More Than is a trading name of the RSA Insurance Group. RSA is listed on the London Stock Exchange and is a constituent of the FTSE 100 Index.
Launched in 2001, More Than offers a wide range of insurance products. These include car, life, home, pet and travel. All policies are underwritten by parent company RSA.
We don't get paid for any links on our site.
| Customer happiness | 57.07% |
|---|---|
| Customer trust | 47.6% |
| Complaints performance | 60.07% |
| Transparency rating | 64.96% |
| Fairer Finance score Reviewed Autumn 2020 |
57% |
| Customer happiness | 54.97% |
|---|---|
| Customer trust | 49.48% |
| Complaints performance | 59.07% |
| Transparency rating | 62.4% |
| Fairer Finance score Reviewed Autumn 2020 |
56% |
| Customer happiness | 52% |
|---|---|
| Customer trust | 52% |
| Complaints performance | 59% |
| Transparency rating | 63% |
| Fairer Finance score Reviewed Autumn 2020 |
57% |
| Courtesy car for duration of repair i | |
|---|---|
| Uninsured driver promise i | |
| Cover limit for lost keys i | £1,000 |
| 24hr helpline available i | |
| New car replacement | |
| Courtesy car provided if stolen / total loss i | |
| Windscreen repair excess i | £10 |
| Windscreen replacement excess i | £75 |
| Cover limit for stolen keys i | £1,000 |
| Cover for replacing original audio/visual equipment i | £1,000 |
| Repairs guarantee (years) i | Lifetime |
| Courtesy car for duration of repair i | |
|---|---|
| Uninsured driver promise i | |
| Cover limit for lost keys i | £1,000 |
| New car replacement | |
| 24hr helpline available i | |
| New car replacement | |
| Courtesy car provided if stolen / total loss i | |
| Windscreen repair excess i | £10 |
| Windscreen replacement excess i | £75 |
| Cover limit for stolen keys i | £1,000 |
| Cover for replacing original audio/visual equipment i | £1,000 |
| Repairs guarantee (years) i | Lifetime |
| Escape of water excess i | £350 |
|---|---|
| Matching sets i | |
| Theft from outbuildings cover limit i | £3,000 |
| 24hr helpline i | |
| Alternative accommodation cover limit i | £100,000 |
| Cover for keys if lost i | £1,000 |
| Money in the home i | £500 |
| Replace belongings new for old i |
| Escape of water excess i | £350 |
|---|---|
| Matching sets i | |
| Theft from outbuildings cover limit i | £3,000 |
| 24hr helpline i | |
| Alternative accommodation cover limit i | £30,000 |
| Cover for keys if lost i | £1,000 |
| Money in the home i | £500 |
| Replace belongings new for old i |
| Finding & repairing a leak cover limit i | £5,000 |
|---|---|
| Cover for keys if lost i | £1,000 |
| Matching sets i | |
| Alternative accommodation cover limit i | £100,000 |
| Cover for keys if stolen i | £1,000 |
| Compulsory excess i | £50 |
| Escape of water excess i | £350 |
| Property owner liability i | £1,000,000 |
| 24hr helpline i |
| Finding & repairing a leak cover limit i | £0 |
|---|---|
| Cover for keys if lost i | £1,000 |
| Matching sets i | |
| Alternative accommodation cover limit i | £30,000 |
| Cover for keys if stolen i | £1,000 |
| Compulsory excess i | £50 |
| Escape of water excess i | £350 |
| Property owner liability i | £1,000,000 |
| 24hr helpline i |
| Theft from outbuildings cover limit i | £3,000 |
|---|---|
| Matching sets i | |
| Cover for keys if lost i | £1,000 |
| Cover limit for cycles in the home i | Part of sum insured |
| Replace belongings new for old i | |
| Alternative accommodation cover limit i | £15,000 |
| Money in the home cover limit i | £500 |
| Cover for keys if stolen i | £1,000 |
| 24hr helpline i |
| Theft from outbuildings cover limit i | £3,000 |
|---|---|
| Matching sets i | |
| Cover for keys if lost i | £1,000 |
| Cover limit for cycles in the home i | Part of sum insured |
| Replace belongings new for old i | |
| Alternative accommodation cover limit i | £15,000 |
| Money in the home cover limit i | £500 |
| Cover for keys if stolen i | £1,000 |
| 24hr helpline i |
| If renewed, are existing conditions covered? i | |
|---|---|
| Vet fees cover limit per condition i | £4,000 |
| Dental cover (if due to an accident) i | £2,000 |
| Cruciate ligament damage i | £4,000 |
| CT scans i | £4,000 |
| MRI scans i | £4,000 |
| Prescription diet (treatment of bladder stones only) i | £500 |
| Euthanasia cover limit i | £200 |
| Cremation i | £200 |
| Complementary treatment i | £1,500 |
| Age when compulsory excess rises i | 9 years |
