Argos

Argos is owned by the supermarket group Sainsbury's, and is best known for its catalogue shopping service.

Argos also offers a range of financial services products such as credit cards and insurance.

Argos's pet insurance is underwritten by Pinnacle Insurance PLC.

Their head office is in Milton Keynes.

Our product ratings are designed to help you choose a quality product. We rate policies on the key features that are most important for the majority of customers.

Pet insurance

18 products reviewed

Cat insurance

9 products reviewed

Argos

Lifetime £7,000

Feature Value
Medical excess
£99.00
Type of cover
Lifetime, annual
Medical cover limit
£7,000.00
If renewed, are existing conditions covered? Yes
Annual policy limit
£7,000.00
Annual condition limit
N/A
Lifetime policy limit
Unlimited
Lifetime condition limit
N/A
Argos

Max benefit £5,000

Feature Value
Medical excess
£99.00
Type of cover
Maximum benefit, condition
Medical cover limit
£5,000.00
If renewed, are existing conditions covered? Yes
Annual policy limit
N/A
Annual condition limit
N/A
Lifetime policy limit
N/A
Lifetime condition limit
£5,000.00
Argos

Lifetime £3,500

Feature Value
Medical excess
£99.00
Type of cover
Lifetime, annual
Medical cover limit
£3,500.00
If renewed, are existing conditions covered? Yes
Annual policy limit
£3,500.00
Annual condition limit
N/A
Lifetime policy limit
Unlimited
Lifetime condition limit
N/A
Argos

Lifetime £4,500

Feature Value
Medical excess
£99.00
Type of cover
Lifetime, annual
Medical cover limit
£4,500.00
If renewed, are existing conditions covered? Yes
Annual policy limit
£4,500.00
Annual condition limit
N/A
Lifetime policy limit
Unlimited
Lifetime condition limit
N/A
Argos

Time limited £4,000

Feature Value
Medical excess
£99.00
Type of cover
Time-limited
Medical cover limit
£4,000.00
If renewed, are existing conditions covered? No
Annual policy limit
N/A
Annual condition limit
N/A
Lifetime policy limit
N/A
Lifetime condition limit
£4,000.00
Argos

Lifetime £2,000

Feature Value
Medical excess
£99.00
Type of cover
Lifetime, annual
Medical cover limit
£2,000.00
If renewed, are existing conditions covered? Yes
Annual policy limit
£2,000.00
Annual condition limit
N/A
Lifetime policy limit
Unlimited
Lifetime condition limit
N/A
Argos

Max benefit £2,000

Feature Value
Medical excess
£99.00
Type of cover
Maximum benefit, condition
Medical cover limit
£2,000.00
If renewed, are existing conditions covered? Yes
Annual policy limit
N/A
Annual condition limit
N/A
Lifetime policy limit
N/A
Lifetime condition limit
£2,000.00
Argos

Time limited £2,500

Feature Value
Medical excess
£99.00
Type of cover
Time-limited
Medical cover limit
£2,500.00
If renewed, are existing conditions covered? No
Annual policy limit
N/A
Annual condition limit
N/A
Lifetime policy limit
N/A
Lifetime condition limit
£2,500.00
Argos

Lifetime £1,000

Feature Value
Medical excess
£99.00
Type of cover
Lifetime, annual
Medical cover limit
£1,000.00
If renewed, are existing conditions covered? Yes
Annual policy limit
£1,000.00
Annual condition limit
N/A
Lifetime policy limit
Unlimited
Lifetime condition limit
N/A
Dog insurance

9 products reviewed

Argos

Lifetime £7,000

Feature Value
Medical excess
£99.00
Type of cover
Lifetime, annual
Medical cover limit
£7,000.00
If renewed, are existing conditions covered? Yes
Annual policy limit
£7,000.00
Annual condition limit
N/A
Lifetime policy limit
Unlimited
Lifetime condition limit
N/A
Argos

Lifetime £4,500

Feature Value
Medical excess
£99.00
Type of cover
Lifetime, annual
Medical cover limit
£4,500.00
If renewed, are existing conditions covered? Yes
Annual policy limit
£4,500.00
Annual condition limit
N/A
Lifetime policy limit
Unlimited
Lifetime condition limit
N/A
Argos

Max benefit £5,000

Feature Value
Medical excess
£99.00
Type of cover
Maximum benefit, condition
Medical cover limit
£5,000.00
If renewed, are existing conditions covered? Yes
Annual policy limit
N/A
Annual condition limit
N/A
Lifetime policy limit
N/A
Lifetime condition limit
£5,000.00
Argos

Time limited £4,000

Feature Value
Medical excess
£99.00
Type of cover
Time-limited
Medical cover limit
£4,000.00
If renewed, are existing conditions covered? No
Annual policy limit
N/A
Annual condition limit
N/A
Lifetime policy limit
N/A
Lifetime condition limit
£4,000.00
Argos

Lifetime £3,500

Feature Value
Medical excess
£99.00
Type of cover
Lifetime, annual
Medical cover limit
£3,500.00
If renewed, are existing conditions covered? Yes
Annual policy limit
£3,500.00
Annual condition limit
N/A
Lifetime policy limit
Unlimited
Lifetime condition limit
N/A
Argos

Lifetime £2,000

Feature Value
Medical excess
£99.00
Type of cover
Lifetime, annual
Medical cover limit
£2,000.00
If renewed, are existing conditions covered? Yes
Annual policy limit
£2,000.00
Annual condition limit
N/A
Lifetime policy limit
Unlimited
Lifetime condition limit
N/A
Argos

Time limited £2,500

Feature Value
Medical excess
£99.00
Type of cover
Time-limited
Medical cover limit
£2,500.00
If renewed, are existing conditions covered? No
Annual policy limit
N/A
Annual condition limit
N/A
Lifetime policy limit
N/A
Lifetime condition limit
£2,500.00
Argos

Max benefit £2,000

Feature Value
Medical excess
£99.00
Type of cover
Maximum benefit, condition
Medical cover limit
£2,000.00
If renewed, are existing conditions covered? Yes
Annual policy limit
N/A
Annual condition limit
N/A
Lifetime policy limit
N/A
Lifetime condition limit
£2,000.00
Argos

Lifetime £1,000

Feature Value
Medical excess
£99.00
Type of cover
Lifetime, annual
Medical cover limit
£1,000.00
If renewed, are existing conditions covered? Yes
Annual policy limit
£1,000.00
Annual condition limit
N/A
Lifetime policy limit
Unlimited
Lifetime condition limit
N/A

Our unique Customer Experience Ratings help consumers find companies that offer a good service.

Pet insurance

Ranked 7th of 29 providers reviewed

Customer happiness score 59.91%
Customer trust score 57.28%
Complaints performance 82.47%
Transparency rating 81.71%

Fairer Finance Score

Reviewed Autumn 2026

 70.34%