loveit coverit
Loveit coverit is a division of Pier Insurancee Managed Services Ltd, and is partnered with Axa to provide mobile phone, travel and gadget insurance.
We don't currently rate loveit coverit in our Customer Experience Ratings.
Gadget insurance
| Accidental loss cover i | Y (Mobile Phones Only) |
|---|---|
| Mechanical breakdown cover i | |
| Maximum single-item cover limit i | Unlimited |
| Type of product i | Stand-Alone |
| How is the excess charged? i | Depends on the type of gadget |
| Accidental damage cover i | |
| Lowest excess i | £30.00 |
| Liquid damage excess i | £40.00 |
| Theft & loss claims excess i | £40.00 |
| Mechanical breakdown cover replacement limit i | Sum insured |
| Theft Cover i | |
| Accidental damage and breakdown claims excess i | £40.00 |
| Theft replacement limit i | £10,000.00 |
| Cancellation fee i | £0.00 |
| Malicious damage cover i | |
| Arrangement fee i | £0.00 |
| Additional early claims excess i | £60.00 |
| Unauthorised usage cover i | £10,000.00 |
| Immediate cover with no additional excess in the first 30 days of the policy i | |
| Unauthorised usage cover (E-wallet) i | £0.00 |
| Accessories cover limit i | £175.00 |
| High end smartphones (>£1,000) minimum excess i | £175.00 |
| High end tablets (>£1,200) minimum excess i | £175.00 |
| High end laptops (>=£1,500) minimum excess i | £125.00 |
| High end MacBooks (>=£1,500) minimum excess i | £150.00 |
| Universal gadget policy? i | |
| Family cover i | |
| Multi cover discounts i | |
| Underwriter i | Collinson Insurance |
| Age of customer requirement i | 18.00 years |
| No claims period i | Immediate Cover |
| Refurbished device cover i | |
| Second hand device cover i | |
| Territorial limits restriction i | Worldwide |
| Maximum age of phones i | 36 months |
| Maximum age of gadgets eligible for cover i | 36 months |
| Rapid replacement i | |
| Pro-rata refund i | |
| Claim under warranty i | |
| Replacement claims limit per Item for accidental damage/mechanical failure i | Unlimited |
| Replacement claims limit per Item for theft or loss i | Unlimited |
| Replacement warranty i | 12 months |
| International cover limit (Days) i | Unlimited |
| Smartphones i | |
| Tablets i | |
| Smart watches i | |
| Game Consoles i | |
| Headphones i | |
| Cameras i | |
| E-readers i | |
| Sat-Navs i | |
| MP3 Players i | |
| MacBooks or Laptops |
loveit coverit
Essential
| Accidental loss cover i | Not Covered |
|---|---|
| Mechanical breakdown cover i | |
| Maximum single-item cover limit i | Unlimited |
| Type of product i | Stand-Alone |
| How is the excess charged? i | Depends on the type of gadget |
| Accidental damage cover i | |
| Lowest excess i | £30.00 |
| Liquid damage excess i | £60.00 |
| Theft & loss claims excess i | £60.00 |
| Mechanical breakdown cover replacement limit i | Sum insured |
| Theft Cover i | |
| Accidental damage and breakdown claims excess i | £60.00 |
| Theft replacement limit i | £10,000.00 |
| Cancellation fee i | £0.00 |
| Malicious damage cover i | |
| Arrangement fee i | £0.00 |
| Additional early claims excess i | £60.00 |
| Unauthorised usage cover i | £10,000.00 |
| Immediate cover with no additional excess in the first 30 days of the policy i | |
| Unauthorised usage cover (E-wallet) i | £0.00 |
| Accessories cover limit i | £175.00 |
| High end smartphones (>£1,000) minimum excess i | £175.00 |
| High end tablets (>£1,200) minimum excess i | £175.00 |
| High end laptops (>=£1,500) minimum excess i | £125.00 |
| High end MacBooks (>=£1,500) minimum excess i | £150.00 |
| Universal gadget policy? i | |
| Family cover i | |
| Multi cover discounts i | |
| Underwriter i | Collinson Insurance |
| Age of customer requirement i | 18.00 years |
| No claims period i | Immediate Cover |
| Refurbished device cover i | |
| Second hand device cover i | |
| Territorial limits restriction i | Worldwide |
| Maximum age of phones i | 36 months |
| Maximum age of gadgets eligible for cover i | 36 months |
| Rapid replacement i | |
| Pro-rata refund i | |
| Claim under warranty i | |
| Replacement claims limit per Item for accidental damage/mechanical failure i | Unlimited |
| Replacement claims limit per Item for theft or loss i | Unlimited |
| Replacement warranty i | 12 months |
| International cover limit (Days) i | Unlimited |
| Smartphones i | |
| Tablets i | |
| Smart watches i | |
| Game Consoles i | |
| Headphones i | |
| Cameras i | |
| E-readers i | |
| Sat-Navs i | |
| MP3 Players i | |
| MacBooks or Laptops |
Travel insurance
Annual multi-trip insurance
loveit coverit
Plus
| Medical excess i | £100.00 |
|---|---|
| Cancelling before travel cover limit i | £2,500.00 |
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit i | £2,000.00 |
| Emergency medical cover and repatriation cover limit i | £10,000,000.00 |
| Mental health cover i | |
| Max trip duration i | 31 days |
| Cutting trip short (curtailment) cover limit i | £2,500.00 |
| Abandoning your trip (abandonment) cover limit i | £2,500.00 |
| Personal money i | £500.00 |
| Combined passport & travel documents cover limit i | £300.00 |
| Natural disaster relocation cover i |
loveit coverit
Premium
