More Than is a trading name of the RSA Insurance Group. RSA is listed on the London Stock Exchange and is a constituent of the FTSE 100 Index.
Launched in 2001, More Than offers a wide range of insurance products. These include car, life, home, pet and travel. All policies are underwritten by parent company RSA.
We don't get paid for any links on our site.
| Customer happiness | 56.07% |
|---|---|
| Customer trust | 47.95% |
| Complaints performance | 65.03% |
| Transparency rating | 61.4% |
| Fairer Finance score Reviewed Spring 2021 |
58% |
| Customer happiness | 56.12% |
|---|---|
| Customer trust | 50.41% |
| Complaints performance | 64.53% |
| Transparency rating | 62.47% |
| Fairer Finance score Reviewed Spring 2021 |
58% |
| Customer happiness | 52.94% |
|---|---|
| Customer trust | 47.85% |
| Complaints performance | 64.53% |
| Transparency rating | 69.96% |
| Fairer Finance score Reviewed Spring 2021 |
59% |
| Cover limit for lost keys i | £1,000 |
|---|---|
| Courtesy car for duration of repair i | |
| Uninsured driver promise i | |
| Cover for replacing original audio/visual equipment i | £1,000 |
| New car replacement | |
| Windscreen repair excess i | £10 |
| Windscreen replacement excess i | £75 |
| Repairs guarantee (years) i | Lifetime |
| Cover limit for stolen keys i | £1,000 |
| 24hr helpline available i | |
| Courtesy car provided if stolen / total loss i |
| Cover limit for lost keys i | £1,000 |
|---|---|
| Courtesy car for duration of repair i | |
| Uninsured driver promise i | |
| Cover for replacing original audio/visual equipment i | £1,000 |
| New car replacement | |
| New car replacement | |
| Windscreen repair excess i | £10 |
| Windscreen replacement excess i | £75 |
| Repairs guarantee (years) i | Lifetime |
| Cover limit for stolen keys i | £1,000 |
| 24hr helpline available i | |
| Courtesy car provided if stolen / total loss i |
| Matching sets i | |
|---|---|
| Theft from outbuildings cover limit i | £3,000 |
| Escape of water excess i | £350 |
| Alternative accommodation cover limit i | £100,000 |
| Cover for keys if lost i | £1,000 |
| Money in the home i | £500 |
| Replace belongings new for old i | |
| 24hr helpline i |
| Matching sets i | |
|---|---|
| Theft from outbuildings cover limit i | £3,000 |
| Escape of water excess i | £350 |
| Alternative accommodation cover limit i | £30,000 |
| Cover for keys if lost i | £1,000 |
| Money in the home i | £500 |
| Replace belongings new for old i | |
| 24hr helpline i |
| Finding & repairing a leak cover limit i | £5,000 |
|---|---|
| Cover for keys if lost i | £1,000 |
| Matching sets i | |
| Alternative accommodation cover limit i | £100,000 |
| Cover for keys if stolen i | £1,000 |
| Compulsory excess i | £50 |
| Escape of water excess i | £350 |
| 24hr helpline i | |
| Property owner liability i | £1,000,000 |
| Finding & repairing a leak cover limit i | £0 |
|---|---|
| Cover for keys if lost i | £1,000 |
| Matching sets i | |
| Alternative accommodation cover limit i | £30,000 |
| Cover for keys if stolen i | £1,000 |
| Compulsory excess i | £50 |
| Escape of water excess i | £350 |
| 24hr helpline i | |
| Property owner liability i | £1,000,000 |
| Theft from outbuildings cover limit i | £3,000 |
|---|---|
| Matching sets i | |
| Cover for keys if lost i | £1,000 |
| Cover limit for cycles in the home i | Part of sum insured |
| Replace belongings new for old i | |
| Alternative accommodation cover limit i | £15,000 |
| Money in the home cover limit i | £500 |
| Cover for keys if stolen i | £1,000 |
| 24hr helpline i |
| Theft from outbuildings cover limit i | £3,000 |
|---|---|
| Matching sets i | |
| Cover for keys if lost i | £1,000 |
| Cover limit for cycles in the home i | Part of sum insured |
| Replace belongings new for old i | |
| Alternative accommodation cover limit i | £15,000 |
| Money in the home cover limit i | £500 |
| Cover for keys if stolen i | £1,000 |
| 24hr helpline i |
| Vet fees cover limit per condition i | £4,000 |
|---|---|
| Dental cover (if due to an accident) i | £2,000 |
| If renewed, are existing conditions covered? i | |
| Cruciate ligament damage i | £4,000 |
| CT scans i | £4,000 |
| MRI scans i | £4,000 |
| Prescription diet (treatment of bladder stones only) i | £500 |
