Perfect Pet Insurance

Perfect Pet insurance is a trading name of Tedaisy Claims Limited which is part of the Alpha insurance group. Its policies are underwritten by Casualty & General Insurance Company. They are based in Sailsbury.

Our product ratings are designed to help you choose a quality product. We rate policies on the key features that are most important for the majority of customers.

Pet insurance

20 products reviewed

Cat insurance

10 products reviewed

Perfect Pet Insurance

Elite Extra

Feature Value
Medical excess
£90.00
Type of cover
Lifetime, condition-based
Medical cover limit
£4,000.00
If renewed, are existing conditions covered? Yes
Annual policy limit
N/A
Annual condition limit
£4,000.00
Lifetime policy limit
N/A
Lifetime condition limit
Unlimited
Perfect Pet Insurance

Vital Extra

Feature Value
Medical excess
£90.00
Type of cover
Maximum benefit, condition
Medical cover limit
£4,000.00
If renewed, are existing conditions covered? Yes
Annual policy limit
N/A
Annual condition limit
N/A
Lifetime policy limit
N/A
Lifetime condition limit
£4,000.00
Perfect Pet Insurance

Elite Extra Plus

Feature Value
Medical excess
£90.00
Type of cover
Lifetime, condition-based
Medical cover limit
£5,000.00
If renewed, are existing conditions covered? Yes
Annual policy limit
N/A
Annual condition limit
£5,000.00
Lifetime policy limit
N/A
Lifetime condition limit
Unlimited
Perfect Pet Insurance

Elite £3,000

Feature Value
Medical excess
£90.00
Type of cover
Lifetime, condition-based
Medical cover limit
£3,000.00
If renewed, are existing conditions covered? Yes
Annual policy limit
N/A
Annual condition limit
£3,000.00
Lifetime policy limit
N/A
Lifetime condition limit
Unlimited
Perfect Pet Insurance

Essential Extra

Feature Value
Medical excess
£90.00
Type of cover
Time-limited
Medical cover limit
£2,500.00
If renewed, are existing conditions covered? No
Annual policy limit
N/A
Annual condition limit
N/A
Lifetime policy limit
N/A
Lifetime condition limit
£2,500.00
Perfect Pet Insurance

Elite £2,000

Feature Value
Medical excess
£90.00
Type of cover
Lifetime, condition-based
Medical cover limit
£2,000.00
If renewed, are existing conditions covered? Yes
Annual policy limit
N/A
Annual condition limit
£2,000.00
Lifetime policy limit
N/A
Lifetime condition limit
Unlimited
Perfect Pet Insurance

Accident Only

Feature Value
Medical excess
£90.00
Type of cover
Accident-only
Medical cover limit
£1,000.00
If renewed, are existing conditions covered? No
Annual policy limit
N/A
Annual condition limit
N/A
Lifetime policy limit
N/A
Lifetime condition limit
£1,000.00
Perfect Pet Insurance

Essential

Feature Value
Medical excess
£90.00
Type of cover
Time-limited
Medical cover limit
£1,000.00
If renewed, are existing conditions covered? No
Annual policy limit
N/A
Annual condition limit
N/A
Lifetime policy limit
N/A
Lifetime condition limit
£1,000.00
Perfect Pet Insurance

Elite

Feature Value
Medical excess
£90.00
Type of cover
Lifetime, condition-based
Medical cover limit
£1,000.00
If renewed, are existing conditions covered? Yes
Annual policy limit
N/A
Annual condition limit
£1,000.00
Lifetime policy limit
N/A
Lifetime condition limit
Unlimited
Perfect Pet Insurance

Vital

Feature Value
Medical excess
£90.00
Type of cover
Maximum benefit, condition
Medical cover limit
£1,000.00
If renewed, are existing conditions covered? Yes
Annual policy limit
N/A
Annual condition limit
N/A
Lifetime policy limit
N/A
Lifetime condition limit
£1,000.00
Dog insurance

