Outbacker

Established in 2013, Outbacker specialises in travel insurance for backpackers under the age of 39.

Its policies are arranged and sold by Worldwide Internet Insurance Services, based in Gibraltar. The policies are underwritten by AXA.

Their head office is in Welwyn Garden City.

Outbacker
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Travel insurance

Single trip insurance

Outbacker

Gold

3 stars
Cancelling before travel cover limit i £1,500
Medical excess i £50
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,000
Cutting trip short cover limit i £1,500
Abandoning your trip cover limit i £500
Emergency medical cover and repatriation cover limit i £5,000,000
Lost or stolen cash i £400
Combined passport & travel cover limit i £350
Missed departure cover limit i £500

Outbacker

Platinum

3 stars
Cancelling before travel cover limit i £2,500
Medical excess i £0
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,500
Cutting trip short cover limit i £2,500
Abandoning your trip cover limit i £500
Emergency medical cover and repatriation cover limit i £10,000,000
Lost or stolen cash i £400
Combined passport & travel cover limit i £350
Missed departure cover limit i £500

Outbacker

Silver

2 stars
Cancelling before travel cover limit i £1,500
Medical excess i £150
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,000
Cutting trip short cover limit i £1,500
Abandoning your trip cover limit i £500
Emergency medical cover and repatriation cover limit i £5,000,000
Lost or stolen cash i £400
Combined passport & travel cover limit i £250
Missed departure cover limit i £500

Travel insurance add-on: winter sports

Outbacker

Silver

1 stars
Ski equipment owned cover limit i £500
Single owned item cover limit i £300
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £300
Avalanche closure cover limit i £0
Piste closure cover limit i £0
Ski equipment owned excess i £150
Ski equipment hired i £500
Single item limit for hired equipment i £300
Unused ski pass due to illness or injury i £0

Outbacker

Gold

1 stars
Ski equipment owned cover limit i £500
Single owned item cover limit i £300
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £300
Avalanche closure cover limit i £0
Piste closure cover limit i £0
Ski equipment owned excess i £50
Ski equipment hired i £500
Single item limit for hired equipment i £300
Unused ski pass due to illness or injury i £0

Outbacker

Platinum

1 stars
Ski equipment owned cover limit i £500
Single owned item cover limit i £300
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £300
Avalanche closure cover limit i £0
Piste closure cover limit i £0
Ski equipment owned excess i £0
Ski equipment hired i £500
Single item limit for hired equipment i £300
Unused ski pass due to illness or injury i £0

Travel Insurance Covid-19 Cover

Outbacker

Silver

5 stars
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Does the policy cover medical cover if you catch Covid-19?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)

Outbacker

Gold

5 stars
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Does the policy cover medical cover if you catch Covid-19?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)

Outbacker

Platinum

5 stars
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Does the policy cover medical cover if you catch Covid-19?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)