| Euthanasia cover limit i | £200 |
| Cremation i | £200 |
| Complementary treatment i | £1,500 |
| Age when compulsory excess rises i | 9 years |
| Cancellation fee i | £0 |
| Amendment fee i | £0 |
| Does the policy offer cover if the pet dies because of an illness or accident, or if it’s lost or stolen? i | £2,000 |
| Vet fees cover limit per condition i | £4,000 |
|---|---|
| Dental cover (if due to an accident) i | £4,000 |
| If renewed, are existing conditions covered? i | |
| Cruciate ligament damage i | £4,000 |
| CT scans i | £4,000 |
| MRI scans i | £4,000 |
| Prescription diet (treatment of bladder stones only) i | £4,000 |
| Euthanasia cover limit i | Optional |
| Cremation i | Optional |
| Complementary treatment i | £1,000 |
| Age when compulsory excess rises i | 9 years |
| Cancellation fee i | £0 |
| Amendment fee i | £0 |
| Does the policy offer cover if the pet dies because of an illness or accident, or if it’s lost or stolen? i | £1,000 |
| Vet fees cover limit per condition i | £8,000 |
|---|---|
| Dental cover (if due to an accident) i | £8,000 |
| If renewed, are existing conditions covered? i | |
| Cruciate ligament damage i | £8,000 |
| CT scans i | £8,000 |
| MRI scans i | £8,000 |
| Prescription diet (treatment of bladder stones only) i | £8,000 |
| Euthanasia cover limit i | Optional |
| Cremation i | Optional |
| Complementary treatment i | £1,000 |
| Age when compulsory excess rises i | 9 years |
| Cancellation fee i | £0 |
| Amendment fee i | £0 |
| Does the policy offer cover if the pet dies because of an illness or accident, or if it’s lost or stolen? i | £1,000 |
| Vet fees cover limit per condition i | £1,000 |
|---|---|
| Dental cover (if due to an accident) i | £1,000 |
| If renewed, are existing conditions covered? i | |
| Cruciate ligament damage i | £1,000 |
| CT scans i | £1,000 |
| MRI scans i | £1,000 |
| Prescription diet (treatment of bladder stones only) i | £500 |
| Euthanasia cover limit i | £200 |
| Cremation i | £200 |
| Complementary treatment i | £1,500 |
| Age when compulsory excess rises i | 9 years |
| Cancellation fee i | £0 |
| Amendment fee i | £0 |
| Does the policy offer cover if the pet dies because of an illness or accident, or if it’s lost or stolen? i | £2,000 |
| Vet fees cover limit per condition i | £3,000 |
|---|---|
| Dental cover (if due to an accident) i | £3,000 |
| If renewed, are existing conditions covered? i | |
| Cruciate ligament damage i | £3,000 |
| CT scans i | £3,000 |
| MRI scans i | £3,000 |
| Prescription diet (treatment of bladder stones only) i | £3,000 |
| Euthanasia cover limit i | Optional |
| Cremation i | Optional |
| Complementary treatment i | £500 |
| Age when compulsory excess rises i | 9 years |
| Cancellation fee i | £0 |
| Amendment fee i | £0 |
| Does the policy offer cover if the pet dies because of an illness or accident, or if it’s lost or stolen? i | £500 |
| Vet fees cover limit per condition i | £1,500 |
|---|---|
| Dental cover (if due to an accident) i | £1,500 |
| If renewed, are existing conditions covered? i | |
| Cruciate ligament damage i | £1,500 |
| CT scans i | £1,500 |
| MRI scans i | £1,500 |
| Prescription diet (treatment of bladder stones only) i | £1,500 |
| Euthanasia cover limit i | Optional |
| Cremation i | Optional |
| Complementary treatment i | £500 |
| Age when compulsory excess rises i | 9 years |
| Cancellation fee i | £0 |
| Amendment fee i | £0 |
| Does the policy offer cover if the pet dies because of an illness or accident, or if it’s lost or stolen? i | £500 |
| Vet fees cover limit per condition i | £2,500 |
|---|---|
| Dental cover (if due to an accident) i | £2,500 |
| If renewed, are existing conditions covered? i | |
| Cruciate ligament damage i | £0 |
| CT scans i | £2,500 |
| MRI scans i | £2,500 |
| Prescription diet (treatment of bladder stones only) i | £0 |
| Euthanasia cover limit i | Optional |
| Cremation i | Optional |
| Complementary treatment i | £0 |
| Age when compulsory excess rises i | 9 years |
| Cancellation fee i | £0 |
| Amendment fee i | £0 |
| Does the policy offer cover if the pet dies because of an illness or accident, or if it’s lost or stolen? i | £0 |
| Vet fees cover limit per condition i | £4,000 |
|---|---|
| Dental cover (if due to an accident) i | £2,000 |