10 products reviewed

Perfect Pet Insurance

Elite Extra Plus

Feature Value
Medical excess
£90.00
Type of cover
Lifetime, condition-based
Medical cover limit
£5,000.00
If renewed, are existing conditions covered? Yes
Annual policy limit
N/A
Annual condition limit
£5,000.00
Lifetime policy limit
N/A
Lifetime condition limit
Unlimited
Perfect Pet Insurance

Elite Extra

Feature Value
Medical excess
£90.00
Type of cover
Lifetime, condition-based
Medical cover limit
£4,000.00
If renewed, are existing conditions covered? Yes
Annual policy limit
N/A
Annual condition limit
£4,000.00
Lifetime policy limit
N/A
Lifetime condition limit
Unlimited
Perfect Pet Insurance

Vital Extra

Feature Value
Medical excess
£90.00
Type of cover
Maximum benefit, condition
Medical cover limit
£4,000.00
If renewed, are existing conditions covered? Yes
Annual policy limit
N/A
Annual condition limit
N/A
Lifetime policy limit
N/A
Lifetime condition limit
£4,000.00
Perfect Pet Insurance

Elite £2,000

Feature Value
Medical excess
£90.00
Type of cover
Lifetime, condition-based
Medical cover limit
£2,000.00
If renewed, are existing conditions covered? Yes
Annual policy limit
N/A
Annual condition limit
£2,000.00
Lifetime policy limit
N/A
Lifetime condition limit
Unlimited
Perfect Pet Insurance

Elite £3,000

Feature Value
Medical excess
£90.00
Type of cover
Lifetime, condition-based
Medical cover limit
£3,000.00
If renewed, are existing conditions covered? Yes
Annual policy limit
N/A
Annual condition limit
£3,000.00
Lifetime policy limit
N/A
Lifetime condition limit
Unlimited
Perfect Pet Insurance

Essential

Feature Value
Medical excess
£90.00
Type of cover
Time-limited
Medical cover limit
£1,000.00
If renewed, are existing conditions covered? No
Annual policy limit
N/A
Annual condition limit
N/A
Lifetime policy limit
N/A
Lifetime condition limit
£1,000.00
Perfect Pet Insurance

Elite

Feature Value
Medical excess
£90.00
Type of cover
Lifetime, condition-based
Medical cover limit
£1,000.00
If renewed, are existing conditions covered? Yes
Annual policy limit
N/A
Annual condition limit
£1,000.00
Lifetime policy limit
N/A
Lifetime condition limit
Unlimited
Perfect Pet Insurance

Essential Extra

Feature Value
Medical excess
£90.00
Type of cover
Time-limited
Medical cover limit
£2,500.00
If renewed, are existing conditions covered? No
Annual policy limit
N/A
Annual condition limit
N/A
Lifetime policy limit
N/A
Lifetime condition limit
£2,500.00
Perfect Pet Insurance

Vital

Feature Value
Medical excess
£90.00
Type of cover
Maximum benefit, condition
Medical cover limit
£1,000.00
If renewed, are existing conditions covered? Yes
Annual policy limit
N/A
Annual condition limit
N/A
Lifetime policy limit
N/A
Lifetime condition limit
£1,000.00
Perfect Pet Insurance

Accident Only

Feature Value
Medical excess
£90.00
Type of cover
Accident-only
Medical cover limit
£1,000.00
If renewed, are existing conditions covered? No
Annual policy limit
N/A
Annual condition limit
N/A
Lifetime policy limit
N/A
Lifetime condition limit
£1,000.00

Our unique Customer Experience Ratings help consumers find companies that offer a good service.

Pet insurance

Ranked 26th of 29 providers reviewed

Customer happiness score 53.18%
Customer trust score 45.36%
Complaints performance 77.5%
Transparency rating 73.01%

Fairer Finance Score

Reviewed Autumn 2026

 62.26%