Sheilas' Wheels

Sheilas' Wheels is an insurance company opened in 2005, owned and underwritten by esure Insurance who are based in Surrey. 

Sheilas' Wheels was originally designed to appeal to female drivers but offers cover to men too. 

As well as car insurance, Sheilas' Wheels also offers home and travel insurance. 

Recovery service RAC underwrites its car breakdown option.

Sheilas' Wheels
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Car insurance

Ranked 30th of 49 providers reviewed.

Customer happiness score 62.3%
Customer trust score 54.85%
Complaints performance 70.31%
Transparency rating 70.61%
Fairer Finance score
Reviewed Autumn 2023
65%

Home insurance (building and contents)

Ranked 32nd of 46 providers reviewed.

Customer happiness score 53.57%
Customer trust score 46.77%
Complaints performance 70.02%
Transparency rating 76.48%
Fairer Finance score
Reviewed Autumn 2023
62%

Car insurance

Sheilas' Wheels

Car Insurance

3 stars
Courtesy car for duration of repair i
Uninsured driver promise i
Cover limit for lost keys i £0.00
24hr helpline available i
New car replacement i
Courtesy car provided if stolen / total loss i
Windscreen repair excess i £15.00
Windscreen replacement excess i £100.00
Cover limit for stolen keys i £500.00
Cover for replacing original audio/visual equipment i Unlimited
Repairs guarantee (years) i 5 years
Vandalism i

Home emergency cover

Sheilas' Wheels

Home Emergency

3 stars
Home Security Cover i
Home Emergency Cover limit i £500.00
Primary Heating System i
Cover Type i Add-On
Internal plumbing and drainage i
Boiler breakdown cover i
Pest infestation cover i
Alternative Accommodation Cover i £250.00
Unoccupied period i 30
Annual boiler service i
Internal gas supply pipe cover i
Domestic Power supply covered? i
Claims limit i Unlimited

Home insurance (building and contents)

Sheilas' Wheels

Home Insurance

3 stars
Alternative accommodation cover limit for buildings i £75,000.00
Theft from outbuildings i £2,000.00
Protection against inflation (Buildings)
Matching sets (contents) i
Contents compulsory excess i £125.00
Property owner liability i £2,000,000.00
Cancellation fee within 14 days i £20.00
Contents cover limit i Unlimited
Alternative accommodation cover limit for contents i £10,000.00
Buildings cover limit i Unlimited
Cancellation fee after 14 days i £58.00
Liability to domestic employees i £10,000,000.00
Trace and access i £5,000.00
Keys/locks if lost or stolen (Buildings) i £1,000.00
Liability as a tenant i £10,000.00
Replace belongings new for old i
Flood excess i £125.00
Escape of water excess (minimum) i £450.00
Money in the home i £750.00
Visitor's possessions i £2,500.00
Office equipment i £0.00

Buildings insurance

Sheilas' Wheels

Home Insurance

3 stars
Escape of water excess for buildings i £450.00
Matching sets (Buildings) i
Frozen pipes i
Underground pipes, cables and tanks i Covered as standard
Selling your home i
Emergency entries i
Accidental damage to drains i
Buildings compulsory excess i £125.00
Unoccupied period i 30 days
Property owner liability i £2,000,000.00
Helpline i
Cancellation fee after 14 days (buildings) i £58.00
Amendment fee (telephone) i £20.00

Contents insurance

Sheilas' Wheels

Home Insurance

3 stars
Matching sets (contents) i
Theft from outbuildings i £2,000.00
Cover for items away from home i Optional
Property owner liability i £2,000,000.00