| If renewed, are existing conditions covered? i | |
| Cruciate ligament damage i | £4,000 |
| CT scans i | £4,000 |
| MRI scans i | £4,000 |
| Prescription diet (treatment of bladder stones only) i | £500 |
| Euthanasia cover limit i | £200 |
| Cremation i | £200 |
| Complementary treatment i | £1,500 |
| Age when compulsory excess rises i | 9 years |
| Amendment fee i | £0 |
| Vet fees cover limit per condition i | £4,000 |
|---|---|
| Dental cover (if due to an accident) i | £4,000 |
| If renewed, are existing conditions covered? i | |
| Cruciate ligament damage i | £4,000 |
| CT scans i | £4,000 |
| MRI scans i | £4,000 |
| Prescription diet (treatment of bladder stones only) i | £4,000 |
| Euthanasia cover limit i | Optional |
| Cremation i | Optional |
| Complementary treatment i | £1,000 |
| Age when compulsory excess rises i | 9 years |
| Amendment fee i | £0 |
| Vet fees cover limit per condition i | £8,000 |
|---|---|
| Dental cover (if due to an accident) i | £8,000 |
| If renewed, are existing conditions covered? i | |
| Cruciate ligament damage i | £8,000 |
| CT scans i | £8,000 |
| MRI scans i | £8,000 |
| Prescription diet (treatment of bladder stones only) i | £8,000 |
| Euthanasia cover limit i | Optional |
| Cremation i | Optional |
| Complementary treatment i | £1,000 |
| Age when compulsory excess rises i | 9 years |
| Amendment fee i | £0 |
| Vet fees cover limit per condition i | £1,000 |
|---|---|
| Dental cover (if due to an accident) i | £1,000 |
| If renewed, are existing conditions covered? i | |
| Cruciate ligament damage i | £1,000 |
| CT scans i | £1,000 |
| MRI scans i | £1,000 |
| Prescription diet (treatment of bladder stones only) i | £500 |
| Euthanasia cover limit i | £200 |
| Cremation i | £200 |
| Complementary treatment i | £1,500 |
| Age when compulsory excess rises i | 9 years |
| Amendment fee i | £0 |
| Vet fees cover limit per condition i | £3,000 |
|---|---|
| Dental cover (if due to an accident) i | £3,000 |
| If renewed, are existing conditions covered? i | |
| Cruciate ligament damage i | £3,000 |
| CT scans i | £3,000 |
| MRI scans i | £3,000 |
| Prescription diet (treatment of bladder stones only) i | £3,000 |
| Euthanasia cover limit i | Optional |
| Cremation i | Optional |
| Complementary treatment i | £500 |
| Age when compulsory excess rises i | 9 years |
| Amendment fee i | £0 |
| Vet fees cover limit per condition i | £1,500 |
|---|---|
| Dental cover (if due to an accident) i | £1,500 |
| If renewed, are existing conditions covered? i | |
| Cruciate ligament damage i | £1,500 |
| CT scans i | £1,500 |
| MRI scans i | £1,500 |
| Prescription diet (treatment of bladder stones only) i | £1,500 |
| Euthanasia cover limit i | Optional |
| Cremation i | Optional |
| Complementary treatment i | £500 |
| Age when compulsory excess rises i | 9 years |
| Amendment fee i | £0 |
| Vet fees cover limit per condition i | £2,500 |
|---|---|
| Dental cover (if due to an accident) i | £2,500 |
| If renewed, are existing conditions covered? i | |
| Cruciate ligament damage i | £0 |
| CT scans i | £2,500 |
| MRI scans i | £2,500 |
| Prescription diet (treatment of bladder stones only) i | £0 |
| Euthanasia cover limit i | Optional |
| Cremation i | Optional |
| Complementary treatment i | £0 |
| Age when compulsory excess rises i | 9 years |
| Amendment fee i | £0 |
| Cancelling before travel cover limit i | £5,000 |
|---|---|
| Medical excess i | £60 |
| Personal Possessions and Baggage - damaged, lost or stolen- cover limit i | £2,000 |
| Cutting trip short cover limit i | £5,000 |
| Abandoning your trip cover limit i | £5,000 |
| Emergency medical cover and repatriation cover limit i | £15,000,000 |
| Mental health cover i | |
| Lost or stolen cash i | £300 |
| Combined passport & travel cover limit i | £250 |
| Natural disaster relocation cover i | Optional |
| Natural disaster baggage cover i | |
| Max trip duration i | 45 days |
| Cancelling before travel cover limit i | £7,500 |
|---|---|
| Medical excess i | £40 |
| Personal Possessions and Baggage - damaged, lost or stolen- cover limit i | £3,000 |
| Cutting trip short cover limit i | £7,500 |
| Abandoning your trip cover limit i | £7,500 |
| Emergency medical cover and repatriation cover limit i | £20,000,000 |
