RSPCA
Best known as an animal welfare charity RSCPA has also teamed up with Covea to offer pet insurance.
The RSPCA was founded in 1824 and is based in West Sussex.
Pet insurance
Ranked 4th of 34 providers reviewed.
| Customer happiness | 64.42% |
|---|---|
| Customer trust | 65.38% |
| Complaints performance | 79.76% |
| Transparency rating | 74.21% |
| Fairer Finance score Reviewed Spring 2023 |
71% |
Pet insurance
Cat insurance
| Type of cover i | Lifetime, annual |
|---|---|
| Medical cover limit i | £8,000.00 |
| Medical excess i | £100.00 |
| Annual policy limit i | £8,000.00 |
| Annual condition limit i | |
| Lifetime policy limit i | Unlimited |
| Lifetime condition limit i | |
| Dental cover (if due to an accident) i | £2,000.00 |
| Cruciate ligament damage i | £8,000.00 |
| CT scans i | £8,000.00 |
| MRI scans i | £8,000.00 |
| Prescription diet (treatment of bladder stones only) i | £500.00 |
| Complementary treatment i | £1,500.00 |
| Boarding fees limit i | £1,000.00 |
| Death benefit (illness) i | £2,000.00 |
| Euthanasia cover limit i | £200.00 |
| Cremation i | £200.00 |
| Holiday cancellation i | £2,000.00 |
| Holiday cover i | £8,000.00 |
| Quarantine costs cover i | £1,000.00 |
| Loss of PETS passport or other travel documents i | £250.00 |
| Emergency expenses abroad i | £1,000.00 |
| Maximum number of days abroad i | 60 days |
| Age when compulsory excess rises i | 7 years |
| Cancellation fee i | £0.00 |
| Amendment fee i | £0.00 |
| If renewed, are existing conditions covered? i |
RSPCA
Platinum
| Type of cover i | Lifetime, annual |
|---|---|
| Medical cover limit i | £12,000.00 |
| Medical excess i | £100.00 |
| Annual policy limit i | £12,000.00 |
| Annual condition limit i | |
| Lifetime policy limit i | Unlimited |
| Lifetime condition limit i | |
| Dental cover (if due to an accident) i | £2,000.00 |
| Cruciate ligament damage i | £12,000.00 |
| CT scans i | £12,000.00 |
| MRI scans i | £12,000.00 |
| Prescription diet (treatment of bladder stones only) i | £500.00 |
| Complementary treatment i | £1,500.00 |
| Boarding fees limit i | £1,000.00 |
| Death benefit (illness) i | £2,000.00 |
| Euthanasia cover limit i | £200.00 |
| Cremation i | £200.00 |
| Holiday cancellation i | £2,000.00 |
| Holiday cover i | £12,000.00 |
| Quarantine costs cover i | £1,000.00 |
| Loss of PETS passport or other travel documents i | £250.00 |
| Emergency expenses abroad i | £1,000.00 |
| Maximum number of days abroad i | 60 days |
| Age when compulsory excess rises i | 7 years |
| Cancellation fee i | £0.00 |
| Amendment fee i | £0.00 |
| If renewed, are existing conditions covered? i |
RSPCA
Bronze
| Type of cover i | Time-limited |
|---|---|
| Medical cover limit i | £4,000.00 |
| Medical excess i | £100.00 |
| Annual policy limit i | |
| Annual condition limit i | |
| Lifetime policy limit i | |
| Lifetime condition limit i | £4,000.00 |
| Dental cover (if due to an accident) i | £500.00 |
| Cruciate ligament damage i | £4,000.00 |
| CT scans i | £4,000.00 |
| MRI scans i | £4,000.00 |
| Prescription diet (treatment of bladder stones only) i | £0.00 |
| Complementary treatment i | £500.00 |
| Boarding fees limit i | £1,000.00 |
| Death benefit (illness) i | £500.00 |
| Euthanasia cover limit i | £150.00 |
