Petplan

Since 1976 Petplan have offered pet insurance for dogs and cats later branching out to rabbits, horses, and exotic pets. Based in Brentford, Petplan's pet insurance is underwritten by Allianz. PetPlan also work alongside charities and formed the Petplan Charitable Trust to raise funds for the health and well-being of the animals.

Petplan
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Gold ribbon: first place

Pet insurance

Ranked 9th of 35 providers reviewed.

Customer happiness score 63.49%
Customer trust score 62.47%
Complaints performance 72.33%
Transparency rating 73.99%
Fairer Finance score
Reviewed Autumn 2023
68%

Pet insurance

Cat insurance

Petplan

Ultimate (with all optional covers)

5 stars
Type of cover i Lifetime, annual
Medical cover limit i £12,000.00
Medical excess i £105.00
Annual policy limit i £12,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £12,000.00
Cruciate ligament damage i £12,000.00
CT scans i £12,000.00
MRI scans i £12,000.00
Prescribed food i £12,000.00
Complementary treatment i £2,000.00
Boarding fees limit i £2,000.00
Death benefit (illness) i £3,000.00
Euthanasia cover limit i £12,000.00
Cremation i £0.00
Holiday cancellation i £2,000.00
Holiday cover i £0.00
Quarantine costs cover i £0.00
Loss of PETS passport or other travel documents i £0.00
Emergency expenses abroad i £12,000.00
Maximum number of days abroad i
Age when compulsory excess rises i 10 years
Cancellation fee i £0.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

Petplan

Classic (with all optional covers)

5 stars
Type of cover i Lifetime, annual
Medical cover limit i £4,000.00
Medical excess i £105.00
Annual policy limit i £4,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £4,000.00
Cruciate ligament damage i £4,000.00
CT scans i £4,000.00
MRI scans i £4,000.00
Prescribed food i £4,000.00
Complementary treatment i £2,000.00
Boarding fees limit i £2,000.00
Death benefit (illness) i £3,000.00
Euthanasia cover limit i £4,000.00
Cremation i £0.00
Holiday cancellation i £2,000.00
Holiday cover i £0.00
Quarantine costs cover i £0.00
Loss of PETS passport or other travel documents i £0.00
Emergency expenses abroad i £4,000.00
Maximum number of days abroad i
Age when compulsory excess rises i 10 years
Cancellation fee i £0.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

Petplan

Classic+ (with all optional covers)

5 stars
Type of cover i Lifetime, annual
Medical cover limit i £7,000.00
Medical excess i £105.00
Annual policy limit i £7,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £7,000.00
Cruciate ligament damage i £7,000.00
CT scans i £7,000.00
MRI scans i £7,000.00
Prescribed food i £7,000.00
Complementary treatment i £2,000.00
Boarding fees limit i £2,000.00
Death benefit (illness) i £3,000.00
Euthanasia cover limit i £7,000.00
Cremation i £0.00
Holiday cancellation i £2,000.00
Holiday cover i £0.00
Quarantine costs cover i £0.00
Loss of PETS passport or other travel documents i £0.00
Emergency expenses abroad i £7,000.00
Maximum number of days abroad i
Age when compulsory excess rises i 10 years
Cancellation fee i £0.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

Petplan

Ultimate

4 stars
Type of cover i Lifetime, annual
Medical cover limit i £12,000.00
Medical excess i £105.00
Annual policy limit i £12,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £12,000.00
Cruciate ligament damage i £12,000.00
CT scans i £12,000.00
MRI scans i £12,000.00
Prescribed food i £12,000.00
Complementary treatment i £2,000.00
Boarding fees limit i £2,000.00
Death benefit (illness) i £0.00
Euthanasia cover limit i £12,000.00
Cremation i £0.00
Holiday cancellation i £2,000.00
Holiday cover i £0.00
Quarantine costs cover i £0.00
Loss of PETS passport or other travel documents i £0.00
Emergency expenses abroad i £12,000.00
Maximum number of days abroad i
Age when compulsory excess rises i 10 years
Cancellation fee i £0.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

