More Than is a trading name of the RSA Insurance Group. RSA is listed on the London Stock Exchange and is a constituent of the FTSE 100 Index.
Launched in 2001, More Than offers a wide range of insurance products. These include car, life, home, pet and travel. All policies are underwritten by parent company RSA.
As of June 2021, RSA businesses are owned by a consortium of Canadian firm Intact Financial Corporation, and Danish business Tryg A/S.
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| Customer happiness | 54.29% |
|---|---|
| Customer trust | 47.55% |
| Complaints performance | 67.52% |
| Transparency rating | 64.18% |
| Fairer Finance score Reviewed Autumn 2021 |
58% |
| Customer happiness | 54.01% |
|---|---|
| Customer trust | 47.02% |
| Complaints performance | 67.25% |
| Transparency rating | 60.04% |
| Fairer Finance score Reviewed Autumn 2021 |
57% |
| Customer happiness | 56.63% |
|---|---|
| Customer trust | 49.14% |
| Complaints performance | 67.27% |
| Transparency rating | 66.85% |
| Fairer Finance score Reviewed Autumn 2021 |
60% |
| Cover limit for lost keys i | £1,000 |
|---|---|
| Courtesy car for duration of repair i | |
| Uninsured driver promise i | |
| Cover for replacing original audio/visual equipment i | Unlimited |
| New car replacement | |
| Windscreen repair excess i | £10 |
| Windscreen replacement excess i | £75 |
| Repairs guarantee (years) i | Lifetime |
| Cover limit for stolen keys i | £1,000 |
| 24hr helpline available i | |
| Courtesy car provided if stolen / total loss i |
| Cover limit for lost keys i | £1,000 |
|---|---|
| Courtesy car for duration of repair i | |
| Uninsured driver promise i | |
| Cover for replacing original audio/visual equipment i | Unlimited |
| New car replacement | |
| New car replacement | |
| Windscreen repair excess i | £10 |
| Windscreen replacement excess i | £75 |
| Repairs guarantee (years) i | Lifetime |
| Cover limit for stolen keys i | £1,000 |
| 24hr helpline available i | |
| Courtesy car provided if stolen / total loss i |
| Matching sets i | |
|---|---|
| Theft from outbuildings cover limit i | £3,000 |
| Escape of water excess i | £350 |
| Alternative accommodation cover limit i | £100,000 |
| Cover for keys if lost i | £1,000 |
| Money in the home i | £500 |
| Replace belongings new for old i | |
| 24hr helpline i |
| Matching sets i | |
|---|---|
| Theft from outbuildings cover limit i | £3,000 |
| Escape of water excess i | £350 |
| Alternative accommodation cover limit i | £30,000 |
| Cover for keys if lost i | £1,000 |
| Money in the home i | £500 |
| Replace belongings new for old i | |
| 24hr helpline i |
| Finding & repairing a leak cover limit i | £5,000 |
|---|---|
| Cover for keys if lost i | £1,000 |
| Matching sets i | |
| Alternative accommodation cover limit i | £100,000 |
| Cover for keys if stolen i | £1,000 |
| Compulsory excess i | £50 |
| Escape of water excess i | £350 |
| 24hr helpline i | |
| Property owner liability i | £1,000,000 |
| Finding & repairing a leak cover limit i | £0 |
|---|---|
| Cover for keys if lost i | £1,000 |
| Matching sets i | |
| Alternative accommodation cover limit i | £30,000 |
| Cover for keys if stolen i | £1,000 |
| Compulsory excess i | £50 |
| Escape of water excess i | £350 |
| 24hr helpline i | |
| Property owner liability i | £1,000,000 |
| Theft from outbuildings cover limit i | £3,000 |
|---|---|
| Matching sets i | |
| Cover for keys if lost i | £1,000 |
| Cover limit for cycles in the home i | Part of sum insured |
| Replace belongings new for old i | |
| Alternative accommodation cover limit i | £15,000 |
| Money in the home cover limit i | £500 |
| Cover for keys if stolen i | £1,000 |
| 24hr helpline i |
| Theft from outbuildings cover limit i | £3,000 |
|---|---|
| Matching sets i | |
| Cover for keys if lost i | £1,000 |
| Cover limit for cycles in the home i | Part of sum insured |
| Replace belongings new for old i | |
| Alternative accommodation cover limit i | £15,000 |
| Money in the home cover limit i | £500 |
| Cover for keys if stolen i | £1,000 |
| 24hr helpline i |
| Vet fees cover limit per condition i | £4,000 |
|---|---|
| Dental cover (if due to an accident) i | £2,000 |
| If renewed, are existing conditions covered? i | |
