Waggel
Waggel is a new technology based pet insurance provider. It was launched in December 2018.
Its policies are underwritten by Red Sands Insurance Company (Europe) Ltd.
It is based in London.
Pet insurance
Ranked 31st of 35 providers reviewed.
| Customer happiness score | 47.74% |
|---|---|
| Customer trust score | 41.94% |
| Complaints performance | 73.45% |
| Transparency rating | 77.51% |
| Fairer Finance score Reviewed Autumn 2023 |
60% |
Pet insurance
Cat insurance
| Medical excess i | £0.00 |
|---|---|
| Type of cover i | Lifetime, annual |
| Medical cover limit i | £15,000.00 |
| Age when compulsory excess rises i | Variable |
| Annual policy limit i | £15,000.00 |
| Cancellation fee i | £0.00 |
| Annual condition limit i | |
| Amendment fee i | £0.00 |
| Lifetime policy limit i | Unlimited |
| Lifetime condition limit i | |
| Dental cover (if due to an accident) i | £1,000.00 |
| Cruciate ligament damage i | £15,000.00 |
| CT scans i | £15,000.00 |
| MRI scans i | £15,000.00 |
| Prescribed food i | £0.00 |
| Complementary treatment i | £1,000.00 |
| Boarding fees limit i | £0.00 |
| Death benefit (illness) i | £1,000.00 |
| Euthanasia cover limit i | £15,000.00 |
| Cremation i | £0.00 |
| If renewed, are existing conditions covered? i | |
| Holiday cancellation i | £0.00 |
| Holiday cover i | £15,000.00 |
| Quarantine costs cover i | £0.00 |
| Loss of PETS passport or other travel documents i | £0.00 |
| Emergency expenses abroad i | £0.00 |
| Maximum number of days abroad i | 90 days |
Waggel
Lifetime £4,000
| Medical excess i | £0.00 |
|---|---|
| Type of cover i | Lifetime, annual |
| Medical cover limit i | £4,000.00 |
| Age when compulsory excess rises i | Variable |
| Annual policy limit i | £4,000.00 |
| Cancellation fee i | £0.00 |
| Annual condition limit i | |
| Amendment fee i | £0.00 |
| Lifetime policy limit i | Unlimited |
| Lifetime condition limit i | |
| Dental cover (if due to an accident) i | £1,000.00 |
| Cruciate ligament damage i | £4,000.00 |
| CT scans i | £4,000.00 |
| MRI scans i | £4,000.00 |
| Prescribed food i | £0.00 |
| Complementary treatment i | £1,000.00 |
| Boarding fees limit i | £0.00 |
| Death benefit (illness) i | £1,000.00 |
| Euthanasia cover limit i | £4,000.00 |
| Cremation i | £0.00 |
| If renewed, are existing conditions covered? i | |
| Holiday cancellation i | £0.00 |
| Holiday cover i | £4,000.00 |
| Quarantine costs cover i | £0.00 |
| Loss of PETS passport or other travel documents i | £0.00 |
| Emergency expenses abroad i | £0.00 |
| Maximum number of days abroad i | 90 days |
Waggel
Lifetime £6,000
| Medical excess i | £0.00 |
|---|---|
| Type of cover i | Lifetime, annual |
| Medical cover limit i | £6,000.00 |
| Age when compulsory excess rises i | Variable |
| Annual policy limit i | £6,000.00 |
| Cancellation fee i | £0.00 |
| Annual condition limit i | |
| Amendment fee i | £0.00 |
| Lifetime policy limit i | Unlimited |
| Lifetime condition limit i | |
| Dental cover (if due to an accident) i | £1,000.00 |
| Cruciate ligament damage i | £6,000.00 |
| CT scans i | £6,000.00 |
| MRI scans i | £6,000.00 |
| Prescribed food i | £0.00 |
| Complementary treatment i | £1,000.00 |
| Boarding fees limit i | £0.00 |
| Death benefit (illness) i | £1,000.00 |
| Euthanasia cover limit i | £6,000.00 |
