More Than is a trading name of the RSA Insurance Group. RSA is listed on the London Stock Exchange and is a constituent of the FTSE 100 Index.
Launched in 2001, More Than offers a wide range of insurance products. These include car, life, home, pet and travel. All policies are underwritten by parent company RSA.
As of June 2021, RSA businesses are owned by a consortium of Canadian firm Intact Financial Corporation, and Danish business Tryg A/S.
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| Customer happiness | 58.85% |
|---|---|
| Customer trust | 52.69% |
| Complaints performance | 70.77% |
| Transparency rating | 59.05% |
| Fairer Finance score Reviewed Spring 2022 |
60% |
| Customer happiness | 54.32% |
|---|---|
| Customer trust | 47.53% |
| Complaints performance | 70.64% |
| Transparency rating | 61% |
| Fairer Finance score Reviewed Spring 2022 |
58% |
| Customer happiness | 53.57% |
|---|---|
| Customer trust | 47.97% |
| Complaints performance | 70.64% |
| Transparency rating | 77.04% |
| Fairer Finance score Reviewed Spring 2022 |
62% |
| Customer happiness | 59.23% |
|---|---|
| Customer trust | 53.59% |
| Complaints performance | 70.65% |
| Transparency rating | 73.79% |
| Fairer Finance score Reviewed Spring 2022 |
64% |
| Cover limit for lost keys i | £1,000.00 |
|---|---|
| Courtesy car for duration of repair i | |
| Uninsured driver promise i | |
| Cover for replacing original audio/visual equipment i | Unlimited |
| Windscreen repair excess i | £10.00 |
| Windscreen replacement excess i | £75.00 |
| Repairs guarantee (years) i | Lifetime |
| New car replacement i | |
| Cover limit for stolen keys i | £1,000.00 |
| 24hr helpline available i | |
| Courtesy car provided if stolen / total loss i | |
| Vandalism i |
| Cover limit for lost keys i | £1,000.00 |
|---|---|
| Courtesy car for duration of repair i | |
| Uninsured driver promise i | |
| Cover for replacing original audio/visual equipment i | Unlimited |
| Windscreen repair excess i | £10.00 |
| Windscreen replacement excess i | £75.00 |
| Repairs guarantee (years) i | Lifetime |
| New car replacement i | |
| Cover limit for stolen keys i | £1,000.00 |
| 24hr helpline available i | |
| Courtesy car provided if stolen / total loss i | |
| Vandalism i |
| Cover limit for lost keys i | £1,000.00 |
|---|---|
| Courtesy car for duration of repair i | |
| Uninsured driver promise i | |
| Cover for replacing original audio/visual equipment i | Unlimited |
| Windscreen repair excess i | £10.00 |
| Windscreen replacement excess i | £75.00 |
| Repairs guarantee (years) i | Lifetime |
| New car replacement i | |
| New car replacement i | |
| Cover limit for stolen keys i | £1,000.00 |
| 24hr helpline available i | |
| Courtesy car provided if stolen / total loss i | |
| Vandalism i |
| Cover limit for lost keys i | £0.00 |
|---|---|
| Courtesy car for duration of repair i | |
| Uninsured driver promise i | |
| Self-installed or engineer-installed box? i | Engineer |
| Is device removal mandatory at the end of the contract? i | |
| Is there a set mileage limit? | |
| Can you top up your miles if the limit is exceeded? | |
| Is there an excessive speeding restriction? | |
| Can your insurance be cancelled due to a poor driving score? | |
| Can premiums increase due to driving score? | |
| Digital capability i | |
| Underwriter | RSA |
| Cover limit for stolen keys i | Unlimited |
| Storage after accident i | |
| Cover for replacing original audio/visual equipment i | Unlimited |
| New car replacement i | |
| Legal cover for manslaughter defence i | |
| Vermin & insects i | |
| Misfuelling i | |
| 24hr helpline available i |
| Matching sets (Contents) i | |
|---|---|
| Theft from outbuildings cover limit i | £3,000.00 |
| Escape of water excess i | £350.00 |
| Garden plants i | |