| Vet fees cover limit per policy period i | 12,000 |
| Cruciate ligament damage i | £4,000 |
| CT scans i | £4,000 |
| MRI scans i | £4,000 |
| Prescription diet (treatment of bladder stones only) i | £500 |
| Euthanasia cover limit i | £200 |
| Cremation i | £200 |
| Complementary treatment i | £1,500 |
| Age when compulsory excess rises i | 9 years |
| Cancellation fee i | £0 |
| Amendment fee i | £0 |
| Does the policy offer cover if the pet dies because of an illness or accident, or if it’s lost or stolen? i | £2,000 |
| Vet fees cover limit per condition i | £4,000 |
|---|---|
| Dental cover (if due to an accident) i | £4,000 |
| If renewed, are existing conditions covered? i | |
| Vet fees cover limit per policy period i | Unlimited |
| Cruciate ligament damage i | £4,000 |
| CT scans i | £4,000 |
| MRI scans i | £4,000 |
| Prescription diet (treatment of bladder stones only) i | £4,000 |
| Euthanasia cover limit i | Optional |
| Cremation i | Optional |
| Complementary treatment i | £1,000 |
| Age when compulsory excess rises i | 9 years |
| Cancellation fee i | £0 |
| Amendment fee i | £0 |
| Does the policy offer cover if the pet dies because of an illness or accident, or if it’s lost or stolen? i | £1,000 |
| Vet fees cover limit per condition i | £8,000 |
|---|---|
| Dental cover (if due to an accident) i | £8,000 |
| If renewed, are existing conditions covered? i | |
| Vet fees cover limit per policy period i | Unlimited |
| Cruciate ligament damage i | £8,000 |
| CT scans i | £8,000 |
| MRI scans i | £8,000 |
| Prescription diet (treatment of bladder stones only) i | £8,000 |
| Euthanasia cover limit i | Optional |
| Cremation i | Optional |
| Complementary treatment i | £1,000 |
| Age when compulsory excess rises i | 9 years |
| Cancellation fee i | £0 |
| Amendment fee i | £0 |
| Does the policy offer cover if the pet dies because of an illness or accident, or if it’s lost or stolen? i | £1,000 |
| Vet fees cover limit per condition i | £1,000 |
|---|---|
| Dental cover (if due to an accident) i | £1,000 |
| If renewed, are existing conditions covered? i | |
| Vet fees cover limit per policy period i | 4,000 |
| Cruciate ligament damage i | £1,000 |
| CT scans i | £1,000 |
| MRI scans i | £1,000 |
| Prescription diet (treatment of bladder stones only) i | £500 |
| Euthanasia cover limit i | £200 |
| Cremation i | £200 |
| Complementary treatment i | £1,500 |
| Age when compulsory excess rises i | 9 years |
| Cancellation fee i | £0 |
| Amendment fee i | £0 |
| Does the policy offer cover if the pet dies because of an illness or accident, or if it’s lost or stolen? i | £2,000 |
| Vet fees cover limit per condition i | £3,000 |
|---|---|
| Dental cover (if due to an accident) i | £3,000 |
| If renewed, are existing conditions covered? i | |
| Vet fees cover limit per policy period i | Unlimited |
| Cruciate ligament damage i | £3,000 |
| CT scans i | £3,000 |
| MRI scans i | £3,000 |
| Prescription diet (treatment of bladder stones only) i | £3,000 |
| Euthanasia cover limit i | Optional |
| Cremation i | Optional |
| Complementary treatment i | £500 |
| Age when compulsory excess rises i | 9 years |
| Cancellation fee i | £0 |
| Amendment fee i | £0 |
| Does the policy offer cover if the pet dies because of an illness or accident, or if it’s lost or stolen? i | £500 |
| Vet fees cover limit per condition i | £1,500 |
|---|---|
| Dental cover (if due to an accident) i | £1,500 |
| If renewed, are existing conditions covered? i | |
| Vet fees cover limit per policy period i | Unlimited |
| Cruciate ligament damage i | £1,500 |
| CT scans i | £1,500 |
| MRI scans i | £1,500 |
| Prescription diet (treatment of bladder stones only) i | £1,500 |
| Euthanasia cover limit i | Optional |
| Cremation i | Optional |
| Complementary treatment i | £500 |
| Age when compulsory excess rises i | 9 years |
| Cancellation fee i | £0 |
| Amendment fee i | £0 |
| Does the policy offer cover if the pet dies because of an illness or accident, or if it’s lost or stolen? i | £500 |
| Vet fees cover limit per condition i | £2,500 |
|---|---|
| Dental cover (if due to an accident) i | £2,500 |
| If renewed, are existing conditions covered? i | |
| Vet fees cover limit per policy period i | Unlimited |
| Cruciate ligament damage i | £0 |
