Argos

Argos is owned by the supermarket group Sainsbury's, and is best known for its catalogue shopping service.

Argos also offers a range of financial services products such as credit cards and insurance.

Argos's pet insurance is underwritten by Pinnacle Insurance PLC. 

Their head office is in Milton Keynes.

Argos
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Gold ribbon: first place

Credit cards

Ranked 9th of 31 providers reviewed.

Customer happiness 69.41%
Customer trust 67.06%
Complaints performance 59.88%
Transparency rating 55.79%
Fairer Finance score
Reviewed Spring 2023
63%
Gold ribbon: first place

Pet insurance

Ranked 9th of 34 providers reviewed.

Customer happiness 54.19%
Customer trust 53.4%
Complaints performance 89.37%
Transparency rating 78.48%
Fairer Finance score
Reviewed Spring 2023
69%

Credit cards

0% purchase credit cards

Argos

Classic Credit Card

1 stars
Duration of purchases offer period i 3 months
Representative APR i 39.94%
Highest APR i 39.94%
Purchase rate during promotional period i 0%
Representative purchase rate i 2.529%
Number of days before interest is charged on purchases i 56 days
Risk based? i

Credit builder credit cards

Argos

Classic Credit Card

3 stars
Representative APR i 39.94%
Representative cash transaction interest rate i 3.141%
Representative purchase rate i 2.529%
Risk based? i
Initial minimum credit limit i £250.00
Representative balance transfer rate i 2.529%

Foreign use credit cards

Argos

Classic Credit Card

1 stars
Foreign purchase fee i 2.75%
Foreign withdrawal fee i 3%
Representative APR i 39.94%
Number of days before interest is charged on non-sterling cash transactions i 0 days
Risk based? i
Representative purchase rate i 2.529%

Pet insurance

Cat insurance

Argos

Lifetime £7,000

5 stars
Type of cover i Lifetime, annual
Medical cover limit i £7,000.00
Medical excess i £99.00
Annual policy limit i £7,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £7,000.00
Cruciate ligament damage i £7,000.00
CT scans i £7,000.00
MRI scans i £7,000.00
Prescription diet (treatment of bladder stones only) i £7,000.00
Complementary treatment i £1,500.00
Boarding fees limit i £1,000.00
Death benefit (illness) i £1,500.00
Euthanasia cover limit i £7,000.00
Cremation i £200.00
Holiday cancellation i £3,000.00
Holiday cover i £7,000.00
Quarantine costs cover i £1,500.00
Loss of PETS passport or other travel documents i £250.00
Emergency expenses abroad i £1,000.00
Maximum number of days abroad i 90 days
Age when compulsory excess rises i 10 years
Cancellation fee i £0.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

Argos

Max benefit £5,000

4 stars
Type of cover i Maximum benefit, condition
Medical cover limit i £5,000.00
Medical excess i £99.00
Annual policy limit i
Annual condition limit i
Lifetime policy limit i
Lifetime condition limit i £5,000.00
Dental cover (if due to an accident) i £5,000.00
Cruciate ligament damage i £5,000.00
CT scans i £5,000.00
MRI scans i £5,000.00
Prescription diet (treatment of bladder stones only) i £5,000.00
Complementary treatment i £750.00
Boarding fees limit i £500.00
Death benefit (illness) i £750.00
Euthanasia cover limit i £5,000.00
Cremation i £200.00
Holiday cancellation i £750.00
Holiday cover i £5,000.00
Quarantine costs cover i £500.00
Loss of PETS passport or other travel documents i £250.00
Emergency expenses abroad i £500.00
Maximum number of days abroad i 90 days
Age when compulsory excess rises i 10 years
Cancellation fee i £0.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

Argos

Lifetime £3,500

4 stars
Type of cover i Lifetime, annual
Medical cover limit i £3,500.00
Medical excess i £99.00
Annual policy limit i £3,500.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £3,500.00
Cruciate ligament damage i £3,500.00
CT scans i £3,500.00
MRI scans i £3,500.00
Prescription diet (treatment of bladder stones only) i £3,500.00
Complementary treatment i £750.00
Boarding fees limit i £500.00
Death benefit (illness) i £750.00
Euthanasia cover limit i £3,500.00
Cremation i £200.00
Holiday cancellation i £750.00
Holiday cover i £3,500.00
Quarantine costs cover i £500.00
Loss of PETS passport or other travel documents i £250.00
Emergency expenses abroad i £500.00
Maximum number of days abroad i 90 days
Age when compulsory excess rises i 10 years
Cancellation fee i £0.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

