00% |
| Early repayment charge (if you repay in year 12 of the loan) | 0.00% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | |
| Number of payments allowed per annum (repayment flexibility) | unlimited |
More 2 Life
Capital Choice Plus Drawdown
| Early repayment charge (if you repay in year 3 of the loan) | 5.00% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £125.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 3.00% |
| Early repayment charge (if you repay in year 12 of the loan) | 0.00% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | 2000 |
| Number of payments allowed per annum (repayment flexibility) | unlimited |
More 2 Life
Capital Choice Lite Lump Sum
| Early repayment charge (if you repay in year 3 of the loan) | 5.00% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £125.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 3.00% |
| Early repayment charge (if you repay in year 12 of the loan) | 0.00% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | |
| Number of payments allowed per annum (repayment flexibility) | unlimited |
More 2 Life
Capital Choice Lite Drawdown
| Early repayment charge (if you repay in year 3 of the loan) | 5.00% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £125.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 3.00% |
| Early repayment charge (if you repay in year 12 of the loan) | 0.00% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | 2000 |
| Number of payments allowed per annum (repayment flexibility) | unlimited |
More 2 Life
Capital Choice Super Lite Lump Sum1
| Early repayment charge (if you repay in year 3 of the loan) | 5.00% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £125.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 3.00% |
| Early repayment charge (if you repay in year 12 of the loan) | 0.00% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | |
| Number of payments allowed per annum (repayment flexibility) | unlimited |
More 2 Life
Capital Choice Super Lite Drawdown1
| Early repayment charge (if you repay in year 3 of the loan) | 5.00% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £125.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 3.00% |
| Early repayment charge (if you repay in year 12 of the loan) | 0.00% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | 2000 |
| Number of payments allowed per annum (repayment flexibility) | unlimited |
More 2 Life
Capital Choice Super Lite Lump Sum2
| Early repayment charge (if you repay in year 3 of the loan) | 5.00% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £125.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 3.00% |
| Early repayment charge (if you repay in year 12 of the loan) | 0.00% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | |
| Number of payments allowed per annum (repayment flexibility) | unlimited |
More 2 Life
Capital Choice Super Lite Drawdown2
| Early repayment charge (if you repay in year 3 of the loan) | 5.00% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £125.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 3.00% |
| Early repayment charge (if you repay in year 12 of the loan) | 0.00% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | 2000 |
| Number of payments allowed per annum (repayment flexibility) | unlimited |
More 2 Life
Capital Choice Super Lite Lump Sum3
| Early repayment charge (if you repay in year 3 of the loan) | 5.00% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £125.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 3.00% |
| Early repayment charge (if you repay in year 12 of the loan) | 0.00% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | |
| Number of payments allowed per annum (repayment flexibility) | unlimited |
More 2 Life
Capital Choice Super Lite Drawdown3
| Early repayment charge (if you repay in year 3 of the loan) | 5.00% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £125.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 3.00% |
| Early repayment charge (if you repay in year 12 of the loan) | 0.00% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | 2000 |
| Number of payments allowed per annum (repayment flexibility) | unlimited |
More 2 Life
Capital Choice Super Lite Lump Sum4
| Early repayment charge (if you repay in year 3 of the loan) | 5.00% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £125.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 3.00% |
| Early repayment charge (if you repay in year 12 of the loan) | 0.00% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | |
| Number of payments allowed per annum (repayment flexibility) | unlimited |
More 2 Life
Capital Choice Super Lite Drawdown4
| Early repayment charge (if you repay in year 3 of the loan) | 5.00% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £125.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 3.00% |
| Early repayment charge (if you repay in year 12 of the loan) | 0.00% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | 2000 |
| Number of payments allowed per annum (repayment flexibility) | unlimited |
More 2 Life
Capital Ultra Lite Lump Sum
| Early repayment charge (if you repay in year 3 of the loan) | 5.00% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £125.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 3.00% |
