Luma
Luma is a credit card provider based in Nottingham. Luma's credit card is designed for those with poor credit.
Luma is owned by Capital One, who also have their own credit cards.
Luma was launched in 2016 and is based in Nottingham.
We don't currently rate Luma in our Customer Experience Ratings.
Credit cards
Credit builder credit cards
| Representative APR i | 35.9% |
|---|---|
| Representative cash transaction interest rate i | 2.59% |
| Representative purchase rate i | 2.59% |
| Risk based? i | |
| Representative balance transfer rate i | 2.59% |
| Initial minimum credit limit i | £200.00 |
| Statement Due Date Change Fee i | £0.00 |
Foreign use credit cards
Luma
Credit Card
| Representative APR i | 35.9% |
|---|---|
| Foreign purchase fee i | 2.75% |
| Foreign withdrawal fee i | 3% |
| Risk based? i | |
| Number of days before interest is charged on non-sterling cash transactions i | 0 days |
| Representative purchase rate i | 2.59% |
Money transfer credit cards
Luma
Credit Card
| Money transfer rate during promotional period i | |
|---|---|
| Duration of money transfer offer period i | |
| Money transfer fee during promotional period i | |
| Representative APR i | 35.9% |
| Representative cash transaction interest rate i | 2.59% |
| Risk based? i |