Bradford & Bingley

Founded in 1964, Bradford & Bingley was a bank that collapsed during the 2008 financial crisis. After being nationalised, it was split up and sold.

The savings business is now owned by Santander, while the mortgage business remains in public ownership. Some customers still hold mortgages with the brand, but you can't take out a new mortgage loan from Bradford & Bingley.

The only part of the business that still takes on new customers under the Bradford & Bingley brand is its insurance business. This is now owned by BGL Group, which owns Budget Insurance and Compare The Market. BGL also owns Beagle Street, a newcomer in the life insurance market.

Bradford & Bingley's head offices for insurance are in Bingley, West Yorkshire.

Bradford & Bingley
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Gold ribbon: first place

Home insurance (building and contents)

Ranked 11th of 49 providers reviewed.

Customer happiness 64.04%
Customer trust 63.01%
Complaints performance 79.39%
Transparency rating 62.08%
Fairer Finance score
Reviewed Spring 2022
67%

Home insurance (building and contents)

Bradford & Bingley

Home Insurance

3 stars
Matching sets (Contents) i
Theft from outbuildings cover limit i £2,000.00
Escape of water excess i £350.00
Garden plants i
Alternative accommodation cover limit for contents i £7,000.00
Alternative accommodation cover limit for buildings i 20% of sum insured
Cover for keys if lost i £500.00
Money in the home i £1,000.00
Replace belongings new for old i
24hr helpline i
Dual Contents i

Buildings insurance

Bradford & Bingley

Home Insurance

4 stars
Trace and Access i £5,000.00
Cover for keys if lost i £500.00
Matching sets i
Rainfall (mm) i Not Defined
Alternative accommodation cover limit i 20% of sum insured
Cover for keys if stolen i £500.00
Compulsory excess i £0.00
Escape of water excess i £350.00
24hr helpline i
Property owner liability i £2,000,000.00

Contents insurance

Bradford & Bingley

Home Insurance

2 stars
Matching sets i
Cover for keys if lost i £500.00
Theft from outbuildings cover limit i £2,000.00
Cycles included whilst in the home i Part of sum insured
Replace belongings new for old i
Cover for keys if stolen i £500.00
Money in the home i £1,000.00
Alternative accommodation cover limit i £7,000.00
24hr helpline i