Formed in 1873, The Royal Kennel Club, are dedicated to protecting and promoting the health and welfare of all dogs. They provide a voluntary register for pedigree and crossbreed dogs as well as providing information and advice on dogs such as dog health training and breeding.They offer pet insurance as an appointed representative of Agria Pet Insurance. Agira Pet has been trading in the UK since 2009 and in the UK, insures cats, dogs and rabbits. Their offices are in Aylesbury, Buckinghamshire.
Our product ratings are designed to help you choose a quality product. We rate policies on the key features that are most important for the majority of customers.
Pet insurance
8 products reviewed
Dog insurance
8 products reviewed
- Lifetime (with all optional covers)
- Lifetime Premium
- Lifetime
- Lifetime Plus
- Lifetime Premium (with all optional covers)
- Lifetime Plus (with all optional covers)
- Lifetime Lite
- Lifetime Lite (with all optional covers)
Royal Kennel Club
Lifetime (with all optional covers)
| Feature | Value |
|---|---|
| Medical excess |
£105.00
|
| Type of cover |
Lifetime, annual
|
| Medical cover limit |
£7,500.00
|
| If renewed, are existing conditions covered? | Yes |
| Annual policy limit |
£7,500.00
|
| Annual condition limit |
N/A
|
| Lifetime policy limit |
Unlimited
|
| Lifetime condition limit |
N/A
|
Royal Kennel Club
Lifetime Premium
| Feature | Value |
|---|---|
| Medical excess |
£105.00
|
| Type of cover |
Lifetime, annual
|
| Medical cover limit |
£25,000.00
|
| If renewed, are existing conditions covered? | Yes |
| Annual policy limit |
£25,000.00
|
| Annual condition limit |
N/A
|
| Lifetime policy limit |
Unlimited
|
| Lifetime condition limit |
N/A
|
Royal Kennel Club
Lifetime
| Feature | Value |
|---|---|
| Medical excess |
£105.00
|
| Type of cover |
Lifetime, annual
|
| Medical cover limit |
£7,500.00
|
| If renewed, are existing conditions covered? | Yes |
| Annual policy limit |
£7,500.00
|
| Annual condition limit |
N/A
|
| Lifetime policy limit |
Unlimited
|
| Lifetime condition limit |
N/A
|
Royal Kennel Club
Lifetime Plus
| Feature | Value |
|---|---|
| Medical excess |
£105.00
|
| Type of cover |
Lifetime, annual
|
| Medical cover limit |
£15,000.00
|
| If renewed, are existing conditions covered? | Yes |
| Annual policy limit |
£15,000.00
|
| Annual condition limit |
N/A
|
| Lifetime policy limit |
Unlimited
|
| Lifetime condition limit |
N/A
|
Royal Kennel Club
Lifetime Premium (with all optional covers)
| Feature | Value |
|---|---|
| Medical excess |
£105.00
|
| Type of cover |
Lifetime, annual
|
| Medical cover limit |
£25,000.00
|
| If renewed, are existing conditions covered? | Yes |
| Annual policy limit |
£25,000.00
|
| Annual condition limit |
N/A
|
| Lifetime policy limit |
Unlimited
|
| Lifetime condition limit |
N/A
|
Royal Kennel Club
Lifetime Plus (with all optional covers)
| Feature | Value |
|---|---|
| Medical excess |
£105.00
|
| Type of cover |
Lifetime, annual
|
| Medical cover limit |
£15,000.00
|
| If renewed, are existing conditions covered? | Yes |
| Annual policy limit |
£15,000.00
|
| Annual condition limit |
N/A
|
| Lifetime policy limit |
Unlimited
|
| Lifetime condition limit |
N/A
|
Royal Kennel Club
Lifetime Lite
| Feature | Value |
|---|---|
| Medical excess |
£105.00
|
| Type of cover |
Lifetime, annual
|
| Medical cover limit |
£4,000.00
|
| If renewed, are existing conditions covered? | Yes |
| Annual policy limit |
£4,000.00
|
| Annual condition limit |
N/A
|
| Lifetime policy limit |
Unlimited
|
| Lifetime condition limit |
N/A
|
Royal Kennel Club
Lifetime Lite (with all optional covers)
| Feature | Value |
|---|---|
| Medical excess |
£105.00
|
| Type of cover |
Lifetime, annual
|
| Medical cover limit |
£4,000.00
|
| If renewed, are existing conditions covered? | Yes |
| Annual policy limit |
£4,000.00
|
| Annual condition limit |
N/A
|
| Lifetime policy limit |
Unlimited
|
| Lifetime condition limit |
N/A
|
Our unique Customer Experience Ratings help consumers find companies that offer a good service.
Pet insurance
Ranked 2nd of 29 providers reviewed
| Customer happiness score | 70.38% |
|---|---|
| Customer trust score | 67.84% |
| Complaints performance | 72.7% |
| Transparency rating | 78.8% |
|
Fairer Finance Score Reviewed Autumn 2026 |
72.43% |