| Alternative accommodation cover limit for contents i | £15,000.00 |
| Alternative accommodation cover limit for buildings i | £30,000.00 |
| Cover for keys if lost i | £1,000.00 |
| Money in the home i | £500.00 |
| Replace belongings new for old i | |
| 24hr helpline i | |
| Dual Contents i |
| Matching sets (Contents) i | |
|---|---|
| Theft from outbuildings cover limit i | £3,000.00 |
| Escape of water excess i | £350.00 |
| Garden plants i | |
| Alternative accommodation cover limit for contents i | £15,000.00 |
| Alternative accommodation cover limit for buildings i | £30,000.00 |
| Cover for keys if lost i | £1,000.00 |
| Money in the home i | £500.00 |
| Replace belongings new for old i | |
| 24hr helpline i | |
| Dual Contents i |
| Trace and Access i | £5,000.00 |
|---|---|
| Cover for keys if lost i | £1,000.00 |
| Matching sets i | |
| Rainfall (mm) i | Not Defined |
| Alternative accommodation cover limit i | £30,000.00 |
| Cover for keys if stolen i | £1,000.00 |
| Compulsory excess i | £50.00 |
| Escape of water excess i | £400.00 |
| 24hr helpline i | |
| Property owner liability i | £1,000,000.00 |
| Trace and Access i | £5,000.00 |
|---|---|
| Cover for keys if lost i | £1,000.00 |
| Matching sets i | |
| Rainfall (mm) i | Not Defined |
| Alternative accommodation cover limit i | £30,000.00 |
| Cover for keys if stolen i | £1,000.00 |
| Compulsory excess i | £50.00 |
| Escape of water excess i | £400.00 |
| 24hr helpline i | |
| Property owner liability i | £1,000,000.00 |
| Matching sets i | |
|---|---|
| Cover for keys if lost i | £1,000.00 |
| Theft from outbuildings cover limit i | £3,000.00 |
| Cycles included whilst in the home i | Part of sum insured |
| Replace belongings new for old i | |
| Cover for keys if stolen i | £1,000.00 |
| Money in the home i | £500.00 |
| Alternative accommodation cover limit i | £15,000.00 |
| 24hr helpline i |
| Matching sets i | |
|---|---|
| Cover for keys if lost i | £1,000.00 |
| Theft from outbuildings cover limit i | £3,000.00 |
| Cycles included whilst in the home i | Part of sum insured |
| Replace belongings new for old i | |
| Cover for keys if stolen i | £1,000.00 |
| Money in the home i | £500.00 |
| Alternative accommodation cover limit i | £15,000.00 |
| 24hr helpline i |
| Type of cover i | Lifetime, annual |
|---|---|
| Medical cover limit i | £12,000.00 |
| Medical excess i | £100.00 |
| Annual policy limit i | £12,000.00 |
| Annual condition limit i | |
| Lifetime policy limit i | Unlimited |
| Lifetime condition limit i | |
| Dental cover (if due to an accident) i | £2,000.00 |
| Cruciate ligament damage i | £4,000.00 |
| CT scans i | £4,000.00 |
| MRI scans i | £4,000.00 |
| Prescription diet (treatment of bladder stones only) i | £500.00 |
| Complementary treatment i | £1,500.00 |
| Boarding fees limit i | £1,000.00 |
| Death benefit (illness) i | £2,000.00 |
| Euthanasia cover limit i | £200.00 |
| Cremation i | £200.00 |
| Holiday cancellation i | £2,000.00 |
| Holiday cover i | £12,000.00 |
| Quarantine costs cover i | £1,000.00 |
| Loss of PETS passport or other travel documents i | £250.00 |
| Emergency expenses abroad i | £1,000.00 |
| Maximum number of days abroad i | 60 days |
| Age when compulsory excess rises i | 9 years |
| Cancellation fee i | £0.00 |
| Amendment fee i | £0.00 |
| If renewed, are existing conditions covered? i |
| Type of cover i | Lifetime, annual |
|---|---|
| Medical cover limit i | £4,000.00 |
| Medical excess i | £100.00 |
| Annual policy limit i | £4,000.00 |
| Annual condition limit i | |
| Lifetime policy limit i | Unlimited |
| Lifetime condition limit i | |
| Dental cover (if due to an accident) i | £1,000.00 |
| Cruciate ligament damage i | £1,000.00 |
| CT scans i | £1,000.00 |
| MRI scans i | £1,000.00 |
| Prescription diet (treatment of bladder stones only) i | £500.00 |