Argos

Lifetime £4,500

4 stars
Type of cover i Lifetime, annual
Medical cover limit i £4,500.00
Medical excess i £99.00
Annual policy limit i £4,500.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £4,500.00
Cruciate ligament damage i £4,500.00
CT scans i £4,500.00
MRI scans i £4,500.00
Prescription diet (treatment of bladder stones only) i £4,500.00
Complementary treatment i £750.00
Boarding fees limit i £500.00
Death benefit (illness) i £750.00
Euthanasia cover limit i £4,500.00
Cremation i £200.00
Holiday cancellation i £750.00
Holiday cover i £4,500.00
Quarantine costs cover i £500.00
Loss of PETS passport or other travel documents i £250.00
Emergency expenses abroad i £500.00
Maximum number of days abroad i 90 days
Age when compulsory excess rises i 10 years
Cancellation fee i £0.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

Argos

Time limited £2,500

3 stars
Type of cover i Time-limited
Medical cover limit i £2,500.00
Medical excess i £99.00
Annual policy limit i
Annual condition limit i
Lifetime policy limit i
Lifetime condition limit i £2,500.00
Dental cover (if due to an accident) i £2,500.00
Cruciate ligament damage i £2,500.00
CT scans i £2,500.00
MRI scans i £2,500.00
Prescription diet (treatment of bladder stones only) i £2,500.00
Complementary treatment i £500.00
Boarding fees limit i £150.00
Death benefit (illness) i £250.00
Euthanasia cover limit i £2,500.00
Cremation i £200.00
Holiday cancellation i £250.00
Holiday cover i £2,500.00
Quarantine costs cover i £150.00
Loss of PETS passport or other travel documents i £250.00
Emergency expenses abroad i £150.00
Maximum number of days abroad i 90 days
Age when compulsory excess rises i 10 years
Cancellation fee i £0.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

Argos

Time limited £4,000

3 stars
Type of cover i Time-limited
Medical cover limit i £4,000.00
Medical excess i £99.00
Annual policy limit i
Annual condition limit i
Lifetime policy limit i
Lifetime condition limit i £4,000.00
Dental cover (if due to an accident) i £4,000.00
Cruciate ligament damage i £4,000.00
CT scans i £4,000.00
MRI scans i £4,000.00
Prescription diet (treatment of bladder stones only) i £4,000.00
Complementary treatment i £750.00
Boarding fees limit i £500.00
Death benefit (illness) i £750.00
Euthanasia cover limit i £4,000.00
Cremation i £200.00
Holiday cancellation i £1,500.00
Holiday cover i £4,000.00
Quarantine costs cover i £500.00
Loss of PETS passport or other travel documents i £250.00
Emergency expenses abroad i £500.00
Maximum number of days abroad i 90 days
Age when compulsory excess rises i 10 years
Cancellation fee i £0.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

Argos

Lifetime £2,000

3 stars
Type of cover i Lifetime, annual
Medical cover limit i £2,000.00
Medical excess i £99.00
Annual policy limit i £2,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £2,000.00
Cruciate ligament damage i £2,000.00
CT scans i £2,000.00
MRI scans i £2,000.00
Prescription diet (treatment of bladder stones only) i £2,000.00
Complementary treatment i £750.00
Boarding fees limit i £500.00
Death benefit (illness) i £750.00
Euthanasia cover limit i £2,000.00
Cremation i £200.00
Holiday cancellation i £750.00
Holiday cover i £2,000.00
Quarantine costs cover i £500.00
Loss of PETS passport or other travel documents i £250.00
Emergency expenses abroad i £500.00
Maximum number of days abroad i 90 days
Age when compulsory excess rises i 10 years
Cancellation fee i £0.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

