Formed in 1873, The Royal Kennel Club, are dedicated to protecting and promoting the health and welfare of all dogs. They provide a voluntary register for pedigree and crossbreed dogs as well as providing information and advice on dogs such as dog health training and breeding.They offer pet insurance as an appointed representative of Agria Pet Insurance. Agira Pet has been trading in the UK since 2009 and in the UK, insures cats, dogs and rabbits. Their offices are in Aylesbury, Buckinghamshire.

Our product ratings are designed to help you choose a quality product. We rate policies on the key features that are most important for the majority of customers.

Pet insurance

8 products reviewed

Dog insurance

8 products reviewed

Royal Kennel Club

Lifetime (with all optional covers)

Feature Value
Medical excess
£105.00
Type of cover
Lifetime, annual
Medical cover limit
£7,500.00
If renewed, are existing conditions covered? Yes
Annual policy limit
£7,500.00
Annual condition limit
N/A
Lifetime policy limit
Unlimited
Lifetime condition limit
N/A
Royal Kennel Club

Lifetime Premium

Feature Value
Medical excess
£105.00
Type of cover
Lifetime, annual
Medical cover limit
£25,000.00
If renewed, are existing conditions covered? Yes
Annual policy limit
£25,000.00
Annual condition limit
N/A
Lifetime policy limit
Unlimited
Lifetime condition limit
N/A
Royal Kennel Club

Lifetime

Feature Value
Medical excess
£105.00
Type of cover
Lifetime, annual
Medical cover limit
£7,500.00
If renewed, are existing conditions covered? Yes
Annual policy limit
£7,500.00
Annual condition limit
N/A
Lifetime policy limit
Unlimited
Lifetime condition limit
N/A
Royal Kennel Club

Lifetime Plus

Feature Value
Medical excess
£105.00
Type of cover
Lifetime, annual
Medical cover limit
£15,000.00
If renewed, are existing conditions covered? Yes
Annual policy limit
£15,000.00
Annual condition limit
N/A
Lifetime policy limit
Unlimited
Lifetime condition limit
N/A
Royal Kennel Club

Lifetime Premium (with all optional covers)

Feature Value
Medical excess
£105.00
Type of cover
Lifetime, annual
Medical cover limit
£25,000.00
If renewed, are existing conditions covered? Yes
Annual policy limit
£25,000.00
Annual condition limit
N/A
Lifetime policy limit
Unlimited
Lifetime condition limit
N/A
Royal Kennel Club

Lifetime Plus (with all optional covers)

Feature Value
Medical excess
£105.00
Type of cover
Lifetime, annual
Medical cover limit
£15,000.00
If renewed, are existing conditions covered? Yes
Annual policy limit
£15,000.00
Annual condition limit
N/A
Lifetime policy limit
Unlimited
Lifetime condition limit
N/A
Royal Kennel Club

Lifetime Lite

Feature Value
Medical excess
£105.00
Type of cover
Lifetime, annual
Medical cover limit
£4,000.00
If renewed, are existing conditions covered? Yes
Annual policy limit
£4,000.00
Annual condition limit
N/A
Lifetime policy limit
Unlimited
Lifetime condition limit
N/A
Royal Kennel Club

Lifetime Lite (with all optional covers)

Feature Value
Medical excess
£105.00
Type of cover
Lifetime, annual
Medical cover limit
£4,000.00
If renewed, are existing conditions covered? Yes
Annual policy limit
£4,000.00
Annual condition limit
N/A
Lifetime policy limit
Unlimited
Lifetime condition limit
N/A

Our unique Customer Experience Ratings help consumers find companies that offer a good service.

Pet insurance

Ranked 2nd of 29 providers reviewed


Customer happiness score 70.38%
Customer trust score 67.84%
Complaints performance 72.7%
Transparency rating 78.8%

Fairer Finance Score

Reviewed Autumn 2026

72.43%