Sky

Sky UK Limited is a British broadcaster and telecommunications company that provides TV, mobile and broadband services. It is the UKs largest pay-TV broadcaster.

They were founded in 1990 by billionaire Rupert Murdoch who also owns News Corp. 

Their headquarters are in Isleworth, London 

Sky
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Gadget insurance

Sky

Protect - Gadget

3 stars
Accidental loss cover i
Mechanical breakdown cover i
Maximum single-item cover limit i Unlimited
Type of product i Stand-Alone
How is the excess charged? i Standard excess applied to all gadgets and claim types
Accidental damage cover i
Lowest excess i £75.00
Liquid damage excess i £75.00
Theft & loss claims excess i £75.00
Mechanical breakdown cover replacement limit i £2,000.00
Theft Cover i Not Covered
Accidental damage and breakdown claims excess i £75.00
Theft replacement limit i £2,000.00
Cancellation fee i £10.00
Malicious damage cover i
Arrangement fee i £0.00
Additional early claims excess i £0.00
Unauthorised usage cover i £0.00
Immediate cover with no additional excess in the first 30 days of the policy i
Unauthorised usage cover (E-wallet) i £0.00
Accessories cover limit i £150.00
High end smartphones (>£1,000) minimum excess i £75.00
High end tablets (>£1,200) minimum excess i £75.00
High end laptops (>=£1,500) minimum excess i £75.00
High end MacBooks (>=£1,500) minimum excess i £75.00
Universal gadget policy? i
Family cover i
Multi cover discounts i
Underwriter i Domestic & General Insurance PLC
Age of customer requirement i 18.00 years
No claims period i Immediate Cover
Refurbished device cover i
Second hand device cover i
Territorial limits restriction i Worldwide
Maximum age of phones i 12 months
Maximum age of gadgets eligible for cover i 12 months
Rapid replacement i
Pro-rata refund i
Claim under warranty i
Replacement claims limit per Item for accidental damage/mechanical failure i Unlimited
Replacement claims limit per Item for theft or loss i Unlimited
Replacement warranty i No new warranty or extension on replaced items
International cover limit (Days) i Unlimited
Smartphones i
Tablets i
Smart watches i
Game Consoles i
Headphones i
Cameras i
E-readers i
Sat-Navs i
MP3 Players i
MacBooks or Laptops

Home insurance (building and contents)

Sky

Home Insurance

4 stars
Alternative accommodation cover limit for buildings i £100,000.00
Theft from outbuildings i £5,000.00
Protection against inflation (Buildings)
Matching sets (contents) i
Position 1-5 Premium i £264.59
Position 1-10 Premium i £290.74
Contents compulsory excess i £100.00
Property owner liability i £2,000,000.00
Cancellation fee within 14 days i £0.00
Contents cover limit i £100,000.00
Alternative accommodation cover limit for contents i £10,000.00
Buildings cover limit i £750,000.00
Cancellation fee after 14 days i £3.00
Liability to domestic employees i £10,000,000.00
Trace and access i £5,000.00
Keys/locks if lost or stolen (Buildings) i £1,000.00
Liability as a tenant i £10,000.00
Replace belongings new for old i
Flood excess i £100.00
Escape of water excess (minimum) i £450.00
Money in the home i £500.00
Visitor's possessions i £1,000.00
Office equipment i £10,000.00

Buildings insurance

Sky

Home Insurance

4 stars
Escape of water excess for buildings i £450.00
Matching sets (Buildings) i
Frozen pipes i
Underground pipes, cables and tanks i Covered as standard
Selling your home i
Emergency entries i
Accidental damage to drains i
Buildings compulsory excess i £100.00
Unoccupied period i 60 days
Property owner liability i £2,000,000.00
Helpline i
Cancellation fee after 14 days (buildings) i £3.00
Amendment fee (telephone) i £0.00

Contents insurance

Sky

Home Insurance

4 stars
Matching sets (contents) i
Theft from outbuildings i £5,000.00
Cover for items away from home i
Property owner liability i £2,000,000.00