Tinhat Insurance Services


Tinhat Insurance Services is an independent insurance broker providing advice on a wide range of products and services. They help their clients to find the best value insurance products and services available, whether they are looking for car, home, business or travel insurance. They offer impartial advice on the best products and services to suit the individual's needs. They also provide advice on how to make the most of their insurance purchase, ensuring that they are getting the best value for their money.

Tinhat Insurance Services
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Gadget insurance

Tinhat Insurance Services

Gadget Insurance

3 stars
Accidental loss cover i Optional
Mechanical breakdown cover i Y - Excluding Laptops
Maximum single-item cover limit i Unlimited
Type of product i Stand-Alone
Territorial limits restriction i
Accidental damage cover i
Mechanical breakdown cover replacement limit i Sum insured
Theft Cover i
Theft replacement limit i Sum insured
Malicious damage cover i
Unauthorised usage cover i £10,000.00
Unauthorised usage cover (E-wallet) i £0.00
Accessories cover limit i £150.00
How is the excess charged? i Depends on the value of the gadget when bought new
Lowest excess i £50.00
Liquid damage excess i £50.00
Theft & loss claims excess i £50.00
Accidental damage and breakdown claims excess i £50.00
Cancellation fee i £0.00
Arrangement fee i £0.00
Additional early claims excess i £0.00
Immediate cover with no additional excess in the first 30 days of the policy i
High end smartphones (>£1,000) minimum excess i £100.00
High end tablets (>£1,200) minimum excess i £100.00
High end laptops (>=£1,500) minimum excess i £100.00
High end MacBooks (>=£1,500) minimum excess i £100.00
Rapid replacement i
Pro-rata refund i
Claim under warranty i
Replacement claims limit per Item for accidental damage/mechanical failure i Unlimited
Replacement claims limit per Item for theft or loss i Unlimited
Replacement warranty i No new warranty or extension on replaced items
International cover limit (Days) i Unlimited
Universal gadget policy? i
Family cover i
Multi cover discounts i
Underwriter i Collinson Insurance
Age of customer requirement i 18.00 years
No claims period i 14.00 days
Refurbished device cover i
Second hand device cover i
Territorial limits restriction i United Kingdom, Isle of Man, Channel Islands
Maximum age of phones i 12 months
Maximum age of gadgets eligible for cover i 12 months
Smartphones i
Tablets i
Smart watches i
Game Consoles i
Headphones i
Cameras i
E-readers i
Sat-Navs i
MP3 Players i
MacBooks or Laptops