More Than

More Than is a trading name of the RSA Insurance Group. RSA is listed on the London Stock Exchange and a constituent of the FTSE 100 Index.

More Than offers a wide range of insurance products. These include car, life, home, pet and travel. All policies are underwritten by parent company RSA.

More Than
Gold ribbon: first place

Car insurance

Ranked 11th of 52 providers reviewed.

Customer happiness 56%
Customer trust 45%
Complaints performance 75%
Transparency rating 59%
Fairer Finance score
Reviewed Spring 2018
59%
Gold ribbon: first place

Home insurance

Ranked 21st of 47 providers reviewed.

Customer happiness 55%
Customer trust 45%
Complaints performance 75%
Transparency rating 55%
Fairer Finance score
Reviewed Spring 2018
58%
Gold ribbon: first place

Pet insurance

Ranked 5th of 22 providers reviewed.

Customer happiness 56%
Customer trust 44%
Complaints performance 75%
Transparency rating 60%
Fairer Finance score
Reviewed Spring 2018
59%

Travel insurance

Ranked 28th of 54 providers reviewed.

Customer happiness 49%
Customer trust 39%
Complaints performance 69%
Transparency rating 50%
Fairer Finance score
Reviewed Spring 2018
52%

Car insurance

More Than

Car Insurance

4 stars
Courtesy car for duration of repair i
Cover for keys/locks if lost i £0
Uninsured driver promise i
24hr helpline available i
Cover for keys/locks if stolen i £1,000
Cover for replacing original audio/visual equipment i Unlimited
Repairs guarantee (years) i Lifetime
Windscreen repair excess i £10
Windscreen replacement excess i £75

More Than

Smart Wheels Car Insurance

3 stars
Courtesy car for duration of repair i
Cover for keys/locks if lost i £0
Uninsured driver promise i
24hr helpline available i
Cover for keys/locks if stolen i Unlimited
Cover for replacing original audio/visual equipment i £100
Repairs guarantee (years) i Lifetime
Windscreen repair excess i £10
Windscreen replacement excess i £75

Home insurance

More Than

Home Choice Insurance (Upgraded Cover)

4 stars
Escape of water excess i £350
Matching sets i
Theft from outbuildings i £3,000
24hr helpline i
Alternative accommodation i £100,000
Cover for keys/locks if lost i £1,000
Money in the home i £500
New for old i

More Than

Home Choice Insurance (Primary Cover)

3 stars
Escape of water excess i £350
Matching sets i
Theft from outbuildings i £3,000
24hr helpline i
Alternative accommodation i £30,000
Cover for keys/locks if lost i £1,000
Money in the home i £500
New for old i

Buildings insurance

More Than

Home Choice Insurance (Upgraded Cover)

4 stars
Cover for keys/locks if lost i £1,000
Matching sets i
Trace & access i £5,000
24hr helpline i
Alternative accommodation cover limit i £100,000
Compulsory excess i £50
Cover for keys/locks if stolen i £1,000
Escape of water excess i £350
Property owner liability i £1,000,000

More Than

Home Choice Insurance (Primary Cover)

3 stars
Cover for keys/locks if lost i £1,000
Matching sets i
Trace & access i £0
24hr helpline i
Alternative accommodation cover limit i £30,000
Compulsory excess i £50
Cover for keys/locks if stolen i £1,000
Escape of water excess i £350
Property owner liability i £1,000,000

Contents insurance

More Than

Home Choice Insurance (Primary Cover)

4 stars
Cover for keys/locks if lost i £1,000
Matching sets i
Theft from outbuildings i £3,000
24hr helpline i
Alternative accomodation i £15,000
Cover for keys/locks if stolen i £1,000
Cycles included whilst in the home i Part of sum insured
Money in the home i £500
New for old i

More Than

Home Choice Insurance (Upgraded Cover)

4 stars
Cover for keys/locks if lost i £1,000
Matching sets i
Theft from outbuildings i £3,000
24hr helpline i
Alternative accomodation i £15,000
Cover for keys/locks if stolen i £1,000
Cycles included whilst in the home i Part of sum insured
Money in the home i £500
New for old i

Pet insurance

Cat insurance

More Than

Premier £4,000

5 stars
Dental cover (if due to an accident) i £4,000
If renewed, are existing conditions covered? i
Vet fees (per condition) i £4,000
Age compulsory excess changes i 9
Amendment fee i £0
CT scans i £4,000
Cancellation fee i £0
Complementary treatment i £200
Cremation i £200
Cruciate ligament damage i £4,000
Euthanasia i £4,000
Loss of pet total i
MRI scans i £4,000
Prescription diet (treatment of bladder stones only) i £4,000

