We don't currently rate Discount Insurance in our Customer Experience Ratings.
Home insurance (building and contents)
| Alternative accommodation cover limit for buildings i | Sum insured |
|---|---|
| Theft from outbuildings i | Sum insured |
| Protection against inflation (Buildings) | |
| Matching sets (contents) i | |
| Position 1-5 Premium i | |
| Position 1-10 Premium i | |
| Contents compulsory excess i | £100.00 |
| Property owner liability i | £2,000,000.00 |
| Cancellation fee within 14 days i | £0.00 |
| Contents cover limit i | £60,000.00 |
| Alternative accommodation cover limit for contents i | Sum insured |
| Buildings cover limit i | £750,000.00 |
| Cancellation fee after 14 days i | £35.00 |
| Liability to domestic employees i | £10,000,000.00 |
| Trace and access i | £5,000.00 |
| Keys/locks if lost or stolen (Buildings) i | £1,000.00 |
| Liability as a tenant i | 20% of the sum insured |
| Replace belongings new for old i | |
| Flood excess i | £0.00 |
| Escape of water excess (minimum) i | £250.00 |
| Money in the home i | £750.00 |
| Visitor's possessions i | £2,500.00 |
| Office equipment i | £5,000.00 |
Discount Insurance
Homecare (Pen Affinity)
| Alternative accommodation cover limit for buildings i | £50,000.00 |
|---|---|
| Theft from outbuildings i | £2,500.00 |
| Protection against inflation (Buildings) | |
| Matching sets (contents) i | |
| Position 1-5 Premium i | |
| Position 1-10 Premium i | |
| Contents compulsory excess i | £100.00 |
| Property owner liability i | £2,000,000.00 |
| Cancellation fee within 14 days i | £0.00 |
| Contents cover limit i | £75,000.00 |
| Alternative accommodation cover limit for contents i | 20% of the sum insured |
| Buildings cover limit i | £750,000.00 |
| Cancellation fee after 14 days i | £35.00 |
| Liability to domestic employees i | £10,000,000.00 |
| Trace and access i | £5,000.00 |
| Keys/locks if lost or stolen (Buildings) i | £500.00 |
| Liability as a tenant i | £10,000.00 |
| Replace belongings new for old i | |
| Flood excess i | £0.00 |
| Escape of water excess (minimum) i | £250.00 |
| Money in the home i | £500.00 |
| Visitor's possessions i | £0.00 |
| Office equipment i | £5,000.00 |
Discount Insurance
Homecare (UK General)
| Alternative accommodation cover limit for buildings i | £25,000.00 |
|---|---|
| Theft from outbuildings i | £500.00 |
| Protection against inflation (Buildings) | |
| Matching sets (contents) i | |
| Position 1-5 Premium i | |
| Position 1-10 Premium i | |
| Contents compulsory excess i | £200.00 |
| Property owner liability i | £2,000,000.00 |
| Cancellation fee within 14 days i | £0.00 |
| Contents cover limit i | £50,000.00 |
| Alternative accommodation cover limit for contents i | £10,000.00 |
| Buildings cover limit i | £500,000.00 |
| Cancellation fee after 14 days i | £0.00 |
| Liability to domestic employees i | £10,000,000.00 |
| Trace and access i | £0.00 |
| Keys/locks if lost or stolen (Buildings) i | Sum insured |
| Liability as a tenant i | 20% of the sum insured |
| Replace belongings new for old i | |
| Flood excess i | £200.00 |
| Escape of water excess (minimum) i | £250.00 |
| Money in the home i | £750.00 |
| Visitor's possessions i | £500.00 |
| Office equipment i | £5,000.00 |
Buildings insurance
Discount Insurance
Homecare (Pen Affinity)
| Escape of water excess for buildings i | £250.00 |
|---|---|
| Matching sets (Buildings) i | |
| Frozen pipes i | |
| Underground pipes, cables and tanks i | Covered as standard |
| Selling your home i | |
| Emergency entries i | |
| Accidental damage to drains i | |
| Buildings compulsory excess i | £100.00 |
| Unoccupied period i | 30 days |
| Property owner liability i | £2,000,000.00 |
| Helpline i | |
| Cancellation fee after 14 days (buildings) i | £35.00 |
| Amendment fee (telephone) i | £0.00 |
Discount Insurance
Homecare (Ageas)
| Escape of water excess for buildings i | £250.00 |
|---|---|
| Matching sets (Buildings) i | |
| Frozen pipes i | |
| Underground pipes, cables and tanks i | Covered as standard |
| Selling your home i | |
| Emergency entries i | |
| Accidental damage to drains i | |
| Buildings compulsory excess i | £100.00 |
| Unoccupied period i | 60 days |
| Property owner liability i | £2,000,000.00 |
| Helpline i | |
| Cancellation fee after 14 days (buildings) i | £35.00 |
| Amendment fee (telephone) i | £0.00 |
Discount Insurance
Homecare (UK General)
| Escape of water excess for buildings i | £250.00 |
|---|---|
| Matching sets (Buildings) i | |
| Frozen pipes i | |
| Underground pipes, cables and tanks i | Covered as standard |
| Selling your home i | |
| Emergency entries i | |
| Accidental damage to drains i | |
| Buildings compulsory excess i | £200.00 |
| Unoccupied period i | 30 days |
| Property owner liability i | £2,000,000.00 |
| Helpline i | |
| Cancellation fee after 14 days (buildings) i | £0.00 |
| Amendment fee (telephone) i | £0.00 |
Contents insurance
Discount Insurance
Homecare (Ageas)
| Matching sets (contents) i | |
|---|---|
| Theft from outbuildings i | Sum insured |
| Cover for items away from home i | Optional |
| Property owner liability i | £2,000,000.00 |
Discount Insurance
Homecare (Pen Affinity)
| Matching sets (contents) i | |
|---|---|
| Theft from outbuildings i | £2,500.00 |
| Cover for items away from home i | Not covered |
| Property owner liability i | £2,000,000.00 |
Discount Insurance
Homecare (UK General)
| Matching sets (contents) i | |
|---|---|
| Theft from outbuildings i | £500.00 |
| Cover for items away from home i | Optional |
| Property owner liability i | £2,000,000.00 |