Able2Travel

Able2Travel is a specialist travel insurance provider which aims to supply travel insurance to people with existing medical conditions.

Able2Travel is owned by broker Voyager Insurance Services, which was founded in 1996 and is part of the Somerville insurance group.

Its policies are underwritten by CIGNA Insurance Services, a US-based insurer.

Able2Travel is based in Guildford, Surrey.

Able2Travel
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Gold ribbon: first place

Travel insurance

Ranked 13th of 53 providers reviewed.

Customer happiness 42.8%
Customer trust 45.99%
Complaints performance 90%
Transparency rating 37.62%
Fairer Finance score
Reviewed Spring 2021
54%

Travel insurance

Annual multi-trip insurance

Able2Travel

Platinum

4 stars
Cancelling before travel cover limit i £5,000
Medical excess i £50
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £3,000
Cutting trip short cover limit i £5,000
Abandoning your trip cover limit i £5,000
Emergency medical cover and repatriation cover limit i £10,000,000
Mental health cover i
Lost or stolen cash i £300
Combined passport & travel cover limit i £500
Natural disaster relocation cover i
Natural disaster baggage cover i 50
Max trip duration i 60 days
4 stars
Cancelling before travel cover limit i £2,500
Medical excess i £95
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £2,000
Cutting trip short cover limit i £2,500
Abandoning your trip cover limit i £2,500
Emergency medical cover and repatriation cover limit i £10,000,000
Mental health cover i
Lost or stolen cash i £200
Combined passport & travel cover limit i £300
Natural disaster relocation cover i
Natural disaster baggage cover i
Max trip duration i 45 days

Able2Travel

Silver

1 stars
Cancelling before travel cover limit i £1,500
Medical excess i £175
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £1,250
Cutting trip short cover limit i £1,500
Abandoning your trip cover limit i £1,500
Emergency medical cover and repatriation cover limit i £10,000,000
Mental health cover i
Lost or stolen cash i £100
Combined passport & travel cover limit i £200
Natural disaster relocation cover i
Natural disaster baggage cover i
Max trip duration i 31 days

Single trip insurance

Able2Travel

Platinum

4 stars
Cancelling before travel cover limit i £5,000
Medical excess i £50
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £3,000
Cutting trip short cover limit i £5,000
Abandoning your trip cover limit i £5,000
Emergency medical cover and repatriation cover limit i £10,000,000
Lost or stolen cash i £300
Combined passport & travel cover limit i £500
Missed departure cover limit i £1,000
4 stars
Cancelling before travel cover limit i £2,500
Medical excess i £95
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £2,000
Cutting trip short cover limit i £2,500
Abandoning your trip cover limit i £2,500
Emergency medical cover and repatriation cover limit i £10,000,000
Lost or stolen cash i £200
Combined passport & travel cover limit i £300
Missed departure cover limit i £750

Able2Travel

Silver

2 stars
Cancelling before travel cover limit i £1,500
Medical excess i £175
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,250
Cutting trip short cover limit i £1,500
Abandoning your trip cover limit i £1,500
Emergency medical cover and repatriation cover limit i £10,000,000
Lost or stolen cash i £100
Combined passport & travel cover limit i £200
Missed departure cover limit i £500

Travel insurance add-on: cruise cover

Able2Travel

Platinum

4 stars
Missed port departure cover limit i £400
Re-joining a cruise cover limit i £750
Cabin confinement cover limit i £600
Missed port departure excess i £0
Timetable/itinerary change cover limit i £600
Unused excursions cover limit i £600
3 stars
Missed port departure cover limit i £400
Re-joining a cruise cover limit i £500
Cabin confinement cover limit i £400
Missed port departure excess i £0
Timetable/itinerary change cover limit i £400
Unused excursions cover limit i £400

Able2Travel

Silver

1 stars
Missed port departure cover limit i £250
Re-joining a cruise cover limit i £250
Cabin confinement cover limit i £250
Missed port departure excess i £0
Timetable/itinerary change cover limit i £250
Unused excursions cover limit i £250

Travel insurance add-on: winter sports

Able2Travel

Platinum

5 stars
Ski equipment owned cover limit i £1,000
Single owned item cover limit i £500
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £500
Avalanche closure cover limit i £500
Piste closure cover limit i £500
Ski equipment owned excess i £25
Ski equipment hired i £1,000
Single item limit for hired equipment i £400
Unused ski pass due to illness or injury i £500
4 stars
Ski equipment owned cover limit i £750
Single owned item cover limit i £350
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £400
Avalanche closure cover limit i £400
Piste closure cover limit i £400
Ski equipment owned excess i £50
Ski equipment hired i £750
Single item limit for hired equipment i £200
Unused ski pass due to illness or injury i £400

Able2Travel

Silver

3 stars
Ski equipment owned cover limit i £500
Single owned item cover limit i £250
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £250
Avalanche closure cover limit i £250
Piste closure cover limit i £250
Ski equipment owned excess i £90
Ski equipment hired i £500
Single item limit for hired equipment i £150
Unused ski pass due to illness or injury i £250

Travel Insurance Covid-19 Cover

Able2Travel

Silver

1 stars
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Does the policy cover medical cover if you catch Covid-19?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)
1 stars
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Does the policy cover medical cover if you catch Covid-19?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)

Able2Travel

Platinum

1 stars
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Does the policy cover medical cover if you catch Covid-19?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)