Mobile Phone Insurance Direct UK is a mobile phone insurance provider based in the UK. The company was founded in 2005 and offers a variety of mobile phone insurance policies for both individuals and businesses. They provide insurance for loss, theft, accidental damage and unauthorized usage of customers’ mobile phones. Their policies also come with a 24/7 customer service helpline. Customers can also make claims online.
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| Accidental loss cover i | Y (Mobile Phones Only) |
|---|---|
| Mechanical breakdown cover i | |
| Maximum single-item cover limit i | Unlimited |
| Type of product i | Stand-Alone |
| How is the excess charged? i | Depends on the type of gadget |
| Accidental damage cover i | |
| Lowest excess i | £40.00 |
| Liquid damage excess i | £50.00 |
| Theft & loss claims excess i | £75.00 |
| Mechanical breakdown cover replacement limit i | Sum insured |
| Theft Cover i | |
| Accidental damage and breakdown claims excess i | £40.00 |
| Theft replacement limit i | Sum insured |
| Cancellation fee i | £0.00 |
| Malicious damage cover i | |
| Arrangement fee i | £0.00 |
| Additional early claims excess i | £60.00 |
| Unauthorised usage cover i | £10,000.00 |
| Immediate cover with no additional excess in the first 30 days of the policy i | |
| Unauthorised usage cover (E-wallet) i | £0.00 |
| Accessories cover limit i | £150.00 |
| High end smartphones (>£1,000) minimum excess i | £175.00 |
| High end tablets (>£1,200) minimum excess i | £175.00 |
| High end laptops (>=£1,500) minimum excess i | £125.00 |
| High end MacBooks (>=£1,500) minimum excess i | £150.00 |
| Universal gadget policy? i | |
| Family cover i | |
| Multi cover discounts i | |
| Underwriter i | Inter Partner Assistance S.A. UK Branch |
| Age of customer requirement i | 18.00 years |
| No claims period i | Immediate Cover |
| Refurbished device cover i | |
| Second hand device cover i | |
| Territorial limits restriction i | Worldwide |
| Maximum age of phones i | 36 months |
| Maximum age of gadgets eligible for cover i | 36 months |
| Rapid replacement i | |
| Pro-rata refund i | |
| Claim under warranty i | |
| Replacement claims limit per Item for accidental damage/mechanical failure i | Unlimited |
| Replacement claims limit per Item for theft or loss i | Unlimited |
| Replacement warranty i | No new warranty or extension on replaced items |
| International cover limit (Days) i | Unlimited |
| Smartphones i | |
| Tablets i | |
| Smart watches i | |
| Game Consoles i | |
| Headphones i | |
| Cameras i | |
| E-readers i | |
| Sat-Navs i | |
| MP3 Players i | |
| MacBooks or Laptops |
| Accidental loss cover i | Not Covered |
|---|---|
| Mechanical breakdown cover i | |
| Maximum single-item cover limit i | Unlimited |
| Type of product i | Stand-Alone |
| How is the excess charged? i | Depends on the type of gadget |
| Accidental damage cover i | |
| Lowest excess i | £40.00 |
| Liquid damage excess i | £50.00 |
| Theft & loss claims excess i | £75.00 |
| Mechanical breakdown cover replacement limit i | Sum insured |
| Theft Cover i | |
| Accidental damage and breakdown claims excess i | £40.00 |
| Theft replacement limit i | Sum insured |
| Cancellation fee i | £0.00 |
| Malicious damage cover i | |
| Arrangement fee i | £0.00 |
| Additional early claims excess i | £60.00 |
| Unauthorised usage cover i | £5,000.00 |
| Immediate cover with no additional excess in the first 30 days of the policy i | |
| Unauthorised usage cover (E-wallet) i | £0.00 |
| Accessories cover limit i | £150.00 |
| High end smartphones (>£1,000) minimum excess i | £175.00 |
| High end tablets (>£1,200) minimum excess i | £175.00 |
| High end laptops (>=£1,500) minimum excess i | £125.00 |
| High end MacBooks (>=£1,500) minimum excess i | £150.00 |
| Universal gadget policy? i | |
| Family cover i | |
| Multi cover discounts i | |
| Underwriter i | Inter Partner Assistance S.A. UK Branch |
| Age of customer requirement i | 18.00 years |
| No claims period i | Immediate Cover |
| Refurbished device cover i | |
| Second hand device cover i | |
| Territorial limits restriction i | Worldwide |
| Maximum age of phones i | 36 months |
| Maximum age of gadgets eligible for cover i | 36 months |
| Rapid replacement i | |
| Pro-rata refund i | |
| Claim under warranty i | |
| Replacement claims limit per Item for accidental damage/mechanical failure i | Unlimited |
| Replacement claims limit per Item for theft or loss i | Unlimited |
| Replacement warranty i | No new warranty or extension on replaced items |
| International cover limit (Days) i | Unlimited |
| Smartphones i | |
| Tablets i | |
| Smart watches i | |
| Game Consoles i | |
| Headphones i | |
| Cameras i | |
| E-readers i | |
| Sat-Navs i | |
| MP3 Players i | |
| MacBooks or Laptops |
| Accidental loss cover i | Not Covered |
|---|---|
| Mechanical breakdown cover i | |
| Maximum single-item cover limit i | Unlimited |
| Type of product i | Stand-Alone |
| How is the excess charged? i | Depends on the type of gadget |
| Accidental damage cover i | |
| Lowest excess i | £40.00 |
| Liquid damage excess i | £50.00 |
| Theft & loss claims excess i | £75.00 |
| Mechanical breakdown cover replacement limit i | Sum insured |
| Theft Cover i | Not Covered |
| Accidental damage and breakdown claims excess i | £40.00 |
| Theft replacement limit i | £0.00 |
| Cancellation fee i | £0.00 |
| Malicious damage cover i | |
| Arrangement fee i | £0.00 |
| Additional early claims excess i | £60.00 |
| Unauthorised usage cover i | £0.00 |
| Immediate cover with no additional excess in the first 30 days of the policy i | |
| Unauthorised usage cover (E-wallet) i | £0.00 |
| Accessories cover limit i | £150.00 |
| High end smartphones (>£1,000) minimum excess i | £175.00 |
| High end tablets (>£1,200) minimum excess i | £175.00 |
| High end laptops (>=£1,500) minimum excess i | £125.00 |
| High end MacBooks (>=£1,500) minimum excess i | £150.00 |
| Universal gadget policy? i | |
| Family cover i | |
| Multi cover discounts i | |
| Underwriter i | Inter Partner Assistance S.A. UK Branch |
| Age of customer requirement i | 18.00 years |
| No claims period i | Immediate Cover |
| Refurbished device cover i | |
| Second hand device cover i | |
| Territorial limits restriction i | Worldwide |
| Maximum age of phones i | 36 months |
| Maximum age of gadgets eligible for cover i | 36 months |
| Rapid replacement i | |
| Pro-rata refund i | |
| Claim under warranty i | |
| Replacement claims limit per Item for accidental damage/mechanical failure i | Unlimited |
| Replacement claims limit per Item for theft or loss i | |
| Replacement warranty i | No new warranty or extension on replaced items |
| International cover limit (Days) i | Unlimited |
| Smartphones i | |
| Tablets i | |
| Smart watches i | |
| Game Consoles i | |
| Headphones i | |
| Cameras i | |
| E-readers i | |
| Sat-Navs i | |
| MP3 Players i | |
| MacBooks or Laptops |