| Complementary treatment i | £1,500.00 |
| Boarding fees limit i | £1,000.00 |
| Death benefit (illness) i | £2,000.00 |
| Euthanasia cover limit i | £200.00 |
| Cremation i | £200.00 |
| Holiday cancellation i | £2,000.00 |
| Holiday cover i | £4,000.00 |
| Quarantine costs cover i | £1,000.00 |
| Loss of PETS passport or other travel documents i | £250.00 |
| Emergency expenses abroad i | £1,000.00 |
| Maximum number of days abroad i | 60 days |
| Age when compulsory excess rises i | 9 years |
| Cancellation fee i | £0.00 |
| Amendment fee i | £0.00 |
| If renewed, are existing conditions covered? i |
| Type of cover i | Maximum benefit, condition |
|---|---|
| Medical cover limit i | £4,000.00 |
| Medical excess i | £100.00 |
| Annual policy limit i | |
| Annual condition limit i | |
| Lifetime policy limit i | |
| Lifetime condition limit i | £4,000.00 |
| Dental cover (if due to an accident) i | £4,000.00 |
| Cruciate ligament damage i | £4,000.00 |
| CT scans i | £4,000.00 |
| MRI scans i | £4,000.00 |
| Prescription diet (treatment of bladder stones only) i | £4,000.00 |
| Complementary treatment i | £1,000.00 |
| Boarding fees limit i | £1,000.00 |
| Death benefit (illness) i | £1,000.00 |
| Euthanasia cover limit i | Optional |
| Cremation i | Optional |
| Holiday cancellation i | £2,000.00 |
| Holiday cover i | £4,000.00 |
| Quarantine costs cover i | £1,000.00 |
| Loss of PETS passport or other travel documents i | £250.00 |
| Emergency expenses abroad i | £1,000.00 |
| Maximum number of days abroad i | 60 days |
| Age when compulsory excess rises i | 9 years |
| Cancellation fee i | £0.00 |
| Amendment fee i | £0.00 |
| If renewed, are existing conditions covered? i |
| Type of cover i | Maximum benefit, condition |
|---|---|
| Medical cover limit i | £8,000.00 |
| Medical excess i | £100.00 |
| Annual policy limit i | |
| Annual condition limit i | |
| Lifetime policy limit i | |
| Lifetime condition limit i | £8,000.00 |
| Dental cover (if due to an accident) i | £8,000.00 |
| Cruciate ligament damage i | £8,000.00 |
| CT scans i | £8,000.00 |
| MRI scans i | £8,000.00 |
| Prescription diet (treatment of bladder stones only) i | £8,000.00 |
| Complementary treatment i | £1,000.00 |
| Boarding fees limit i | £1,000.00 |
| Death benefit (illness) i | £1,000.00 |
| Euthanasia cover limit i | Optional |
| Cremation i | Optional |
| Holiday cancellation i | £2,000.00 |
| Holiday cover i | £8,000.00 |
| Quarantine costs cover i | £1,000.00 |
| Loss of PETS passport or other travel documents i | £250.00 |
| Emergency expenses abroad i | £1,000.00 |
| Maximum number of days abroad i | 60 days |
| Age when compulsory excess rises i | 9 years |
| Cancellation fee i | £0.00 |
| Amendment fee i | £0.00 |
| If renewed, are existing conditions covered? i |
| Type of cover i | Time-limited |
|---|---|
| Medical cover limit i | £3,000.00 |
| Medical excess i | £100.00 |
| Annual policy limit i | |
| Annual condition limit i | |
| Lifetime policy limit i | £3,000.00 |
| Lifetime condition limit i | |
| Dental cover (if due to an accident) i | £3,000.00 |
| Cruciate ligament damage i | £3,000.00 |
| CT scans i | £3,000.00 |
| MRI scans i | £3,000.00 |
| Prescription diet (treatment of bladder stones only) i | £3,000.00 |
| Complementary treatment i | £500.00 |
| Boarding fees limit i | £1,000.00 |
| Death benefit (illness) i | £500.00 |
| Euthanasia cover limit i | Optional |
| Cremation i | Optional |
| Holiday cancellation i | Optional |
| Holiday cover i | Optional |
| Quarantine costs cover i | Optional |
| Loss of PETS passport or other travel documents i | Optional |
| Emergency expenses abroad i | Optional |
| Maximum number of days abroad i | 60 days |
| Age when compulsory excess rises i | 9 years |
| Cancellation fee i | £0.00 |