| CT scans i | £2,500 |
| MRI scans i | £2,500 |
| Prescription diet (treatment of bladder stones only) i | £0 |
| Euthanasia cover limit i | Optional |
| Cremation i | Optional |
| Complementary treatment i | £0 |
| Age when compulsory excess rises i | 9 years |
| Cancellation fee i | £0 |
| Amendment fee i | £0 |
| Does the policy offer cover if the pet dies because of an illness or accident, or if it’s lost or stolen? i | £0 |
| Vet fees cover limit per condition i | £4,000 |
|---|---|
| Dental cover (if due to an accident) i | £2,000 |
| If renewed, are existing conditions covered? i | |
| Vet fees cover limit per policy period i | 12,000 |
| Cruciate ligament damage i | £4,000 |
| CT scans i | £4,000 |
| MRI scans i | £4,000 |
| Prescription diet (treatment of bladder stones only) i | £500 |
| Euthanasia cover limit i | £200 |
| Cremation i | £200 |
| Complementary treatment i | £1,500 |
| Age when compulsory excess rises i | 9 years |
| Amendment fee i | £0 |
| Vet fees cover limit per condition i | £4,000 |
|---|---|
| Dental cover (if due to an accident) i | £4,000 |
| If renewed, are existing conditions covered? i | |
| Vet fees cover limit per policy period i | Unlimited |
| Cruciate ligament damage i | £4,000 |
| CT scans i | £4,000 |
| MRI scans i | £4,000 |
| Prescription diet (treatment of bladder stones only) i | £4,000 |
| Euthanasia cover limit i | Optional |
| Cremation i | Optional |
| Complementary treatment i | £1,000 |
| Age when compulsory excess rises i | 9 years |
| Amendment fee i | £0 |
| Vet fees cover limit per condition i | £8,000 |
|---|---|
| Dental cover (if due to an accident) i | £8,000 |
| If renewed, are existing conditions covered? i | |
| Vet fees cover limit per policy period i | Unlimited |
| Cruciate ligament damage i | £8,000 |
| CT scans i | £8,000 |
| MRI scans i | £8,000 |
| Prescription diet (treatment of bladder stones only) i | £8,000 |
| Euthanasia cover limit i | Optional |
| Cremation i | Optional |
| Complementary treatment i | £1,000 |
| Age when compulsory excess rises i | 9 years |
| Amendment fee i | £0 |
| Vet fees cover limit per condition i | £1,000 |
|---|---|
| Dental cover (if due to an accident) i | £1,000 |
| If renewed, are existing conditions covered? i | |
| Vet fees cover limit per policy period i | 4,000 |
| Cruciate ligament damage i | £1,000 |
| CT scans i | £1,000 |
| MRI scans i | £1,000 |
| Prescription diet (treatment of bladder stones only) i | £500 |
| Euthanasia cover limit i | £200 |
| Cremation i | £200 |
| Complementary treatment i | £1,500 |
| Age when compulsory excess rises i | 9 years |
| Amendment fee i | £0 |
| Vet fees cover limit per condition i | £3,000 |
|---|---|
| Dental cover (if due to an accident) i | £3,000 |
| If renewed, are existing conditions covered? i | |
| Vet fees cover limit per policy period i | Unlimited |
| Cruciate ligament damage i | £3,000 |
| CT scans i | £3,000 |
| MRI scans i | £3,000 |
| Prescription diet (treatment of bladder stones only) i | £3,000 |
| Euthanasia cover limit i | Optional |
| Cremation i | Optional |
| Complementary treatment i | £500 |
| Age when compulsory excess rises i | 9 years |
| Amendment fee i | £0 |
| Vet fees cover limit per condition i | £1,500 |
|---|---|
| Dental cover (if due to an accident) i | £1,500 |
| If renewed, are existing conditions covered? i | |
| Vet fees cover limit per policy period i | Unlimited |
| Cruciate ligament damage i | £1,500 |
| CT scans i | £1,500 |
| MRI scans i | £1,500 |
| Prescription diet (treatment of bladder stones only) i | £1,500 |
| Euthanasia cover limit i | Optional |
| Cremation i | Optional |
| Complementary treatment i | £500 |
| Age when compulsory excess rises i | 9 years |
| Amendment fee i | £0 |
| Vet fees cover limit per condition i | £2,500 |
|---|---|
| Dental cover (if due to an accident) i | £2,500 |
| If renewed, are existing conditions covered? i | |
| Vet fees cover limit per policy period i | Unlimited |
| Cruciate ligament damage i | £0 |
| CT scans i | £2,500 |
| MRI scans i | £2,500 |
| Prescription diet (treatment of bladder stones only) i | £0 |
| Euthanasia cover limit i | Optional |
| Cremation i | Optional |
| Complementary treatment i | £0 |
| Age when compulsory excess rises i | 9 years |
| Amendment fee i | £0 |