More Than

Premier £12,000

5 stars
Dental cover (if due to an accident) i £12,000
If renewed, are existing conditions covered? i
Vet fees (per condition) i £12,000
Age compulsory excess changes i 9
Amendment fee i £0
CT scans i £12,000
Cancellation fee i £0
Complementary treatment i £1,500
Cremation i £200
Cruciate ligament damage i £12,000
Euthanasia i £200
Loss of pet total i
MRI scans i £12,000
Prescription diet (treatment of bladder stones only) i £12,000

More Than

Classic £4,000

4 stars
Dental cover (if due to an accident) i £4,000
If renewed, are existing conditions covered? i
Vet fees (per condition) i £4,000
Age compulsory excess changes i 9
Amendment fee i £0
CT scans i £4,000
Cancellation fee i £0
Complementary treatment i £1,000
Cremation i Optional
Cruciate ligament damage i £4,000
Euthanasia i Optional
Loss of pet total i
MRI scans i £4,000
Prescription diet (treatment of bladder stones only) i £4,000

More Than

Classic £8,000

4 stars
Dental cover (if due to an accident) i £8,000
If renewed, are existing conditions covered? i
Vet fees (per condition) i £8,000
Age compulsory excess changes i 9
Amendment fee i £0
CT scans i £8,000
Cancellation fee i £0
Complementary treatment i £1,000
Cremation i Optional
Cruciate ligament damage i £8,000
Euthanasia i Optional
Loss of pet total i
MRI scans i £8,000
Prescription diet (treatment of bladder stones only) i £8,000

More Than

Basic £3,000

3 stars
Dental cover (if due to an accident) i £3,000
If renewed, are existing conditions covered? i
Vet fees (per condition) i £3,000
Age compulsory excess changes i 9
Amendment fee i £0
CT scans i £3,000
Cancellation fee i £0
Complementary treatment i £500
Cremation i Optional
Cruciate ligament damage i £3,000
Euthanasia i Optional
Loss of pet total i
MRI scans i £3,000
Prescription diet (treatment of bladder stones only) i £3,000

More Than

Basic £1,500

2 stars
Dental cover (if due to an accident) i £1,500
If renewed, are existing conditions covered? i
Vet fees (per condition) i £1,500
Age compulsory excess changes i 9
Amendment fee i £0
CT scans i £1,500
Cancellation fee i £0
Complementary treatment i £500
Cremation i Optional
Cruciate ligament damage i £1,500
Euthanasia i Optional
Loss of pet total i
MRI scans i £1,500
Prescription diet (treatment of bladder stones only) i £1,500

More Than

Accident Only

1 stars
Dental cover (if due to an accident) i £2,500
If renewed, are existing conditions covered? i
Vet fees (per condition) i £2,500
Age compulsory excess changes i 9
Amendment fee i £0
CT scans i £2,500
Cancellation fee i £0
Complementary treatment i £0
Cremation i Optional
Cruciate ligament damage i £0
Euthanasia i Optional
Loss of pet total i
MRI scans i £2,500
Prescription diet (treatment of bladder stones only) i £0

Dog insurance

More Than

Premier £4,000

5 stars
Dental cover (if due to an accident) i £4,000
If renewed, are existing conditions covered? i
Vet fees (per condition) i £4,000
Age compulsory excess changes i 9
Amendment fee i £0
CT scans i £4,000
Complementary treatment i £1,500
Cremation i £200
Cruciate ligament damage i £4,000
Euthanasia i £200
MRI scans i £4,000
Prescription diet (treatment of bladder stones only) i £4,000

More Than

Premier £12,000

5 stars
Dental cover (if due to an accident) i £12,000
If renewed, are existing conditions covered? i
Vet fees (per condition) i £12,000
Age compulsory excess changes i 9
Amendment fee i £0
CT scans i £12,000
Complementary treatment i £1,500
Cremation i £200
Cruciate ligament damage i £12,000
Euthanasia i £200
MRI scans i £12,000
Prescription diet (treatment of bladder stones only) i £12,000

More Than

Classic £8,000

4 stars
Dental cover (if due to an accident) i £8,000
If renewed, are existing conditions covered? i
Vet fees (per condition) i £8,000
Age compulsory excess changes i 9
Amendment fee i £0
CT scans i £8,000
Complementary treatment i £1,000
Cremation i Optional
Cruciate ligament damage i £8,000
Euthanasia i Optional
MRI scans i £8,000
Prescription diet (treatment of bladder stones only) i £8,000

