Yorkshire Bank

Yorkshire Bank was founded in 1859. 

As of 2005 it is now a trading name used by Clydesdale Bank plc, but it will be phased out by 2020 out in favour of the Virgin Money Brand.

It is owned by CYBG, which floated on the London Stock Exchange in February 2016. CYBG was formed in 2016 by National Australia Bank who had acquired Clydesdale Bank in 1987 and Yorkshire Bank in 1995.

Yorkshire Bank offers a range of banking products including current accounts, savings, personal loans, mortgages and credit cards. It also offers car, home, travel and life insurance.

Their headquarters are based in Bradford, UK.

Yorkshire Bank
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Bank accounts

Ranked 30th of 34 providers reviewed.

Customer happiness 61%
Customer trust 53%
Complaints performance 64%
Transparency rating 23%
Fairer Finance score
Reviewed Autumn 2019
50%
Gold ribbon: first place

Credit cards

Ranked 14th of 32 providers reviewed.

Customer happiness 62%
Customer trust 51%
Complaints performance 66%
Transparency rating 47%
Fairer Finance score
Reviewed Autumn 2019
56%

Mortgages

Ranked 20th of 21 providers reviewed.

Customer happiness 43%
Customer trust 27%
Complaints performance 72%
Transparency rating 45%
Fairer Finance score
Reviewed Autumn 2019
47%

Personal loans

Ranked 15th of 29 providers reviewed.

Customer happiness 66%
Customer trust 41%
Complaints performance 66%
Transparency rating 46%
Fairer Finance score
Reviewed Autumn 2019
55%

Savings accounts

Ranked 40th of 46 providers reviewed.

Customer happiness 49%
Customer trust 46%
Complaints performance 66%
Transparency rating 42%
Fairer Finance score
Reviewed Autumn 2019
51%

Travel insurance

Ranked 44th of 65 providers reviewed.

Customer happiness 41%
Customer trust 34%
Complaints performance 81%
Transparency rating 38%
Fairer Finance score
Reviewed Autumn 2019
49%

Bank accounts

Basic bank accounts

Yorkshire Bank

Readycash Current Account

4 stars
Faster Payment limit i £30,000
Maximum cash machine withdrawal per day i £350
Part of FSCS i

Foreign use bank accounts

Yorkshire Bank

Signature Current Account

2 stars
Foreign cash withdrawal fee i 3.75% (Minimum £1.50)
Foreign cash withdrawal additional charge i £0
Foreign purchases fee i 2.75% (Minimum £1.50)
Is there a limit on free cash withdrawals? i

Yorkshire Bank

Readycash Current Account

2 stars
Foreign cash withdrawal fee i 3.75% (Minimum £1.50)
Foreign cash withdrawal additional charge i £0
Foreign purchases fee i 2.75% (Minimum £1.50)
Is there a limit on free cash withdrawals? i

Premium bank accounts

Yorkshire Bank

Signature Current Account

3 stars
Estimated amount of money customers get back (minus annual fee) i £135.92
Maximum cash daily withdrawal ATM (domestic) i £500
Part of FSCS or international equivalent i

Home insurance (building and contents)

Yorkshire Bank

Home Insurance

2 stars
Escape of water excess i £50
Matching sets i
Theft from outbuildings cover limit i £2,000
24hr helpline i
Alternative accommodation cover limit i £40,000
Cover for keys if lost i £750
Money in the home i £0
Replace belongings new for old i

Buildings insurance

Yorkshire Bank

Premier Home Insurance (By Hiscox)

4 stars
Finding & repairing a leak cover limit i £10,000
Matching sets i
Cover for keys if lost i Sum insured
Compulsory excess i £150
Escape of water excess i £150
Alternative accommodation cover limit i £150,000
Cover for keys if stolen i Sum insured
Property owner liability i Unlimited
24hr helpline i

Yorkshire Bank

Home Insurance

3 stars
Finding & repairing a leak cover limit i £0
Matching sets i
Cover for keys if lost i £750
Compulsory excess i £50
Escape of water excess i £50
Alternative accommodation cover limit i £40,000
Cover for keys if stolen i £750
Property owner liability i £2,000,000
24hr helpline i

Contents insurance

Yorkshire Bank

Premier Home Insurance (By Hiscox)

4 stars
Theft from outbuildings cover limit i £10,000
Matching sets i
Cover for keys if lost i Sum insured
Cover limit for cycles in the home i Sum insured
Replace belongings new for old i
Alternative accommodation cover limit i Reasonable costs
Money in the home cover limit i £2,500
Cover for keys if stolen i Sum insured
24hr helpline i

Yorkshire Bank

Home Insurance

2 stars
Theft from outbuildings cover limit i £2,000
Matching sets i
Cover for keys if lost i £750
Cover limit for cycles in the home i £0
Replace belongings new for old i
Alternative accommodation cover limit i £10,000
Money in the home cover limit i £0
Cover for keys if stolen i £750
24hr helpline i

Travel insurance

Annual multi-trip insurance

Yorkshire Bank

Travel insurance

4 stars
Medical excess i £50
Cancelling before travel cover limit i £5,000
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £1,500
Max trip duration i 31 days
Emergency medical cover and repatriation cover limit i £10,000,000
Cutting trip short cover limit i £5,000
Abandoning your trip cover limit i £5,000
Lost or stolen cash i £200
Combined passport & travel cover limit i £200
Natural disaster relocation cover i
Natural disaster baggage cover i
Mental health cover i

Single trip insurance

Yorkshire Bank

Travel insurance

4 stars
Medical excess i £50
Cancelling before travel cover limit i £5,000
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,500
Emergency medical cover and repatriation cover limit i £10,000,000
Cutting trip short cover limit i £5,000
Missed departure cover limit i £1,000
Abandoning your trip cover limit i £5,000
Lost or stolen cash i £200
Combined passport & travel cover limit i £200

Travel insurance add-on: winter sports

Yorkshire Bank

Travel insurance

3 stars
Ski equipment owned cover limit i £500
Single owned item cover limit i £250
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £300
Ski equipment owned excess i £50
Ski equipment hired i £250
Single item limit for hired equipment i £250
Avalanche closure cover limit i £250
Piste closure cover limit i £300
Unused ski pass due to illness or injury i £500