| Early repayment charge (if you repay in year 12 of the loan) | 0.00% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | |
| Number of payments allowed per annum (repayment flexibility) | unlimited |
More 2 Life
Capital Ultra Lite Drawdown
| Early repayment charge (if you repay in year 3 of the loan) | 5.00% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £125.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 3.00% |
| Early repayment charge (if you repay in year 12 of the loan) | 0.00% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | 2000 |
| Number of payments allowed per annum (repayment flexibility) | unlimited |
More 2 Life
Capital Choice Max Lump Sum 1
| Early repayment charge (if you repay in year 3 of the loan) | 5.00% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £125.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 3.00% |
| Early repayment charge (if you repay in year 12 of the loan) | 0.00% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | |
| Number of payments allowed per annum (repayment flexibility) | unlimited |
More 2 Life
Capital Choice Super Max Drawdown 1
| Early repayment charge (if you repay in year 3 of the loan) | 5.00% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £125.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 3.00% |
| Early repayment charge (if you repay in year 12 of the loan) | 0.00% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | 2000 |
| Number of payments allowed per annum (repayment flexibility) | unlimited |
More 2 Life
Capital Choice Max Lump Sum 2
| Early repayment charge (if you repay in year 3 of the loan) | 5.00% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £125.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 3.00% |
| Early repayment charge (if you repay in year 12 of the loan) | 0.00% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | |
| Number of payments allowed per annum (repayment flexibility) | unlimited |
More 2 Life
Capital Choice Super Max Drawdown 2
| Early repayment charge (if you repay in year 3 of the loan) | 5.00% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £125.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 3.00% |
| Early repayment charge (if you repay in year 12 of the loan) | 0.00% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | 2000 |
| Number of payments allowed per annum (repayment flexibility) | unlimited |
More 2 Life
Capital Choice Max Lump Sum 3
| Early repayment charge (if you repay in year 3 of the loan) | 5.00% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £125.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 3.00% |
| Early repayment charge (if you repay in year 12 of the loan) | 0.00% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | |
| Number of payments allowed per annum (repayment flexibility) | unlimited |
More 2 Life
Capital Choice Super Max Drawdown 3
| Early repayment charge (if you repay in year 3 of the loan) | 5.00% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £125.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 3.00% |
| Early repayment charge (if you repay in year 12 of the loan) | 0.00% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | 2000 |
| Number of payments allowed per annum (repayment flexibility) | unlimited |
More 2 Life
Apex Plus
| Early repayment charge (if you repay in year 3 of the loan) | 6.00% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £125.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 0.00% |
| Early repayment charge (if you repay in year 12 of the loan) | 0.00% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | |
| Number of payments allowed per annum (repayment flexibility) | unlimited |
More 2 Life
Prime Midi Lump Sum 1
| Early repayment charge (if you repay in year 3 of the loan) | 8.00% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £125.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 5.00% |
| Early repayment charge (if you repay in year 12 of the loan) | 0.00% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | |
| Number of payments allowed per annum (repayment flexibility) | unlimited |
More 2 Life
Prime Extra Lump Sum 2
| Early repayment charge (if you repay in year 3 of the loan) | 8.00% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £125.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 5.00% |
| Early repayment charge (if you repay in year 12 of the loan) | 0.00% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | |
| Number of payments allowed per annum (repayment flexibility) | unlimited |
More 2 Life
Maximum Choice Super Lump Sum
| Early repayment charge (if you repay in year 3 of the loan) | 6.00% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | conditional on gilts |
| Early repayment charge (if you repay in year 12 of the loan) | 0.00% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 12% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | |
| Number of payments allowed per annum (repayment flexibility) | unlimited |
More 2 Life
Prime Extra Lump Sum 1
| Early repayment charge (if you repay in year 3 of the loan) | 8.00% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £125.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 5.00% |