| Cremation i | £150.00 |
| Holiday cancellation i | £2,000.00 |
| Holiday cover i | £4,000.00 |
| Quarantine costs cover i | £1,000.00 |
| Loss of PETS passport or other travel documents i | £250.00 |
| Emergency expenses abroad i | £1,000.00 |
| Maximum number of days abroad i | 60 days |
| Age when compulsory excess rises i | 7 years |
| Cancellation fee i | £0.00 |
| Amendment fee i | £0.00 |
| If renewed, are existing conditions covered? i |
RSPCA
Silver
| Type of cover i | Time-limited |
|---|---|
| Medical cover limit i | £6,000.00 |
| Medical excess i | £100.00 |
| Annual policy limit i | |
| Annual condition limit i | |
| Lifetime policy limit i | |
| Lifetime condition limit i | £6,000.00 |
| Dental cover (if due to an accident) i | £1,000.00 |
| Cruciate ligament damage i | £6,000.00 |
| CT scans i | £6,000.00 |
| MRI scans i | £6,000.00 |
| Prescription diet (treatment of bladder stones only) i | £100.00 |
| Complementary treatment i | £1,000.00 |
| Boarding fees limit i | £1,000.00 |
| Death benefit (illness) i | £1,000.00 |
| Euthanasia cover limit i | £150.00 |
| Cremation i | £150.00 |
| Holiday cancellation i | £2,000.00 |
| Holiday cover i | £6,000.00 |
| Quarantine costs cover i | £1,000.00 |
| Loss of PETS passport or other travel documents i | £250.00 |
| Emergency expenses abroad i | £1,000.00 |
| Maximum number of days abroad i | 60 days |
| Age when compulsory excess rises i | 7 years |
| Cancellation fee i | £0.00 |
| Amendment fee i | £0.00 |
| If renewed, are existing conditions covered? i |
RSPCA
Accident Only
| Type of cover i | Accident-only |
|---|---|
| Medical cover limit i | £2,500.00 |
| Medical excess i | £100.00 |
| Annual policy limit i | £2,500.00 |
| Annual condition limit i | £2,500.00 |
| Lifetime policy limit i | |
| Lifetime condition limit i | |
| Dental cover (if due to an accident) i | £500.00 |
| Cruciate ligament damage i | £2,500.00 |
| CT scans i | £2,500.00 |
| MRI scans i | £2,500.00 |
| Prescription diet (treatment of bladder stones only) i | £0.00 |
| Complementary treatment i | £0.00 |
| Boarding fees limit i | £0.00 |
| Death benefit (illness) i | £0.00 |
| Euthanasia cover limit i | £150.00 |
| Cremation i | £150.00 |
| Holiday cancellation i | £0.00 |
| Holiday cover i | £0.00 |
| Quarantine costs cover i | £0.00 |
| Loss of PETS passport or other travel documents i | £0.00 |
| Emergency expenses abroad i | £0.00 |
| Maximum number of days abroad i | |
| Age when compulsory excess rises i | 7 years |
| Cancellation fee i | £0.00 |
| Amendment fee i | £0.00 |
| If renewed, are existing conditions covered? i |
Dog insurance
RSPCA
Gold
| Type of cover i | Lifetime, annual |
|---|---|
| Medical cover limit i | £8,000.00 |
| Medical excess i | £100.00 |
| Annual policy limit i | £8,000.00 |
| Annual condition limit i | |
| Lifetime policy limit i | Unlimited |
| Lifetime condition limit i | |
| Dental cover (if due to an accident) i | £2,000.00 |
| Cruciate ligament damage i | £8,000.00 |
| CT scans i | £8,000.00 |
| MRI scans i | £8,000.00 |
| Prescription diet (treatment of bladder stones only) i | £500.00 |
| Complementary treatment i | £1,500.00 |
| Euthanasia cover limit i | £200.00 |
| Cremation i | £200.00 |
| Age when compulsory excess rises i | 7 years |
| Amendment fee i | £0.00 |