| Cancellation fee i | £0 |
| Amendment fee i | £0 |
| Does the policy offer cover if the pet dies because of an illness or accident, or if it’s lost or stolen? i | £2,000 |
| If renewed, are existing conditions covered? i | |
|---|---|
| Vet fees cover limit per condition i | £4,000 |
| Dental cover (if due to an accident) i | £4,000 |
| Cruciate ligament damage i | £4,000 |
| CT scans i | £4,000 |
| MRI scans i | £4,000 |
| Prescription diet (treatment of bladder stones only) i | £4,000 |
| Euthanasia cover limit i | Optional |
| Cremation i | Optional |
| Complementary treatment i | £1,000 |
| Age when compulsory excess rises i | 9 years |
| Cancellation fee i | £0 |
| Amendment fee i | £0 |
| Does the policy offer cover if the pet dies because of an illness or accident, or if it’s lost or stolen? i | £1,000 |
| If renewed, are existing conditions covered? i | |
|---|---|
| Vet fees cover limit per condition i | £8,000 |
| Dental cover (if due to an accident) i | £8,000 |
| Cruciate ligament damage i | £8,000 |
| CT scans i | £8,000 |
| MRI scans i | £8,000 |
| Prescription diet (treatment of bladder stones only) i | £8,000 |
| Euthanasia cover limit i | Optional |
| Cremation i | Optional |
| Complementary treatment i | £1,000 |
| Age when compulsory excess rises i | 9 years |
| Cancellation fee i | £0 |
| Amendment fee i | £0 |
| Does the policy offer cover if the pet dies because of an illness or accident, or if it’s lost or stolen? i | £1,000 |
| If renewed, are existing conditions covered? i | |
|---|---|
| Vet fees cover limit per condition i | £1,000 |
| Dental cover (if due to an accident) i | £1,000 |
| Cruciate ligament damage i | £1,000 |
| CT scans i | £1,000 |
| MRI scans i | £1,000 |
| Prescription diet (treatment of bladder stones only) i | £500 |
| Euthanasia cover limit i | £200 |
| Cremation i | £200 |
| Complementary treatment i | £1,500 |
| Age when compulsory excess rises i | 9 years |
| Cancellation fee i | £0 |
| Amendment fee i | £0 |
| Does the policy offer cover if the pet dies because of an illness or accident, or if it’s lost or stolen? i | £2,000 |
| If renewed, are existing conditions covered? i | |
|---|---|
| Vet fees cover limit per condition i | £3,000 |
| Dental cover (if due to an accident) i | £3,000 |
| Cruciate ligament damage i | £3,000 |
| CT scans i | £3,000 |
| MRI scans i | £3,000 |
| Prescription diet (treatment of bladder stones only) i | £3,000 |
| Euthanasia cover limit i | Optional |
| Cremation i | Optional |
| Complementary treatment i | £500 |
| Age when compulsory excess rises i | 9 years |
| Cancellation fee i | £0 |
| Amendment fee i | £0 |
| Does the policy offer cover if the pet dies because of an illness or accident, or if it’s lost or stolen? i | £500 |
| If renewed, are existing conditions covered? i | |
|---|---|
| Vet fees cover limit per condition i | £1,500 |
| Dental cover (if due to an accident) i | £1,500 |
| Cruciate ligament damage i | £1,500 |
| CT scans i | £1,500 |
| MRI scans i | £1,500 |
| Prescription diet (treatment of bladder stones only) i | £1,500 |
| Euthanasia cover limit i | Optional |
| Cremation i | Optional |
| Complementary treatment i | £500 |
| Age when compulsory excess rises i | 9 years |
| Cancellation fee i | £0 |
| Amendment fee i | £0 |
| Does the policy offer cover if the pet dies because of an illness or accident, or if it’s lost or stolen? i | £500 |
| If renewed, are existing conditions covered? i | |
|---|---|
| Vet fees cover limit per condition i | £2,500 |
| Dental cover (if due to an accident) i | £2,500 |
| Cruciate ligament damage i | £0 |
| CT scans i | £2,500 |
| MRI scans i | £2,500 |
| Prescription diet (treatment of bladder stones only) i | £0 |
| Euthanasia cover limit i | Optional |
| Cremation i | Optional |
| Complementary treatment i | £0 |
| Age when compulsory excess rises i | 9 years |
| Cancellation fee i | £0 |
| Amendment fee i | £0 |
| Does the policy offer cover if the pet dies because of an illness or accident, or if it’s lost or stolen? i | £0 |
| If renewed, are existing conditions covered? i | |
|---|---|
| Vet fees cover limit per condition i | £4,000 |
| Dental cover (if due to an accident) i | £2,000 |
| Cruciate ligament damage i | £4,000 |
| CT scans i | £4,000 |
| MRI scans i | £4,000 |
| Prescription diet (treatment of bladder stones only) i | £500 |
| Euthanasia cover limit i | £200 |
