Health cash plans
Start your search for a quality health cash plan by looking at Fairer Finance's latest product ratings.
Our ratings are designed to help customers make more informed decisions, but they should not be taken as recommendations or advice. Every customer has different needs, and our ratings are simply designed as a short cut to help consumers make sense of the complex world of financial products.
Our product ratings are designed to help you choose a quality product. We rate policies on the key features that are most important for the majority of customers.
Find out how we calculate our product ratings
|
Brand
|
Product name
|
Star rating
|
Monthly premium
|
Therapies cover limit
|
Dental treatment cover limit
|
Optical cover limit
|
In patient hospital daily cash benefit
|
|---|---|---|---|---|---|---|---|
HSF
|
V5 |
|
£44.00 | £600.00 | £250.00 | £275.00 | £80.00 |
|
HSF
|
V6 |
|
£57.00 | £750.00 | £350.00 | £375.00 | £100.00 |
|
HSF
|
V7 |
|
£70.00 | £900.00 | £425.00 | £450.00 | £120.00 |
WPA
|
Level 3 (100% 18-29) |
|
£50.00 | £400.00 | £150.00 | £150.00 | £50.00 |
|
WPA
|
Level 3 (100% 30-65) |
|
£53.00 | £400.00 | £150.00 | £150.00 | £50.00 |
Hive Insurance Services
|
Level 3 |
|
N/A | £625.00 | £120.00 | £145.00 | £42.00 |
|
Hive Insurance Services
|
Level 4 |
|
N/A | £850.00 | £165.00 | £205.00 | £61.00 |
|
Hive Insurance Services
|
Level 5 |
|
N/A | £1,250.00 | £245.00 | £295.00 | £85.00 |
|
HSF
|
V4 |
|
£31.00 | £450.00 | £200.00 | £220.00 | £40.00 |
UK Healthcare
|
Level 4 |
|
£36.00 | £600.00 | £260.00 | £330.00 | £75.00 |
Westfield Health
|
Level 3 |
|
£25.79 | £625.00 | £130.00 | £145.00 | £42.00 |
|
Westfield Health
|
Level 4 |
|
£35.26 | £850.00 | £175.00 | £205.00 | £61.00 |
|
Westfield Health
|
Level 5 |
|
£52.35 | £1,250.00 | £255.00 | £295.00 | £85.00 |
|
WPA
|
Level 2 (100% 18-29) |
|
£38.84 | £300.00 | £100.00 | £100.00 | £35.00 |
|
WPA
|
Level 2 (100% 30-65) |
|
£41.47 | £300.00 | £100.00 | £100.00 | £35.00 |
|
WPA
|
Level 3 (75% 18-29) |
|
£34.08 | £400.00 | £150.00 | £150.00 | £50.00 |
|
WPA
|
Level 3 (75% 30-65) |
|
£36.12 | £400.00 | £150.00 | £150.00 | £50.00 |
Benenden Health
|
Level 3 |
|
£39.35 | £225.00 | £150.00 | £150.00 | £30.00 |
|
Benenden Health
|
Level 4 |
|
£53.69 | £300.00 | £200.00 | £200.00 | £40.00 |
|
Benenden Health
|
Level 4 (Over 75) |
|
£53.69 | £300.00 | £200.00 | £200.00 | £20.00 |
|
Benenden Health
|
Level 5 |
|
£66.35 | £350.00 | £250.00 | £250.00 | £50.00 |
|
Benenden Health
|
Level 5 (Over 75) |
|
£66.35 | £350.00 | £250.00 | £250.00 | £25.00 |
|
Hive Insurance Services
|
Level 2 |
|
N/A | £425.00 | £75.00 | £90.00 | £24.00 |
|
HSF
|
V3 |
|
£18.00 | £225.00 | £100.00 | £120.00 | £20.00 |
Medicash
|
Level 4 |
|
£42.75 | £500.00 | £225.00 | £180.00 | £50.00 |
Simplyhealth
|
Level 5 |
|
£71.95 | £350.00 | £220.00 | £200.00 | £20.00 |
|
UK Healthcare
|
Level 3 |
|
£22.50 | £375.00 | £175.00 | £200.00 | £50.00 |
|