| Cremation i | £0.00 |
| If renewed, are existing conditions covered? i | |
| Holiday cancellation i | £0.00 |
| Holiday cover i | £6,000.00 |
| Quarantine costs cover i | £0.00 |
| Loss of PETS passport or other travel documents i | £0.00 |
| Emergency expenses abroad i | £0.00 |
| Maximum number of days abroad i | 90 days |
Waggel
Lifetime £8,000
| Medical excess i | £0.00 |
|---|---|
| Type of cover i | Lifetime, annual |
| Medical cover limit i | £8,000.00 |
| Age when compulsory excess rises i | Variable |
| Annual policy limit i | £8,000.00 |
| Cancellation fee i | £0.00 |
| Annual condition limit i | |
| Amendment fee i | £0.00 |
| Lifetime policy limit i | Unlimited |
| Lifetime condition limit i | |
| Dental cover (if due to an accident) i | £1,000.00 |
| Cruciate ligament damage i | £8,000.00 |
| CT scans i | £8,000.00 |
| MRI scans i | £8,000.00 |
| Prescribed food i | £0.00 |
| Complementary treatment i | £1,000.00 |
| Boarding fees limit i | £0.00 |
| Death benefit (illness) i | £1,000.00 |
| Euthanasia cover limit i | £8,000.00 |
| Cremation i | £0.00 |
| If renewed, are existing conditions covered? i | |
| Holiday cancellation i | £0.00 |
| Holiday cover i | £8,000.00 |
| Quarantine costs cover i | £0.00 |
| Loss of PETS passport or other travel documents i | £0.00 |
| Emergency expenses abroad i | £0.00 |
| Maximum number of days abroad i | 90 days |
Waggel
Lifetime £10,000
| Medical excess i | £0.00 |
|---|---|
| Type of cover i | Lifetime, annual |
| Medical cover limit i | £10,000.00 |
| Age when compulsory excess rises i | Variable |
| Annual policy limit i | £10,000.00 |
| Cancellation fee i | £0.00 |
| Annual condition limit i | |
| Amendment fee i | £0.00 |
| Lifetime policy limit i | Unlimited |
| Lifetime condition limit i | |
| Dental cover (if due to an accident) i | £1,000.00 |
| Cruciate ligament damage i | £10,000.00 |
| CT scans i | £10,000.00 |
| MRI scans i | £10,000.00 |
| Prescribed food i | £0.00 |
| Complementary treatment i | £1,000.00 |
| Boarding fees limit i | £0.00 |
| Death benefit (illness) i | £1,000.00 |
| Euthanasia cover limit i | £10,000.00 |
| Cremation i | £0.00 |
| If renewed, are existing conditions covered? i | |
| Holiday cancellation i | £0.00 |
| Holiday cover i | £10,000.00 |
| Quarantine costs cover i | £0.00 |
| Loss of PETS passport or other travel documents i | £0.00 |
| Emergency expenses abroad i | £0.00 |
| Maximum number of days abroad i | 90 days |
Waggel
Lifetime £2,000
| Medical excess i | £0.00 |
|---|---|
| Type of cover i | Lifetime, annual |
| Medical cover limit i | £2,000.00 |
| Age when compulsory excess rises i | Variable |
| Annual policy limit i | £2,000.00 |
| Cancellation fee i | £0.00 |
| Annual condition limit i | |
| Amendment fee i | £0.00 |
| Lifetime policy limit i | Unlimited |
| Lifetime condition limit i | |
| Dental cover (if due to an accident) i | £1,000.00 |
| Cruciate ligament damage i | £2,000.00 |
| CT scans i | £2,000.00 |
| MRI scans i | £2,000.00 |
| Prescribed food i | £0.00 |
| Complementary treatment i | £1,000.00 |
| Boarding fees limit i | £0.00 |
| Death benefit (illness) i | £1,000.00 |
| Euthanasia cover limit i | £2,000.00 |
| Cremation i | £0.00 |
| If renewed, are existing conditions covered? i | |
| Holiday cancellation i | £0.00 |
| Holiday cover i | £2,000.00 |