More Than

Classic £4,000

4 stars
Dental cover (if due to an accident) i £4,000
If renewed, are existing conditions covered? i
Vet fees (per condition) i £4,000
Age compulsory excess changes i 9
Amendment fee i £0
CT scans i £4,000
Complementary treatment i £1,000
Cremation i Optional
Cruciate ligament damage i £4,000
Euthanasia i Optional
MRI scans i £4,000
Prescription diet (treatment of bladder stones only) i £4,000

More Than

Basic £1,500

3 stars
Dental cover (if due to an accident) i £1,500
If renewed, are existing conditions covered? i
Vet fees (per condition) i £1,500
Age compulsory excess changes i 9
Amendment fee i £0
CT scans i £1,500
Complementary treatment i £500
Cremation i Optional
Cruciate ligament damage i £1,500
Euthanasia i Optional
MRI scans i £1,500
Prescription diet (treatment of bladder stones only) i £1,500

More Than

Basic £3,000

3 stars
Dental cover (if due to an accident) i £3,000
If renewed, are existing conditions covered? i
Vet fees (per condition) i £3,000
Age compulsory excess changes i 9
Amendment fee i £0
CT scans i £3,000
Complementary treatment i £500
Cremation i Optional
Cruciate ligament damage i £3,000
Euthanasia i Optional
MRI scans i £3,000
Prescription diet (treatment of bladder stones only) i £3,000

More Than

Accident Only

1 stars
Dental cover (if due to an accident) i £2,500
If renewed, are existing conditions covered? i
Vet fees (per condition) i £2,500
Age compulsory excess changes i 9
Amendment fee i £0
CT scans i £2,500
Complementary treatment i £0
Cremation i Optional
Cruciate ligament damage i £0
Euthanasia i Optional
MRI scans i £2,500
Prescription diet (treatment of bladder stones only) i £0

Travel insurance

Annual multi-trip insurance

More Than

Super (Money Supermarket)

5 stars
Cancelling before travel i £3,000
Medical excess i £70
Personal possessions & baggage - damaged, lost or stolen i £2,500
Abandoning your trip i £3,000
Combined passport & travel i £300
Cutting trip short/curtailment i £3,000
Emergency medical cover and repatriation i £20,000,000
Lost or stolen cash i £400
Max trip duration i 45 days

More Than

Premier (Comparison Site)

5 stars
Cancelling before travel i £3,000
Medical excess i £95
Personal possessions & baggage - damaged, lost or stolen i £2,500
Abandoning your trip i £3,000
Combined passport & travel i £300
Cutting trip short/curtailment i £3,000
Emergency medical cover and repatriation i £20,000,000
Lost or stolen cash i £400
Max trip duration i 45 days

More Than

Standard (Money Supermarket)

4 stars
Cancelling before travel i £1,500
Medical excess i £95
Personal possessions & baggage - damaged, lost or stolen i £2,000
Abandoning your trip i £1,500
Combined passport & travel i £300
Cutting trip short/curtailment i £1,500
Emergency medical cover and repatriation i £12,500,000
Lost or stolen cash i £300
Max trip duration i 32 days

More Than

Classic Plus (Comparison Site)

4 stars
Cancelling before travel i £1,500
Medical excess i £95
Personal possessions & baggage - damaged, lost or stolen i £2,000
Abandoning your trip i £1,500
Combined passport & travel i £300
Cutting trip short/curtailment i £1,500
Emergency medical cover and repatriation i £12,500,000
Lost or stolen cash i £300
Max trip duration i 32 days

More Than

Silver

4 stars
Cancelling before travel i £1,500
Medical excess i £100
Personal possessions & baggage - damaged, lost or stolen i £1,500
Abandoning your trip i £1,500
Combined passport & travel i £100
Cutting trip short/curtailment i £1,500
Emergency medical cover and repatriation i £10,000,000
Lost or stolen cash i £200
Max trip duration i 31 days

More Than

Gold

4 stars
Cancelling before travel i £5,000
Medical excess i £60
Personal possessions & baggage - damaged, lost or stolen i £2,000
Abandoning your trip i £5,000
Combined passport & travel i £250
Cutting trip short/curtailment i £5,000
Emergency medical cover and repatriation i £15,000,000
Lost or stolen cash i £300
Max trip duration i 45 days

More Than

Diamond

4 stars
Cancelling before travel i £7,500
Medical excess i £40
Personal possessions & baggage - damaged, lost or stolen i £3,000
Abandoning your trip i £7,500
Combined passport & travel i £500
Cutting trip short/curtailment i £7,500
Emergency medical cover and repatriation i £20,000,000
Lost or stolen cash i £400
Max trip duration i 62 days

