Multi Gadget Insure

Multi Gadget Insure UK is an online insurance provider specializing in providing gadget insurance for smartphones, tablets, laptops, and other portable electronics. They offer customers worldwide coverage for accidental damage, theft, and loss, as well as optional additional coverage for water damage and accidental breakdown.

Multi Gadget Insure
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Gadget insurance

Multi Gadget Insure

Gadget Insurance (Lower Limits)

3 stars
Accidental loss cover i
Mechanical breakdown cover i Y - Excluding Laptops
Maximum single-item cover limit i £2,500.00
Type of product i Stand-Alone
Territorial limits restriction i
Accidental damage cover i
Mechanical breakdown cover replacement limit i £3,500.00
Theft Cover i
Theft replacement limit i £3,500.00
Malicious damage cover i
Unauthorised usage cover i £2,500.00
Unauthorised usage cover (E-wallet) i £500.00
Accessories cover limit i £0.00
How is the excess charged? i Depends on the value of the gadget when bought new
Lowest excess i £50.00
Liquid damage excess i £50.00
Theft & loss claims excess i £50.00
Accidental damage and breakdown claims excess i £50.00
Cancellation fee i £0.00
Arrangement fee i £0.00
Additional early claims excess i £0.00
Immediate cover with no additional excess in the first 30 days of the policy i
High end smartphones (>£1,000) minimum excess i £100.00
High end tablets (>£1,200) minimum excess i £100.00
High end laptops (>=£1,500) minimum excess i £100.00
High end MacBooks (>=£1,500) minimum excess i £100.00
Rapid replacement i
Pro-rata refund i
Claim under warranty i
Replacement claims limit per Item for accidental damage/mechanical failure i Unlimited
Replacement claims limit per Item for theft or loss i Unlimited
Replacement warranty i No new warranty or extension on replaced items
International cover limit (Days) i 180.00 days
Universal gadget policy? i
Family cover i
Multi cover discounts i
Underwriter i West Bay Insurance PLC
Age of customer requirement i 18.00 years
No claims period i Immediate Cover
Refurbished device cover i
Second hand device cover i
Territorial limits restriction i Only for UK
Maximum age of phones i 18 months
Maximum age of gadgets eligible for cover i 18 months
Smartphones i
Tablets i
Smart watches i
Game Consoles i
Headphones i
Cameras i
E-readers i
Sat-Navs i
MP3 Players i
MacBooks or Laptops

Multi Gadget Insure

Gadget Insurance (Higher Limits)

3 stars
Accidental loss cover i
Mechanical breakdown cover i Y - Excluding Laptops
Maximum single-item cover limit i £2,500.00
Type of product i Stand-Alone
Territorial limits restriction i
Accidental damage cover i
Mechanical breakdown cover replacement limit i Sum insured
Theft Cover i
Theft replacement limit i Sum insured
Malicious damage cover i
Unauthorised usage cover i £2,500.00
Unauthorised usage cover (E-wallet) i £500.00
Accessories cover limit i £0.00
How is the excess charged? i Depends on the value of the gadget when bought new
Lowest excess i £50.00
Liquid damage excess i £50.00
Theft & loss claims excess i £50.00
Accidental damage and breakdown claims excess i £50.00
Cancellation fee i £0.00
Arrangement fee i £0.00
Additional early claims excess i £0.00
Immediate cover with no additional excess in the first 30 days of the policy i
High end smartphones (>£1,000) minimum excess i £100.00
High end tablets (>£1,200) minimum excess i £100.00
High end laptops (>=£1,500) minimum excess i £100.00
High end MacBooks (>=£1,500) minimum excess i £100.00
Rapid replacement i
Pro-rata refund i
Claim under warranty i
Replacement claims limit per Item for accidental damage/mechanical failure i Unlimited
Replacement claims limit per Item for theft or loss i Unlimited
Replacement warranty i No new warranty or extension on replaced items
International cover limit (Days) i 180.00 days
Universal gadget policy? i
Family cover i
Multi cover discounts i
Underwriter i West Bay Insurance PLC
Age of customer requirement i 18.00 years
No claims period i Immediate Cover
Refurbished device cover i
Second hand device cover i
Territorial limits restriction i Only for UK
Maximum age of phones i 18 months
Maximum age of gadgets eligible for cover i 18 months
Smartphones i
Tablets i
Smart watches i
Game Consoles i
Headphones i
Cameras i
E-readers i
Sat-Navs i
MP3 Players i
MacBooks or Laptops