Able2Travel

Able2Travel is a specialist travel insurance provider which aims to supply travel insurance to people with existing medical conditions.

Able2Travel is owned by broker Voyager Insurance Services, which was founded in 1996 and is part of the Somerville insurance group.

Its policies are underwritten by Chaucer Insurance.

Able2Travel is based in Guildford, Surrey.

Able2Travel
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Gold ribbon: first place

Travel insurance

Ranked 1st of 39 providers reviewed.

Customer happiness 65.36%
Customer trust 63.13%
Complaints performance 86.5%
Transparency rating 41.27%
Fairer Finance score
Reviewed Spring 2022
64%

Travel insurance

Annual multi-trip insurance

Able2Travel

Platinum

5 stars
Medical excess i £50.00
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £3,000.00
Cancelling before travel cover limit i £5,000.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Mental health cover i
Lost or stolen cash i £300.00
Combined passport & travel cover limit i £500.00
Cutting trip short cover limit i £5,000.00
Abandoning your trip cover limit i £5,000.00
Natural disaster relocation cover i
Natural disaster baggage cover i
Max trip duration i 60 days
3 stars
Medical excess i £95.00
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £2,000.00
Cancelling before travel cover limit i £2,500.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Mental health cover i
Lost or stolen cash i £200.00
Combined passport & travel cover limit i £300.00
Cutting trip short cover limit i £2,500.00
Abandoning your trip cover limit i £2,500.00
Natural disaster relocation cover i
Natural disaster baggage cover i
Max trip duration i 45 days

Able2Travel

Silver

1 stars
Medical excess i £175.00
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £1,250.00
Cancelling before travel cover limit i £1,500.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Mental health cover i
Lost or stolen cash i £100.00
Combined passport & travel cover limit i £200.00
Cutting trip short cover limit i £1,500.00
Abandoning your trip cover limit i £1,500.00
Natural disaster relocation cover i
Natural disaster baggage cover i
Max trip duration i 31 days

Single trip insurance

Able2Travel

Platinum

4 stars
Cancelling before travel cover limit i £5,000.00
Medical excess i £50.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £3,000.00
Cutting trip short cover limit i £5,000.00
Abandoning your trip cover limit i £5,000.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Lost or stolen cash i £300.00
Combined passport & travel cover limit i £500.00
Missed departure cover limit i £1,000.00
4 stars
Cancelling before travel cover limit i £2,500.00
Medical excess i £95.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £2,000.00
Cutting trip short cover limit i £2,500.00
Abandoning your trip cover limit i £2,500.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Lost or stolen cash i £200.00
Combined passport & travel cover limit i £300.00
Missed departure cover limit i £750.00

Able2Travel

Silver

2 stars
Cancelling before travel cover limit i £1,500.00
Medical excess i £175.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,250.00
Cutting trip short cover limit i £1,500.00
Abandoning your trip cover limit i £1,500.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Lost or stolen cash i £100.00
Combined passport & travel cover limit i £200.00
Missed departure cover limit i £500.00

Travel insurance add-on: cruise cover

Able2Travel

Platinum

4 stars
Missed port departure cover limit i £600.00
Re-joining a cruise cover limit i £750.00
Cabin confinement cover limit i £600.00
Missed port departure excess i £0.00
Timetable/itinerary change cover limit i £600.00
Unused excursions cover limit i £600.00
2 stars
Missed port departure cover limit i £400.00
Re-joining a cruise cover limit i £500.00
Cabin confinement cover limit i £400.00
Missed port departure excess i £0.00
Timetable/itinerary change cover limit i £400.00
Unused excursions cover limit i £400.00

Able2Travel

Silver

1 stars
Missed port departure cover limit i £300.00
Re-joining a cruise cover limit i £250.00
Cabin confinement cover limit i £300.00
Missed port departure excess i £0.00
Timetable/itinerary change cover limit i £300.00
Unused excursions cover limit i £300.00

Travel insurance add-on: winter sports

Able2Travel

Platinum

5 stars
Ski equipment owned cover limit i £1,000.00
Single owned item cover limit i £500.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £400.00
Avalanche closure cover limit i £500.00
Piste closure cover limit i £500.00
Ski equipment owned excess i £50.00
Ski equipment hired i £400.00
Single item limit for hired equipment i £400.00
Unused ski pass due to illness or injury i £500.00
3 stars
Ski equipment owned cover limit i £750.00
Single owned item cover limit i £350.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £200.00
Avalanche closure cover limit i £400.00
Piste closure cover limit i £400.00
Ski equipment owned excess i £95.00
Ski equipment hired i £200.00
Single item limit for hired equipment i £200.00
Unused ski pass due to illness or injury i £400.00

Able2Travel

Silver

2 stars
Ski equipment owned cover limit i £500.00
Single owned item cover limit i £250.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £150.00
Avalanche closure cover limit i £300.00
Piste closure cover limit i £300.00
Ski equipment owned excess i £175.00
Ski equipment hired i £150.00
Single item limit for hired equipment i £150.00
Unused ski pass due to illness or injury i £300.00

Travel Insurance Covid-19 Cover

Able2Travel

Silver

1 stars
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Does the policy cover medical cover if you catch Covid-19?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)
1 stars
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Does the policy cover medical cover if you catch Covid-19?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)

Able2Travel

Platinum

1 stars
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Does the policy cover medical cover if you catch Covid-19?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)