More Than

Economy (Money Supermarket)

2 stars
Cancelling before travel i £1,000
Medical excess i £125
Personal possessions & baggage - damaged, lost or stolen i £1,000
Abandoning your trip i £1,000
Combined passport & travel i £100
Cutting trip short/curtailment i £1,000
Emergency medical cover and repatriation i £10,000,000
Lost or stolen cash i £200
Max trip duration i 22 days

More Than

Classic (Comparison Site)

2 stars
Cancelling before travel i £1,000
Medical excess i £250
Personal possessions & baggage - damaged, lost or stolen i £1,000
Abandoning your trip i £1,000
Combined passport & travel i £100
Cutting trip short/curtailment i £1,000
Emergency medical cover and repatriation i £10,000,000
Lost or stolen cash i £200
Max trip duration i 22 days

Single trip insurance

More Than

Super (Money Supermarket)

5 stars
Cancelling before travel i £3,000
Medical excess i £70
Personal possessions and baggage - damaged, lost or stolen i £2,500
Abandoning your trip i £3,000
Combined passport & travel i £300
Cutting trip short/curtailment i £3,000
Emergency medical cover and repatriation i £20,000,000
Lost or stolen cash i £400
Missed departure i £1,000

More Than

Premier (Comparison Site)

5 stars
Cancelling before travel i £3,000
Medical excess i £95
Personal possessions and baggage - damaged, lost or stolen i £2,500
Abandoning your trip i £3,000
Combined passport & travel i £300
Cutting trip short/curtailment i £3,000
Emergency medical cover and repatriation i £20,000,000
Lost or stolen cash i £400
Missed departure i £1,000

More Than

Standard (Money Supermarket)

4 stars
Cancelling before travel i £1,500
Medical excess i £95
Personal possessions and baggage - damaged, lost or stolen i £2,000
Abandoning your trip i £1,500
Combined passport & travel i £300
Cutting trip short/curtailment i £1,500
Emergency medical cover and repatriation i £12,500,000
Lost or stolen cash i £300
Missed departure i £500

More Than

Classic Plus (Comparison Site)

4 stars
Cancelling before travel i £1,500
Medical excess i £95
Personal possessions and baggage - damaged, lost or stolen i £2,000
Abandoning your trip i £1,500
Combined passport & travel i £300
Cutting trip short/curtailment i £1,500
Emergency medical cover and repatriation i £12,500,000
Lost or stolen cash i £300
Missed departure i £500

More Than

Silver

4 stars
Cancelling before travel i £1,500
Medical excess i £100
Personal possessions and baggage - damaged, lost or stolen i £1,500
Abandoning your trip i £1,500
Combined passport & travel i £100
Cutting trip short/curtailment i £1,500
Emergency medical cover and repatriation i £10,000,000
Lost or stolen cash i £200
Missed departure i £250

More Than

Gold

4 stars
Cancelling before travel i £5,000
Medical excess i £60
Personal possessions and baggage - damaged, lost or stolen i £2,000
Abandoning your trip i £5,000
Combined passport & travel i £250
Cutting trip short/curtailment i £5,000
Emergency medical cover and repatriation i £15,000,000
Lost or stolen cash i £300
Missed departure i £500

More Than

Diamond

4 stars
Cancelling before travel i £7,500
Medical excess i £40
Personal possessions and baggage - damaged, lost or stolen i £3,000
Abandoning your trip i £7,500
Combined passport & travel i £500
Cutting trip short/curtailment i £7,500
Emergency medical cover and repatriation i £20,000,000
Lost or stolen cash i £400
Missed departure i £500

More Than

Economy (Money Supermarket)

2 stars
Cancelling before travel i £1,000
Medical excess i £125
Personal possessions and baggage - damaged, lost or stolen i £1,000
Abandoning your trip i £1,000
Combined passport & travel i £100
Cutting trip short/curtailment i £1,000
Emergency medical cover and repatriation i £10,000,000
Lost or stolen cash i £200
Missed departure i £150

More Than

Classic (Comparison Site)

2 stars
Cancelling before travel i £1,000
Medical excess i £250
Personal possessions and baggage - damaged, lost or stolen i £1,000
Abandoning your trip i £1,000
Combined passport & travel i £100
Cutting trip short/curtailment i £1,000
Emergency medical cover and repatriation i £10,000,000
Lost or stolen cash i £200
Missed departure i £150