| Quarantine costs cover i | £0.00 |
| Loss of PETS passport or other travel documents i | £0.00 |
| Emergency expenses abroad i | £0.00 |
| Maximum number of days abroad i | 90 days |
Waggel
Lifetime £1,000
| Medical excess i | £0.00 |
|---|---|
| Type of cover i | Lifetime, annual |
| Medical cover limit i | £1,000.00 |
| Age when compulsory excess rises i | Variable |
| Annual policy limit i | £1,000.00 |
| Cancellation fee i | £0.00 |
| Annual condition limit i | |
| Amendment fee i | £0.00 |
| Lifetime policy limit i | Unlimited |
| Lifetime condition limit i | |
| Dental cover (if due to an accident) i | £1,000.00 |
| Cruciate ligament damage i | £1,000.00 |
| CT scans i | £1,000.00 |
| MRI scans i | £1,000.00 |
| Prescribed food i | £0.00 |
| Complementary treatment i | £1,000.00 |
| Boarding fees limit i | £0.00 |
| Death benefit (illness) i | £1,000.00 |
| Euthanasia cover limit i | £1,000.00 |
| Cremation i | £0.00 |
| If renewed, are existing conditions covered? i | |
| Holiday cancellation i | £0.00 |
| Holiday cover i | £1,000.00 |
| Quarantine costs cover i | £0.00 |
| Loss of PETS passport or other travel documents i | £0.00 |
| Emergency expenses abroad i | £0.00 |
| Maximum number of days abroad i | 90 days |
Dog insurance
Waggel
Lifetime £15,000
| Type of cover i | Lifetime, annual |
|---|---|
| Medical cover limit i | £15,000.00 |
| Medical excess i | £0.00 |
| Annual policy limit i | £15,000.00 |
| Annual condition limit i | |
| Lifetime policy limit i | Unlimited |
| Lifetime condition limit i | |
| Dental cover (if due to an accident) i | £1,000.00 |
| Cruciate ligament damage i | £15,000.00 |
| CT scans i | £15,000.00 |
| MRI scans i | £15,000.00 |
| Prescribed food i | £0.00 |
| Complementary treatment i | £1,000.00 |
| Euthanasia cover limit i | £15,000.00 |
| Cremation i | £0.00 |
| If renewed, are existing conditions covered? i | |
| Age when compulsory excess rises i | Variable |
| Amendment fee i | £0.00 |
| Holiday cancellation i | £0.00 |
| Holiday cover i | £15,000.00 |
Waggel
Lifetime £4,000
| Type of cover i | Lifetime, annual |
|---|---|
| Medical cover limit i | £4,000.00 |
| Medical excess i | £0.00 |
| Annual policy limit i | £4,000.00 |
| Annual condition limit i | |
| Lifetime policy limit i | Unlimited |
| Lifetime condition limit i | |
| Dental cover (if due to an accident) i | £1,000.00 |
| Cruciate ligament damage i | £4,000.00 |
| CT scans i | £4,000.00 |
| MRI scans i | £4,000.00 |
| Prescribed food i | £0.00 |
| Complementary treatment i | £1,000.00 |
| Euthanasia cover limit i | £4,000.00 |
| Cremation i | £0.00 |
| If renewed, are existing conditions covered? i | |
| Age when compulsory excess rises i | Variable |
| Amendment fee i | £0.00 |
| Holiday cancellation i | £0.00 |
| Holiday cover i | £4,000.00 |
Waggel
Lifetime £6,000
| Type of cover i | Lifetime, annual |
|---|---|
| Medical cover limit i | £6,000.00 |
| Medical excess i | £0.00 |
| Annual policy limit i | £6,000.00 |
| Annual condition limit i | |
| Lifetime policy limit i | Unlimited |
| Lifetime condition limit i | |
| Dental cover (if due to an accident) i | £1,000.00 |
| Cruciate ligament damage i | £6,000.00 |
| CT scans i | £6,000.00 |
| MRI scans i | £6,000.00 |
| Prescribed food i | £0.00 |
| Complementary treatment i | £1,000.00 |
