Able2Travel

Able2Travel is a specialist travel insurance provider which aims to supply travel insurance to people with existing medical conditions.

Able2Travel is owned by broker Voyager Insurance Services, which was founded in 1996 and is part of the Somerville insurance group.

Its policies are underwritten by CIGNA Insurance Services, a US-based insurer.

Able2Travel
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Gold ribbon: first place

Travel insurance

Ranked 3rd of 59 providers reviewed.

Customer happiness 68%
Customer trust 65%
Complaints performance 87%
Transparency rating 28%
Fairer Finance score
Reviewed Spring 2019
62%

Travel insurance

Annual multi-trip insurance

Able2Travel

Platinum

4 stars
Medical excess i £25
Cancelling before travel i £7,500
Personal possessions & baggage - damaged, lost or stolen i £3,000
Max trip duration i 60 days
Emergency medical cover and repatriation i £10,000,000
Cutting trip short/curtailment i £7,500
Abandoning your trip i £7,500
Lost or stolen cash i £300
Combined passport & travel i £500
Natural disaster relocation cover i
Natural disaster baggage cover i
Mental health cover i
4 stars
Medical excess i £50
Cancelling before travel i £3,000
Personal possessions & baggage - damaged, lost or stolen i £2,000
Max trip duration i 45 days
Emergency medical cover and repatriation i £10,000,000
Cutting trip short/curtailment i £3,000
Abandoning your trip i £3,000
Lost or stolen cash i £150
Combined passport & travel i £350
Natural disaster relocation cover i
Natural disaster baggage cover i
Mental health cover i

Able2Travel

Silver

3 stars
Medical excess i £90
Cancelling before travel i £1,500
Personal possessions & baggage - damaged, lost or stolen i £1,250
Max trip duration i 31 days
Emergency medical cover and repatriation i £10,000,000
Cutting trip short/curtailment i £1,500
Abandoning your trip i £1,500
Lost or stolen cash i £100
Combined passport & travel i £250
Natural disaster relocation cover i
Natural disaster baggage cover i
Mental health cover i

Cruise add-on

Able2Travel

Platinum

4 stars
Missed port departure i £400
Re-joining a cruise i £750
Cabin confinement i £600
Missed port departure excess i £0
Timetable/itinerary change i £600
Unused excursions i £600
3 stars
Missed port departure i £400
Re-joining a cruise i £500
Cabin confinement i £400
Missed port departure excess i £0
Timetable/itinerary change i £400
Unused excursions i £400

Able2Travel

Silver

1 stars
Missed port departure i £250
Re-joining a cruise i £250
Cabin confinement i £250
Missed port departure excess i £0
Timetable/itinerary change i £250
Unused excursions i £250

Single trip insurance

Able2Travel

Platinum

4 stars
Medical excess i £25
Cancelling before travel i £7,500
Personal possessions and baggage - damaged, lost or stolen i £3,000
Emergency medical cover and repatriation i £10,000,000
Cutting trip short/curtailment i £7,500
Missed departure i £1,500
Abandoning your trip i £7,500
Lost or stolen cash i £300
Combined passport & travel i £500
4 stars
Medical excess i £50
Cancelling before travel i £3,000
Personal possessions and baggage - damaged, lost or stolen i £2,000
Emergency medical cover and repatriation i £10,000,000
Cutting trip short/curtailment i £3,000
Missed departure i £1,000
Abandoning your trip i £3,000
Lost or stolen cash i £150
Combined passport & travel i £350

Able2Travel

Silver

3 stars
Medical excess i £90
Cancelling before travel i £1,500
Personal possessions and baggage - damaged, lost or stolen i £1,250
Emergency medical cover and repatriation i £10,000,000
Cutting trip short/curtailment i £1,500
Missed departure i £750
Abandoning your trip i £1,500
Lost or stolen cash i £100
Combined passport & travel i £250

Winter sports add-on

Able2Travel

Platinum

5 stars
Ski equipment owned i £1,000
Single item limit for owned equipment i £500
Hiring replacement winter sports equipment i £500
Ski equipment owned excess i £25
Ski equipment hired i £1,000
Single item limit for hired equipment i £400
Avalanche closure i £500
Piste closure i £500
Unused ski pass due to illness or injury i £500
4 stars
Ski equipment owned i £750
Single item limit for owned equipment i £350
Hiring replacement winter sports equipment i £400
Ski equipment owned excess i £50
Ski equipment hired i £750
Single item limit for hired equipment i £200
Avalanche closure i £400
Piste closure i £400
Unused ski pass due to illness or injury i £400

Able2Travel

Silver

2 stars
Ski equipment owned i £500
Single item limit for owned equipment i £250
Hiring replacement winter sports equipment i £250
Ski equipment owned excess i £90
Ski equipment hired i £500
Single item limit for hired equipment i £150
Avalanche closure i £250
Piste closure i £250
Unused ski pass due to illness or injury i £250