RSPCA
Best known as an animal welfare charity RSCPA has also teamed up with Covea to offer pet insurance.
The RSPCA was founded in 1824 and is based in West Sussex.
Pet insurance
Ranked 1st of 35 providers reviewed.
| Customer happiness score | 70.83% |
|---|---|
| Customer trust score | 72.92% |
| Complaints performance | 73.44% |
| Transparency rating | 83.28% |
| Fairer Finance score Reviewed Autumn 2023 |
75% |
Pet insurance
Cat insurance
| Medical excess i | £125.00 |
|---|---|
| Type of cover i | Lifetime, annual |
| Medical cover limit i | £7,000.00 |
| Age when compulsory excess rises i | 10 years |
| Annual policy limit i | £7,000.00 |
| Cancellation fee i | £0.00 |
| Annual condition limit i | |
| Amendment fee i | £0.00 |
| Lifetime policy limit i | Unlimited |
| Lifetime condition limit i | |
| Dental cover (if due to an accident) i | £7,000.00 |
| Cruciate ligament damage i | £7,000.00 |
| CT scans i | £7,000.00 |
| MRI scans i | £7,000.00 |
| Prescribed food i | 25% of the costs for 6 months per condition |
| Complementary treatment i | £1,500.00 |
| Boarding fees limit i | £2,000.00 |
| Death benefit (illness) i | £2,000.00 |
| Euthanasia cover limit i | £7,000.00 |
| Cremation i | £200.00 |
| If renewed, are existing conditions covered? i | |
| Holiday cancellation i | £3,000.00 |
| Holiday cover i | £7,000.00 |
| Quarantine costs cover i | £150.00 |
| Loss of PETS passport or other travel documents i | £250.00 |
| Emergency expenses abroad i | £1,500.00 |
| Maximum number of days abroad i | 90 days |
RSPCA
Lifetime £4000
| Medical excess i | £125.00 |
|---|---|
| Type of cover i | Lifetime, annual |
| Medical cover limit i | £4,000.00 |
| Age when compulsory excess rises i | 10 years |
| Annual policy limit i | £4,000.00 |
| Cancellation fee i | £0.00 |
| Annual condition limit i | |
| Amendment fee i | £0.00 |
| Lifetime policy limit i | Unlimited |
| Lifetime condition limit i | |
| Dental cover (if due to an accident) i | £4,000.00 |
| Cruciate ligament damage i | £4,000.00 |
| CT scans i | £4,000.00 |
| MRI scans i | £4,000.00 |
| Prescribed food i | 25% of the costs for 6 months per condition |
| Complementary treatment i | £1,000.00 |
| Boarding fees limit i | £1,500.00 |
| Death benefit (illness) i | £1,500.00 |
| Euthanasia cover limit i | £4,000.00 |
| Cremation i | £200.00 |
| If renewed, are existing conditions covered? i | |
| Holiday cancellation i | £1,500.00 |
| Holiday cover i | £4,000.00 |
| Quarantine costs cover i | £150.00 |
| Loss of PETS passport or other travel documents i | £250.00 |
| Emergency expenses abroad i | £700.00 |
| Maximum number of days abroad i | 90 days |
RSPCA
Lifetime £1000
| Medical excess i | £125.00 |
|---|---|
| Type of cover i | Lifetime, annual |
| Medical cover limit i | £1,000.00 |
| Age when compulsory excess rises i | 10 years |
| Annual policy limit i | £1,000.00 |
| Cancellation fee i | £0.00 |
| Annual condition limit i | |
| Amendment fee i | £0.00 |
| Lifetime policy limit i | Unlimited |
| Lifetime condition limit i | |
| Dental cover (if due to an accident) i | £1,000.00 |
| Cruciate ligament damage i | £1,000.00 |
| CT scans i | £1,000.00 |
| MRI scans i | £1,000.00 |
| Prescribed food i | 25% of the costs for 6 months per condition |
| Complementary treatment i | £500.00 |
| Boarding fees limit i | £750.00 |
| Death benefit (illness) i | £750.00 |
| Euthanasia cover limit i | £1,000.00 |
| Cremation i | £200.00 |
| If renewed, are existing conditions covered? i | |
| Holiday cancellation i | £750.00 |
| Holiday cover i | £1,000.00 |
| Quarantine costs cover i | £150.00 |
| Loss of PETS passport or other travel documents i | £250.00 |
| Emergency expenses abroad i | £500.00 |
| Maximum number of days abroad i | 90 days |
Dog insurance
RSPCA
Lifetime £4000
| Type of cover i | Lifetime, annual |
|---|---|
| Medical cover limit i | £4,000.00 |
| Medical excess i | £125.00 |
| Annual policy limit i | £4,000.00 |
| Annual condition limit i | |
| Lifetime policy limit i | Unlimited |
| Lifetime condition limit i | |
| Dental cover (if due to an accident) i | £4,000.00 |
| Cruciate ligament damage i | £4,000.00 |
| CT scans i | £4,000.00 |
| MRI scans i | £4,000.00 |
| Prescribed food i | 25% of the costs for 6 months per condition |
| Complementary treatment i | £1,000.00 |
| Euthanasia cover limit i | £4,000.00 |
| Cremation i | £200.00 |
| If renewed, are existing conditions covered? i | |
| Age when compulsory excess rises i | 8 years |
| Amendment fee i | £0.00 |
| Holiday cancellation i | £1,500.00 |
| Holiday cover i | £4,000.00 |
RSPCA
Lifetime £7000
| Type of cover i | Lifetime, annual |
|---|---|
| Medical cover limit i | £7,000.00 |
| Medical excess i | £125.00 |
| Annual policy limit i | £7,000.00 |
| Annual condition limit i | |
| Lifetime policy limit i | Unlimited |
| Lifetime condition limit i | |
| Dental cover (if due to an accident) i | £7,000.00 |
| Cruciate ligament damage i | £7,000.00 |
| CT scans i | £7,000.00 |
| MRI scans i | £7,000.00 |
| Prescribed food i | 25% of the costs for 6 months per condition |
| Complementary treatment i | £1,500.00 |
| Euthanasia cover limit i | £7,000.00 |
| Cremation i | £200.00 |
| If renewed, are existing conditions covered? i | |
| Age when compulsory excess rises i | 8 years |
| Amendment fee i | £0.00 |
| Holiday cancellation i | £3,000.00 |
| Holiday cover i | £7,000.00 |
RSPCA
Lifetime £1000
| Type of cover i | Lifetime, annual |
|---|---|
| Medical cover limit i | £1,000.00 |
| Medical excess i | £125.00 |
| Annual policy limit i | £1,000.00 |
| Annual condition limit i | |
| Lifetime policy limit i | Unlimited |
| Lifetime condition limit i | |
| Dental cover (if due to an accident) i | £1,000.00 |
| Cruciate ligament damage i | £1,000.00 |
| CT scans i | £1,000.00 |
| MRI scans i | £1,000.00 |
| Prescribed food i | 25% of the costs for 6 months per condition |
| Complementary treatment i | £500.00 |
| Euthanasia cover limit i | £1,000.00 |
| Cremation i | £200.00 |
| If renewed, are existing conditions covered? i | |
| Age when compulsory excess rises i | 8 years |
| Amendment fee i | £0.00 |
| Holiday cancellation i | £750.00 |
| Holiday cover i | £1,000.00 |