Argos

Argos is owned by the supermarket group Sainsbury's, and is best known for its catalogue shopping service.

Argos also offers a range of financial services products such as credit cards and insurance.

Argos's pet insurance is underwritten by Pinnacle Insurance PLC. 

Their head office is in Milton Keynes.

Argos
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Gold ribbon: first place

Credit cards

Ranked 2nd of 31 providers reviewed.

Customer happiness 73.03%
Customer trust 71.71%
Complaints performance 65.01%
Transparency rating 59.41%
Fairer Finance score
Reviewed Autumn 2022
67%

Pet insurance

Ranked 14th of 31 providers reviewed.

Customer happiness 51.94%
Customer trust 48.06%
Complaints performance 85.23%
Transparency rating 74.06%
Fairer Finance score
Reviewed Autumn 2022
65%

Credit cards

0% purchase credit cards

Argos

Classic Credit Card

1 stars
Duration of purchases offer period i 3 months
Representative APR i 34.9%
Highest APR i 39.9%
Purchase rate during promotional period i 0%
Representative purchase rate i 2.529%
Number of days before interest is charged on purchases i 56 days
Risk based? i

Credit builder credit cards

Argos

Classic Credit Card

3 stars
Representative APR i 34.9%
Representative cash transaction interest rate i 3.141%
Representative purchase rate i 2.529%
Risk based? i
Initial minimum credit limit i £250.00
Representative balance transfer rate i 2.53%

Foreign use credit cards

Argos

Classic Credit Card

1 stars
Foreign purchase fee i 2.75%
Foreign withdrawal fee i 3%
Representative APR i 34.9%
Number of days before interest is charged on non-sterling cash transactions i 0 days
Risk based? i
Representative purchase rate i 2.529%

Pet insurance

Cat insurance

Argos

Lifetime £7,000

5 stars
Type of cover i Lifetime, annual
Medical cover limit i £7,000.00
Medical excess i £99.00
Annual policy limit i £7,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £7,000.00
Cruciate ligament damage i £7,000.00
CT scans i £7,000.00
MRI scans i £7,000.00
Prescription diet (treatment of bladder stones only) i £7,000.00
Complementary treatment i £1,500.00
Boarding fees limit i £1,000.00
Death benefit (illness) i £1,500.00
Euthanasia cover limit i £7,000.00
Cremation i £200.00
Holiday cancellation i £3,000.00
Holiday cover i £1,000.00
Quarantine costs cover i £1,000.00
Loss of PETS passport or other travel documents i £250.00
Emergency expenses abroad i £1,000.00
Maximum number of days abroad i 90 days
Age when compulsory excess rises i 10 years
Cancellation fee i £0.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

Argos

Max benefit £5,000

4 stars
Type of cover i Maximum benefit, condition
Medical cover limit i £5,000.00
Medical excess i £99.00
Annual policy limit i
Annual condition limit i
Lifetime policy limit i
Lifetime condition limit i £5,000.00
Dental cover (if due to an accident) i £5,000.00
Cruciate ligament damage i £5,000.00
CT scans i £5,000.00
MRI scans i £5,000.00
Prescription diet (treatment of bladder stones only) i £5,000.00
Complementary treatment i £750.00
Boarding fees limit i £500.00
Death benefit (illness) i £750.00
Euthanasia cover limit i £5,000.00
Cremation i £200.00
Holiday cancellation i £750.00
Holiday cover i £500.00
Quarantine costs cover i £500.00
Loss of PETS passport or other travel documents i £250.00
Emergency expenses abroad i £500.00
Maximum number of days abroad i 90 days
Age when compulsory excess rises i 10 years
Cancellation fee i £0.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

Argos

Lifetime £4,500

4 stars
Type of cover i Lifetime, annual
Medical cover limit i £4,500.00
Medical excess i £99.00
Annual policy limit i £4,500.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £4,500.00
Cruciate ligament damage i £4,500.00
CT scans i £4,500.00
MRI scans i £4,500.00
Prescription diet (treatment of bladder stones only) i £4,500.00
Complementary treatment i £750.00
Boarding fees limit i £500.00
Death benefit (illness) i £750.00
Euthanasia cover limit i £4,500.00
Cremation i £200.00
Holiday cancellation i £750.00
Holiday cover i £500.00
Quarantine costs cover i £500.00
Loss of PETS passport or other travel documents i £250.00
Emergency expenses abroad i £500.00
Maximum number of days abroad i 90 days
Age when compulsory excess rises i 10 years
Cancellation fee i £0.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