| Amendment fee i | £0.00 |
| If renewed, are existing conditions covered? i |
| Type of cover i | Time-limited |
|---|---|
| Medical cover limit i | £1,500.00 |
| Medical excess i | £100.00 |
| Annual policy limit i | |
| Annual condition limit i | |
| Lifetime policy limit i | £1,500.00 |
| Lifetime condition limit i | |
| Dental cover (if due to an accident) i | £1,500.00 |
| Cruciate ligament damage i | £1,500.00 |
| CT scans i | £1,500.00 |
| MRI scans i | £1,500.00 |
| Prescription diet (treatment of bladder stones only) i | £1,500.00 |
| Complementary treatment i | £500.00 |
| Boarding fees limit i | £1,000.00 |
| Death benefit (illness) i | £500.00 |
| Euthanasia cover limit i | Optional |
| Cremation i | Optional |
| Holiday cancellation i | Optional |
| Holiday cover i | Optional |
| Quarantine costs cover i | Optional |
| Loss of PETS passport or other travel documents i | Optional |
| Emergency expenses abroad i | Optional |
| Maximum number of days abroad i | 60 days |
| Age when compulsory excess rises i | 9 years |
| Cancellation fee i | £0.00 |
| Amendment fee i | £0.00 |
| If renewed, are existing conditions covered? i |
| Type of cover i | Accident-only |
|---|---|
| Medical cover limit i | £2,500.00 |
| Medical excess i | £100.00 |
| Annual policy limit i | |
| Annual condition limit i | £2,500.00 |
| Lifetime policy limit i | |
| Lifetime condition limit i | |
| Dental cover (if due to an accident) i | £2,500.00 |
| Cruciate ligament damage i | £0.00 |
| CT scans i | £2,500.00 |
| MRI scans i | £2,500.00 |
| Prescription diet (treatment of bladder stones only) i | £0.00 |
| Complementary treatment i | £0.00 |
| Boarding fees limit i | £0.00 |
| Death benefit (illness) i | £0.00 |
| Euthanasia cover limit i | Optional |
| Cremation i | Optional |
| Holiday cancellation i | £0.00 |
| Holiday cover i | £0.00 |
| Quarantine costs cover i | £0.00 |
| Loss of PETS passport or other travel documents i | £0.00 |
| Emergency expenses abroad i | £0.00 |
| Maximum number of days abroad i | |
| Age when compulsory excess rises i | 9 years |
| Cancellation fee i | £0.00 |
| Amendment fee i | £0.00 |
| If renewed, are existing conditions covered? i |
| Type of cover i | Lifetime, annual |
|---|---|
| Medical cover limit i | £12,000.00 |
| Medical excess i | £100.00 |
| Annual policy limit i | £12,000.00 |
| Annual condition limit i | |
| Lifetime policy limit i | Unlimited |
| Lifetime condition limit i | |
| Dental cover (if due to an accident) i | £2,000.00 |
| Cruciate ligament damage i | £4,000.00 |
| CT scans i | £4,000.00 |
| MRI scans i | £4,000.00 |
| Prescription diet (treatment of bladder stones only) i | £500.00 |
| Complementary treatment i | £1,500.00 |
| Euthanasia cover limit i | £200.00 |
| Cremation i | £200.00 |
| Age when compulsory excess rises i | 9 years |
| Amendment fee i | £0.00 |
| Holiday cancellation i | £2,000.00 |
| Holiday cover i | £12,000.00 |
| If renewed, are existing conditions covered? i |
| Type of cover i | Lifetime, annual |
|---|---|
| Medical cover limit i | £4,000.00 |
| Medical excess i | £100.00 |
| Annual policy limit i | £4,000.00 |
| Annual condition limit i | |
| Lifetime policy limit i | Unlimited |
| Lifetime condition limit i | |
| Dental cover (if due to an accident) i | £1,000.00 |
| Cruciate ligament damage i | £1,000.00 |
| CT scans i | £1,000.00 |
| MRI scans i | £1,000.00 |
| Prescription diet (treatment of bladder stones only) i | £500.00 |
| Complementary treatment i | £1,500.00 |
| Euthanasia cover limit i | £200.00 |
| Cremation i | £200.00 |
| Age when compulsory excess rises i | 9 years |
| Amendment fee i | £0.00 |
| Holiday cancellation i | £2,000.00 |
| Holiday cover i | £4,000.00 |
| If renewed, are existing conditions covered? i |
| Type of cover i | Maximum benefit, condition |