Argos

Max benefit £2,000

3 stars
Type of cover i Maximum benefit, condition
Medical cover limit i £2,000.00
Medical excess i £99.00
Annual policy limit i
Annual condition limit i
Lifetime policy limit i
Lifetime condition limit i £2,000.00
Dental cover (if due to an accident) i £2,000.00
Cruciate ligament damage i £2,000.00
CT scans i £2,000.00
MRI scans i £2,000.00
Prescription diet (treatment of bladder stones only) i £2,000.00
Complementary treatment i £750.00
Boarding fees limit i £500.00
Death benefit (illness) i £750.00
Euthanasia cover limit i £2,000.00
Cremation i £200.00
Holiday cancellation i £750.00
Holiday cover i £2,000.00
Quarantine costs cover i £500.00
Loss of PETS passport or other travel documents i £250.00
Emergency expenses abroad i £500.00
Maximum number of days abroad i 90 days
Age when compulsory excess rises i 10 years
Cancellation fee i £0.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

Argos

Lifetime £1,000

2 stars
Type of cover i Lifetime, annual
Type of cover i
Medical cover limit i £1,000.00
Medical cover limit i
Medical excess i £99.00
Medical excess i
Annual policy limit i £1,000.00
Annual policy limit i
Annual condition limit i
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime policy limit i
Lifetime condition limit i
Lifetime condition limit i
Dental cover (if due to an accident) i £1,000.00
Dental cover (if due to an accident) i
Cruciate ligament damage i £1,000.00
Cruciate ligament damage i
CT scans i £1,000.00
CT scans i
MRI scans i £1,000.00
MRI scans i
Prescription diet (treatment of bladder stones only) i £1,000.00
Prescription diet (treatment of bladder stones only) i
Complementary treatment i £750.00
Complementary treatment i
Boarding fees limit i £500.00
Boarding fees limit i
Death benefit (illness) i £750.00
Death benefit (illness) i
Euthanasia cover limit i £1,000.00
Euthanasia cover limit i
Cremation i £200.00
Cremation i
Holiday cancellation i £750.00
Holiday cancellation i
Holiday cover i £1,000.00
Holiday cover i
Quarantine costs cover i £500.00
Quarantine costs cover i
Loss of PETS passport or other travel documents i £250.00
Loss of PETS passport or other travel documents i
Emergency expenses abroad i £500.00
Emergency expenses abroad i
Maximum number of days abroad i 90 days
Maximum number of days abroad i
Age when compulsory excess rises i 10 years
Age when compulsory excess rises i
Cancellation fee i £0.00
Cancellation fee i
Amendment fee i £0.00
Amendment fee i
If renewed, are existing conditions covered? i
If renewed, are existing conditions covered? i

Dog insurance

Argos

Lifetime £7,000

5 stars
Type of cover i Lifetime, annual
Medical cover limit i £7,000.00
Medical excess i £99.00
Annual policy limit i £7,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £7,000.00
Cruciate ligament damage i £7,000.00
CT scans i £7,000.00
MRI scans i £7,000.00
Prescription diet (treatment of bladder stones only) i £7,000.00
Complementary treatment i £1,500.00
Euthanasia cover limit i £7,000.00
Cremation i £200.00
Age when compulsory excess rises i 8 years
Amendment fee i £0.00
Holiday cancellation i £3,000.00
Holiday cover i £7,000.00
If renewed, are existing conditions covered? i

Argos

Time limited £4,000

4 stars
Type of cover i Time-limited
Medical cover limit i £4,000.00
Medical excess i £99.00
Annual policy limit i
Annual condition limit i
Lifetime policy limit i
Lifetime condition limit i 4,000
Dental cover (if due to an accident) i £4,000.00
Cruciate ligament damage i £4,000.00
CT scans i £4,000.00
MRI scans i £4,000.00
Prescription diet (treatment of bladder stones only) i £4,000.00
Complementary treatment i £750.00
Euthanasia cover limit i £4,000.00
Cremation i £200.00
Age when compulsory excess rises i 8 years
Amendment fee i £0.00
Holiday cancellation i £1,500.00
Holiday cover i £4,000.00
If renewed, are existing conditions covered? i

Argos

Lifetime £3,500

4 stars
Type of cover i Lifetime, annual
Medical cover limit i £3,500.00
Medical excess i £99.00
Annual policy limit i £3,500.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £3,500.00
Cruciate ligament damage i £3,500.00
CT scans i £3,500.00
MRI scans i £3,500.00
Prescription diet (treatment of bladder stones only) i £3,500.00
Complementary treatment i £750.00
Euthanasia cover limit i £3,500.00
Cremation i £200.00
Age when compulsory excess rises i 8 years
Amendment fee i £0.00
Holiday cancellation i £750.00
Holiday cover i £3,500.00
If renewed, are existing conditions covered? i

