Next Gen (Insurance) UK is an independent, online insurance intermediary based in the UK. They provide tailored, comprehensive and competitive insurance products for businesses, individuals and professionals. The company offers a wide range of products from a variety of different insurers, including property, business, travel and car insurance. They provide a personalised service and strive to make the insurance process as simple and efficient as possible.

Our product ratings for Next Gen

Our product ratings are designed to help you choose a quality product. We rate policies on the key features that are most important for the majority of customers.

Gadget insurance

13 products reviewed

Mobile phone insurance

13 products reviewed

Next Gen

Ultimate Cover £100

Feature Value
Maximum excess
£100.00
Accidental loss cover
Y (Mobile Phone, Tablet or Smartwatch Only)
Mechanical breakdown cover
Y - Excluding Laptops
Maximum single-item cover limit
£2,500.00
Type of product
Stand-Alone
Mechanical breakdown cover replacement limit
£2,500.00
Theft replacement limit
£2,500.00
Next Gen

Ultimate Cover £150

Feature Value
Maximum excess
£150.00
Accidental loss cover
Y (Mobile Phone, Tablet or Smartwatch Only)
Mechanical breakdown cover
Y - Excluding Laptops
Maximum single-item cover limit
£2,500.00
Type of product
Stand-Alone
Mechanical breakdown cover replacement limit
£2,500.00
Theft replacement limit
£2,500.00
Next Gen

Essentials Cover £70

Feature Value
Maximum excess
£70.00
Accidental loss cover
Y (Mobile Phones Only)
Mechanical breakdown cover
Y - Excluding Laptops
Maximum single-item cover limit
Up to the value of the gadget being insured
Type of product
Stand-Alone
Mechanical breakdown cover replacement limit
Up to the value of the gadget being insured
Theft replacement limit
£0.00
Next Gen

Premium Cover £125

Feature Value
Maximum excess
£125.00
Accidental loss cover No
Mechanical breakdown cover
Y - Excluding Laptops
Maximum single-item cover limit
£2,500.00
Type of product
Stand-Alone
Mechanical breakdown cover replacement limit
£2,500.00
Theft replacement limit
£2,500.00
Next Gen

Premium Cover £150

Feature Value
Maximum excess
£150.00
Accidental loss cover No
Mechanical breakdown cover
Y - Excluding Laptops
Maximum single-item cover limit
£2,500.00
Type of product
Stand-Alone
Mechanical breakdown cover replacement limit
£2,500.00
Theft replacement limit
£2,500.00
Next Gen

Ultimate Cover £75

Feature Value
Maximum excess
£75.00
Accidental loss cover
Y (Mobile Phone, Tablet or Smartwatch Only)
Mechanical breakdown cover
Y - Excluding Laptops
Maximum single-item cover limit
£2,500.00
Type of product
Stand-Alone
Mechanical breakdown cover replacement limit
£2,500.00
Theft replacement limit
£2,500.00
Next Gen

Essentials Cover £50

Feature Value
Maximum excess
£50.00
Accidental loss cover
Y (Mobile Phones Only)
Mechanical breakdown cover
Y - Excluding Laptops
Maximum single-item cover limit
Up to the value of the gadget being insured
Type of product
Stand-Alone
Mechanical breakdown cover replacement limit
Up to the value of the gadget being insured
Theft replacement limit
£0.00
Next Gen

Premium Cover £50

Feature Value
Maximum excess
£50.00
Accidental loss cover No
Mechanical breakdown cover
Y - Excluding Laptops
Maximum single-item cover limit
£2,500.00
Type of product
Stand-Alone
Mechanical breakdown cover replacement limit
£2,500.00
Theft replacement limit
£2,500.00
Next Gen

Premium Cover £100

Feature Value
Maximum excess
£100.00
Accidental loss cover No
Mechanical breakdown cover
Y - Excluding Laptops
Maximum single-item cover limit
£2,500.00
Type of product
Stand-Alone
Mechanical breakdown cover replacement limit
£2,500.00
Theft replacement limit
£2,500.00
Next Gen

Essentials Cover £90

Feature Value
Maximum excess
£90.00
Accidental loss cover
Y (Mobile Phones Only)
Mechanical breakdown cover
Y - Excluding Laptops
Maximum single-item cover limit
Up to the value of the gadget being insured
Type of product
Stand-Alone
Mechanical breakdown cover replacement limit
Up to the value of the gadget being insured
Theft replacement limit
£0.00
Next Gen

Ultimate Cover £50

Feature Value
Maximum excess
£50.00
Accidental loss cover
Y (Mobile Phone, Tablet or Smartwatch Only)
Mechanical breakdown cover
Y - Excluding Laptops
Maximum single-item cover limit
£2,500.00
Type of product
Stand-Alone
Mechanical breakdown cover replacement limit
£2,500.00
Theft replacement limit
£2,500.00
Next Gen

Premium Cover £75

Feature Value
Maximum excess
£75.00
Accidental loss cover No
Mechanical breakdown cover
Y - Excluding Laptops
Maximum single-item cover limit
£2,500.00
Type of product
Stand-Alone
Mechanical breakdown cover replacement limit
£2,500.00
Theft replacement limit
£2,500.00
Next Gen

Ultimate Cover £125

Feature Value
Maximum excess
£125.00
Accidental loss cover
Y (Mobile Phone, Tablet or Smartwatch Only)
Mechanical breakdown cover
Y - Excluding Laptops
Maximum single-item cover limit
£2,500.00
Type of product
Stand-Alone
Mechanical breakdown cover replacement limit
£2,500.00
Theft replacement limit
£2,500.00