RSPCA
Best known as an animal welfare charity RSCPA has also teamed up with Covea to offer pet insurance.
The RSPCA was founded in 1824 and is based in West Sussex.
Pet insurance
Ranked 8th of 28 providers reviewed.
| Customer happiness | 62.24% |
|---|---|
| Customer trust | 59.18% |
| Complaints performance | 78.29% |
| Transparency rating | 59.54% |
| Fairer Finance score Reviewed Autumn 2021 |
65% |
Pet insurance
Cat insurance
| Vet fees cover limit per condition i | £8,000 |
|---|---|
| Dental cover (if due to an accident) i | £2,000 |
| If renewed, are existing conditions covered? i | |
| Vet fees cover limit per policy period i | 8,000 |
| Cruciate ligament damage i | £8,000 |
| CT scans i | £8,000 |
| MRI scans i | £8,000 |
| Prescription diet (treatment of bladder stones only) i | £500 |
| Euthanasia cover limit i | £200 |
| Cremation i | £200 |
| Complementary treatment i | £1,500 |
| Age when compulsory excess rises i | 7 years |
| Cancellation fee i | £0 |
| Amendment fee i | £0 |
| Does the policy offer cover if the pet dies because of an illness or accident, or if it’s lost or stolen? i | £2,000 |
RSPCA
Platinum
| Vet fees cover limit per condition i | £12,000 |
|---|---|
| Dental cover (if due to an accident) i | £2,000 |
| If renewed, are existing conditions covered? i | |
| Vet fees cover limit per policy period i | 12,000 |
| Cruciate ligament damage i | £12,000 |
| CT scans i | £12,000 |
| MRI scans i | £12,000 |
| Prescription diet (treatment of bladder stones only) i | £500 |
| Euthanasia cover limit i | £200 |
| Cremation i | £200 |
| Complementary treatment i | £1,500 |
| Age when compulsory excess rises i | 7 years |
| Cancellation fee i | £0 |
| Amendment fee i | £0 |
| Does the policy offer cover if the pet dies because of an illness or accident, or if it’s lost or stolen? i | £2,000 |
RSPCA
Silver
| Vet fees cover limit per condition i | £6,000 |
|---|---|
| Dental cover (if due to an accident) i | £1,000 |
| If renewed, are existing conditions covered? i | |
| Vet fees cover limit per policy period i | 6,000 |
| Cruciate ligament damage i | £6,000 |
| CT scans i | £6,000 |
| MRI scans i | £6,000 |
| Prescription diet (treatment of bladder stones only) i | £100 |
| Euthanasia cover limit i | £150 |
| Cremation i | £150 |
| Complementary treatment i | £1,000 |
| Age when compulsory excess rises i | 7 years |
| Cancellation fee i | £0 |
| Amendment fee i | £0 |
| Does the policy offer cover if the pet dies because of an illness or accident, or if it’s lost or stolen? i | £1,000 |
RSPCA
Bronze
| Vet fees cover limit per condition i | £4,000 |
|---|---|
| Dental cover (if due to an accident) i | £500 |
| If renewed, are existing conditions covered? i | |
| Vet fees cover limit per policy period i | 4,000 |
| Cruciate ligament damage i | £4,000 |
| CT scans i | £4,000 |
| MRI scans i | £4,000 |
| Prescription diet (treatment of bladder stones only) i | £0 |
| Euthanasia cover limit i | £150 |
| Cremation i | £150 |
| Complementary treatment i | £500 |
| Age when compulsory excess rises i | 7 years |
| Cancellation fee i | £0 |
| Amendment fee i | £0 |
| Does the policy offer cover if the pet dies because of an illness or accident, or if it’s lost or stolen? i | £500 |
RSPCA
Accident Only
| Vet fees cover limit per condition i | £2,500 |
|---|---|
| Dental cover (if due to an accident) i | £500 |