| Early repayment charge (if you repay in year 12 of the loan) | 0.00% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | |
| Number of payments allowed per annum (repayment flexibility) | unlimited |
More 2 Life
Apex Super
| Early repayment charge (if you repay in year 3 of the loan) | 6.00% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £125.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 0.00% |
| Early repayment charge (if you repay in year 12 of the loan) | 0.00% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | |
| Number of payments allowed per annum (repayment flexibility) | unlimited |
More 2 Life
Maximum Choice Extra Lump Sum
| Early repayment charge (if you repay in year 3 of the loan) | 6.00% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | conditional on gilts |
| Early repayment charge (if you repay in year 12 of the loan) | 0.00% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 12% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | |
| Number of payments allowed per annum (repayment flexibility) | unlimited |
More 2 Life
Prime Midi Lump Sum 2
| Early repayment charge (if you repay in year 3 of the loan) | 8.00% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £125.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 5.00% |
| Early repayment charge (if you repay in year 12 of the loan) | 0.00% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | |
| Number of payments allowed per annum (repayment flexibility) | unlimited |
More 2 Life
Prime Midi Lump Sum 3
| Early repayment charge (if you repay in year 3 of the loan) | 8.00% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £125.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 5.00% |
| Early repayment charge (if you repay in year 12 of the loan) | 0.00% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | |
| Number of payments allowed per annum (repayment flexibility) | unlimited |
More 2 Life
Maximum Choice Extra Drawdown
| Early repayment charge (if you repay in year 3 of the loan) | 6.00% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | conditional on gilts |
| Early repayment charge (if you repay in year 12 of the loan) | 0.00% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 12% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | |
| Number of payments allowed per annum (repayment flexibility) | unlimited |
More 2 Life
Maximum Choice Super Drawdown
| Early repayment charge (if you repay in year 3 of the loan) | 6.00% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | conditional on gilts |
| Early repayment charge (if you repay in year 12 of the loan) | 0.00% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 12% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | |
| Number of payments allowed per annum (repayment flexibility) | unlimited |
More 2 Life
Flexi Choice Premier Max
| Early repayment charge (if you repay in year 3 of the loan) | 8.00% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £125.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 5.00% |
| Early repayment charge (if you repay in year 12 of the loan) | 1.00% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | |
| Number of payments allowed per annum (repayment flexibility) | 12 |
More 2 Life
Flexi Choice Super Lite
| Early repayment charge (if you repay in year 3 of the loan) | 8.00% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £125.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 5.00% |
| Early repayment charge (if you repay in year 12 of the loan) | 1.00% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | 0 |
| Number of payments allowed per annum (repayment flexibility) | 12 |
More 2 Life
Flexi Choice Super Lite 2
| Early repayment charge (if you repay in year 3 of the loan) | 8.00% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £125.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 5.00% |
| Early repayment charge (if you repay in year 12 of the loan) | 1.00% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | 0 |
| Number of payments allowed per annum (repayment flexibility) | 12 |
More 2 Life
Flexi Choice Lite
| Early repayment charge (if you repay in year 3 of the loan) | 8.00% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £125.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 5.00% |
| Early repayment charge (if you repay in year 12 of the loan) | 1.00% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | 0 |
| Number of payments allowed per annum (repayment flexibility) | 12 |
More 2 Life
Flexi Choice Midi
| Early repayment charge (if you repay in year 3 of the loan) | 8.00% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £125.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 5.00% |
| Early repayment charge (if you repay in year 12 of the loan) | 1.00% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | 0 |
| Number of payments allowed per annum (repayment flexibility) | 12 |
More 2 Life
Flexi Choice Extra
| Early repayment charge (if you repay in year 3 of the loan) | 8.00% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £125.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 5.00% |
| Early repayment charge (if you repay in year 12 of the loan) | 1.00% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | 0 |