Westfield Health
|
Level 2 |
|
£17.57 | £425.00 | £85.00 | £90.00 | £24.00 |
|
WPA
|
Level 1 (100% 18-29) |
|
£18.18 | £200.00 | £65.00 | £65.00 | £20.00 |
|
WPA
|
Level 1 (100% 30-65) |
|
£19.26 | £200.00 | £65.00 | £65.00 | £20.00 |
|
WPA
|
Level 2 (75% 18-29) |
|
£21.86 | £300.00 | £100.00 | £100.00 | £35.00 |
|
WPA
|
Level 2 (75% 30-65) |
|
£23.17 | £300.00 | £100.00 | £100.00 | £35.00 |
|
Benenden Health
|
Level 2 |
|
£23.04 | £150.00 | £100.00 | £100.00 | £20.00 |
|
Benenden Health
|
Level 3 (Over 75) |
|
£39.35 | £225.00 | £150.00 | £150.00 | £15.00 |
|
HSF
|
V2 |
|
£11.00 | £150.00 | £60.00 | £75.00 | £15.00 |
|
Medicash
|
Level 3 |
|
£28.90 | £350.00 | £140.00 | £140.00 | £35.00 |
|
Simplyhealth
|
Level 4 |
|
£48.00 | £250.00 | £165.00 | £150.00 | £20.00 |
Sovereign Health Care
|
Level 3 |
|
£22.75 | £400.00 | £120.00 | £120.00 | £40.00 |
|
Sovereign Health Care
|
Level 4 |
|
£32.50 | £500.00 | £150.00 | £150.00 | £50.00 |
|
Sovereign Health Care
|
Level 5 |
|
£41.60 | £600.00 | £180.00 | £180.00 | £60.00 |
|
UK Healthcare
|
Level 2 |
|
£14.25 | £220.00 | £95.00 | £120.00 | £30.00 |
WHA Healthcare
|
Direct Level 3 |
|
£15.00 | £250.00 | £190.00 | £190.00 | £15.00 |
|
WHA Healthcare
|
Direct Level 4 |
|
£19.00 | £320.00 | £240.00 | £240.00 | £19.00 |
|
WHA Healthcare
|
Healthcare Level 2 |
|
£10.18 | £200.00 | £125.00 | £125.00 | £24.00 |
|
WHA Healthcare
|
Healthcare Level 3 |
|
£14.08 | £250.00 | £175.00 | £175.00 | £35.00 |
|
WPA
|
Level 1 (75% 18-29) |
|
£11.52 | £200.00 | £65.00 | £65.00 | £20.00 |
|
WPA
|
Level 1 (75% 30-65) |
|
£12.21 | £200.00 | £65.00 | £65.00 | £20.00 |
|
Benenden Health
|
Level 1 |
|
£11.32 | £75.00 | £50.00 | £52.50 | £10.00 |
|
Benenden Health
|
Level 1 (Over 75) |
|
£11.32 | £75.00 | £50.00 | £52.50 | £5.00 |
|
Benenden Health
|
Level 2 (Over 75) |
|
£23.04 | £150.00 | £100.00 | £100.00 | £10.00 |
|
Hive Insurance Services
|
Level 1 |
|
N/A | £200.00 | £33.00 | £45.00 | £13.00 |
|
HSF
|
V1 |
|
£5.00 | £75.00 | £30.00 | £35.00 | £10.00 |
|
Medicash
|
Level 1 |
|
£7.20 | £150.00 | £40.00 | £40.00 | £15.00 |
|
Medicash
|
Level 2 |
|
£17.05 | £250.00 | £80.00 | £80.00 | £25.00 |
|
Simplyhealth
|
Level 1 |
|
£8.45 | £50.00 | £0.00 | £0.00 | £0.00 |
|
Simplyhealth
|
Level 2 |
|
£12.00 | £50.00 | £60.00 | £50.00 | £20.00 |
|
Simplyhealth
|
Level 3 |
|
£25.10 | £150.00 | £110.00 | £100.00 | £20.00 |
|
Sovereign Health Care
|
Level 1 |
|
£9.88 | £200.00 | £60.00 | £60.00 | £20.00 |
|
Sovereign Health Care
|
Level 2 |
|
£15.60 | £300.00 | £90.00 | £90.00 | £30.00 |
|
UK Healthcare
|
Level 1 |
|
£9.00 | £110.00 | £50.00 | £80.00 | £20.00 |
|
Westfield Health
|
Level 1 |
|
£8.58 | £200.00 | £45.00 | £45.00 | £13.00 |
|
WHA Healthcare
|
Direct Level 1 |
|
£7.00 | £120.00 | £90.00 | £90.00 | £7.00 |
|
WHA Healthcare
|
Direct Level 2 |
|
£11.00 | £180.00 | £140.00 | £140.00 | £11.00 |
|
WHA Healthcare
|
Healthcare Level 1 |
|
£6.28 | £150.00 | £80.00 | £80.00 | £18.00 |