Argos

Argos is owned by the supermarket group Sainsbury's, and is best known for its catalogue shopping service.

Argos also offers a range of financial services products such as credit cards and insurance.

Argos's pet insurance is underwritten by Pinnacle Insurance PLC. 

Their head office is in Milton Keynes.

Argos
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Gold ribbon: first place

Credit cards

Ranked 8th of 30 providers reviewed.

Customer happiness 63.75%
Customer trust 65.63%
Complaints performance 64.56%
Transparency rating 60.38%
Fairer Finance score
Reviewed Autumn 2021
64%
Gold ribbon: first place

Pet insurance

Ranked 7th of 28 providers reviewed.

Customer happiness 54.63%
Customer trust 53.7%
Complaints performance 83.63%
Transparency rating 70.22%
Fairer Finance score
Reviewed Autumn 2021
66%

Credit cards

0% purchase credit cards

Argos

Classic Credit Card

2 stars
Duration of purchases offer period i 3 months
Representative APR i 34.90%
Highest APR i 39.90%
Purchase rate during promotional period i 0%
Representative purchase rate i 2.53%
Number of days before interest is charged on purchases i 56 days
Risk based? i

Credit builder credit cards

Argos

Classic Credit Card

3 stars
Representative APR i 34.90%
Representative cash transaction interest rate i 3.14%
Representative purchase rate i 2.53%
Risk based? i
Initial minimum credit limit i £250
Representative balance transfer rate i 2.53%

Foreign use credit cards

Argos

Classic Credit Card

1 stars
Foreign purchase fee i 2.75%
Foreign withdrawal fee i 3%
Representative APR i 34.90%
Number of days before interest is charged on non-sterling cash transactions i 0 days
Risk based? i
Representative purchase rate i 2.53%

Pet insurance

Cat insurance

Argos

Lifetime £7,000

5 stars
Vet fees cover limit per condition i £7,000
Dental cover (if due to an accident) i £7,000
If renewed, are existing conditions covered? i
Vet fees cover limit per policy period i 7,000
Cruciate ligament damage i £7,000
CT scans i £7,000
MRI scans i £7,000
Prescription diet (treatment of bladder stones only) i £7,000
Euthanasia cover limit i £7,000
Cremation i £200
Complementary treatment i £1,500
Age when compulsory excess rises i 10 years
Cancellation fee i £0
Amendment fee i £0
Does the policy offer cover if the pet dies because of an illness or accident, or if it’s lost or stolen? i £1,500

Argos

Max benefit £5,000

4 stars
Vet fees cover limit per condition i £5,000
Dental cover (if due to an accident) i £5,000
If renewed, are existing conditions covered? i
Vet fees cover limit per policy period i 5,000
Cruciate ligament damage i £5,000
CT scans i £5,000
MRI scans i £5,000
Prescription diet (treatment of bladder stones only) i £5,000
Euthanasia cover limit i £5,000
Cremation i £200
Complementary treatment i £750
Age when compulsory excess rises i 10 years
Cancellation fee i £0
Amendment fee i £0
Does the policy offer cover if the pet dies because of an illness or accident, or if it’s lost or stolen? i £750

Argos

Max benefit £2,000

4 stars
Vet fees cover limit per condition i £2,000
Dental cover (if due to an accident) i £2,000
If renewed, are existing conditions covered? i
Vet fees cover limit per policy period i 2,000
Cruciate ligament damage i £2,000
CT scans i £2,000
MRI scans i £2,000
Prescription diet (treatment of bladder stones only) i £2,000
Euthanasia cover limit i £2,000
Cremation i £200
Complementary treatment i £750
Age when compulsory excess rises i 10 years
Cancellation fee i £0
Amendment fee i £0
Does the policy offer cover if the pet dies because of an illness or accident, or if it’s lost or stolen? i £750

Argos

Lifetime £3,500

4 stars
Vet fees cover limit per condition i £3,500
Dental cover (if due to an accident) i £3,500
If renewed, are existing conditions covered? i
Vet fees cover limit per policy period i 3,500
Cruciate ligament damage i £3,500
CT scans i £3,500
MRI scans i £3,500
Prescription diet (treatment of bladder stones only) i £3,500
Euthanasia cover limit i £3,500
Cremation i £200
Complementary treatment i £750
Age when compulsory excess rises i 10 years
Cancellation fee i £0
Amendment fee i £0
Does the policy offer cover if the pet dies because of an illness or accident, or if it’s lost or stolen? i £750

Argos

Time limited £2,500

3 stars
Vet fees cover limit per condition i £2,500
Dental cover (if due to an accident) i £2,500
If renewed, are existing conditions covered? i
Vet fees cover limit per policy period i Unlimited
Cruciate ligament damage i £2,500
CT scans i £2,500
MRI scans i £2,500
Prescription diet (treatment of bladder stones only) i £2,500
Euthanasia cover limit i £2,500
Cremation i £200
Complementary treatment i £500
Age when compulsory excess rises i 10 years
Cancellation fee i £0
Amendment fee i £0
Does the policy offer cover if the pet dies because of an illness or accident, or if it’s lost or stolen? i £250

