Aqua credit cards are designed for people with a poor credit record, or no credit record at all.
Aqua cards can be helpful for building a credit history, as you’re reasonably likely to have your application accepted, even if you have a less-than-perfect credit history.
But always use these cards with care, as they charge high rates of interest.
Aqua is owned by NewDay Ltd, which runs a number of credit cards for high street retailers, including Debenhams.
Aqua has below average customer ratings for happiness and trust. Combined with its middling record on transparency, this leaves near the bottom of our credit card tables.