| Number of payments allowed per annum (repayment flexibility) | 12 |
More 2 Life
Flexi Choice Plus
| Early repayment charge (if you repay in year 3 of the loan) | 8.00% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £125.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 5.00% |
| Early repayment charge (if you repay in year 12 of the loan) | 1.00% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | 0 |
| Number of payments allowed per annum (repayment flexibility) | 12 |
More 2 Life
Flexi Choice Max
| Early repayment charge (if you repay in year 3 of the loan) | 8.00% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £125.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 5.00% |
| Early repayment charge (if you repay in year 12 of the loan) | 1.00% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | 0 |
| Number of payments allowed per annum (repayment flexibility) | 12 |
More 2 Life
Flexi Choice Premier Extra
| Early repayment charge (if you repay in year 3 of the loan) | 8.00% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £125.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 5.00% |
| Early repayment charge (if you repay in year 12 of the loan) | 1.00% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | |
| Number of payments allowed per annum (repayment flexibility) | 12 |
More 2 Life
Flexi Choice Premier Midi
| Early repayment charge (if you repay in year 3 of the loan) | 8.00% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £125.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 5.00% |
| Early repayment charge (if you repay in year 12 of the loan) | 1.00% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | |
| Number of payments allowed per annum (repayment flexibility) | 12 |
More 2 Life
Flexi Choice Premier Super Lite
| Early repayment charge (if you repay in year 3 of the loan) | 8.00% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £125.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 5.00% |
| Early repayment charge (if you repay in year 12 of the loan) | 1.00% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | |
| Number of payments allowed per annum (repayment flexibility) | 12 |
More 2 Life
Flexi Choice Premier Lite
| Early repayment charge (if you repay in year 3 of the loan) | 8.00% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £125.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 5.00% |
| Early repayment charge (if you repay in year 12 of the loan) | 1.00% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | |
| Number of payments allowed per annum (repayment flexibility) | 12 |
More 2 Life
Flexi Choice Premier Plus
| Early repayment charge (if you repay in year 3 of the loan) | 8.00% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £125.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 5.00% |
| Early repayment charge (if you repay in year 12 of the loan) | 1.00% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | |
| Number of payments allowed per annum (repayment flexibility) | 12 |
More 2 Life
Flexi Choice Premier Super Lite 2
| Early repayment charge (if you repay in year 3 of the loan) | 8.00% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £125.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 5.00% |
| Early repayment charge (if you repay in year 12 of the loan) | 1.00% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | |
| Number of payments allowed per annum (repayment flexibility) | 12 |
More 2 Life
Tailored Enhanced No Cashback
| Early repayment charge (if you repay in year 3 of the loan) | 8.00% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 5.00% |
| Early repayment charge (if you repay in year 12 of the loan) | 1.00% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | 2000 |
| Number of payments allowed per annum (repayment flexibility) | 12 |
More 2 Life
Tailored Enhanced With 1% Cashback
| Early repayment charge (if you repay in year 3 of the loan) | 8.00% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 5.00% |
| Early repayment charge (if you repay in year 12 of the loan) | 1.00% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | 2000 |
| Number of payments allowed per annum (repayment flexibility) | 12 |
More 2 Life
Tailored Enhanced With 2% Cashback
| Early repayment charge (if you repay in year 3 of the loan) | 8.00% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 5.00% |
| Early repayment charge (if you repay in year 12 of the loan) | 1.00% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | 2000 |
| Number of payments allowed per annum (repayment flexibility) | 12 |
More 2 Life
Tailored Enhanced With 3% Cashback
| Early repayment charge (if you repay in year 3 of the loan) | 8.00% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 5.00% |
| Early repayment charge (if you repay in year 12 of the loan) | 1.00% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | 2000 |
| Number of payments allowed per annum (repayment flexibility) | 12 |
More 2 Life
Tailored Enhanced With 4% Cashback
| Early repayment charge (if you repay in year 3 of the loan) | 8.00% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 5.00% |
| Early repayment charge (if you repay in year 12 of the loan) | 1.00% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | 2000 |