Petplan

Classic+

4 stars
Type of cover i Lifetime, annual
Medical cover limit i £7,000.00
Medical excess i £105.00
Annual policy limit i £7,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £7,000.00
Cruciate ligament damage i £7,000.00
CT scans i £7,000.00
MRI scans i £7,000.00
Prescribed food i £7,000.00
Complementary treatment i £2,000.00
Boarding fees limit i £2,000.00
Death benefit (illness) i £0.00
Euthanasia cover limit i £7,000.00
Cremation i £0.00
Holiday cancellation i £2,000.00
Holiday cover i £0.00
Quarantine costs cover i £0.00
Loss of PETS passport or other travel documents i £0.00
Emergency expenses abroad i £7,000.00
Maximum number of days abroad i
Age when compulsory excess rises i 10 years
Cancellation fee i £0.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

Petplan

Classic

4 stars
Type of cover i Lifetime, annual
Medical cover limit i £4,000.00
Medical excess i £105.00
Annual policy limit i £4,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £4,000.00
Cruciate ligament damage i £4,000.00
CT scans i £4,000.00
MRI scans i £4,000.00
Prescribed food i £4,000.00
Complementary treatment i £2,000.00
Boarding fees limit i £2,000.00
Death benefit (illness) i £0.00
Euthanasia cover limit i £4,000.00
Cremation i £0.00
Holiday cancellation i £2,000.00
Holiday cover i £0.00
Quarantine costs cover i £0.00
Loss of PETS passport or other travel documents i £0.00
Emergency expenses abroad i £4,000.00
Maximum number of days abroad i
Age when compulsory excess rises i 10 years
Cancellation fee i £0.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

Petplan

Essential (with all optional covers)

3 stars
Type of cover i Time-limited
Medical cover limit i £3,000.00
Medical excess i £75.00
Annual policy limit i
Annual condition limit i
Lifetime policy limit i
Lifetime condition limit i £3,000.00
Dental cover (if due to an accident) i £3,000.00
Cruciate ligament damage i £3,000.00
CT scans i £3,000.00
MRI scans i £3,000.00
Prescribed food i £3,000.00
Complementary treatment i £500.00
Boarding fees limit i £2,000.00
Death benefit (illness) i £3,000.00
Euthanasia cover limit i £3,000.00
Cremation i £0.00
Holiday cancellation i £2,000.00
Holiday cover i £0.00
Quarantine costs cover i £0.00
Loss of PETS passport or other travel documents i £0.00
Emergency expenses abroad i £3,000.00
Maximum number of days abroad i
Age when compulsory excess rises i 8 years
Cancellation fee i £0.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

Petplan

Essential

3 stars
Type of cover i Time-limited
Medical cover limit i £3,000.00
Medical excess i £75.00
Annual policy limit i
Annual condition limit i
Lifetime policy limit i
Lifetime condition limit i £3,000.00
Dental cover (if due to an accident) i £3,000.00
Cruciate ligament damage i £3,000.00
CT scans i £3,000.00
MRI scans i £3,000.00
Prescribed food i £3,000.00
Complementary treatment i £500.00
Boarding fees limit i £2,000.00
Death benefit (illness) i £0.00
Euthanasia cover limit i £3,000.00
Cremation i £0.00
Holiday cancellation i £2,000.00
Holiday cover i £0.00
Quarantine costs cover i £0.00
Loss of PETS passport or other travel documents i £0.00
Emergency expenses abroad i £3,000.00
Maximum number of days abroad i
Age when compulsory excess rises i 8 years
Cancellation fee i £0.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

Dog insurance

Petplan

Classic+ (with all optional covers)

5 stars
Type of cover i Lifetime, annual
Medical cover limit i £7,000.00
Medical excess i £120.00
Annual policy limit i £7,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £7,000.00
Cruciate ligament damage i £7,000.00
CT scans i £7,000.00
MRI scans i £7,000.00
Prescribed food i £7,000.00
Complementary treatment i £2,000.00
Euthanasia cover limit i £7,000.00
Cremation i £0.00
Age when compulsory excess rises i 10 years
Amendment fee i £0.00
Holiday cancellation i £2,000.00
Holiday cover i £0.00
If renewed, are existing conditions covered? i

Petplan

Classic (with all optional covers)

