Wiser Choice is an insurance trading company which provides car insurance. They are based in Bristol and were founded in 2006.
Our product ratings for Wiser Choice
Our product ratings are designed to help you choose a quality product. We rate policies on the key features that are most important for the majority of customers.
Courtesy Car (Add-on)
1 product reviewed
Wiser Choice
Replacement Vehicle Insurance
Motor Excess Cover
1 product reviewed
Personal Motor Excess Insurance
1 product reviewed
Wiser Choice
Excess Protect
| Feature | Value |
|---|---|
| Annual cover limit |
£750.00
|
| Claim limit |
Unlimited
|
| Cover limit per claim |
£750.00
|
| Personal belongings cover | Yes |
| Waiting period (if taken out at the same time as a car insurance policy) |
0 days
|
Motor Key Cover
1 product reviewed
Wiser Choice
Key Protect Policy
| Feature | Value |
|---|---|
| Cover limit for broken keys (or keys broken inside a lock) |
£1,500.00
|
| Annual policy limit |
£1,500.00
|
| Days before you can make a claim |
0 days
|
| Lost key waiting period |
0 days
|
| Onward transport cover |
£225.00
|
| Additional Keys covered | Yes |
| Cover if duplicate keys are easily available | No |
Motorbike Insurance
3 products reviewed
Wiser Choice
Bike Insurance Premier
| Feature | Value |
|---|---|
| Uninsured driver promise | No |
| Accessories cover |
Y (Unless stolen separately)
|
| Storage costs pre-repair | Yes |
| Personal Belongings |
£0.00
|
| Personal Accident | Yes |
| Vandalism cover | Yes |
| Vermin cover | Yes |
| Repair Guarantee |
0 years
|
| Accident recovery | Yes |
| Personal accident cover limit |
£5,000.00
|
| Motor legal protection limit (add-on) |
Included as standard
|
Wiser Choice
Bike Insurance
| Feature | Value |
|---|---|
| Uninsured driver promise | No |
| Accessories cover |
Y (Unless stolen separately)
|
| Storage costs pre-repair | Yes |
| Personal Belongings |
£0.00
|
| Personal Accident |
Optional
|
| Vandalism cover | Yes |
| Vermin cover | Yes |
| Repair Guarantee |
0 years
|
| Accident recovery | Yes |
| Personal accident cover limit |
£0.00
|
| Motor legal protection limit (add-on) |
Included as standard
|
Wiser Choice
Bike Insurance Plus
| Feature | Value |
|---|---|
| Uninsured driver promise | No |
| Accessories cover |
Y (Unless stolen separately)
|
| Storage costs pre-repair | Yes |
| Personal Belongings |
£0.00
|
| Personal Accident | Yes |
| Vandalism cover | Yes |
| Vermin cover | Yes |
| Repair Guarantee |
0 years
|
| Accident recovery | Yes |
| Personal accident cover limit |
£5,000.00
|
| Motor legal protection limit (add-on) |
Included as standard
|