RSPCA

Best known as an animal welfare charity RSCPA has also teamed up with Covea to offer pet insurance. 

The RSPCA was founded in 1824 and is based in West Sussex. 


RSPCA
Gold ribbon: first place

Pet insurance

Ranked 1st of 35 providers reviewed.

Customer happiness score 70.83%
Customer trust score 72.92%
Complaints performance 73.44%
Transparency rating 83.28%
Fairer Finance score
Reviewed Autumn 2023
75%
Happiest customers
Most trusted
Most recommended

Pet insurance

Cat insurance

RSPCA

Lifetime £7000

4 stars
Type of cover i Lifetime, annual
Medical cover limit i £7,000.00
Medical excess i £125.00
Annual policy limit i £7,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £7,000.00
Cruciate ligament damage i £7,000.00
CT scans i £7,000.00
MRI scans i £7,000.00
Prescribed food i 25% of the costs for 6 months per condition
Complementary treatment i £1,500.00
Boarding fees limit i £2,000.00
Death benefit (illness) i £2,000.00
Euthanasia cover limit i £7,000.00
Cremation i £200.00
Holiday cancellation i £3,000.00
Holiday cover i £7,000.00
Quarantine costs cover i £150.00
Loss of PETS passport or other travel documents i £250.00
Emergency expenses abroad i £1,500.00
Maximum number of days abroad i 90 days
Age when compulsory excess rises i 10 years
Cancellation fee i £0.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

RSPCA

Lifetime £4000

4 stars
Type of cover i Lifetime, annual
Medical cover limit i £4,000.00
Medical excess i £125.00
Annual policy limit i £4,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £4,000.00
Cruciate ligament damage i £4,000.00
CT scans i £4,000.00
MRI scans i £4,000.00
Prescribed food i 25% of the costs for 6 months per condition
Complementary treatment i £1,000.00
Boarding fees limit i £1,500.00
Death benefit (illness) i £1,500.00
Euthanasia cover limit i £4,000.00
Cremation i £200.00
Holiday cancellation i £1,500.00
Holiday cover i £4,000.00
Quarantine costs cover i £150.00
Loss of PETS passport or other travel documents i £250.00
Emergency expenses abroad i £700.00
Maximum number of days abroad i 90 days
Age when compulsory excess rises i 10 years
Cancellation fee i £0.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

RSPCA

Lifetime £1000

1 stars
Type of cover i Lifetime, annual
Medical cover limit i £1,000.00
Medical excess i £125.00
Annual policy limit i £1,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £1,000.00
Cruciate ligament damage i £1,000.00
CT scans i £1,000.00
MRI scans i £1,000.00
Prescribed food i 25% of the costs for 6 months per condition
Complementary treatment i £500.00
Boarding fees limit i £750.00
Death benefit (illness) i £750.00
Euthanasia cover limit i £1,000.00
Cremation i £200.00
Holiday cancellation i £750.00
Holiday cover i £1,000.00
Quarantine costs cover i £150.00
Loss of PETS passport or other travel documents i £250.00
Emergency expenses abroad i £500.00
Maximum number of days abroad i 90 days
Age when compulsory excess rises i 10 years
Cancellation fee i £0.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

Dog insurance

RSPCA

Lifetime £4000

4 stars
Type of cover i Lifetime, annual
Medical cover limit i £4,000.00
Medical excess i £125.00
Annual policy limit i £4,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £4,000.00
Cruciate ligament damage i £4,000.00
CT scans i £4,000.00
MRI scans i £4,000.00
Prescribed food i 25% of the costs for 6 months per condition
Complementary treatment i £1,000.00
Euthanasia cover limit i £4,000.00
Cremation i £200.00
Age when compulsory excess rises i 8 years
Amendment fee i £0.00
Holiday cancellation i £1,500.00
Holiday cover i £4,000.00
If renewed, are existing conditions covered? i

RSPCA

Lifetime £7000

4 stars
Type of cover i Lifetime, annual
Medical cover limit i £7,000.00
Medical excess i £125.00
Annual policy limit i £7,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £7,000.00
Cruciate ligament damage i £7,000.00
CT scans i £7,000.00
MRI scans i £7,000.00
Prescribed food i 25% of the costs for 6 months per condition
Complementary treatment i £1,500.00
Euthanasia cover limit i £7,000.00
Cremation i £200.00
Age when compulsory excess rises i 8 years
Amendment fee i £0.00
Holiday cancellation i £3,000.00
Holiday cover i £7,000.00
If renewed, are existing conditions covered? i

RSPCA

Lifetime £1000

1 stars
Type of cover i Lifetime, annual
Medical cover limit i £1,000.00
Medical excess i £125.00
Annual policy limit i £1,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £1,000.00
Cruciate ligament damage i £1,000.00
CT scans i £1,000.00
MRI scans i £1,000.00
Prescribed food i 25% of the costs for 6 months per condition
Complementary treatment i £500.00
Euthanasia cover limit i £1,000.00
Cremation i £200.00
Age when compulsory excess rises i 8 years
Amendment fee i £0.00
Holiday cancellation i £750.00
Holiday cover i £1,000.00
If renewed, are existing conditions covered? i