5 stars
Type of cover i Lifetime, annual
Medical cover limit i £4,000.00
Medical excess i £120.00
Annual policy limit i £4,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £4,000.00
Cruciate ligament damage i £4,000.00
CT scans i £4,000.00
MRI scans i £4,000.00
Prescribed food i £4,000.00
Complementary treatment i £2,000.00
Euthanasia cover limit i £4,000.00
Cremation i £0.00
Age when compulsory excess rises i 10 years
Amendment fee i £0.00
Holiday cancellation i £2,000.00
Holiday cover i £0.00
If renewed, are existing conditions covered? i

Petplan

Ultimate (with all optional covers)

5 stars
Type of cover i Lifetime, annual
Medical cover limit i £12,000.00
Medical excess i £120.00
Annual policy limit i £12,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £12,000.00
Cruciate ligament damage i £12,000.00
CT scans i £12,000.00
MRI scans i £12,000.00
Prescribed food i £12,000.00
Complementary treatment i £2,000.00
Euthanasia cover limit i £12,000.00
Cremation i £0.00
Age when compulsory excess rises i 10 years
Amendment fee i £0.00
Holiday cancellation i £2,000.00
Holiday cover i £0.00
If renewed, are existing conditions covered? i

Petplan

Ultimate

4 stars
Type of cover i Lifetime, annual
Medical cover limit i £12,000.00
Medical excess i £120.00
Annual policy limit i £12,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £12,000.00
Cruciate ligament damage i £12,000.00
CT scans i £12,000.00
MRI scans i £12,000.00
Prescribed food i £12,000.00
Complementary treatment i £2,000.00
Euthanasia cover limit i £12,000.00
Cremation i £0.00
Age when compulsory excess rises i 10 years
Amendment fee i £0.00
Holiday cancellation i £2,000.00
Holiday cover i £0.00
If renewed, are existing conditions covered? i

Petplan

Classic+

4 stars
Type of cover i Lifetime, annual
Medical cover limit i £7,000.00
Medical excess i £120.00
Annual policy limit i £7,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £7,000.00
Cruciate ligament damage i £7,000.00
CT scans i £7,000.00
MRI scans i £7,000.00
Prescribed food i £7,000.00
Complementary treatment i £2,000.00
Euthanasia cover limit i £7,000.00
Cremation i £0.00
Age when compulsory excess rises i 10 years
Amendment fee i £0.00
Holiday cancellation i £2,000.00
Holiday cover i £0.00
If renewed, are existing conditions covered? i

Petplan

Classic

4 stars
Type of cover i Lifetime, annual
Medical cover limit i £4,000.00
Medical excess i £120.00
Annual policy limit i £4,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £4,000.00
Cruciate ligament damage i £4,000.00
CT scans i £4,000.00
MRI scans i £4,000.00
Prescribed food i £4,000.00
Complementary treatment i £2,000.00
Euthanasia cover limit i £4,000.00
Cremation i £0.00
Age when compulsory excess rises i 10 years
Amendment fee i £0.00
Holiday cancellation i £2,000.00
Holiday cover i £0.00
If renewed, are existing conditions covered? i

Petplan

Essential

3 stars
Type of cover i Time-limited
Medical cover limit i £3,000.00
Medical excess i £85.00
Annual policy limit i
Annual condition limit i
Lifetime policy limit i
Lifetime condition limit i £3,000.00
Dental cover (if due to an accident) i £3,000.00
Cruciate ligament damage i £3,000.00
CT scans i £3,000.00
MRI scans i £3,000.00
Prescribed food i £3,000.00
Complementary treatment i £500.00
Euthanasia cover limit i £3,000.00
Cremation i £0.00
Age when compulsory excess rises i 8 years
Amendment fee i £0.00
Holiday cancellation i £2,000.00
Holiday cover i £0.00
If renewed, are existing conditions covered? i

Petplan

Essential (with all optional covers)

3 stars
Type of cover i Time-limited
Medical cover limit i £3,000.00
Medical excess i £85.00
Annual policy limit i
Annual condition limit i
Lifetime policy limit i
Lifetime condition limit i £3,000.00
Dental cover (if due to an accident) i £3,000.00
Cruciate ligament damage i £3,000.00
CT scans i £3,000.00
MRI scans i £3,000.00
Prescribed food i £3,000.00
Complementary treatment i £500.00
Euthanasia cover limit i £3,000.00
Cremation i £0.00
Age when compulsory excess rises i 8 years
Amendment fee i £0.00
Holiday cancellation i £2,000.00
Holiday cover i £0.00
If renewed, are existing conditions covered? i