| Number of payments allowed per annum (repayment flexibility) | 12 |
More 2 Life
Tailored Enhanced With 5% Cashback
| Early repayment charge (if you repay in year 3 of the loan) | 8.00% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 5.00% |
| Early repayment charge (if you repay in year 12 of the loan) | 1.00% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | 2000 |
| Number of payments allowed per annum (repayment flexibility) | 12 |
More 2 Life
Tailored Lifetime Lump Sum 1 (ages 55-70)
| Early repayment charge (if you repay in year 3 of the loan) | 8.00% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 5.00% |
| Early repayment charge (if you repay in year 12 of the loan) | 1.00% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | |
| Number of payments allowed per annum (repayment flexibility) | 12 |
More 2 Life
Tailored Lifetime Lump Sum 1 2% Cashback (ages 55-70)
| Early repayment charge (if you repay in year 3 of the loan) | 8.00% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 5.00% |
| Early repayment charge (if you repay in year 12 of the loan) | 1.00% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | |
| Number of payments allowed per annum (repayment flexibility) | 12 |
More 2 Life
Tailored Lifetime Drawdown 1 (ages 55-70)
| Early repayment charge (if you repay in year 3 of the loan) | 8.00% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 5.00% |
| Early repayment charge (if you repay in year 12 of the loan) | 1.00% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | 2000 |
| Number of payments allowed per annum (repayment flexibility) | 12 |
More 2 Life
Tailored Lifetime Drawdown 1 2% Cashback(ages 55-70)
| Early repayment charge (if you repay in year 3 of the loan) | 8.00% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 5.00% |
| Early repayment charge (if you repay in year 12 of the loan) | 1.00% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | 2000 |
| Number of payments allowed per annum (repayment flexibility) | 12 |
More 2 Life
Tailored Lifetime Lump Sum 2
| Early repayment charge (if you repay in year 3 of the loan) | 8.00% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 5.00% |
| Early repayment charge (if you repay in year 12 of the loan) | 1.00% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | |
| Number of payments allowed per annum (repayment flexibility) | 12 |
More 2 Life
Tailored Lifetime Drawdown 2
| Early repayment charge (if you repay in year 3 of the loan) | 8.00% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 5.00% |
| Early repayment charge (if you repay in year 12 of the loan) | 1.00% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | 2000 |
| Number of payments allowed per annum (repayment flexibility) | 12 |
More 2 Life
Tailored Lifetime Lump Sum 3 (ages 55-70)
| Early repayment charge (if you repay in year 3 of the loan) | 8.00% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 5.00% |
| Early repayment charge (if you repay in year 12 of the loan) | 1.00% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | |
| Number of payments allowed per annum (repayment flexibility) | 12 |
More 2 Life
Tailored Lifetime Lump Sum 3 2% Cashback (ages 55-70)
| Early repayment charge (if you repay in year 3 of the loan) | 8.00% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 5.00% |
| Early repayment charge (if you repay in year 12 of the loan) | 1.00% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | |
| Number of payments allowed per annum (repayment flexibility) | 12 |
More 2 Life
Tailored Lifetime Drawdown 3 (ages 55-70)
| Early repayment charge (if you repay in year 3 of the loan) | 8.00% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 5.00% |
| Early repayment charge (if you repay in year 12 of the loan) | 1.00% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | 2000 |
| Number of payments allowed per annum (repayment flexibility) | 12 |
More 2 Life
Tailored Lifetime Drawdown 3 2% Cashback(ages 55-70)
| Early repayment charge (if you repay in year 3 of the loan) | 8.00% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 5.00% |
| Early repayment charge (if you repay in year 12 of the loan) | 1.00% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | 2000 |
| Number of payments allowed per annum (repayment flexibility) | 12 |
More 2 Life
Tailored Lifetime Lump Sum 5
| Early repayment charge (if you repay in year 3 of the loan) | 8.00% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 5.00% |
| Early repayment charge (if you repay in year 12 of the loan) | 1.00% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | |
| Number of payments allowed per annum (repayment flexibility) | 12 |
More 2 Life
Tailored Lifetime Lump Sum 5 2% Cashback
| Early repayment charge (if you repay in year 3 of the loan) | 8.00% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 5.00% |
| Early repayment charge (if you repay in year 12 of the loan) | 1.00% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | |
| Number of payments allowed per annum (repayment flexibility) | 12 |
More 2 Life
Tailored Lifetime Lump Sum 5 4% Cashback
| Early repayment charge (if you repay in year 3 of the loan) | 8.00% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 5.00% |