| Cremation i | £200 |
| Complementary treatment i | £1,500 |
| Age when compulsory excess rises i | 9 years |
| Amendment fee i | £0 |
| If renewed, are existing conditions covered? i | |
|---|---|
| Vet fees cover limit per condition i | £4,000 |
| Dental cover (if due to an accident) i | £4,000 |
| Cruciate ligament damage i | £4,000 |
| CT scans i | £4,000 |
| MRI scans i | £4,000 |
| Prescription diet (treatment of bladder stones only) i | £4,000 |
| Euthanasia cover limit i | Optional |
| Cremation i | Optional |
| Complementary treatment i | £1,000 |
| Age when compulsory excess rises i | 9 years |
| Amendment fee i | £0 |
| If renewed, are existing conditions covered? i | |
|---|---|
| Vet fees cover limit per condition i | £8,000 |
| Dental cover (if due to an accident) i | £8,000 |
| Cruciate ligament damage i | £8,000 |
| CT scans i | £8,000 |
| MRI scans i | £8,000 |
| Prescription diet (treatment of bladder stones only) i | £8,000 |
| Euthanasia cover limit i | Optional |
| Cremation i | Optional |
| Complementary treatment i | £1,000 |
| Age when compulsory excess rises i | 9 years |
| Amendment fee i | £0 |
| If renewed, are existing conditions covered? i | |
|---|---|
| Vet fees cover limit per condition i | £1,000 |
| Dental cover (if due to an accident) i | £1,000 |
| Cruciate ligament damage i | £1,000 |
| CT scans i | £1,000 |
| MRI scans i | £1,000 |
| Prescription diet (treatment of bladder stones only) i | £500 |
| Euthanasia cover limit i | £200 |
| Cremation i | £200 |
| Complementary treatment i | £1,500 |
| Age when compulsory excess rises i | 9 years |
| Amendment fee i | £0 |
| If renewed, are existing conditions covered? i | |
|---|---|
| Vet fees cover limit per condition i | £3,000 |
| Dental cover (if due to an accident) i | £3,000 |
| Cruciate ligament damage i | £3,000 |
| CT scans i | £3,000 |
| MRI scans i | £3,000 |
| Prescription diet (treatment of bladder stones only) i | £3,000 |
| Euthanasia cover limit i | Optional |
| Cremation i | Optional |
| Complementary treatment i | £500 |
| Age when compulsory excess rises i | 9 years |
| Amendment fee i | £0 |
| If renewed, are existing conditions covered? i | |
|---|---|
| Vet fees cover limit per condition i | £1,500 |
| Dental cover (if due to an accident) i | £1,500 |
| Cruciate ligament damage i | £1,500 |
| CT scans i | £1,500 |
| MRI scans i | £1,500 |
| Prescription diet (treatment of bladder stones only) i | £1,500 |
| Euthanasia cover limit i | Optional |
| Cremation i | Optional |
| Complementary treatment i | £500 |
| Age when compulsory excess rises i | 9 years |
| Amendment fee i | £0 |
| If renewed, are existing conditions covered? i | |
|---|---|
| Vet fees cover limit per condition i | £2,500 |
| Dental cover (if due to an accident) i | £2,500 |
| Cruciate ligament damage i | £0 |
| CT scans i | £2,500 |
| MRI scans i | £2,500 |
| Prescription diet (treatment of bladder stones only) i | £0 |
| Euthanasia cover limit i | Optional |
| Cremation i | Optional |
| Complementary treatment i | £0 |
| Age when compulsory excess rises i | 9 years |
| Amendment fee i | £0 |
| Ski equipment owned cover limit i | £1,000 |
|---|---|
| Single owned item cover limit i | £500 |
| Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i | £500 |
| Ski equipment owned excess i | £40 |
| Ski equipment hired i | £400 |
| Single item limit for hired equipment i | £400 |
| Avalanche closure cover limit i | £500 |
| Piste closure cover limit i | £500 |
| Unused ski pass due to illness or injury i | £500 |
| Ski equipment owned cover limit i | £750 |
|---|---|
| Single owned item cover limit i | £375 |
| Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i | £400 |
| Ski equipment owned excess i | £60 |
| Ski equipment hired i | £200 |
| Single item limit for hired equipment i | £200 |
| Avalanche closure cover limit i | £400 |
| Piste closure cover limit i | £400 |
| Unused ski pass due to illness or injury i | £400 |
| Ski equipment owned cover limit i | £500 |
|---|---|
| Single owned item cover limit i | £250 |
| Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i | £250 |
| Ski equipment owned excess i | £100 |
| Ski equipment hired i | £150 |
| Single item limit for hired equipment i | £150 |
| Avalanche closure cover limit i | £250 |
| Piste closure cover limit i | £250 |
| Unused ski pass due to illness or injury i | £250 |