| If renewed, are existing conditions covered? i | |
| Vet fees cover limit per policy period i | 2,500 |
| Cruciate ligament damage i | £2,500 |
| CT scans i | £2,500 |
| MRI scans i | £2,500 |
| Prescription diet (treatment of bladder stones only) i | £0 |
| Euthanasia cover limit i | £150 |
| Cremation i | £150 |
| Complementary treatment i | £0 |
| Age when compulsory excess rises i | 7 years |
| Cancellation fee i | £0 |
| Amendment fee i | £0 |
| Does the policy offer cover if the pet dies because of an illness or accident, or if it’s lost or stolen? i | £0 |
Dog insurance
RSPCA
Gold
| Vet fees cover limit per condition i | £8,000 |
|---|---|
| Dental cover (if due to an accident) i | £2,000 |
| If renewed, are existing conditions covered? i | |
| Vet fees cover limit per policy period i | 8,000 |
| Cruciate ligament damage i | £8,000 |
| CT scans i | £8,000 |
| MRI scans i | £8,000 |
| Prescription diet (treatment of bladder stones only) i | £500 |
| Euthanasia cover limit i | £200 |
| Cremation i | £200 |
| Complementary treatment i | £1,500 |
| Age when compulsory excess rises i | 7 years |
| Amendment fee i | £0 |
RSPCA
Platinum
| Vet fees cover limit per condition i | £12,000 |
|---|---|
| Dental cover (if due to an accident) i | £2,000 |
| If renewed, are existing conditions covered? i | |
| Vet fees cover limit per policy period i | 12,000 |
| Cruciate ligament damage i | £12,000 |
| CT scans i | £12,000 |
| MRI scans i | £12,000 |
| Prescription diet (treatment of bladder stones only) i | £500 |
| Euthanasia cover limit i | £200 |
| Cremation i | £200 |
| Complementary treatment i | £1,500 |
| Age when compulsory excess rises i | 7 years |
| Amendment fee i | £0 |
RSPCA
Silver
| Vet fees cover limit per condition i | £6,000 |
|---|---|
| Dental cover (if due to an accident) i | £1,000 |
| If renewed, are existing conditions covered? i | |
| Vet fees cover limit per policy period i | 6,000 |
| Cruciate ligament damage i | £6,000 |
| CT scans i | £6,000 |
| MRI scans i | £6,000 |
| Prescription diet (treatment of bladder stones only) i | £100 |
| Euthanasia cover limit i | £150 |
| Cremation i | £150 |
| Complementary treatment i | £1,000 |
| Age when compulsory excess rises i | 7 years |
| Amendment fee i | £0 |
RSPCA
Bronze
| Vet fees cover limit per condition i | £4,000 |
|---|---|
| Dental cover (if due to an accident) i | £500 |
| If renewed, are existing conditions covered? i | |
| Vet fees cover limit per policy period i | 4,000 |
| Cruciate ligament damage i | £4,000 |
| CT scans i | £4,000 |
| MRI scans i | £4,000 |
| Prescription diet (treatment of bladder stones only) i | £0 |
| Euthanasia cover limit i | £150 |
| Cremation i | £150 |
| Complementary treatment i | £500 |
| Age when compulsory excess rises i | 7 years |
| Amendment fee i | £0 |
RSPCA
Accident Only
| Vet fees cover limit per condition i | £2,500 |
|---|---|
| Dental cover (if due to an accident) i | £500 |
| If renewed, are existing conditions covered? i | |
| Vet fees cover limit per policy period i | 2,500 |
| Cruciate ligament damage i | £2,500 |
| CT scans i | £2,500 |
| MRI scans i | £2,500 |
| Prescription diet (treatment of bladder stones only) i | £0 |
| Euthanasia cover limit i | £150 |
| Cremation i | £150 |
| Complementary treatment i | £0 |
| Age when compulsory excess rises i | 7 years |
| Amendment fee i | £0 |