Argos

Time limited £2,500

3 stars
Type of cover i Time-limited
Medical cover limit i £2,500.00
Medical excess i £99.00
Annual policy limit i
Annual condition limit i
Lifetime policy limit i
Lifetime condition limit i £2,500.00
Dental cover (if due to an accident) i £2,500.00
Cruciate ligament damage i £2,500.00
CT scans i £2,500.00
MRI scans i £2,500.00
Prescription diet (treatment of bladder stones only) i £2,500.00
Complementary treatment i £500.00
Boarding fees limit i £150.00
Death benefit (illness) i £250.00
Euthanasia cover limit i £2,500.00
Cremation i £200.00
Holiday cancellation i £250.00
Holiday cover i £150.00
Quarantine costs cover i £150.00
Loss of PETS passport or other travel documents i £250.00
Emergency expenses abroad i £150.00
Maximum number of days abroad i 90 days
Age when compulsory excess rises i 10 years
Cancellation fee i £0.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

Argos

Time limited £4,000

3 stars
Type of cover i Time-limited
Medical cover limit i £4,000.00
Medical excess i £99.00
Annual policy limit i
Annual condition limit i
Lifetime policy limit i
Lifetime condition limit i £4,000.00
Dental cover (if due to an accident) i £4,000.00
Cruciate ligament damage i £4,000.00
CT scans i £4,000.00
MRI scans i £4,000.00
Prescription diet (treatment of bladder stones only) i £4,000.00
Complementary treatment i £750.00
Boarding fees limit i £500.00
Death benefit (illness) i £750.00
Euthanasia cover limit i £4,000.00
Cremation i £200.00
Holiday cancellation i £1,500.00
Holiday cover i £500.00
Quarantine costs cover i £500.00
Loss of PETS passport or other travel documents i £250.00
Emergency expenses abroad i £500.00
Maximum number of days abroad i 90 days
Age when compulsory excess rises i 10 years
Cancellation fee i £0.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

Argos

Lifetime £2,000

3 stars
Type of cover i Lifetime, annual
Medical cover limit i £2,000.00
Medical excess i £99.00
Annual policy limit i £2,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £2,000.00
Cruciate ligament damage i £2,000.00
CT scans i £2,000.00
MRI scans i £2,000.00
Prescription diet (treatment of bladder stones only) i £2,000.00
Complementary treatment i £750.00
Boarding fees limit i £500.00
Death benefit (illness) i £750.00
Euthanasia cover limit i £2,000.00
Cremation i £200.00
Holiday cancellation i £750.00
Holiday cover i £500.00
Quarantine costs cover i £500.00
Loss of PETS passport or other travel documents i £250.00
Emergency expenses abroad i £500.00
Maximum number of days abroad i 90 days
Age when compulsory excess rises i 10 years
Cancellation fee i £0.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

Argos

Max benefit £2,000

3 stars
Type of cover i Maximum benefit, condition
Medical cover limit i £2,000.00
Medical excess i £99.00
Annual policy limit i
Annual condition limit i
Lifetime policy limit i
Lifetime condition limit i £2,000.00
Dental cover (if due to an accident) i £2,000.00
Cruciate ligament damage i £2,000.00
CT scans i £2,000.00
MRI scans i £2,000.00
Prescription diet (treatment of bladder stones only) i £2,000.00
Complementary treatment i £750.00
Boarding fees limit i £500.00
Death benefit (illness) i £750.00
Euthanasia cover limit i £2,000.00
Cremation i £200.00
Holiday cancellation i £750.00
Holiday cover i £500.00
Quarantine costs cover i £500.00
Loss of PETS passport or other travel documents i £250.00
Emergency expenses abroad i £500.00
Maximum number of days abroad i 90 days
Age when compulsory excess rises i 10 years
Cancellation fee i £0.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

Dog insurance

Argos

Lifetime £7,000

5 stars
Type of cover i Lifetime, annual
Medical cover limit i £7,000.00
Medical excess i £99.00
Annual policy limit i £7,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £7,000.00
Cruciate ligament damage i £7,000.00
CT scans i £7,000.00
MRI scans i £7,000.00
Prescription diet (treatment of bladder stones only) i £7,000.00
Complementary treatment i £1,500.00
Euthanasia cover limit i £7,000.00
Cremation i £200.00
Age when compulsory excess rises i 8 years
Amendment fee i £0.00
Holiday cancellation i £3,000.00
Holiday cover i £1,000.00
If renewed, are existing conditions covered? i