Argos

Lifetime £4,500

4 stars
Type of cover i Lifetime, annual
Medical cover limit i £4,500.00
Medical excess i £99.00
Annual policy limit i £4,500.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £4,500.00
Cruciate ligament damage i £4,500.00
CT scans i £4,500.00
MRI scans i £4,500.00
Prescription diet (treatment of bladder stones only) i £4,500.00
Complementary treatment i £750.00
Euthanasia cover limit i £4,500.00
Cremation i £200.00
Age when compulsory excess rises i 8 years
Amendment fee i £0.00
Holiday cancellation i £750.00
Holiday cover i £4,500.00
If renewed, are existing conditions covered? i

Argos

Max benefit £5,000

4 stars
Type of cover i Maximum benefit, condition
Medical cover limit i £5,000.00
Medical excess i £99.00
Annual policy limit i
Annual condition limit i
Lifetime policy limit i
Lifetime condition limit i 5,000
Dental cover (if due to an accident) i £5,000.00
Cruciate ligament damage i £5,000.00
CT scans i £5,000.00
MRI scans i £5,000.00
Prescription diet (treatment of bladder stones only) i £5,000.00
Complementary treatment i £750.00
Euthanasia cover limit i £5,000.00
Cremation i £200.00
Age when compulsory excess rises i 8 years
Amendment fee i £0.00
Holiday cancellation i £750.00
Holiday cover i £5,000.00
If renewed, are existing conditions covered? i

Argos

Lifetime £2,000

3 stars
Type of cover i Lifetime, annual
Medical cover limit i £2,000.00
Medical excess i £99.00
Annual policy limit i £2,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £2,000.00
Cruciate ligament damage i £2,000.00
CT scans i £2,000.00
MRI scans i £2,000.00
Prescription diet (treatment of bladder stones only) i £2,000.00
Complementary treatment i £750.00
Euthanasia cover limit i £2,000.00
Cremation i £200.00
Age when compulsory excess rises i 8 years
Amendment fee i £0.00
Holiday cancellation i £750.00
Holiday cover i £2,000.00
If renewed, are existing conditions covered? i

Argos

Max benefit £2,000

3 stars
Type of cover i Maximum benefit, condition
Medical cover limit i £2,000.00
Medical excess i £99.00
Annual policy limit i
Annual condition limit i
Lifetime policy limit i
Lifetime condition limit i 2,000
Dental cover (if due to an accident) i £2,000.00
Cruciate ligament damage i £2,000.00
CT scans i £2,000.00
MRI scans i £2,000.00
Prescription diet (treatment of bladder stones only) i £2,000.00
Complementary treatment i £750.00
Euthanasia cover limit i £2,000.00
Cremation i £200.00
Age when compulsory excess rises i 8 years
Amendment fee i £0.00
Holiday cancellation i £750.00
Holiday cover i £2,000.00
If renewed, are existing conditions covered? i

Argos

Time limited £2,500

2 stars
Type of cover i Time-limited
Medical cover limit i £2,500.00
Medical excess i £99.00
Annual policy limit i
Annual condition limit i
Lifetime policy limit i
Lifetime condition limit i 2,500
Dental cover (if due to an accident) i £2,500.00
Cruciate ligament damage i £2,500.00
CT scans i £2,500.00
MRI scans i £2,500.00
Prescription diet (treatment of bladder stones only) i £2,500.00
Complementary treatment i £500.00
Euthanasia cover limit i £2,500.00
Cremation i £200.00
Age when compulsory excess rises i 8 years
Amendment fee i £0.00
Holiday cancellation i £250.00
Holiday cover i £2,500.00
If renewed, are existing conditions covered? i

Argos

Lifetime £1,000

2 stars
Type of cover i Lifetime, annual
Medical cover limit i £1,000.00
Medical excess i £99.00
Annual policy limit i £1,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £1,000.00
Cruciate ligament damage i £1,000.00
CT scans i £1,000.00
MRI scans i £1,000.00
Prescription diet (treatment of bladder stones only) i £1,000.00
Complementary treatment i £750.00
Euthanasia cover limit i £1,000.00
Cremation i £200.00
Age when compulsory excess rises i 8 years
Amendment fee i £0.00
Holiday cancellation i £750.00
Holiday cover i £1,000.00
If renewed, are existing conditions covered? i