We don't currently rate Pure Retirement in our Customer Experience Ratings.
Equity Release
| Early repayment charge (if you repay in year 3 of the loan) | 8% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £125.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 5% |
| Early repayment charge (if you repay in year 12 of the loan) | 1% (0% yr 16+) |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £125.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | £595.00 |
| Adding or removing someone to your loan (Scotland) | £595.00 |
| Member of the equity release council | |
| Minimum Cash Reserve | |
| Number of payments allowed per annum (repayment flexibility) | 12 |
Pure Retirement
Sovereign
| Early repayment charge (if you repay in year 3 of the loan) | 8% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £125.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 6% |
| Early repayment charge (if you repay in year 12 of the loan) | 0% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £125.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | £595.00 |
| Adding or removing someone to your loan (Scotland) | £595.00 |
| Member of the equity release council | |
| Minimum Cash Reserve | £2,000.00 |
| Number of payments allowed per annum (repayment flexibility) | 12 |
Pure Retirement
Classic Flexible
| Early repayment charge (if you repay in year 3 of the loan) | 8% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £125.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 5% |
| Early repayment charge (if you repay in year 12 of the loan) | 1% (0% yr 16+) |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £125.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | £595.00 |
| Adding or removing someone to your loan (Scotland) | £595.00 |
| Member of the equity release council | |
| Minimum Cash Reserve | |
| Number of payments allowed per annum (repayment flexibility) | 12 |
Pure Retirement
Emerald2
| Early repayment charge (if you repay in year 3 of the loan) | 6% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £125.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 5% |
| Early repayment charge (if you repay in year 12 of the loan) | 0% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £125.00 |
| Max Partial repayments allowed in a year | 12% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | £595.00 |
| Adding or removing someone to your loan (Scotland) | £595.00 |
| Member of the equity release council | |
| Minimum Cash Reserve | |
| Number of payments allowed per annum (repayment flexibility) | 12 |
Pure Retirement
Sovereign £895 Arrangement fee
| Early repayment charge (if you repay in year 3 of the loan) | 8% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £125.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 6% |
| Early repayment charge (if you repay in year 12 of the loan) | 0% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £125.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | £595.00 |
| Adding or removing someone to your loan (Scotland) | £595.00 |
| Member of the equity release council | |
| Minimum Cash Reserve | £2,000.00 |
| Number of payments allowed per annum (repayment flexibility) | 12 |
Pure Retirement
Classic Flexible Drawdown
| Early repayment charge (if you repay in year 3 of the loan) | 8% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £125.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 5% |
| Early repayment charge (if you repay in year 12 of the loan) | 1% (0% yr 16+) |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £125.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | £595.00 |
| Adding or removing someone to your loan (Scotland) | £595.00 |
| Member of the equity release council | |
| Minimum Cash Reserve | £2,000.00 |
| Number of payments allowed per annum (repayment flexibility) | 12 |
Pure Retirement
Classic Elite Flexible Drawdown
| Early repayment charge (if you repay in year 3 of the loan) | 8% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £125.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 5% |
| Early repayment charge (if you repay in year 12 of the loan) | 1% (0% yr 16+) |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £125.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | £595.00 |
| Adding or removing someone to your loan (Scotland) | £595.00 |
| Member of the equity release council | |
| Minimum Cash Reserve | £2,000.00 |
| Number of payments allowed per annum (repayment flexibility) | 12 |
Pure Retirement
Sovereign Elite Casback
| Early repayment charge (if you repay in year 3 of the loan) | 8% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £125.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 5% |
| Early repayment charge (if you repay in year 12 of the loan) | 0% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £125.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | £595.00 |
| Adding or removing someone to your loan (Scotland) | £595.00 |
| Member of the equity release council | |
| Minimum Cash Reserve | £2,000.00 |
| Number of payments allowed per annum (repayment flexibility) | 12 |
Pure Retirement
Sovereign Casback
| Early repayment charge (if you repay in year 3 of the loan) | 8% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £125.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 5% |
| Early repayment charge (if you repay in year 12 of the loan) | 0% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £125.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | £595.00 |
| Adding or removing someone to your loan (Scotland) | £595.00 |
| Member of the equity release council | |
| Minimum Cash Reserve | £2,000.00 |
| Number of payments allowed per annum (repayment flexibility) | 12 |
Pure Retirement
Sovereign Elite £895 Arrangement fee
| Early repayment charge (if you repay in year 3 of the loan) | 8% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £125.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 5% |
| Early repayment charge (if you repay in year 12 of the loan) | 0% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £125.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | £595.00 |