Argos

Time limited £4,000

4 stars
Type of cover i Time-limited
Medical cover limit i £4,000.00
Medical excess i £99.00
Annual policy limit i
Annual condition limit i
Lifetime policy limit i
Lifetime condition limit i 4,000
Dental cover (if due to an accident) i £4,000.00
Cruciate ligament damage i £4,000.00
CT scans i £4,000.00
MRI scans i £4,000.00
Prescription diet (treatment of bladder stones only) i £4,000.00
Complementary treatment i £750.00
Euthanasia cover limit i £4,000.00
Cremation i £200.00
Age when compulsory excess rises i 8 years
Amendment fee i £0.00
Holiday cancellation i £1,500.00
Holiday cover i £500.00
If renewed, are existing conditions covered? i

Argos

Lifetime £4,500

4 stars
Type of cover i Lifetime, annual
Medical cover limit i £4,500.00
Medical excess i £99.00
Annual policy limit i £4,500.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £4,500.00
Cruciate ligament damage i £4,500.00
CT scans i £4,500.00
MRI scans i £4,500.00
Prescription diet (treatment of bladder stones only) i £4,500.00
Complementary treatment i £750.00
Euthanasia cover limit i £4,500.00
Cremation i £200.00
Age when compulsory excess rises i 8 years
Amendment fee i £0.00
Holiday cancellation i £750.00
Holiday cover i £500.00
If renewed, are existing conditions covered? i

Argos

Max benefit £5,000

4 stars
Type of cover i Maximum benefit, condition
Medical cover limit i £5,000.00
Medical excess i £99.00
Annual policy limit i
Annual condition limit i
Lifetime policy limit i
Lifetime condition limit i 5,000
Dental cover (if due to an accident) i £5,000.00
Cruciate ligament damage i £5,000.00
CT scans i £5,000.00
MRI scans i £5,000.00
Prescription diet (treatment of bladder stones only) i £5,000.00
Complementary treatment i £750.00
Euthanasia cover limit i £5,000.00
Cremation i £200.00
Age when compulsory excess rises i 8 years
Amendment fee i £0.00
Holiday cancellation i £750.00
Holiday cover i £500.00
If renewed, are existing conditions covered? i

Argos

Lifetime £2,000

3 stars
Type of cover i Lifetime, annual
Medical cover limit i £2,000.00
Medical excess i £99.00
Annual policy limit i £2,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £2,000.00
Cruciate ligament damage i £2,000.00
CT scans i £2,000.00
MRI scans i £2,000.00
Prescription diet (treatment of bladder stones only) i £2,000.00
Complementary treatment i £750.00
Euthanasia cover limit i £2,000.00
Cremation i £200.00
Age when compulsory excess rises i 8 years
Amendment fee i £0.00
Holiday cancellation i £750.00
Holiday cover i £500.00
If renewed, are existing conditions covered? i

Argos

Max benefit £2,000

3 stars
Type of cover i Maximum benefit, condition
Medical cover limit i £2,000.00
Medical excess i £99.00
Annual policy limit i
Annual condition limit i
Lifetime policy limit i
Lifetime condition limit i 2,000
Dental cover (if due to an accident) i £2,000.00
Cruciate ligament damage i £2,000.00
CT scans i £2,000.00
MRI scans i £2,000.00
Prescription diet (treatment of bladder stones only) i £2,000.00
Complementary treatment i £750.00
Euthanasia cover limit i £2,000.00
Cremation i £200.00
Age when compulsory excess rises i 8 years
Amendment fee i £0.00
Holiday cancellation i £750.00
Holiday cover i £500.00
If renewed, are existing conditions covered? i

Argos

Time limited £2,500

2 stars
Type of cover i Time-limited
Medical cover limit i £2,500.00
Medical excess i £99.00
Annual policy limit i
Annual condition limit i
Lifetime policy limit i
Lifetime condition limit i 2,500
Dental cover (if due to an accident) i £2,500.00
Cruciate ligament damage i £2,500.00
CT scans i £2,500.00
MRI scans i £2,500.00
Prescription diet (treatment of bladder stones only) i £2,500.00
Complementary treatment i £500.00
Euthanasia cover limit i £2,500.00
Cremation i £200.00
Age when compulsory excess rises i 8 years
Amendment fee i £0.00
Holiday cancellation i £250.00
Holiday cover i £150.00
If renewed, are existing conditions covered? i