| Mental health cover i | |
| Lost or stolen cash i | £400 |
| Combined passport & travel cover limit i | £500 |
| Natural disaster relocation cover i | Optional |
| Natural disaster baggage cover i | |
| Max trip duration i | 62 days |
| Cancelling before travel cover limit i | £1,500 |
|---|---|
| Medical excess i | £100 |
| Personal Possessions and Baggage - damaged, lost or stolen- cover limit i | £1,500 |
| Cutting trip short cover limit i | £1,500 |
| Abandoning your trip cover limit i | £1,500 |
| Emergency medical cover and repatriation cover limit i | £10,000,000 |
| Mental health cover i | |
| Lost or stolen cash i | £200 |
| Combined passport & travel cover limit i | £100 |
| Natural disaster relocation cover i | Optional |
| Natural disaster baggage cover i | |
| Max trip duration i | 31 days |
| Cancelling before travel cover limit i | £5,000 |
|---|---|
| Medical excess i | £60 |
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit i | £2,000 |
| Cutting trip short cover limit i | £5,000 |
| Abandoning your trip cover limit i | £5,000 |
| Emergency medical cover and repatriation cover limit i | £15,000,000 |
| Lost or stolen cash i | £300 |
| Combined passport & travel cover limit i | £250 |
| Missed departure cover limit i | £500 |
| Cancelling before travel cover limit i | £7,500 |
|---|---|
| Medical excess i | £40 |
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit i | £3,000 |
| Cutting trip short cover limit i | £7,500 |
| Abandoning your trip cover limit i | £7,500 |
| Emergency medical cover and repatriation cover limit i | £20,000,000 |
| Lost or stolen cash i | £400 |
| Combined passport & travel cover limit i | £500 |
| Missed departure cover limit i | £500 |
| Cancelling before travel cover limit i | £1,500 |
|---|---|
| Medical excess i | £100 |
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit i | £1,500 |
| Cutting trip short cover limit i | £1,500 |
| Abandoning your trip cover limit i | £1,500 |
| Emergency medical cover and repatriation cover limit i | £10,000,000 |
| Lost or stolen cash i | £200 |
| Combined passport & travel cover limit i | £100 |
| Missed departure cover limit i | £250 |
| Missed port departure cover limit i | £0 |
|---|---|
| Re-joining a cruise cover limit i | £0 |
| Cabin confinement cover limit i | £250 |
| Missed port departure excess i | |
| Timetable/itinerary change cover limit i | £500 |
| Unused excursions cover limit i | £300 |
| Missed port departure cover limit i | £0 |
|---|---|
| Re-joining a cruise cover limit i | £0 |
| Cabin confinement cover limit i | £375 |
| Missed port departure excess i | |
| Timetable/itinerary change cover limit i | £750 |
| Unused excursions cover limit i | £500 |
| Missed port departure cover limit i | £0 |
|---|---|
| Re-joining a cruise cover limit i | £0 |
| Cabin confinement cover limit i | £500 |
| Missed port departure excess i | |
| Timetable/itinerary change cover limit i | £1,000 |
| Unused excursions cover limit i | £750 |
| Ski equipment owned cover limit i | £1,000 |
|---|---|
| Single owned item cover limit i | £500 |
| Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i | £500 |
| Avalanche closure cover limit i | £500 |
| Piste closure cover limit i | £500 |
| Ski equipment owned excess i | £40 |
| Ski equipment hired i | £400 |
| Single item limit for hired equipment i | £400 |
| Unused ski pass due to illness or injury i | £500 |
| Ski equipment owned cover limit i | £750 |
|---|---|
| Single owned item cover limit i | £375 |
| Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i | £400 |
| Avalanche closure cover limit i | £400 |
| Piste closure cover limit i | £400 |
| Ski equipment owned excess i | £60 |
| Ski equipment hired i | £200 |
| Single item limit for hired equipment i | £200 |
| Unused ski pass due to illness or injury i | £400 |
| Ski equipment owned cover limit i | £500 |
|---|---|
| Single owned item cover limit i | £250 |
| Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i | £250 |
| Avalanche closure cover limit i | £250 |
| Piste closure cover limit i | £250 |
| Ski equipment owned excess i | £100 |
| Ski equipment hired i | £150 |
| Single item limit for hired equipment i | £150 |
| Unused ski pass due to illness or injury i | £250 |