OneFamily is a mutual which means it is owned by its customers rather than shareholders.

Founded in 1975, OneFamily is the combination of two mutuals - Engage Mutual and Family Investments.


We don't currently rate OneFamily for our Customer Experience Ratings.

Life insurance

Over 50s life insurance


Over 50s Life Cover Plus

2 stars
Cover for accidental death in waiting period i 3x the life cover paid up to £48,000
Premium ending age i 90
Waiting period (months) i 24
Can you reduce monthly payments? i
Funeral benefit option £250
Maximum age i 80
Missed payments allowance (days) i 60 days
Payout for accidental death outside waiting period i full payout
Protection for customers past the crossover point (refund) i