| Early repayment charge (if you repay in year 12 of the loan) | 1.00% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | |
| Number of payments allowed per annum (repayment flexibility) | 12 |
More 2 Life
Tailored Lifetime Lump Sum 5 5% Cashback
| Early repayment charge (if you repay in year 3 of the loan) | 8.00% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 5.00% |
| Early repayment charge (if you repay in year 12 of the loan) | 1.00% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | |
| Number of payments allowed per annum (repayment flexibility) | 12 |
More 2 Life
Tailored Lifetime Drawdown 5
| Early repayment charge (if you repay in year 3 of the loan) | 8.00% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 5.00% |
| Early repayment charge (if you repay in year 12 of the loan) | 1.00% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | 2000 |
| Number of payments allowed per annum (repayment flexibility) | 12 |
More 2 Life
Tailored Lifetime Drawdown 5 2% Cashback
| Early repayment charge (if you repay in year 3 of the loan) | 8.00% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 5.00% |
| Early repayment charge (if you repay in year 12 of the loan) | 1.00% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | 2000 |
| Number of payments allowed per annum (repayment flexibility) | 12 |
More 2 Life
Tailored Lifetime Drawdown 5 4% Cashback
| Early repayment charge (if you repay in year 3 of the loan) | 8.00% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 5.00% |
| Early repayment charge (if you repay in year 12 of the loan) | 1.00% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | 2000 |
| Number of payments allowed per annum (repayment flexibility) | 12 |
More 2 Life
Tailored Lifetime Drawdown 5 5% Cashback
| Early repayment charge (if you repay in year 3 of the loan) | 8.00% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 5.00% |
| Early repayment charge (if you repay in year 12 of the loan) | 1.00% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | 2000 |
| Number of payments allowed per annum (repayment flexibility) | 12 |
More 2 Life
Tailored Lifetime Lump Sum 1 (ages 71-85)
| Early repayment charge (if you repay in year 3 of the loan) | 8.00% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 5.00% |
| Early repayment charge (if you repay in year 12 of the loan) | 1.00% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | |
| Number of payments allowed per annum (repayment flexibility) | 12 |
More 2 Life
Tailored Lifetime Lump Sum 1 2% Cashback (ages 71-85)
| Early repayment charge (if you repay in year 3 of the loan) | 8.00% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 5.00% |
| Early repayment charge (if you repay in year 12 of the loan) | 1.00% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | |
| Number of payments allowed per annum (repayment flexibility) | 12 |
More 2 Life
Tailored Lifetime Drawdown 1 (ages 71-85)
| Early repayment charge (if you repay in year 3 of the loan) | 8.00% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 5.00% |
| Early repayment charge (if you repay in year 12 of the loan) | 1.00% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | 2000 |
| Number of payments allowed per annum (repayment flexibility) | 12 |
More 2 Life
Tailored Lifetime Drawdown 1 2% Cashback(ages 71-85)
| Early repayment charge (if you repay in year 3 of the loan) | 8.00% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 5.00% |
| Early repayment charge (if you repay in year 12 of the loan) | 1.00% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | 2000 |
| Number of payments allowed per annum (repayment flexibility) | 12 |
More 2 Life
Tailored Lifetime Lump Sum 3 (ages 71-85)
| Early repayment charge (if you repay in year 3 of the loan) | 8.00% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 5.00% |
| Early repayment charge (if you repay in year 12 of the loan) | 1.00% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | |
| Number of payments allowed per annum (repayment flexibility) | 12 |
More 2 Life
Tailored Lifetime Lump Sum 3 2% Cashback (ages 71-85)
| Early repayment charge (if you repay in year 3 of the loan) | 8.00% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 5.00% |
| Early repayment charge (if you repay in year 12 of the loan) | 1.00% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | |
| Number of payments allowed per annum (repayment flexibility) | 12 |
More 2 Life
Tailored Lifetime Drawdown 3 (ages 71-85)
| Early repayment charge (if you repay in year 3 of the loan) | 8.00% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 5.00% |
| Early repayment charge (if you repay in year 12 of the loan) | 1.00% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | 2000 |
| Number of payments allowed per annum (repayment flexibility) | 12 |
More 2 Life
Tailored Lifetime Drawdown 3 2% Cashback(ages 71-85)
| Early repayment charge (if you repay in year 3 of the loan) | 8.00% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 5.00% |
| Early repayment charge (if you repay in year 12 of the loan) | 1.00% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | 2000 |
| Number of payments allowed per annum (repayment flexibility) | 12 |