| Euthanasia cover limit i | £6,000.00 |
| Cremation i | £0.00 |
| If renewed, are existing conditions covered? i | |
| Age when compulsory excess rises i | Variable |
| Amendment fee i | £0.00 |
| Holiday cancellation i | £0.00 |
| Holiday cover i | £6,000.00 |
Waggel
Lifetime £8,000
| Type of cover i | Lifetime, annual |
|---|---|
| Medical cover limit i | £8,000.00 |
| Medical excess i | £0.00 |
| Annual policy limit i | £8,000.00 |
| Annual condition limit i | |
| Lifetime policy limit i | Unlimited |
| Lifetime condition limit i | |
| Dental cover (if due to an accident) i | £1,000.00 |
| Cruciate ligament damage i | £8,000.00 |
| CT scans i | £8,000.00 |
| MRI scans i | £8,000.00 |
| Prescribed food i | £0.00 |
| Complementary treatment i | £1,000.00 |
| Euthanasia cover limit i | £8,000.00 |
| Cremation i | £0.00 |
| If renewed, are existing conditions covered? i | |
| Age when compulsory excess rises i | Variable |
| Amendment fee i | £0.00 |
| Holiday cancellation i | £0.00 |
| Holiday cover i | £8,000.00 |
Waggel
Lifetime £10,000
| Type of cover i | Lifetime, annual |
|---|---|
| Medical cover limit i | £10,000.00 |
| Medical excess i | £0.00 |
| Annual policy limit i | £10,000.00 |
| Annual condition limit i | |
| Lifetime policy limit i | Unlimited |
| Lifetime condition limit i | |
| Dental cover (if due to an accident) i | £1,000.00 |
| Cruciate ligament damage i | £10,000.00 |
| CT scans i | £10,000.00 |
| MRI scans i | £10,000.00 |
| Prescribed food i | £0.00 |
| Complementary treatment i | £1,000.00 |
| Euthanasia cover limit i | £10,000.00 |
| Cremation i | £0.00 |
| If renewed, are existing conditions covered? i | |
| Age when compulsory excess rises i | Variable |
| Amendment fee i | £0.00 |
| Holiday cancellation i | £0.00 |
| Holiday cover i | £10,000.00 |
Waggel
Lifetime £2,000
| Type of cover i | Lifetime, annual |
|---|---|
| Medical cover limit i | £2,000.00 |
| Medical excess i | £0.00 |
| Annual policy limit i | £2,000.00 |
| Annual condition limit i | |
| Lifetime policy limit i | Unlimited |
| Lifetime condition limit i | |
| Dental cover (if due to an accident) i | £1,000.00 |
| Cruciate ligament damage i | £2,000.00 |
| CT scans i | £2,000.00 |
| MRI scans i | £2,000.00 |
| Prescribed food i | £0.00 |
| Complementary treatment i | £1,000.00 |
| Euthanasia cover limit i | £2,000.00 |
| Cremation i | £0.00 |
| If renewed, are existing conditions covered? i | |
| Age when compulsory excess rises i | Variable |
| Amendment fee i | £0.00 |
| Holiday cancellation i | £0.00 |
| Holiday cover i | £2,000.00 |
Waggel
Lifetime £1,000
| Type of cover i | Lifetime, annual |
|---|---|
| Medical cover limit i | £1,000.00 |
| Medical excess i | £0.00 |
| Annual policy limit i | £1,000.00 |
| Annual condition limit i | |
| Lifetime policy limit i | Unlimited |
| Lifetime condition limit i | |
| Dental cover (if due to an accident) i | £1,000.00 |
| Cruciate ligament damage i | £1,000.00 |
| CT scans i | £1,000.00 |
| MRI scans i | £1,000.00 |
| Prescribed food i | £0.00 |
| Complementary treatment i | £1,000.00 |
| Euthanasia cover limit i | £1,000.00 |
| Cremation i | £0.00 |
| If renewed, are existing conditions covered? i | |
| Age when compulsory excess rises i | Variable |
| Amendment fee i | £0.00 |
| Holiday cancellation i | £0.00 |
| Holiday cover i | £1,000.00 |