| Holiday cancellation i | £2,000.00 |
| Holiday cover i | £8,000.00 |
| If renewed, are existing conditions covered? i |
RSPCA
Platinum
| Type of cover i | Lifetime, annual |
|---|---|
| Medical cover limit i | £12,000.00 |
| Medical excess i | £100.00 |
| Annual policy limit i | £12,000.00 |
| Annual condition limit i | |
| Lifetime policy limit i | Unlimited |
| Lifetime condition limit i | |
| Dental cover (if due to an accident) i | £2,000.00 |
| Cruciate ligament damage i | £12,000.00 |
| CT scans i | £12,000.00 |
| MRI scans i | £12,000.00 |
| Prescription diet (treatment of bladder stones only) i | £500.00 |
| Complementary treatment i | £1,500.00 |
| Euthanasia cover limit i | £200.00 |
| Cremation i | £200.00 |
| Age when compulsory excess rises i | 7 years |
| Amendment fee i | £0.00 |
| Holiday cancellation i | £2,000.00 |
| Holiday cover i | £12,000.00 |
| If renewed, are existing conditions covered? i |
RSPCA
Silver
| Type of cover i | Time-limited |
|---|---|
| Medical cover limit i | £6,000.00 |
| Medical excess i | £100.00 |
| Annual policy limit i | |
| Annual condition limit i | |
| Lifetime policy limit i | |
| Lifetime condition limit i | 6,000 |
| Dental cover (if due to an accident) i | £1,000.00 |
| Cruciate ligament damage i | £6,000.00 |
| CT scans i | £6,000.00 |
| MRI scans i | £6,000.00 |
| Prescription diet (treatment of bladder stones only) i | £100.00 |
| Complementary treatment i | £1,000.00 |
| Euthanasia cover limit i | £150.00 |
| Cremation i | £150.00 |
| Age when compulsory excess rises i | 7 years |
| Amendment fee i | £0.00 |
| Holiday cancellation i | £2,000.00 |
| Holiday cover i | £6,000.00 |
| If renewed, are existing conditions covered? i |
RSPCA
Bronze
| Type of cover i | Time-limited |
|---|---|
| Medical cover limit i | £4,000.00 |
| Medical excess i | £100.00 |
| Annual policy limit i | |
| Annual condition limit i | |
| Lifetime policy limit i | |
| Lifetime condition limit i | 4,000 |
| Dental cover (if due to an accident) i | £500.00 |
| Cruciate ligament damage i | £4,000.00 |
| CT scans i | £4,000.00 |
| MRI scans i | £4,000.00 |
| Prescription diet (treatment of bladder stones only) i | £0.00 |
| Complementary treatment i | £500.00 |
| Euthanasia cover limit i | £150.00 |
| Cremation i | £150.00 |
| Age when compulsory excess rises i | 7 years |
| Amendment fee i | £0.00 |
| Holiday cancellation i | £2,000.00 |
| Holiday cover i | £4,000.00 |
| If renewed, are existing conditions covered? i |
RSPCA
Accident Only
| Type of cover i | Accident-only |
|---|---|
| Medical cover limit i | £2,500.00 |
| Medical excess i | £100.00 |
| Annual policy limit i | £2,500.00 |
| Annual condition limit i | £2,500.00 |
| Lifetime policy limit i | |
| Lifetime condition limit i | |
| Dental cover (if due to an accident) i | £500.00 |
| Cruciate ligament damage i | £2,500.00 |
| CT scans i | £2,500.00 |
| MRI scans i | £2,500.00 |
| Prescription diet (treatment of bladder stones only) i | £0.00 |
| Complementary treatment i | £0.00 |
| Euthanasia cover limit i | £150.00 |
| Cremation i | £150.00 |
| Age when compulsory excess rises i | 7 years |
| Amendment fee i | £0.00 |
| Holiday cancellation i | £0.00 |
| Holiday cover i | £0.00 |
| If renewed, are existing conditions covered? i |