| Medical excess i | £60.00 |
|---|---|
| Cancelling before travel cover limit i | £5,000.00 |
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit i | £2,500.00 |
| Emergency medical cover and repatriation cover limit i | £15,000,000.00 |
| Mental health cover i | |
| Max trip duration i | 45 days |
| Cutting trip short (curtailment) cover limit i | £5,000.00 |
| Abandoning your trip (abandonment) cover limit i | £5,000.00 |
| Personal money i | £750.00 |
| Combined passport & travel documents cover limit i | £500.00 |
| Natural disaster relocation cover i |
loveit coverit
Essential
| Medical excess i | £150.00 |
|---|---|
| Cancelling before travel cover limit i | £1,000.00 |
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit i | £1,500.00 |
| Emergency medical cover and repatriation cover limit i | £10,000,000.00 |
| Mental health cover i | |
| Max trip duration i | 31 days |
| Cutting trip short (curtailment) cover limit i | £1,000.00 |
| Abandoning your trip (abandonment) cover limit i | £0.00 |
| Personal money i | £250.00 |
| Combined passport & travel documents cover limit i | £250.00 |
| Natural disaster relocation cover i |
Single trip insurance
loveit coverit
Plus
| Cancelling before travel cover limit i | £2,500.00 |
|---|---|
| Medical excess i | £100.00 |
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit i | £2,000.00 |
| Emergency medical cover and repatriation cover limit i | £10,000,000.00 |
| Cutting trip short curtailment cover limit i | £2,500.00 |
| Missed departure cover limit i | £1,000.00 |
| Abandoning your trip (abandonment) cover limit i | £2,500.00 |
| Personal money i | £500.00 |
| Combined passport & travel documents limit i | £300.00 |
loveit coverit
Premium
| Cancelling before travel cover limit i | £5,000.00 |
|---|---|
| Medical excess i | £60.00 |
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit i | £2,500.00 |
| Emergency medical cover and repatriation cover limit i | £15,000,000.00 |
| Cutting trip short curtailment cover limit i | £5,000.00 |
| Missed departure cover limit i | £1,500.00 |
| Abandoning your trip (abandonment) cover limit i | £5,000.00 |
| Personal money i | £750.00 |
| Combined passport & travel documents limit i | £500.00 |
loveit coverit
Essential
| Cancelling before travel cover limit i | £1,000.00 |
|---|---|
| Medical excess i | £150.00 |
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit i | £1,500.00 |
| Emergency medical cover and repatriation cover limit i | £10,000,000.00 |
| Cutting trip short curtailment cover limit i | £1,000.00 |
| Missed departure cover limit i | £300.00 |
| Abandoning your trip (abandonment) cover limit i | £0.00 |
| Personal money i | £250.00 |
| Combined passport & travel documents limit i | £250.00 |
Travel insurance add-on: cruise cover
loveit coverit
Premium
| Missed port departure cover limit i | £1,500.00 |
|---|---|
| Re-joining a cruise cover limit i | £750.00 |
| Cabin confinement cover limit i | £0.00 |
| Missed port departure excess i | £60.00 |
| Timetable/itinerary change cover limit i | £300.00 |
| Unused excursions cover limit i | £750.00 |
loveit coverit
Plus
| Missed port departure cover limit i | £1,000.00 |
|---|---|
| Re-joining a cruise cover limit i | £500.00 |
| Cabin confinement cover limit i | £0.00 |
| Missed port departure excess i | £100.00 |
| Timetable/itinerary change cover limit i | £250.00 |
| Unused excursions cover limit i | £500.00 |
loveit coverit
Essential
| Missed port departure cover limit i | £300.00 |
|---|---|
| Re-joining a cruise cover limit i | £250.00 |
| Cabin confinement cover limit i | £0.00 |
| Missed port departure excess i | £150.00 |
| Timetable/itinerary change cover limit i | £200.00 |
| Unused excursions cover limit i | £250.00 |
Travel insurance add-on: winter sports
loveit coverit
Premium
| Ski equipment owned cover limit i | £1,000.00 |
|---|---|
| Single owned item cover limit i | £500.00 |
| Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i | £500.00 |
| Ski equipment owned excess i | £60.00 |
| Ski equipment hired i | £400.00 |
| Single item limit for hired equipment i | |
| Avalanche closure cover limit i | £500.00 |
| Piste closure cover limit i | £500.00 |
| Unused ski pass due to illness or injury i | £750.00 |
loveit coverit
Plus
| Ski equipment owned cover limit i | £750.00 |
|---|---|
| Single owned item cover limit i | £375.00 |
| Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i | £400.00 |
| Ski equipment owned excess i | £100.00 |
| Ski equipment hired i | £200.00 |
| Single item limit for hired equipment i | |
| Avalanche closure cover limit i | £400.00 |
| Piste closure cover limit i | £400.00 |
| Unused ski pass due to illness or injury i | £500.00 |
loveit coverit
Essential
| Ski equipment owned cover limit i | £500.00 |
|---|---|
| Single owned item cover limit i | £250.00 |
| Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i | £250.00 |
| Ski equipment owned excess i | £150.00 |
| Ski equipment hired i | £150.00 |
| Single item limit for hired equipment i | |
| Avalanche closure cover limit i | £250.00 |
| Piste closure cover limit i | £250.00 |
| Unused ski pass due to illness or injury i | £250.00 |