RSPCA

Best known as an animal welfare charity RSCPA has also teamed up with Covea to offer pet insurance. 

The RSPCA was founded in 1824 and is based in West Sussex. 


RSPCA
Gold ribbon: first place

Pet insurance

Ranked 8th of 28 providers reviewed.

Customer happiness 62.24%
Customer trust 59.18%
Complaints performance 78.29%
Transparency rating 59.54%
Fairer Finance score
Reviewed Autumn 2021
65%

Pet insurance

Cat insurance

RSPCA

Gold

5 stars
Vet fees cover limit per condition i £8,000
Dental cover (if due to an accident) i £2,000
If renewed, are existing conditions covered? i
Vet fees cover limit per policy period i 8,000
Cruciate ligament damage i £8,000
CT scans i £8,000
MRI scans i £8,000
Prescription diet (treatment of bladder stones only) i £500
Euthanasia cover limit i £200
Cremation i £200
Complementary treatment i £1,500
Age when compulsory excess rises i 7 years
Cancellation fee i £0
Amendment fee i £0
Does the policy offer cover if the pet dies because of an illness or accident, or if it’s lost or stolen? i £2,000

RSPCA

Platinum

5 stars
Vet fees cover limit per condition i £12,000
Dental cover (if due to an accident) i £2,000
If renewed, are existing conditions covered? i
Vet fees cover limit per policy period i 12,000
Cruciate ligament damage i £12,000
CT scans i £12,000
MRI scans i £12,000
Prescription diet (treatment of bladder stones only) i £500
Euthanasia cover limit i £200
Cremation i £200
Complementary treatment i £1,500
Age when compulsory excess rises i 7 years
Cancellation fee i £0
Amendment fee i £0
Does the policy offer cover if the pet dies because of an illness or accident, or if it’s lost or stolen? i £2,000

RSPCA

Silver

4 stars
Vet fees cover limit per condition i £6,000
Dental cover (if due to an accident) i £1,000
If renewed, are existing conditions covered? i
Vet fees cover limit per policy period i 6,000
Cruciate ligament damage i £6,000
CT scans i £6,000
MRI scans i £6,000
Prescription diet (treatment of bladder stones only) i £100
Euthanasia cover limit i £150
Cremation i £150
Complementary treatment i £1,000
Age when compulsory excess rises i 7 years
Cancellation fee i £0
Amendment fee i £0
Does the policy offer cover if the pet dies because of an illness or accident, or if it’s lost or stolen? i £1,000

RSPCA

Bronze

3 stars
Vet fees cover limit per condition i £4,000
Dental cover (if due to an accident) i £500
If renewed, are existing conditions covered? i
Vet fees cover limit per policy period i 4,000
Cruciate ligament damage i £4,000
CT scans i £4,000
MRI scans i £4,000
Prescription diet (treatment of bladder stones only) i £0
Euthanasia cover limit i £150
Cremation i £150
Complementary treatment i £500
Age when compulsory excess rises i 7 years
Cancellation fee i £0
Amendment fee i £0
Does the policy offer cover if the pet dies because of an illness or accident, or if it’s lost or stolen? i £500

RSPCA

Accident Only

2 stars
Vet fees cover limit per condition i £2,500
Dental cover (if due to an accident) i £500
If renewed, are existing conditions covered? i
Vet fees cover limit per policy period i 2,500
Cruciate ligament damage i £2,500
CT scans i £2,500
MRI scans i £2,500
Prescription diet (treatment of bladder stones only) i £0
Euthanasia cover limit i £150
Cremation i £150
Complementary treatment i £0
Age when compulsory excess rises i 7 years
Cancellation fee i £0
Amendment fee i £0
Does the policy offer cover if the pet dies because of an illness or accident, or if it’s lost or stolen? i £0

Dog insurance

RSPCA

Gold

5 stars
Vet fees cover limit per condition i £8,000
Dental cover (if due to an accident) i £2,000
If renewed, are existing conditions covered? i
Vet fees cover limit per policy period i 8,000
Cruciate ligament damage i £8,000
CT scans i £8,000
MRI scans i £8,000
Prescription diet (treatment of bladder stones only) i £500
Euthanasia cover limit i £200
Cremation i £200
Complementary treatment i £1,500
Age when compulsory excess rises i 7 years
Amendment fee i £0

RSPCA

Platinum

5 stars
Vet fees cover limit per condition i £12,000
Dental cover (if due to an accident) i £2,000
If renewed, are existing conditions covered? i
Vet fees cover limit per policy period i 12,000
Cruciate ligament damage i £12,000
CT scans i £12,000
MRI scans i £12,000
Prescription diet (treatment of bladder stones only) i £500
Euthanasia cover limit i £200
Cremation i £200
Complementary treatment i £1,500
Age when compulsory excess rises i 7 years
Amendment fee i £0

RSPCA

Silver

4 stars
Vet fees cover limit per condition i £6,000
Dental cover (if due to an accident) i £1,000
If renewed, are existing conditions covered? i
Vet fees cover limit per policy period i 6,000
Cruciate ligament damage i £6,000
CT scans i £6,000
MRI scans i £6,000
Prescription diet (treatment of bladder stones only) i £100
Euthanasia cover limit i £150
Cremation i £150
Complementary treatment i £1,000
Age when compulsory excess rises i 7 years
Amendment fee i £0

RSPCA

Bronze

3 stars
Vet fees cover limit per condition i £4,000
Dental cover (if due to an accident) i £500
If renewed, are existing conditions covered? i
Vet fees cover limit per policy period i 4,000
Cruciate ligament damage i £4,000
CT scans i £4,000
MRI scans i £4,000
Prescription diet (treatment of bladder stones only) i £0
Euthanasia cover limit i £150
Cremation i £150
Complementary treatment i £500
Age when compulsory excess rises i 7 years
Amendment fee i £0

RSPCA

Accident Only

2 stars
Vet fees cover limit per condition i £2,500
Dental cover (if due to an accident) i £500
If renewed, are existing conditions covered? i
Vet fees cover limit per policy period i 2,500
Cruciate ligament damage i £2,500
CT scans i £2,500
MRI scans i £2,500
Prescription diet (treatment of bladder stones only) i £0
Euthanasia cover limit i £150
Cremation i £150
Complementary treatment i £0
Age when compulsory excess rises i 7 years
Amendment fee i £0