| Adding or removing someone to your loan (Scotland) | £595.00 |
| Member of the equity release council | |
| Minimum Cash Reserve | £2,000.00 |
| Number of payments allowed per annum (repayment flexibility) | 12 |
Pure Retirement
Sovereign Elite
| Early repayment charge (if you repay in year 3 of the loan) | 8% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £125.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 5% |
| Early repayment charge (if you repay in year 12 of the loan) | 0% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £125.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | £595.00 |
| Adding or removing someone to your loan (Scotland) | £595.00 |
| Member of the equity release council | |
| Minimum Cash Reserve | £2,000.00 |
| Number of payments allowed per annum (repayment flexibility) | 12 |
Pure Retirement
Emerald1
| Early repayment charge (if you repay in year 3 of the loan) | 6% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £125.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 5% |
| Early repayment charge (if you repay in year 12 of the loan) | 0% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £125.00 |
| Max Partial repayments allowed in a year | 12% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | £595.00 |
| Adding or removing someone to your loan (Scotland) | £595.00 |
| Member of the equity release council | |
| Minimum Cash Reserve | |
| Number of payments allowed per annum (repayment flexibility) | 12 |
Pure Retirement
Heritage Freedom 40 Super
| Early repayment charge (if you repay in year 3 of the loan) | 8% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £125.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 5% |
| Early repayment charge (if you repay in year 12 of the loan) | 1% (0% yr 16+) |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £125.00 |
| Max Partial repayments allowed in a year | 40% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | £595.00 |
| Adding or removing someone to your loan (Scotland) | £595.00 |
| Member of the equity release council | |
| Minimum Cash Reserve | £5,000.00 |
| Number of payments allowed per annum (repayment flexibility) | 12 |
Pure Retirement
Heritage Freedom 20 Super
| Early repayment charge (if you repay in year 3 of the loan) | 8% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £125.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 5% |
| Early repayment charge (if you repay in year 12 of the loan) | 1% (0% yr 16+) |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £125.00 |
| Max Partial repayments allowed in a year | 20% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | £595.00 |
| Adding or removing someone to your loan (Scotland) | £595.00 |
| Member of the equity release council | |
| Minimum Cash Reserve | £5,000.00 |
| Number of payments allowed per annum (repayment flexibility) | 12 |
Pure Retirement
Heritage Super
| Early repayment charge (if you repay in year 3 of the loan) | 8% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £125.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 5% |
| Early repayment charge (if you repay in year 12 of the loan) | 1% (0% yr 16+) |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £125.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | £595.00 |
| Adding or removing someone to your loan (Scotland) | £595.00 |
| Member of the equity release council | |
| Minimum Cash Reserve | £5,000.00 |
| Number of payments allowed per annum (repayment flexibility) | 6 |
Pure Retirement
Heritage Special 3
| Early repayment charge (if you repay in year 3 of the loan) | 8% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £125.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 5% |
| Early repayment charge (if you repay in year 12 of the loan) | 1% (0% yr 16+) |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £125.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | £595.00 |
| Adding or removing someone to your loan (Scotland) | £595.00 |
| Member of the equity release council | |
| Minimum Cash Reserve | £5,000.00 |
| Number of payments allowed per annum (repayment flexibility) | 6 |
Pure Retirement
Heritage Special 1
| Early repayment charge (if you repay in year 3 of the loan) | 8% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £125.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 5% |
| Early repayment charge (if you repay in year 12 of the loan) | 1% (0% yr 16+) |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £125.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | £595.00 |
| Adding or removing someone to your loan (Scotland) | £595.00 |
| Member of the equity release council | |
| Minimum Cash Reserve | £5,000.00 |
| Number of payments allowed per annum (repayment flexibility) | 6 |
Pure Retirement
Heritage Special 2
| Early repayment charge (if you repay in year 3 of the loan) | 8% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £125.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 5% |
| Early repayment charge (if you repay in year 12 of the loan) | 1% (0% yr 16+) |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £125.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | £595.00 |
| Adding or removing someone to your loan (Scotland) | £595.00 |
| Member of the equity release council | |
| Minimum Cash Reserve | £5,000.00 |
| Number of payments allowed per annum (repayment flexibility) | 6 |
Pure Retirement
Heritage Super Max
| Early repayment charge (if you repay in year 3 of the loan) | 8% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £125.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 5% |
| Early repayment charge (if you repay in year 12 of the loan) | 1% (0% yr 16+) |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £125.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | £595.00 |
| Adding or removing someone to your loan (Scotland) | £595.00 |
| Member of the equity release council | |
| Minimum Cash Reserve | £5,000.00 |
| Number of payments allowed per annum (repayment flexibility) | 6 |