Cornish Mutual

Cornish Mutual was founded in 1903. 

Cornish Mutual offers home, car, farm, and business insurance.

The Cornish Mutual Assurance Co. Ltd. is based in Truro, UK.


Cornish Mutual
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We don't currently rate Cornish Mutual in our Customer Experience Ratings.

Car insurance

Cornish Mutual

Private Motor Vehicle Insurance

3 stars
Courtesy car for duration of repair i
Uninsured driver promise i
Cover limit for lost keys i £0.00
Position 1-5 Premium i
Position 1-10 Premium i
24hr helpline available i
New car replacement i
Courtesy car provided if stolen / total loss i
Windscreen repair excess i £0.00
Windscreen replacement excess i £50.00
Cover limit for stolen keys i £500.00
Cover for replacing original audio/visual equipment i Unlimited
Repairs guarantee (years) i 3 years
Vandalism i

Commercial Vehicle Insurance

Cornish Mutual

Commercial Vehicle Insurance

3 stars
Courtesy car for duration of repair i
Uninsured driver promise i
Cover limit for lost keys i £0.00
24hr helpline available i
New car replacement i
Courtesy car provided if stolen / total loss i
Windscreen repair excess i £0.00
Windscreen replacement excess i £50.00
Cover limit for stolen keys i £500.00
Cover for replacing original audio/visual equipment i Unlimited
Repairs guarantee (years) i 3 years
Vandalism i

Home emergency cover

Cornish Mutual

Home Emergency Assistance

4 stars
Home Security Cover i
Home Emergency Cover limit i £1,000.00
Primary Heating System i
Cover Type i Add-On
Internal plumbing and drainage i
Boiler breakdown cover i
Pest infestation cover i
Alternative Accommodation Cover i £250.00
Unoccupied period i 30
Annual boiler service i
Internal gas supply pipe cover i
Domestic Power supply covered? i
Claims limit i Unlimited

Home insurance (building and contents)

Cornish Mutual

Home Insurance

4 stars
Alternative accommodation cover limit for buildings i £50,000.00
Theft from outbuildings i £5,000.00
Protection against inflation (Buildings)
Matching sets (contents) i
Position 1-5 Premium i
Position 1-10 Premium i
Contents compulsory excess i £100.00
Property owner liability i £5,000,000.00
Cancellation fee within 14 days i £0.00
Contents cover limit i £75,000.00
Alternative accommodation cover limit for contents i 20% of the sum insured
Buildings cover limit i £750,000.00
Cancellation fee after 14 days i £0.00
Liability to domestic employees i £5,000,000.00
Trace and access i £10,000.00
Keys/locks if lost or stolen (Buildings) i £1,000.00
Liability as a tenant i 20% of the sum insured
Replace belongings new for old i
Flood excess i £100.00
Escape of water excess (minimum) i £100.00
Money in the home i £500.00
Visitor's possessions i £2,500.00
Office equipment i £10,000.00

Buildings insurance

Cornish Mutual

Home Insurance

4 stars
Escape of water excess for buildings i £100.00
Matching sets (Buildings) i
Frozen pipes i
Underground pipes, cables and tanks i Covered as standard
Selling your home i
Emergency entries i
Accidental damage to drains i
Buildings compulsory excess i £100.00
Unoccupied period i 60 days
Property owner liability i £5,000,000.00
Helpline i
Cancellation fee after 14 days (buildings) i £0.00
Amendment fee (telephone) i £0.00

Contents insurance

Cornish Mutual

Home Insurance

4 stars
Matching sets (contents) i
Theft from outbuildings i £5,000.00
Cover for items away from home i Optional
Property owner liability i £5,000,000.00