|---|---|
| Medical cover limit i | £4,000.00 |
| Medical excess i | £100.00 |
| Annual policy limit i | |
| Annual condition limit i | |
| Lifetime policy limit i | |
| Lifetime condition limit i | 4,000 |
| Dental cover (if due to an accident) i | £4,000.00 |
| Cruciate ligament damage i | £4,000.00 |
| CT scans i | £4,000.00 |
| MRI scans i | £4,000.00 |
| Prescription diet (treatment of bladder stones only) i | £4,000.00 |
| Complementary treatment i | £1,000.00 |
| Euthanasia cover limit i | Optional |
| Cremation i | Optional |
| Age when compulsory excess rises i | 9 years |
| Amendment fee i | £0.00 |
| Holiday cancellation i | £2,000.00 |
| Holiday cover i | £4,000.00 |
| If renewed, are existing conditions covered? i |
| Type of cover i | Maximum benefit, condition |
|---|---|
| Medical cover limit i | £8,000.00 |
| Medical excess i | £100.00 |
| Annual policy limit i | |
| Annual condition limit i | |
| Lifetime policy limit i | |
| Lifetime condition limit i | 8,000 |
| Dental cover (if due to an accident) i | £8,000.00 |
| Cruciate ligament damage i | £8,000.00 |
| CT scans i | £8,000.00 |
| MRI scans i | £8,000.00 |
| Prescription diet (treatment of bladder stones only) i | £8,000.00 |
| Complementary treatment i | £1,000.00 |
| Euthanasia cover limit i | Optional |
| Cremation i | Optional |
| Age when compulsory excess rises i | 9 years |
| Amendment fee i | £0.00 |
| Holiday cancellation i | £2,000.00 |
| Holiday cover i | £8,000.00 |
| If renewed, are existing conditions covered? i |
| Type of cover i | Time-limited |
|---|---|
| Medical cover limit i | £3,000.00 |
| Medical excess i | £100.00 |
| Annual policy limit i | |
| Annual condition limit i | |
| Lifetime policy limit i | 3,000 |
| Lifetime condition limit i | |
| Dental cover (if due to an accident) i | £3,000.00 |
| Cruciate ligament damage i | £3,000.00 |
| CT scans i | £3,000.00 |
| MRI scans i | £3,000.00 |
| Prescription diet (treatment of bladder stones only) i | £3,000.00 |
| Complementary treatment i | £500.00 |
| Euthanasia cover limit i | Optional |
| Cremation i | Optional |
| Age when compulsory excess rises i | 9 years |
| Amendment fee i | £0.00 |
| Holiday cancellation i | Optional |
| Holiday cover i | Optional |
| If renewed, are existing conditions covered? i |
| Type of cover i | Time-limited |
|---|---|
| Medical cover limit i | £1,500.00 |
| Medical excess i | £100.00 |
| Annual policy limit i | |
| Annual condition limit i | |
| Lifetime policy limit i | 1,500 |
| Lifetime condition limit i | |
| Dental cover (if due to an accident) i | £1,500.00 |
| Cruciate ligament damage i | £1,500.00 |
| CT scans i | £1,500.00 |
| MRI scans i | £1,500.00 |
| Prescription diet (treatment of bladder stones only) i | £1,500.00 |
| Complementary treatment i | £500.00 |
| Euthanasia cover limit i | Optional |
| Cremation i | Optional |
| Age when compulsory excess rises i | 9 years |
| Amendment fee i | £0.00 |
| Holiday cancellation i | Optional |
| Holiday cover i | Optional |
| If renewed, are existing conditions covered? i |
| Type of cover i | Accident-only |
|---|---|
| Medical cover limit i | £2,500.00 |
| Medical excess i | £100.00 |
| Annual policy limit i | |
| Annual condition limit i | £2,500.00 |
| Lifetime policy limit i | |
| Lifetime condition limit i | |
| Dental cover (if due to an accident) i | £2,500.00 |
| Cruciate ligament damage i | £0.00 |
| CT scans i | £2,500.00 |
| MRI scans i | £2,500.00 |
| Prescription diet (treatment of bladder stones only) i | £0.00 |
| Complementary treatment i | £0.00 |
| Euthanasia cover limit i | Optional |
| Cremation i | Optional |
| Age when compulsory excess rises i | 9 years |
| Amendment fee i | £0.00 |
| Holiday cancellation i | £0.00 |
| Holiday cover i | £0.00 |
| If renewed, are existing conditions covered? i |