Argos

Time limited £4,000

3 stars
Vet fees cover limit per condition i £4,000
Dental cover (if due to an accident) i £4,000
If renewed, are existing conditions covered? i
Vet fees cover limit per policy period i Unlimited
Cruciate ligament damage i £4,000
CT scans i £4,000
MRI scans i £4,000
Prescription diet (treatment of bladder stones only) i £4,000
Euthanasia cover limit i £4,000
Cremation i £200
Complementary treatment i £750
Age when compulsory excess rises i 10 years
Cancellation fee i £0
Amendment fee i £0
Does the policy offer cover if the pet dies because of an illness or accident, or if it’s lost or stolen? i £750

Argos

Lifetime £1,000

3 stars
Vet fees cover limit per condition i £1,000
Dental cover (if due to an accident) i £1,000
If renewed, are existing conditions covered? i
Vet fees cover limit per policy period i 1,000
Cruciate ligament damage i £1,000
CT scans i £1,000
MRI scans i £1,000
Prescription diet (treatment of bladder stones only) i £1,000
Euthanasia cover limit i £1,000
Cremation i £200
Complementary treatment i £750
Age when compulsory excess rises i 10 years
Cancellation fee i £0
Amendment fee i £0
Does the policy offer cover if the pet dies because of an illness or accident, or if it’s lost or stolen? i £750

Dog insurance

Argos

Lifetime £7,000

5 stars
Vet fees cover limit per condition i £7,000
Dental cover (if due to an accident) i £7,000
If renewed, are existing conditions covered? i
Vet fees cover limit per policy period i 7,000
Cruciate ligament damage i £7,000
CT scans i £7,000
MRI scans i £7,000
Prescription diet (treatment of bladder stones only) i £7,000
Euthanasia cover limit i £7,000
Cremation i £200
Complementary treatment i £1,500
Age when compulsory excess rises i 8 years
Amendment fee i £0

Argos

Time limited £4,000

4 stars
Vet fees cover limit per condition i £4,000
Dental cover (if due to an accident) i £4,000
If renewed, are existing conditions covered? i
Vet fees cover limit per policy period i Unlimited
Cruciate ligament damage i £4,000
CT scans i £4,000
MRI scans i £4,000
Prescription diet (treatment of bladder stones only) i £4,000
Euthanasia cover limit i £4,000
Cremation i £200
Complementary treatment i £750
Age when compulsory excess rises i 8 years
Amendment fee i £0

Argos

Lifetime £4,500

4 stars
Vet fees cover limit per condition i £4,500
Dental cover (if due to an accident) i £4,500
If renewed, are existing conditions covered? i
Vet fees cover limit per policy period i 4,500
Cruciate ligament damage i £4,500
CT scans i £4,500
MRI scans i £4,500
Prescription diet (treatment of bladder stones only) i £4,500
Euthanasia cover limit i £4,500
Cremation i £200
Complementary treatment i £750
Age when compulsory excess rises i 8 years
Amendment fee i £0

Argos

Max benefit £5,000

4 stars
Vet fees cover limit per condition i £5,000
Dental cover (if due to an accident) i £5,000
If renewed, are existing conditions covered? i
Vet fees cover limit per policy period i 5,000
Cruciate ligament damage i £5,000
CT scans i £5,000
MRI scans i £5,000
Prescription diet (treatment of bladder stones only) i £5,000
Euthanasia cover limit i £5,000
Cremation i £200
Complementary treatment i £750
Age when compulsory excess rises i 8 years
Amendment fee i £0

Argos

Lifetime £2,000

3 stars
Vet fees cover limit per condition i £2,000
Dental cover (if due to an accident) i £2,000
If renewed, are existing conditions covered? i
Vet fees cover limit per policy period i 2,000
Cruciate ligament damage i £2,000
CT scans i £2,000
MRI scans i £2,000
Prescription diet (treatment of bladder stones only) i £2,000
Euthanasia cover limit i £2,000
Cremation i £200
Complementary treatment i £750
Age when compulsory excess rises i 8 years
Amendment fee i £0

Argos

Time limited £2,500

3 stars
Vet fees cover limit per condition i £2,500
Dental cover (if due to an accident) i £2,500
If renewed, are existing conditions covered? i
Vet fees cover limit per policy period i Unlimited
Cruciate ligament damage i £2,500
CT scans i £2,500
MRI scans i £2,500
Prescription diet (treatment of bladder stones only) i £2,500
Euthanasia cover limit i £2,500
Cremation i £200
Complementary treatment i £500
Age when compulsory excess rises i 8 years
Amendment fee i £0

Argos

Max benefit £2,000

3 stars
Vet fees cover limit per condition i £2,000
Dental cover (if due to an accident) i £2,000
If renewed, are existing conditions covered? i
Vet fees cover limit per policy period i 2,000
Cruciate ligament damage i £2,000
CT scans i £2,000
MRI scans i £2,000
Prescription diet (treatment of bladder stones only) i £2,000
Euthanasia cover limit i £2,000
Cremation i £200
Complementary treatment i £750
Age when compulsory excess rises i 8 years
Amendment fee i £0